Technology -
Information Technology Services - NASDAQ - US
$ 1.4091
0 %
$ 37.4 M
Market Cap
11.58
P/E
1. INTRINSIC VALUE
Balance Sheet
Usio, Inc.
| Current Assets | 95.2 M |
| Cash & Short-Term Investments | 8.06 M |
| Receivables | 6.55 M |
| Other Current Assets | 80.6 M |
| Non-Current Assets | 12.1 M |
| Long-Term Investments | 0 |
| PP&E | 6.23 M |
| Other Non-Current Assets | 5.82 M |
| Current Liabilities | 84.9 M |
| Accounts Payable | 1.26 M |
| Short-Term Debt | 760 K |
| Other Current Liabilities | 82.9 M |
| Non-Current Liabilities | 3.11 M |
| Long-Term Debt | 3.11 M |
| Other Non-Current Liabilities | 0 |
EFFICIENCY
Earnings Waterfall
Usio, Inc.
| Revenue | 82.9 M |
| Cost Of Revenue | 63.3 M |
| Gross Profit | 19.6 M |
| Operating Expenses | 21.1 M |
| Operating Income | -1.47 M |
| Other Expenses | -4.78 M |
| Net Income | 3.31 M |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Usio, Inc.
| Net Income | 3.31 M |
| Depreciation & Amortization | 2.26 M |
| Capital Expenditures | -992 K |
| Stock-Based Compensation | 2.09 M |
| Change in Working Capital | -1.71 M |
| Others | -516 K |
| Free Cash Flow | 1.9 M |
Wall Street Analysts Price Targets
Usio, Inc.
USIO has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
USIO does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
Usio, Inc.
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
3.7 K USD 1
9-12 MONTHS
7. News
Usio, Inc. (USIO) Q1 2025 Earnings Call Transcript
Usio, Inc. (NASDAQ:USIO ) Q1 2025 Earnings Conference Call May 14, 2025 4:30 PM ET Company Participants Paul Manley - SVP, IR Greg Carter - EVP, Payment & Acceptance Louis Hoch - Chairman & CEO Michael White - SVP & Accounting Officer Houston Frost - Chief Product Officer Conference Call Participants Barry Sine - Litchfield Hills Scott Buck - H.C. Wainwright Jon Hickman - Ladenburg Thalmann Michael Diana - Maxim Group Operator Hello, and welcome to Usio's First Quarter Fiscal 2025 Earnings Conference Call.
seekingalpha.com
- 1 month ago
Usio Inc (USIO) Reports Q1 Loss, Misses Revenue Estimates
Usio Inc (USIO) came out with a quarterly loss of $0.01 per share versus the Zacks Consensus Estimate of $0.04. This compares to loss of $0.01 per share a year ago.
zacks.com
- 1 month ago
Usio Announces First Quarter 2025 Financial Results
Record First Quarter Revenues of $22.0 million Total payment dollars processed through all payment channels up 34% versus the prior year period SAN ANTONIO, May 14, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced financial results for the first quarter, which ended March 31, 2025. Louis Hoch, President and Chief Executive Officer of Usio, said, “Results in the first quarter continue to reflect strong fundamental processing growth, disciplined cost control, and strong positive cash flow and a continued commitment to cash management.
globenewswire.com
- 1 month ago
Usio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025
SAN ANTONIO, April 23, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will release first quarter 2025 financial results for the period ended March 31, 2025, after the market closes on Wednesday, May 14, 2025.
globenewswire.com
- 1 month ago
I Like Usio's Direction, But Not Enough To Buy Right Now
Usio, Inc. is transitioning from transactional services to an integrated fintech platform, focusing on recurring, tech-driven revenue streams for future growth. Despite a strong year-end finish with notable cash flow and payment processing volume increases, core revenue growth remains underwhelming. The company's valuation reflects investor optimism for future growth, but earnings volatility and execution risks make it a hold rather than a buy.
seekingalpha.com
- 2 months ago
Usio, Inc. (USIO) Q4 2024 Earnings Call Transcript
Usio, Inc. (NASDAQ:USIO ) Q4 2024 Results Conference Call March 26, 2025 4:30 PM ET Company Participants Paul Manley - Senior Vice President, Investor Relations Louis Hoch - Chairman, Chief Executive Officer Greg Carter - Executive Vice President, Payment & Acceptance Conference Call Participants Scott Buck - H.C. Wainwright Operator Hello, and welcome to the Usio's Fourth Quarter and Fiscal Year-End 2024 Earnings Conference Call.
seekingalpha.com
- 2 months ago
Usio Inc (USIO) Tops Q4 Earnings Estimates
Usio Inc (USIO) came out with quarterly earnings of $0.02 per share, beating the Zacks Consensus Estimate of a loss of $0.01 per share. This compares to break-even earnings per share a year ago.
zacks.com
- 2 months ago
Usio Increases, Extends Share Repurchase Program
Fintech company Usio is increasing its share repurchase program, and extending the expiration date to May 15, 2028.
marketwatch.com
- 2 months ago
Usio Announces Improved Profitability; Fourth Quarter GAAP Earnings of $0.02 per share and Full Year GAAP Earnings of $0.12 per share
Full Year Revenues up in each of ACH & Complementary Services, Card and Output Solutions Business Units
globenewswire.com
- 2 months ago
Usio Increases and Extends Share Repurchase Program
SAN ANTONIO, March 26, 2025 (GLOBE NEWSWIRE) -- Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solutions, today announced that its Board of Directors has authorized to renew the Company's Share Repurchase Program for an additional 3 years or until funds are depleted, with an aggregate total purchase limit of $4,000,000. The original May 15, 2025 expiration date has been extended to May 15, 2028.
globenewswire.com
- 2 months ago
Usio to Host Fourth Quarter and Fiscal Year End 2024 Conference Call to Discuss Results and Provide Company Update on March 26, 2025
SAN ANTONIO, March 12, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will release fourth quarter and fiscal year end 2024 financial results for the period ended December 31, 2024, after the market closes on Wednesday, March 26, 2025.
globenewswire.com
- 3 months ago
Usio Announces Participation in Upcoming Investor Conferences
February 25-26 - Oppenheimer 10 th Annual Emerging Growth Conference- Virtual March 16-18 - The 37 th Annual Roth Conference, Laguna Beach, CA April 9-10 - LD Micro Conference, New York, NY May 21 - Ladenburg Thalmann Tech Conference, New York, NY SAN ANTONIO, Feb. 12, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq: USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, announced today its participation in a series of high-profile investor conferences. These events will include both in-person and virtual appearances, featuring presentations by Louis Hoch, CEO, or other senior company executives.
globenewswire.com
- 4 months ago
8. Profile
Summary
Usio, Inc. USIO
COUNTRY
US
INDUSTRY
Information Technology Services
MARKET CAP
$ 37.4 M
Dividend Yield
0.00%
Description
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services include Represented Check, a consumer non-sufficient funds check that is presented for payment electronically rather than through the paper check collection system; and Accounts Receivable Check Conversion, a consumer paper check payment that is converted into an e-check. The company also offers merchant account services for the processing of card-based transactions through the VISA, MasterCard, American Express, Discover, and JCB networks, including online terminal services accessed through a website or retail services accessed through a physical terminal. In addition, it provides a proprietary web-based customer service application that allows companies to process one-time and recurring payments through e-checks or credit cards; and an interactive voice response telephone system to companies, which accept payments directly from consumers over the telephone using e-checks or credit cards. Further, the company offers prepaid and incentive card issuance services; and operates a prepaid core processing platform, as well as provides additional services, such as electronic bill presentment, document composition, document decomposition, and printing and mailing services for various industry verticals, including utilities and financial institutions. It markets and sells ACH products and services primarily through resellers; and prepaid card program directly to government entities, corporations, and to consumers through the internet. The company was formerly known as Payment Data Systems, Inc. and changed its name to Usio, Inc. in June 2019. Usio, Inc. was incorporated in 1998 and is headquartered in San Antonio, Texas.
Contact
3611 Paesanos Parkway, San Antonio, TX, 78231
https://www.usio.com
IPO
Date
Feb. 22, 1999
Employees
107
Officers
Mr. Louis A. Hoch
Co-Founder, Chairman, President, Chief Executive Officer & Chief Operating Officer
Mr. Michael White
Senior Vice President, Chief Accounting Officer and Principal Accounting & Financial Officer
Mr. Gregory Mark Carter
Executive Vice President of Payment Acceptance & Chief Revenue Officer
Mr. Kenneth Wayne Keller
Chief Technology Officer & Senior Vice President
Mr. Joseph Saahene AAP, C.P.P., CFE, J.D., M.B.A.
Vice President & General Counsel
Mr. Paul M. Manley
Senior Vice President of Investor Relations
Mr. Joe Huch C.P.P.
Vice President of Sales
Mr. Houston Korth Frost
Chief Product Officer
Mr. Larry Morrison C.P.P.
Senior Vice President of Business Development
Mr. Wayne Gonzales AAP, CAMS, CFE, CFI
Senior Vice President & Chief Compliance Officer