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Technology - Software - Infrastructure - NASDAQ - IL
$ 0.147
-7.37 %
$ 1.34 B
Market Cap
None
P/E
1. INTRINSIC VALUE

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one PGYWW stock under the worst case scenario is HIDDEN Compared to the current market price of 0.147 USD, Pagaya Technologies Ltd. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one PGYWW stock under the base case scenario is HIDDEN Compared to the current market price of 0.147 USD, Pagaya Technologies Ltd. is HIDDEN

This DCF valuation model was last updated on Jun, 21, 2025.

The intrinsic value of one PGYWW stock under the best case scenario is HIDDEN Compared to the current market price of 0.147 USD, Pagaya Technologies Ltd. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart PGYWW

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$0.2$0.2$0.2$0.2$0.2$0.2$0.2$0.2$0.2$0.2$0.1$0.1$0.1$0.1$0.1$0.1$0.1$0.1$0.1$0.120252025Feb '25Feb '25Mar '25Mar '25Apr '25Apr '25May '25May '25Jun '25Jun '25Jul '25Jul '25
FINANCIALS
1 B REVENUE
29.99%
66.8 M OPERATING INCOME
373.93%
-446 M NET INCOME
-247.01%
66.5 M OPERATING CASH FLOW
594.58%
-499 M INVESTING CASH FLOW
-20.83%
437 M FINANCING CASH FLOW
51.05%
283 M REVENUE
2.55%
47.7 M OPERATING INCOME
50.24%
2.49 M NET INCOME
100.97%
34.4 M OPERATING CASH FLOW
7.37%
-26.9 M INVESTING CASH FLOW
25.25%
-3.78 M FINANCING CASH FLOW
-7.75%
Balance Sheet Pagaya Technologies Ltd.
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Current Assets 351 M
Cash & Short-Term Investments 196 M
Receivables 127 M
Other Current Assets 28.4 M
Non-Current Assets 940 M
Long-Term Investments 778 M
PP&E 74.8 M
Other Non-Current Assets 86.5 M
15.16 %9.87 %60.28 %5.80 %6.70 %Total Assets$1.3b
Current Liabilities 195 M
Accounts Payable 6.99 M
Short-Term Debt 133 M
Other Current Liabilities 55.2 M
Non-Current Liabilities 654 M
Long-Term Debt 548 M
Other Non-Current Liabilities 107 M
15.69 %6.50 %64.45 %12.54 %Total Liabilities$849.5m
EFFICIENCY
Earnings Waterfall Pagaya Technologies Ltd.
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Revenue 1 B
Cost Of Revenue 598 M
Gross Profit 407 M
Operating Expenses 340 M
Operating Income 66.8 M
Other Expenses 513 M
Net Income -446 M
1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)(400m)(400m)(600m)(600m)1b(598m)407m(340m)67m(513m)(446m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income
RATIOS
40.51% GROSS MARGIN
40.51%
6.65% OPERATING MARGIN
6.65%
-39.96% NET MARGIN
-39.96%
-122.95% ROE
-122.95%
-31.09% ROA
-31.09%
5.76% ROIC
5.76%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis Pagaya Technologies Ltd.
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60m60m40m40m20m20m00(20m)(20m)(40m)(40m)(60m)(60m)(80m)(80m)202020202021202120222022202320232024202420252025
Net Income -446 M
Depreciation & Amortization 28.8 M
Capital Expenditures -17.7 M
Stock-Based Compensation 61.5 M
Change in Working Capital 2.09 M
Others 440 M
Free Cash Flow 48.8 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets Pagaya Technologies Ltd.
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PGYWW has no price targets from Wall Street.
4. DIVIDEND ANALYSIS
5. COMPETITION
slide 3 of 2
6. Ownership
Insider Ownership Pagaya Technologies Ltd.
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Sold
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9-12 MONTHS
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Bought
0 USD 0
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7. News
8. Profile Summary

Pagaya Technologies Ltd. PGYWW

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COUNTRY IL
INDUSTRY Software - Infrastructure
MARKET CAP $ 1.34 B
Dividend Yield 0.00%
Description Pagaya Technologies Ltd. operates as a financial technology company in United the States, Israel, and the Cayman Islands. It offers AI-driven credit and analysis technology that assists partners to originate credit and other assets, enables real-time customer credit evaluation, and connects investors, partners, and their customers. Its partner portfolio includes high-growth financial technology companies, incumbent financial institutions, auto finance providers, brokers and agents, and credit unions. The company was founded in 2016 and is based in Tel Aviv, Israel.
Contact Azrieli Sarona Building, Tel Aviv, 6701203 https://www.pagaya.com
IPO Date June 27, 2022
Employees 527
Officers Mr. Avital Pardo Co-Founder, Chief Technology Officer & Director Mr. Yahav Yulzari Co-Founder, Chief Revenue Officer & Director Mr. Cory Vieira Chief Accounting Officer & Principal Accounting Officer Mr. Gal Krubiner Chief Executive Officer, Co-Founder & Director Mr. Sanjiv Das Co-Founder & President Mr. Evangelos Perros Chief Financial Officer Ms. Tami Rosen Chair of Strategic Advisory Board, Chief Development Officer & Director Mr. Ralph Lok Fu Leung Chief Operating Officer & Chief Commercial Officer Mr. Edward John Mallon Chief Investment Officer Mr. Josh Fagen Head of Investor Relations & Chief Operating Officer of Finance