SMBC - Intrinsic Value and Financial Analysis - Southern Missouri Bancorp, Inc.

Southern Missouri Bancorp, Inc. SMBC

Financial Services - Banks - Regional - NASDAQ - US

Watchlist

$ 65.77

-0.303 %

$ 742 M

Market Cap

15.08

P/E

BALANCE SHEET

512 M ASSETS

Growth Rates

1Year -88.25%

3Years -42.54%

5Years -25.38%

7Years -15.80%

10Years -6.67%

23.6 M LIABILITIES

Growth Rates

1Year -84.95%

3Years -78.64%

5Years -58.76%

7Years -44.93%

10Years -30.61%

489 M EQUITY

Growth Rates

1Year 9.57%

3Years 19.92%

5Years 15.44%

7Years 15.99%

10Years 15.97%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Southern Missouri Bancorp, Inc.

512 M ASSETS
23.6 M LIABILITIES

Current Assets	14 M
Cash & Short-Term Investments	14 M
Receivables	0
Other Current Assets	0
Non-Current Assets	4.92 B
Long-Term Investments	428 M
PP&E	96 M
Other Non-Current Assets	4.39 B

Current Liabilities	12.9 M
Accounts Payable	12.9 M
Short-Term Debt	0
Other Current Liabilities	0
Non-Current Liabilities	918 M
Long-Term Debt	125 M
Other Non-Current Liabilities	792 M

Balance Sheet

Millions

	Jun-2024	Jun-2023	Jun-2022	Jun-2021	Jun-2020	Jun-2019	Jun-2018	Jun-2017	Jun-2016	Jun-2015	Jun-2014	Jun-2013	Jun-2012	Jun-2011	Jun-2010	Jun-2009	Jun-2008	Jun-2007	Jun-2006	Jun-2005	Jun-2004	Jun-2003	Jun-2002	Jun-2001	Jun-2000	Jun-1999	Jun-1998	Jun-1997	Jun-1996	Jun-1995
ASSETS
Cash & Cash Equivalents	61.4	55.2	91.6	124.6	55.2	36.4	28.3	31.5	23.3	18.7	16.6	13.8	34.7	34.7	34.5	8.1	8.0	7.3	6.4	3.9	4.6	7.6	8.6	10.7	4.5	4.1	4.3	3.5	4.7	3.3
Short Term Investments	427.9	417.6	235.4	207.1	176.5	165.5	146.3	144.4	129.2	129.6	130.2	80.0	99	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Receivables	0	0	11.1	10.1	12.1	10.2	8.0	6.8	5.5	5.2	4.4	4.0	3.7	3.8	3.0	2.7	3.0	2.2	2.0	1.4	1.4	1.3	1.6	1.6	16 K	1.0	0.9	1.1	1.1	1.2
Inventory	0	(96.6)	0	(136.9)	(69.9)	(50.3)	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	0	0	2 558.0	155.5	85.3	72.2	1 500.9	1 328.5	1 079.1	987.3	17.6	13.4	10.4	584.4	446.4	389.8	356.8	324.7	292.7	279.9	256.8	230.2	(3 113.3)	219.5	0	0	0	0	0	0
Total Current Assets	14.0	472.8	2 872.6	341.7	243.9	212.1	1 665.0	1 493.7	1 219.9	1 122.0	864.8	697.8	650.3	614.2	475.3	396.0	367.9	334.3	301.0	285.2	262.8	239.1	(3 103.2)	231.8	167.5	5.1	5.2	4.6	5.8	4.5
PP&E	96.0	92.4	71.3	64.1	65.1	62.7	54.8	54.2	46.9	39.7	22.5	17.5	11.3	8.1	7.7	8.1	8.2	8.7	8.9	7.9	6.1	6.2	5.8	5.1	2.5	1.9	1.9	1.6	1.4	1.3
Intangible Assets	26.5	30.5	35.5	21.2	21.8	23.3	20.0	15.4	7.9	8.8	3.9	1.0	1.5	1.9	1.6	1.6	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Goodwill	50.7	50.8	27.3	14.1	14.1	14.1	13.1	8.6	4.6	4.6	1.6	0.1	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Long Term Investments	427.9	417.6	235.4	207.1	176.5	165.5	146.3	144.4	129.2	129.6	130.2	80.0	75.1	64.0	67.5	60.2	39.9	34.9	38.4	34.7	40.2	31.0	32.8	35.1	34.9	37.9	28.2	44.4	54.8	56.7
Other Long Term Assets	(601.1)	(22.0)	(13.6)	(292.4)	(263.4)	(251.6)	53.7	50.1	44.1	1 234.8	105	6.51 K	1.0	0	0	0	1.8	2.1	2.3	2.6	2.9	3.1	3 363.6	3.6	(37.5)	(39.8)	(30.1)	(46.0)	(56.2)	(58.0)
Other Assets	(4 417.8)	3 296.2	0	2 066.5	2 034.9	1 750.7	0	0	0	0	19	4.76 K	32	0	0	0	0	0	0	0	0	0	0	0	(20.6)	120.1	120.6	109.8	97.8	85.8
Total Assets	512.3	4 360.2	3 214.8	2 700.5	2 542.2	2 214.4	1 886.1	1 707.7	1 403.9	1 300.1	1 021.4	796.4	739.2	688.2	552.1	465.9	417.8	379.9	350.7	330.4	311.9	279.5	266.3	240.5	184.4	165.0	155.9	160.4	159.8	148.3
LIABILITIES
Accounts Payable	12.9	4.7	0.8	0.8	1.6	2.1	1.2	0.9	0.7	0.8	0.6	0.5	0.6	5.5	1.6	2.7	1.2	1.4	0.7	0.5	0.3	0.4	0.6	1.1	1.0	0.7	0.6	0.8	1.0	0.8
Short Term Debt	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	10.5	8.2	0	0	0	0	0.8	1.0	13.5	11.6	1.0
Other Current Liabilities	(12.9)	(4.7)	0	0	0	0	0	(0.5)	(0.3)	(0.5)	0	0	(0.6)	(5.5)	(1.6)	201.2	(1.2)	(1.4)	(0.7)	(11.0)	(8.6)	(0.4)	(0.6)	(1.1)	(1.0)	(1.5)	(1.6)	(14.3)	(12.6)	0
Total Current Liabilities	12.9	32.0	17.9	13.5	13.8	15.0	7.7	0.5	0.3	0.5	3.8	2.7	2.3	5.5	2.5	2.2	1.2	1.4	0.7	11.0	8.6	0.4	0.6	1.1	1.0	1.5	1.6	14.3	12.6	1.8
Long Term Debt	125.2	156.6	53.0	48.5	85.2	63.0	94.6	61.5	125.0	79.5	95.2	31.7	31.7	40.7	50.7	86.0	71.3	61.2	53.2	58.2	66.5	53.5	47.0	37.0	37.0	19.8	20.1	0	0	0.3
Deferred Tax Income	0	9.1	2.9	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Other Liabilities	(125.2)	3 752.8	8.0	2 367.8	2 197.0	1 911.0	1 589.6	1 472.2	1 152.3	1 087.2	814.5	662.3	(31.7)	(40.7)	(50.7)	134.1	(71.3)	(61.2)	(53.2)	(58.2)	(66.5)	(53.5)	(47.0)	(37.0)	(37.0)	(19.8)	(20.1)	0	0	(0.3)
Total Liabilities	23.6	156.6	2 894.0	2 417.1	2 283.8	1 976.0	1 685.4	1 534.6	1 277.9	1 167.4	910.3	694.6	644.5	632.5	506.4	423.9	387.3	351.2	324.1	305.4	285.9	254.3	241.8	216.9	162.9	142.4	131.8	134.0	133.6	121.3
EQUITY
Common Stock	0.1	404.2	98 K	94 K	258.3	238.4	200.7	173.1	126.0	112.6	91.1	81.8	74.7	29.6 K	29.6 K	29.6 K	29.6 K	29.6 K	29.6 K	29.6 K	29.6 K	18 K	18 K	18 K	18 K	0	0	0	0	0
Retained Earnings	311.4	270.7	240.1	200.1	165.7	143.7	119.5	102.4	89.8	77.8	66.8	59.0	51.4	43.0	33.1	29.9	27.4	24.6	22.5	20.5	21.2	19.2	17.1	15.4	14.4	13.8	12.8	12.5	12.2	11.5
Other Accumulative Comprehensive Income/Loss	(17.5)	(21.9)	(17.5)	2.9	4.4	1.2	(2.3)	0.5	1.7	0.9	0.6	(0.2)	0.7	0.5	0.6	0.1	(0.6)	(0.3)	(0.7)	(0.2)	(0.3)	44.5 K	65.5 K	93.9 K	(1.1)	(0.3)	0	0	(0.4)	100 K
Total Equity	488.7	446.1	320.8	283.4	258.3	238.4	200.7	173.1	126.0	132.6	111.1	101.8	94.7	55.7	45.6	42.0	30.5	28.7	26.6	25.0	26.0	25.1	24.5	23.6	21.5	22.6	24.1	26.4	26.2	27.0
Total Liabilities and Equity	4 604.3	4 360.2	3 214.8	2 700.5	2 542.2	2 214.4	1 886.1	1 707.7	1 403.9	1 300.1	1 021.4	796.4	739.2	688.2	552.1	465.9	417.8	379.9	350.7	330.4	311.9	279.5	266.3	240.5	184.4	165.0	155.9	160.4	159.8	148.3
SHARES OUTSTANDING
Common Shares Outstanding	11.3	10.1	9.0	9.0	9.2	9.2	8.7	7.5	7.4	7.3	6.6	6.6	5.6	4.2	4.2	4.2	4.4	4.4	4.5	4.2	4.5	4.7	4.8	4.9	5.1	5.2	6.4	6.5	6.7	6.2

Balance Sheet

Premium Plan

Unlimited Plan