image
Financial Services - Banks - Regional - NASDAQ - US
$ 29.87
-0.599 %
$ 225 M
Market Cap
11.31
P/E
INCOME STATEMENT
63.3 M REVENUE
-4.74%
23.3 M OPERATING INCOME
-19.01%
16.6 M NET INCOME
-4.67%
EFFICIENCY
Earnings Waterfall Penns Woods Bancorp, Inc.
image
Revenue 63.3 M
Cost Of Revenue 0
Gross Profit 63.3 M
Operating Expenses 63.3 M
Operating Income 23.3 M
Other Expenses 6.66 M
Net Income 16.6 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995
REVENUE
Revenue 63.3 66.5 61.4 60.4 61.3 57.3 54.2 53.4 53.7 55.2 50.1 41.0 36.9 34.0 26.1 26.7 27.0 28.6 30.0 30.1 28.4 23.7 20.5 18.0 19.0 3.6 6.1 2.6 2.5
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 3.3 0 0 0 0 0 0 0 0
Gross Profit 63.3 66.5 61.4 60.4 61.3 57.3 54.2 53.4 53.7 55.2 50.1 41.0 36.9 34.0 26.1 26.7 27.0 28.6 30.0 30.1 25.1 23.7 20.5 18.0 19.0 3.6 6.1 2.6 2.5
OPERATING INCOME
Operating Expenses 63.3 3.1 (41.6) (41.7) (42.5) (28.8) 3.3 0.7 0.6 0.5 0.5 (18.3) (15.0) (11.8) (8.3) (3.5) (1.0) (2.8) (5.4) (6.0) 24.7 (1.7) 1.7 2.9 0.9 14.3 13.0 12.8 10.6
Selling, General and Administrative Expenses 27.3 25.9 24.5 22.8 22.8 22.7 20.6 19.3 18.5 18.6 16.5 12.2 11.0 10.2 10.2 9.6 9.1 8.8 8.3 8.3 7.7 6.9 5.3 5.0 4.9 4.2 4.1 3.6 4.0
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 23.3 28.7 19.8 18.7 18.8 28.5 24.8 25.8 26.2 26.5 23.9 22.7 21.9 22.2 17.7 23.2 26.0 25.8 24.5 24.1 1.1 22.0 22.2 21.0 19.9 17.9 19.1 15.4 13.1
PRE-TAX INCOME
Interest Income Expense 36.6 7.1 8.7 14.4 16.0 10.9 5.9 5.6 5.2 5.0 5.3 6.2 7.7 9.9 12.4 14.8 16.4 14.2 10.4 8.8 9.3 10.8 12.5 12.8 10.5 9.4 8.3 8.1 7.8
Total Other Income (2.9) (2.6) (2.0) (2.1) (1.7) (1.9) (2.0) (2.4) (2.3) (1.1) (0.8) (0.5) (0.7) (0.7) (4.4) (3.5) 0 0 0 0 13.8 (10.8) (12.5) (12.8) (10.5) (9.4) (8.3) (8.1) (7.8)
Pre-Tax Income 20.3 21.6 19.8 18.7 18.8 17.5 17.2 17.1 17.6 18.4 17.5 16.4 14.3 12.3 5.4 8.4 9.5 11.6 14.1 15.3 14.9 11.1 9.7 8.2 9.4 8.5 10.7 7.3 5.3
NET INCOME
Tax Provision 3.7 4.2 3.8 3.5 3.1 2.8 7.5 4.6 3.7 3.8 3.5 2.6 1.9 1.4 (0.7) 0.4 0.6 2.0 3.2 4.3 3.7 2.2 2.0 1.6 2.2 2.0 3.0 2.0 1.4
Net Income 16.6 17.4 16.0 15.2 15.7 14.7 9.8 12.5 13.9 14.6 14.1 13.8 12.4 10.9 6.1 8.0 8.9 9.6 10.9 11.1 11.2 8.9 7.7 6.6 7.2 6.4 7.8 5.3 3.9
EPS 2.34 2.47 2.27 2.16 2.23 2.09 1.39 1.76 1.94 2.02 2.13 2.41 2.15 1.9 1.06 1.38 1.52 1.63 1.83 1.54 1.86 1.12 0.97 1.06 1.16 0.96 0.7 0.96 0.7