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Financial Services - Banks - Regional - NASDAQ - US
$ 31.79
2.91 %
$ 202 M
Market Cap
21.77
P/E
INCOME STATEMENT
47.9 M REVENUE
-19.39%
18.7 M OPERATING INCOME
-46.41%
15.7 M NET INCOME
-39.49%
EFFICIENCY
Earnings Waterfall National Bankshares, Inc.
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Revenue 47.9 M
Cost Of Revenue 3.68 M
Gross Profit 44.2 M
Operating Expenses 46.6 M
Operating Income 18.7 M
Other Expenses 2.98 M
Net Income 15.7 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998 Dec-1997 Dec-1996 Dec-1995
REVENUE
Revenue 47.9 59.4 50.3 46.1 46.6 45.9 44.8 43.9 45.5 45.7 46.5 47.1 49.2 46.3 43.5 40.4 37.8 38.1 38.8 37.5 35.0 32.7 28.0 24.3 22.9 21.1 3.3 3.0 2.1
GROSS PROFIT
Cost Of Revenue 3.7 3.0 3.6 3.8 3.9 3.9 4.4 4.0 3.6 3.7 3.5 3.1 3.1 3.1 3.1 4.4 3.9 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 44.2 56.4 46.8 42.3 42.7 42.0 40.3 39.9 41.9 41.9 42.9 44.0 46.0 43.2 40.3 36.0 33.9 38.1 38.8 37.5 35.0 32.7 28.0 24.3 22.9 21.1 3.3 3.0 2.1
OPERATING INCOME
Operating Expenses 46.6 (21.5) (25.7) (27.0) (25.9) (22.1) (15.0) (16.0) (16.4) (14.2) (13.2) (12.3) (13.2) (11.3) (5.6) 75 K 4.3 (3.2) (8.3) (10.4) (8.1) (3.9) 4.4 4.0 1.0 2.2 18.9 18.5 8.9
Selling, General and Administrative Expenses 24.6 17.0 16.2 14.8 15.5 14.9 14.1 13.3 13.1 12.2 12.5 12.5 16.2 19.0 14.8 11.2 10.8 11.5 11.3 10.5 9.6 8.9 8.1 6.4 6.0 5.8 5.4 5.3 3.1
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 18.7 34.8 24.6 19.2 20.7 23.8 25.3 23.9 25.5 27.7 29.8 31.6 32.9 31.8 34.7 36.1 38.1 35.0 30.5 27.1 26.9 28.8 32.4 28.2 23.9 23.3 22.2 21.5 11.0
PRE-TAX INCOME
Interest Income Expense 21.6 3.1 3.1 5.8 7.4 5.0 4.1 4.2 4.2 4.9 6.0 7.9 9.2 11.2 15.8 18.8 21.7 18.6 14.2 11.1 12.3 15.8 22.8 18.2 14.2 13.9 13.1 13.0 6.7
Total Other Income 0 (4.3) (5.5) (5.4) (5.3) (8.1) (6.5) (6.7) (9.7) (9.5) (9.1) (1.8) (1.9) (2.0) (0.3) 11 K 0 0 (2.5) (2.3) (12.3) (15.8) (22.8) (18.2) (14.2) (13.9) (13.1) (13.0) (6.7)
Pre-Tax Income 18.7 31.8 24.6 19.2 20.7 18.7 20.4 18.9 20.6 22.1 23.1 23.0 22.9 19.8 18.0 17.2 16.4 16.4 16.3 16.0 14.7 13.0 9.6 10.1 9.7 9.4 9.1 8.5 4.3
NET INCOME
Tax Provision 3.0 5.8 4.3 3.1 3.2 2.6 6.3 4.0 4.7 5.2 5.3 5.2 5.2 4.2 3.7 3.6 3.7 3.8 3.9 3.8 3.2 3.0 2.3 2.8 2.6 2.6 2.5 2.3 1.0
Net Income 15.7 25.9 20.4 16.1 17.5 16.2 14.1 14.9 15.8 16.9 17.8 17.7 17.6 15.6 14.3 13.6 12.7 12.6 12.4 12.2 11.4 10.0 7.3 7.3 7.1 6.8 6.6 6.1 3.3
EPS 2.66 4.33 3.28 2.48 2.65 2.32 2.03 2.15 2.28 2.43 2.56 2.56 2.54 2.25 2.07 1.96 1.82 1.8 0.89 1.74 1.63 1.43 1.04 1.04 0.98 0.9 0.87 0.81 0.86