Financial Services -
Banks - Regional - NASDAQ - US
$ 11.35
0.354 %
$ 53.5 M
Market Cap
-567.5
P/E
1. INTRINSIC VALUE
Balance Sheet
First Seacoast Bancorp
| Current Assets | 129 M |
| Cash & Short-Term Investments | 127 M |
| Receivables | 2.1 M |
| Other Current Assets | 0 |
| Non-Current Assets | 451 M |
| Long-Term Investments | 435 M |
| PP&E | 754 K |
| Other Non-Current Assets | 15.1 M |
| Current Liabilities | 454 M |
| Accounts Payable | 0 |
| Short-Term Debt | 0 |
| Other Current Liabilities | 454 M |
| Non-Current Liabilities | 64.5 M |
| Long-Term Debt | 52.3 M |
| Other Non-Current Liabilities | 12.3 M |
EFFICIENCY
Earnings Waterfall
First Seacoast Bancorp
| Revenue | 26.7 M |
| Cost Of Revenue | 13.5 M |
| Gross Profit | 13.2 M |
| Operating Expenses | 13.2 M |
| Operating Income | 14 K |
| Other Expenses | 527 K |
| Net Income | -513 K |
RATIOS
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
First Seacoast Bancorp
| Net Income | -513 K |
| Depreciation & Amortization | 384 K |
| Capital Expenditures | -368 K |
| Stock-Based Compensation | 786 K |
| Change in Working Capital | -1.96 M |
| Others | -4.2 M |
| Free Cash Flow | -3.32 M |
Wall Street Analysts Price Targets
First Seacoast Bancorp
FSEA has no price targets from Wall Street.
4. DIVIDEND
ANALYSIS
FSEA does not distribute dividends.
5. COMPETITION
6. Ownership
Insider Ownership
First Seacoast Bancorp
Sold
0-3 MONTHS
0 USD 0
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
16.9 K USD 2
0-3 MONTHS
0 USD 0
3-6 MONTHS
25.5 K USD 3
6-9 MONTHS
14 K USD 2
9-12 MONTHS
7. News
First Seacoast Bancorp, Inc. Announces President Transition
DOVER, N.H.--(BUSINESS WIRE)--First Seacoast Bancorp, Inc. (the “Company”), the holding company for First Seacoast Bank (the “Bank”), announced today that its Board of Directors unanimously approved a transition in executive leadership. The offices of President of the Company and the Bank, formerly held by James R. Brannen, have transitioned to Richard M. Donovan, who currently serves as Chief Financial Officer. At its meeting on May 29, 2025, and in accordance with the Bank's succession plan,.
businesswire.com
- 1 month ago
First Seacoast Bancorp, Inc. Authorizes Additional Share Repurchases Under Ongoing Stock Repurchase Program
DOVER, N.H.--(BUSINESS WIRE)--First Seacoast Bancorp, Inc. (the “Company”) (Nasdaq Capital Market: FSEA), the holding company for First Seacoast Bank, announced today it has authorized additional share repurchases, up to an additional 228,858 shares of common stock, under its ongoing stock repurchase program. Previously announced in April 2024, the original repurchase authorization encompassed 507,707 shares of common stock, representing approximately 10% of the then outstanding shares. To date.
businesswire.com
- 7 months ago
First Seacoast Bank Completes Sale-Leaseback Transaction with MountainSeed Real Estate Services, LLC
DOVER, N.H. & ATLANTA--(BUSINESS WIRE)--Effective June 11, 2024, First Seacoast Bank, the wholly-owned subsidiary of First Seacoast Bancorp, Inc. (Nasdaq: "FSEA"), completed its previously announced sale-leaseback transaction with MountainSeed Real Estate Services, LLC, a Georgia limited liability company ("MountainSeed").
businesswire.com
- 1 year ago
First Seacoast Bancorp, Inc. Authorizes Stock Repurchase Program
DOVER, N.H.--(BUSINESS WIRE)--First Seacoast Bancorp, Inc. (the “Company”) (Nasdaq Capital Market: FSEA), the holding company for First Seacoast Bank, announced today it has authorized a stock repurchase program for up to 507,707 shares of common stock, representing approximately 10% of shares currently outstanding, to be effective as soon as practicable after the Company files its Quarterly Report on Form 10-Q for the period ending March 31, 2024, with the Securities and Exchange Commission (t.
businesswire.com
- 1 year ago
Bank Buzz: 2 Value Plays With Near-Term Catalysts
Our strategy is to invest in banks trading below TBV with overcapitalized balance sheets, solid asset quality, and shareholder-friendly management teams. This combination typically leads to two catalysts, first accretive share repurchases and ultimately a sale to a larger institution. Trading at less than 60% of TBV, we theorize that FSEA will begin an accretive stock buyback program in 1Q24.
seekingalpha.com
- 1 year ago
First Seacoast Bancorp, Inc. Announces Balance Sheet Repositioning
DOVER, N.H.--(BUSINESS WIRE)--First Seacoast Bancorp, Inc. (the "Company") (NASDAQ Capital Market: FSEA), the holding company for First Seacoast Bank, announced today the execution of a balance sheet repositioning strategy related to its available-for-sale investment securities portfolio. The Company sold $40.6 million in book value of its lower-yielding investment securities for an estimated after-tax realized loss of $3.1 million. The investment securities sold consisted of $27.3 million of m.
businesswire.com
- 1 year ago
First Seacoast Bancorp: Attractive Valuation And Upside
Despite a strong capital position and attractive credit metrics, FSEA trades at just 72% of tangible book value. The bank maintains a robust balance sheet, which can drive several catalysts, including share repurchases and the initiation of a dividend.
seekingalpha.com
- 2 years ago
Enterprise Financial: A Solid Bank With An Enticing Valuation (NASDAQ:EFSC)
A solid net interest margin should help support above-average profitability levels for the foreseeable future. Credit looks to be in good shape.
seekingalpha.com
- 4 years ago
Lifshitz Law Firm, P.C. Announces Investigation of AMAG Pharmaceuticals, Inc., MobileIron, Inc., Monaker Group, Inc., Seacoast Commerce Banc Holdings, Perceptron, Inc., Standard AVB Financial Corp., Virtusa Corporation, WPX Energy, Inc. and Devon Energy Corporation
NEW YORK, Oct. 2, 2020 /PRNewswire via COMTEX/ --
NEW YORK, Oct. 2, 2020 /PRNewswire/ -- AMAG Pharmaceuticals, Inc. (NASDAQ:AMAG) Lifshitz Law Firm,...
marketwatch.com
- 4 years ago
Seacoast Banking: Solid Operator, But Waiting On Better Valuation Before I Buy (NASDAQ:SBCF)
The bank is likely to face some medium-term revenue headwinds. Expense management remains solid, especially for a bank this size.
seekingalpha.com
- 4 years ago
SHAREHOLDER ALERT: Rigrodsky & Long, P.A. Reminds Investors of Investigations of SCBH, MOBL, WPX, and STND Mergers
WILMINGTON, Del., Oct 01, 2020 (GLOBE NEWSWIRE via COMTEX) --
WILMINGTON, Del., Oct. 01, 2020 (GLOBE NEWSWIRE) -- Rigrodsky & Long, P.A. announces that...
marketwatch.com
- 4 years ago
Moore Kuehn Encourages IMMU, MOBL, MR, and SCBH Investors to Contact Law Firm
NEW YORK, Oct 01, 2020 (GLOBE NEWSWIRE via COMTEX) --
NEW YORK, Oct. 01, 2020 (GLOBE NEWSWIRE) -- Moore Kuehn, PLLC, a securities litigation law firm located...
marketwatch.com
- 4 years ago
8. Profile
Summary
First Seacoast Bancorp FSEA
COUNTRY
US
INDUSTRY
Banks - Regional
MARKET CAP
$ 53.5 M
Dividend Yield
0.00%
Description
First Seacoast Bancorp operates as a holding company for First Seacoast Bank that provides various banking products and services for individuals and businesses. The company offers interest-bearing and non-interest-bearing checking, savings, and money market accounts; and time deposits. It also provides various lending products comprising one- to four-family residential real estate loans; commercial real estate and multi-family loans; acquisition, development, and land loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. In addition, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, business retirement plans, and college planning services. It operates through its wealth management office located in Dover, New Hampshire; four full-service banking offices in Strafford County, New Hampshire; and one full-service banking office in Rockingham County, New Hampshire. The company was founded in 1890 and is headquartered in Dover, New Hampshire. First Seacoast Bancorp is a subsidiary of First Seacoast Bancorp, MHC.
Contact
633 Central Avenue, Dover, NH, 03820
https://www.firstseacoastbank.com
IPO
Date
July 17, 2019
Employees
75
Officers
Ms. Sharon A. Zacharias
Senior Vice President & Human Resources Director
Mr. John E. Swenson
Senior Vice President & Chief Administrative Officer
Mr. Richard M. Donovan
Senior Vice President & Chief Financial Officer
Mr. James R. Brannen
President, Chief Executive Officer & Director
Ms. Tiffany L. Melanson
Vice President of Marketing & Public Relations
Mr. Timothy F. Dargan
Senior Vice President & Senior Commercial Loan Officer
Attorney Michael J. Bolduc
Corporate Secretary & Independent Director
Paul Nee
Senior Vice President & Chief Information Officer
Ms. Barbara A. Graziano
Vice President of Internal Audit & Compliance and BSA Officer
Mr. Jean Tremblay
Senior Vice President & Senior Retail Loan Officer