Financial Services - Banks - Regional - NASDAQ - US
$ 40.45
-0.492 %
$ 784 M
Market Cap
29.74
P/E
INCOME STATEMENT
129 M
REVENUE
142 M
OPERATING INCOME
35.7 M
NET INCOME
EFFICIENCY
Earnings Waterfall
Orrstown Financial Services, Inc.
| Revenue | 129 M |
| Cost Of Revenue | -41 M |
| Gross Profit | 170 M |
| Operating Expenses | 2.16 M |
| Operating Income | 142 M |
| Other Expenses | 106 M |
| Net Income | 35.7 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | Dec-1998 | Dec-1997 | Dec-1996 | Dec-1995 | Dec-1994 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||||||||||||||||||||
| Revenue | 128.9 | 1.3 | 116.1 | 111.9 | 97.8 | 73.2 | 63.8 | 56.3 | 53.5 | 52.9 | 49.9 | 61.1 | 76.2 | 69.5 | 54.5 | 48.3 | 43.4 | 38.5 | 31.9 | 25.9 | 23.2 | 20.5 | 17.8 | 15.2 | 13.8 | 2.5 | 1.8 | 1.5 | 1.2 | 0.9 |
| GROSS PROFIT | ||||||||||||||||||||||||||||||
| Cost Of Revenue | (41.0) | 6.0 | 6.0 | 6.7 | 5.7 | 4.4 | 3.6 | 4.2 | 4.2 | 5.1 | 5.2 | 5.9 | 6.9 | 6.6 | 10.2 | 8.1 | 6.5 | 8.6 | 8.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 169.9 | (4.7) | 110.1 | 105.3 | 92.1 | 68.9 | 60.2 | 52.1 | 49.4 | 47.8 | 44.7 | 55.2 | 69.3 | 62.9 | 44.2 | 40.2 | 37.0 | 29.9 | 23.8 | 25.9 | 23.2 | 20.5 | 17.8 | 15.2 | 13.8 | 2.5 | 1.8 | 1.5 | 1.2 | 0.9 |
| OPERATING INCOME | ||||||||||||||||||||||||||||||
| Operating Expenses | 2.2 | 2.3 | (75.2) | (79.4) | (78.2) | (44.5) | 1.6 | 1.7 | 1.6 | 1.2 | 1.3 | 1.4 | 1.2 | 1.2 | (10.3) | (2.2) | 3.8 | 21.6 | 17.4 | (7.9) | (6.7) | (4.4) | 74 K | 0.8 | (0.7) | 9.1 | 7.6 | 6.7 | 6.0 | 4.5 |
| Selling, General and Administrative Expenses | 2.2 | 51.4 | 51.1 | 49.3 | 46.2 | 37.5 | 34.6 | 32.2 | 28.5 | 28.2 | 27.3 | 25.2 | 23.0 | 20.9 | 17.1 | 15.9 | 14.7 | 13.0 | 9.3 | 7.9 | 6.8 | 6.0 | 5.2 | 4.8 | 4.3 | 3.5 | 2.9 | 2.6 | 2.3 | 2.1 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 141.6 | 39.2 | 40.9 | 32.5 | 19.6 | 27.9 | 45.9 | 36.1 | 32.9 | 31.9 | 30.7 | 38.1 | 52.2 | 50.6 | 33.9 | 38.0 | 40.7 | 0.8 | 0.3 | 17.9 | 16.4 | 16.1 | 17.7 | 16.0 | 13.1 | 11.6 | 9.4 | 8.2 | 7.2 | 5.4 |
| PRE-TAX INCOME | ||||||||||||||||||||||||||||||
| Interest Income Expense | 45.0 | 9.0 | 6.7 | 16.0 | 23.7 | 13.5 | 7.6 | 5.4 | 4.3 | 4.2 | 5.0 | 7.5 | 10.8 | 12.7 | 16.5 | 19.4 | 23.0 | 17.4 | 9.5 | 7.0 | 6.8 | 8.0 | 10.7 | 10.3 | 8.1 | 7.3 | 5.8 | 5.1 | 4.5 | 3.2 |
| Total Other Income | (96.6) | (26.9) | (10.6) | (11.9) | (10.2) | (3.9) | (1.1) | (2.2) | 0.8 | (7.8) | 0 | (30.5) | (63.2) | 0 | 1.2 | 3.1 | 4.5 | (3.9) | 0 | 0 | (6.8) | (8.0) | (10.7) | (10.3) | (8.1) | (7.3) | (5.8) | (5.1) | (4.5) | (3.2) |
| Pre-Tax Income | 45.0 | 26.6 | 40.9 | 32.5 | 19.6 | 14.4 | 12.4 | 7.9 | 9.5 | 13.0 | 9.8 | (30.5) | (42.8) | 23.1 | 17.4 | 18.6 | 17.8 | 16.5 | 14.4 | 10.9 | 9.7 | 8.1 | 7.0 | 5.7 | 5.1 | 4.3 | 3.6 | 3.1 | 2.7 | 2.2 |
| NET INCOME | ||||||||||||||||||||||||||||||
| Tax Provision | 9.4 | 4.6 | 8.0 | 6.0 | 2.7 | 1.6 | 4.3 | 1.3 | 1.6 | (16.1) | (0.2) | 8.0 | (10.9) | 6.5 | 4.0 | 5.5 | 5.2 | 4.8 | 4.4 | 3.2 | 2.7 | 2.2 | 1.9 | 1.5 | 1.3 | 1.2 | 1.0 | 0.8 | 0.7 | 0.5 |
| Net Income | 35.7 | 22.0 | 32.9 | 26.5 | 16.9 | 12.8 | 8.1 | 6.6 | 7.9 | 29.1 | 10.0 | (38.5) | (32.0) | 16.6 | 13.4 | 13.1 | 12.6 | 11.6 | 10.0 | 7.8 | 7.0 | 5.9 | 5.1 | 4.2 | 3.8 | 3.1 | 2.6 | 2.2 | 2.0 | 1.6 |
| EPS | 3.45 | 2.09 | 3 | 2.42 | 1.63 | 1.53 | 1 | 0.82 | 0.97 | 3.59 | 1.24 | 4.77 | 3.98 | 2.18 | 2.09 | 2.04 | 1.95 | 1.87 | 1.76 | 1.38 | 1.25 | 1.07 | 0.93 | 0.77 | 0.7 | 0.58 | 0.49 | 0.42 | 0.36 | 0.31 |