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Stock Yards Bancorp, Inc. SYBT
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 73.08
-0.612 %
$ 2.15 B
Market Cap
17.65
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one SYBT stock under the worst case scenario is HIDDEN Compared to the current market price of 73.1 USD, Stock Yards Bancorp, Inc. is HIDDEN

SYBT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one SYBT stock under the base case scenario is HIDDEN Compared to the current market price of 73.1 USD, Stock Yards Bancorp, Inc. is HIDDEN

SYBT Intrinsic Value
HIDDEN
SHOW

This DCF valuation model was last updated on May, 7, 2025.

The intrinsic value of one SYBT stock under the best case scenario is HIDDEN Compared to the current market price of 73.1 USD, Stock Yards Bancorp, Inc. is HIDDEN

SYBT Intrinsic Value
HIDDEN
SHOW
2. FUNDAMENTAL ANALYSIS

Price Chart SYBT

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1M 8%
6M 1%
1Y 54%
3Y 47%
5Y 162%
All
$78.0$78.0$76.0$76.0$74.0$74.0$72.0$72.0$70.0$70.0$68.0$68.0$66.0$66.0$64.0$64.0$62.0$62.015 Nov15 NovDec '24Dec '2415 Dec15 DecJan '25Jan '2515 Jan15 JanFeb '25Feb '2515 Feb15 FebMar '25Mar '2515 Mar15 MarApr '25Apr '2515 Apr15 AprMay '25May '25
FINANCIALS
413 M REVENUE
27.25%
Growth Rates
1Year 27.25%
3Years 21.10%
5Years 19.10%
7Years 16.89%
10Years 12.38%
305 M OPERATING INCOME
104.59%
Growth Rates
1Year 104.59%
3Years 32.65%
5Years 31.40%
7Years 25.06%
10Years 18.60%
115 M NET INCOME
6.30%
Growth Rates
1Year 6.30%
3Years 15.34%
5Years 11.63%
7Years 17.05%
10Years 12.64%
143 M OPERATING CASH FLOW
33.89%
Growth Rates
1Year 33.89%
3Years 11.85%
5Years 19.58%
7Years 15.01%
10Years 13.61%
-677 M INVESTING CASH FLOW
-59.66%
Growth Rates
1Year -59.66%
3Years -104.75%
5Years -32.92%
7Years -28.87%
10Years -14.82%
559 M FINANCING CASH FLOW
34.46%
Growth Rates
1Year 34.46%
3Years -3.38%
5Years 29.17%
7Years 20.42%
10Years 15.40%
134 M REVENUE
46.34%
Growth Rates
1Year 27.25%
3Years 21.10%
5Years 19.10%
7Years 16.89%
10Years 12.38%
42.5 M OPERATING INCOME
0.92%
Growth Rates
1Year 104.59%
3Years 32.65%
5Years 31.40%
7Years 25.06%
10Years 18.60%
31.7 M NET INCOME
7.95%
Growth Rates
1Year 6.30%
3Years 15.34%
5Years 11.63%
7Years 17.05%
10Years 12.64%
18.9 M OPERATING CASH FLOW
-65.82%
Growth Rates
1Year 33.89%
3Years 11.85%
5Years 19.58%
7Years 15.01%
10Years 13.61%
-399 M INVESTING CASH FLOW
-458.78%
Growth Rates
1Year -59.66%
3Years -104.75%
5Years -32.92%
7Years -28.87%
10Years -14.82%
418 M FINANCING CASH FLOW
545.85%
Growth Rates
1Year 34.46%
3Years -3.38%
5Years 29.17%
7Years 20.42%
10Years 15.40%
Balance Sheet Stock Yards Bancorp, Inc.
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Current Assets 1.1 B
Cash & Short-Term Investments 1.07 B
Receivables 47.4 M
Other Current Assets -19.7 M
Non-Current Assets 316 M
Long-Term Investments 1.55 B
PP&E 113 M
Other Non-Current Assets -1.34 B
75.68 %109.43 %7.98 %Total Assets$1.4b
Current Liabilities 6.74 B
Accounts Payable 1.91 M
Short-Term Debt 0
Other Current Liabilities 6.74 B
Non-Current Liabilities 327 M
Long-Term Debt 327 M
Other Non-Current Liabilities 0
95.35 %4.62 %Total Liabilities$7.1b
EFFICIENCY
Earnings Waterfall Stock Yards Bancorp, Inc.
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Revenue 413 M
Cost Of Revenue 0
Gross Profit 413 M
Operating Expenses 108 M
Operating Income 305 M
Other Expenses 191 M
Net Income 115 M
450m450m400m400m350m350m300m300m250m250m200m200m150m150m100m100m50m50m00413m0413m(108m)305m(191m)115mRevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
100.00% GROSS MARGIN
100.00%
Averages
1Year 100.00%
3Years -608.94%
5Years -325.36%
7Years -203.81%
10Years -112.67%
73.90% OPERATING MARGIN
73.90%
Averages
1Year 73.90%
3Years -643.94%
5Years -365.49%
7Years -247.00%
10Years -157.35%
27.74% NET MARGIN
27.74%
Averages
1Year 27.74%
3Years 30.25%
5Years 31.65%
7Years 33.18%
10Years 33.06%
12.18% ROE
12.18%
Averages
1Year 12.18%
3Years 12.32%
5Years 12.27%
7Years 13.25%
10Years 13.02%
1.29% ROA
1.29%
Averages
1Year 1.29%
3Years 1.28%
5Years 1.25%
7Years 1.39%
10Years 1.36%
-4.54% ROIC
-4.54%
Averages
1Year -4.54%
3Years -22.82%
5Years -11.88%
7Years -8.08%
10Years -5.41%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Stock Yards Bancorp, Inc.
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140m140m120m120m100m100m80m80m60m60m40m40m20m20m0020162016201720172018201820192019202020202021202120222022202320232024202420252025
Net Income 115 M
Depreciation & Amortization 13.4 M
Capital Expenditures 0
Stock-Based Compensation 3.77 M
Change in Working Capital 0
Others 24.6 M
Free Cash Flow 133 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Stock Yards Bancorp, Inc.
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Wall Street analysts predict an average 1-year price target for SYBT of $72 , with forecasts ranging from a low of $68 to a high of $81 .
SYBT Lowest Price Target Wall Street Target
68 USD -6.95%
SYBT Average Price Target Wall Street Target
72 USD -1.48%
SYBT Highest Price Target Wall Street Target
81 USD 10.84%
Price
Max Price Target
Min Price Target
Average Price Target
8585808075757070656560605555505045454040Jun '24Jun '24Jul '24Jul '24Aug '24Aug '24Oct '24Oct '24Nov '24Nov '2420252025Feb '25Feb '25Apr '25Apr '25Jun '25Jun '25Jul '25Jul '25Aug '25Aug '25Oct '25Oct '25Nov '25Nov '2520262026Feb '26Feb '26Apr '26Apr '26
4. DIVIDEND ANALYSIS
0.45% DIVIDEND YIELD
0.31 USD DIVIDEND PER SHARE
Q1
Q2
Q3
Q4
1.400001.400001.200001.200001.000001.000000.800000.800000.600000.600000.400000.400000.200000.200000.000000.000000.153330.166670.190.230.250.270.270.280.290.30.310.160.166670.180.20.230.260.270.270.280.290.30.160.180.20.250.260.270.280.290.30.310.166670.640.190.700.210.780.250.930.271.010.271.070.281.100.291.130.31.170.311.210.612015201520162016201720172018201820192019202020202021202120222022202320232024202420252025
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5. COMPETITION
slide 2 of 13
6. Ownership
Insider Ownership Stock Yards Bancorp, Inc.
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Sold
0-3 MONTHS
372 K USD 1
3-6 MONTHS
733 K USD 4
6-9 MONTHS
2.93 M USD 3
9-12 MONTHS
1.32 M USD 4
Bought
0 USD 0
0-3 MONTHS
0 USD 0
3-6 MONTHS
36.7 K USD 1
6-9 MONTHS
0 USD 0
9-12 MONTHS
7. News
Compared to Estimates, Stock Yards (SYBT) Q1 Earnings: A Look at Key Metrics While the top- and bottom-line numbers for Stock Yards (SYBT) give a sense of how the business performed in the quarter ended March 2025, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values. zacks.com - 3 weeks ago
Stock Yards Bancorp (SYBT) Q1 Earnings and Revenues Top Estimates Stock Yards Bancorp (SYBT) came out with quarterly earnings of $1.13 per share, beating the Zacks Consensus Estimate of $1 per share. This compares to earnings of $0.88 per share a year ago. zacks.com - 3 weeks ago
Stock Yards Bancorp Reports Record First Quarter Earnings of $33.3 Million or $1.13 Per Diluted Share LOUISVILLE, Ky., April 23, 2025 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, today reported record earnings of $33.3 million, or $1.13 per diluted share, for the first quarter ended March 31, 2025. globenewswire.com - 3 weeks ago
Stock Yards Bancorp Declares Quarterly Cash Dividend of $0.31 per Common Share LOUISVILLE, Ky., Feb. 19, 2025 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in the Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, announced that its Board of Directors has declared a quarterly cash dividend of $0.31 per common share. The dividend will be paid on April 1, 2025, to stockholders of record as of March 17, 2025. globenewswire.com - 2 months ago
Stock Yards Bancorp to Participate in the KBW Winter Financial Services Conference LOUISVILLE, Ky., Feb. 05, 2025 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, today announced that Ja Hillebrand, Chairman and CEO, Phil Poindexter, President and T. Clay Stinnett, EVP and CFO, will participate in the Keefe, Bruyette & Woods' Winter Financial Services Conference to be held February 12th to 14th, and will participate in a series of one-on-one meetings with institutional investors. globenewswire.com - 3 months ago
Stock Yards Bancorp to Participate in the Janney Annual CEO Forum LOUISVILLE, Ky., Jan. 23, 2025 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, today announced that Ja Hillebrand, Chairman and CEO, and T. Clay Stinnett, EVP and CFO, will participate in the Janney Annual CEO Forum to be held January 29th and 30th, and will participate in a series of meetings with institutional investors. globenewswire.com - 3 months ago
Stock Yards Bancorp (SYBT) Q4 Earnings and Revenues Surpass Estimates Stock Yards Bancorp (SYBT) came out with quarterly earnings of $1.07 per share, beating the Zacks Consensus Estimate of $0.99 per share. This compares to earnings of $0.82 per share a year ago. zacks.com - 3 months ago
Stock Yards Bancorp Reports Record Fourth Quarter Earnings of $31.7 Million or $1.07 Per Diluted Share and Record Earnings for the Year Results Highlighted by Linked Quarter Net Interest Margin Expansion and Double-Digit Year to Date Loan Growth Results Highlighted by Linked Quarter Net Interest Margin Expansion and Double-Digit Year to Date Loan Growth globenewswire.com - 3 months ago
Stock Yards Bancorp: Earnings Outlook Rosy Thanks To Expected Growth Of Loans, Margin Stock Yards Bancorp's average loan yield is stickier than the average deposit cost; therefore, the margin will benefit in a falling interest-rate environment. The robust residential loan segment will keep total loan growth in double digits. However, the commercial segment will likely weaken. The December 2025 target price suggests a double-digit price upside. Further, SYBT is offering a low dividend yield of 1.7%. seekingalpha.com - 4 months ago
2025 Might Be Great for Banks: 3 Stocks to Invest in Now Bank stocks like BK, NTRS and SYBT are worth a look for lucrative returns in 2025, given interest rate cuts and expected expansionary fiscal measures. zacks.com - 4 months ago
Stock Yards Bancorp Declares Quarterly Cash Dividend of $0.31 Per Common Share LOUISVILLE, Ky., Nov. 20, 2024 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in the Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, announced that its Board of Directors has declared a quarterly cash dividend of $0.31 per common share. The dividend will be paid on December 31, 2024, to stockholders of record as of December 16, 2024. globenewswire.com - 5 months ago
Stock Yards Bancorp to Participate in the Piper Sandler 2024 East Coast Financial Services Conference LOUISVILLE, Ky., Nov. 06, 2024 (GLOBE NEWSWIRE) -- Stock Yards Bancorp, Inc. (NASDAQ: SYBT), parent company of Stock Yards Bank & Trust Company, with offices in Louisville, central, eastern and northern Kentucky, as well as the Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets, today announced that Ja Hillebrand, Chairman and CEO and T. Clay Stinnett, EVP and CFO will participate in the Piper Sandler 2024 East Coast Financial Services Conference to be held November 13th and 14th, and will participate in a series of meetings with institutional investors. globenewswire.com - 6 months ago
8. Profile Summary

Stock Yards Bancorp, Inc. SYBT

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COUNTRY US
INDUSTRY Banks - Regional
MARKET CAP $ 2.15 B
Dividend Yield 0.45%
Description Stock Yards Bancorp, Inc. operates as a holding company for Stock Yards Bank & Trust Company that provides various financial services for individuals, corporations, and others in the United States. It operates in two segments, Commercial Banking, and WM&T. The Commercial Banking segment offers mortgage banking and deposit services; retail, commercial, and commercial real estate lending services; and online banking, mobile banking, private banking, leasing, treasury management, merchant, international banking, correspondent banking, and other banking services. This segment also provides securities brokerage services through an arrangement with a third party broker-dealer. The WM&T segment provides investment management, financial and retirement planning, and trust and estate services, as well as retirement plan management for businesses and corporations. The company operates through 73 full service banking center locations in Louisville, central, eastern and northern Kentucky, as well as Indianapolis, Indiana and Cincinnati, Ohio metropolitan markets. Stock Yards Bancorp, Inc. was founded in 1904 and is headquartered in Louisville, Kentucky.
Contact 1040 East Main Street, Louisville, KY, 40206 https://www.syb.com
IPO Date March 24, 1993
Employees 1089
Officers Mr. James A. Hillebrand Chief Executive Officer & Chairman of the Board Ms. Paula Moan Market President of Indianapolis Mr. T. Clay Stinnett Executive Vice President, Treasurer, Chief Financial Officer & Principal Accounting Officer Mr. William M. Dishman III Executive Vice President & Chief Credit Officer of Stock Yards Bank & Trust Company Mr. Michael J. Croce Executive Vice President & Director of Retail Banking of Stock Yards Bank & Trust Company Mr. Michael V. Rehm Executive Vice President & Chief Lending Officer Mr. Stephen Brown Market President of Cincinnati/NKY Mr. Louis Prichard Market President of Central Kentucky Mr. Philip S. Poindexter President & Director Ms. Shannon B. Budnick Executive Vice President and Director of Wealth Management & Trust Group of SYB