USIO - Intrinsic Value and Financial Analysis - Usio, Inc.

Usio, Inc. USIO

Technology - Information Technology Services - NASDAQ - US

Watchlist

$ 1.485

-1.66 %

$ 40.3 M

Market Cap

14.85

P/E

BALANCE SHEET

107 M ASSETS

Growth Rates

1Year 9.21%

3Years 8.96%

5Years 9.41%

7Years 6.35%

10Years 14.53%

91.9 M LIABILITIES

Growth Rates

1Year 9.39%

3Years 11.67%

5Years 9.42%

7Years 6.15%

10Years 13.07%

15.1 M EQUITY

Growth Rates

1Year 8.14%

3Years -3.37%

5Years 9.36%

7Years 7.62%

10Years 37.17%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Usio, Inc.

107 M ASSETS
91.9 M LIABILITIES

Current Assets	97.2 M
Cash & Short-Term Investments	7.16 M
Receivables	5.56 M
Other Current Assets	84.5 M
Non-Current Assets	9.69 M
Long-Term Investments	0
PP&E	6.08 M
Other Non-Current Assets	3.61 M

Current Liabilities	89.2 M
Accounts Payable	1.03 M
Short-Term Debt	741 K
Other Current Liabilities	87.5 M
Non-Current Liabilities	2.64 M
Long-Term Debt	2.64 M
Other Non-Current Liabilities	0

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999
ASSETS
Cash & Cash Equivalents	7.2	5.7	7.3	5.0	2.1	2.7	4.8	4.1	4.1	55.0	26.6	3.8	3.7	1.0	0.6	0.1	0.1	0.2	0.4	0.2	0.5	0.3	6.2	6.2	7.1
Short Term Investments	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0.2	1.0	0
Receivables	5.6	4.4	5.0	2.9	1.3	1.3	1.1	1.1	1.1	1.0	0.6	0.4	0.4	0.1	92.5 K	0.2	85.7 K	89 K	59.6 K	57.8 K	43.7 K	0.7	0.4	0.8	40.4 K
Inventory	0.4	0.5	0.4	0.2	10.7	12.7	15.0	15.8	18.0	0.8	0	0	0	0	0	0	0	0	0	0	0	0	0.2	0	0
Other Current Assets	83.7	76.4	108.2	60.7	49.6	57.4	53.2	59.8	57.9	1.0	0.2	0.2	64.3 K	44.3 K	32.5 K	41.7 K	61.8 K	0.3	52 K	47.8 K	0.1	1.6	0.4	0.9	0.4
Total Current Assets	97.2	87.4	121.3	69.1	53.0	60.9	59.1	65.0	63.1	56.9	27.3	4.3	4.1	1.1	0.7	0.3	0.2	0.4	0.5	0.3	0.7	2.5	7.3	8.8	7.5
PP&E	6.1	6.0	6.4	5.8	4.0	1.9	2.1	2.5	3.1	2.7	0.1	91.3 K	4.23 K	3.08 K	25.6 K	62.1 K	0.1	0.2	0.2	0.1	0.2	2.2	3.7	4.5	1.5
Intangible Assets	1.7	2.6	4.2	6.0	2.7	3.7	4.7	0.2	0.3	0.4	0	0	0	0	0	0	0	0	0	0	0	22.5 K	37.5 K	52.5 K	0
Goodwill	9.76 K	9.76 K	9.76 K	9.76 K	9.76 K	9.76 K	9.76 K	9.76 K	9.76 K	15.5 K	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	0	0	0	0	0	0	0	0	0	38.4 K	27.4 K	31.5 K	74.8 K	99.7 K	0	0	0	0	0	0	0	0	0	0	0
Other Long Term Assets	0.4	0.4	0.3	0.4	0.4	0.3	0.2	0.2	0.2	0.2	0.1	0.8	0.7	0.7	0.5	0.3	26.7 K	26.7 K	20.8 K	23.6 K	37.8 K	0	0.4	1.9	0.4
Other Assets	0	1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	106.9	97.9	133.7	82.7	61.6	68.2	67.4	69.5	68.4	61.1	27.5	5.2	4.9	2.0	1.2	0.6	0.4	0.6	0.7	0.4	0.9	4.7	11.4	15.3	9.4
LIABILITIES
Accounts Payable	1.0	0.9	1.4	0.9	0.4	0.3	0.3	0.1	0.1	37.8 K	60.8 K	0.2	43.4 K	70.7 K	99.7 K	0.1	0.2	0.1	0.5	0.5	0.5	0.9	0.2	0.7	0.6
Short Term Debt	0.7	0.7	0.6	0.7	0.7	0	0	0	0	0	0	0	0.3	0	0	0	0	0.4	0	0.3	0	1.8	0.1	1.7	0.3
Other Current Liabilities	85.3	78.2	110.2	61.7	50.4	58.1	54.0	60.3	59.0	53.9	26.8	2.7	3.9	1.0	1.9	0.8	0.6	0.6	0.8	0.4	0.2	1.8	0.7	1.1	0.3
Total Current Liabilities	89.2	81.6	112.5	63.5	51.7	58.5	54.3	60.5	59.2	54.1	26.9	3.0	4.3	2.1	2.0	1.0	0.7	1.2	1.3	1.1	0.7	4.9	1.5	3.6	1.2
Long Term Debt	2.6	2.4	2.5	2.5	2.3	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	78.3 K	0	0.1	0.3
Deferred Tax Income	0	0	0	0	0	0	0	0	0	0.8	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	0	0	0	0	0	79.7 K	0	0	0	(0.8)	0	0	0	0	0	0	0	0	0	0	0	52.3 K	0.2	0.6	5.3 K
Total Liabilities	91.9	84.0	115.0	66.0	54.0	58.6	54.3	60.5	59.2	54.1	26.9	3.0	4.3	2.1	2.0	1.0	0.7	1.2	1.3	1.1	0.7	5.1	1.7	4.3	1.5
EQUITY
Common Stock	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.1	0.1	0.1	0.1	0.1	0.1	80.2 K	44.9 K	32.8 K	23.6 K	21 K	20.6 K	20.5 K	15.5 K	13.1 K
Retained Earnings	(71.3)	(70.9)	(65.4)	(65.1)	(62.2)	(57.0)	(53.3)	(50.3)	(49.1)	(50.1)	(53.9)	(53.1)	(54.3)	(54.7)	(54.2)	(53.4)	(52.5)	(50.8)	(49.4)	(48.2)	(46.7)	(47.1)	(36.2)	(25.8)	(5.8)
Other Accumulative Comprehensive Income/Loss	(6.9)	(5.7)	(6.8)	(5.9)	(5.6)	(3.9)	(3.0)	(2.2)	(1.5)	(1.1)	(1.0)	(1.0)	0	(1.0)	(1.0)	(1.0)	(1.6)	(0.6)	(0.8)	(0.7)	(0.6)	(3.7)	(2.7)	13.1 K	(0.3)
Total Equity	15.1	13.9	18.7	16.7	7.6	9.6	13.1	9.0	9.1	7.0	0.6	2.1	0.6	(0.1)	(0.9)	(0.4)	(0.4)	(0.6)	(0.7)	(0.7)	0.2	(0.3)	9.7	11.0	7.9
Total Liabilities and Equity	106.9	97.9	133.7	82.7	61.6	68.2	67.4	69.5	68.4	61.1	27.5	5.2	4.9	2.0	1.2	0.6	0.4	0.6	0.7	0.4	0.9	4.7	11.4	15.3	9.4
SHARES OUTSTANDING
Common Shares Outstanding	20.1	20.4	20.0	15.4	13.0	12.1	9.0	7.8	7.4	6.5	6.5	8.9	8.8	8.1	7.4	6.4	4.6	2.8	2.0	1.5	1.4	1.4	1.2	1.0	0.7

Balance Sheet

Premium Plan

Unlimited Plan