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Financial Institutions, Inc. FISI
Financial Services - Banks - Regional - NASDAQ - US
Watchlist
$ 26.83
-0.777 %
$ 415 M
Market Cap
8.49
P/E
INCOME STATEMENT
200 M REVENUE
-5.68%
Growth Rates
1Year -5.68%
3Years 3.23%
5Years 4.84%
7Years 5.45%
10Years 5.57%
61.4 M OPERATING INCOME
-42.54%
Growth Rates
1Year -42.54%
3Years 10.32%
5Years -5.02%
7Years 1.14%
10Years 3.10%
50.3 M NET INCOME
-11.15%
Growth Rates
1Year -11.15%
3Years 9.45%
5Years 4.92%
7Years 6.70%
10Years 7.01%
EFFICIENCY
Earnings Waterfall Financial Institutions, Inc.
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Revenue 200 M
Cost Of Revenue 0
Gross Profit 200 M
Operating Expenses 212 M
Operating Income 61.4 M
Other Expenses 11.1 M
Net Income 50.3 M

Income Statement

Millions
Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998
REVENUE
Revenue 200.3 212.3 199.6 182.1 169.9 158.1 147.2 138.2 125.1 120.3 116.4 113.3 105.8 98.8 95.7 84.8 78.8 81.4 96.9 100.8 101.6 98.0 80.6 62.3 54.9 48.3
GROSS PROFIT
Cost Of Revenue 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Gross Profit 200.3 212.3 199.6 182.1 169.9 158.1 147.2 138.2 125.1 120.3 116.4 113.3 105.8 98.8 95.7 84.8 78.8 81.4 96.9 100.8 101.6 98.0 80.6 62.3 54.9 48.3
OPERATING INCOME
Operating Expenses 212.2 2.0 (102.3) (136.3) (110.5) (78.7) 2.2 1.7 1.1 0.8 0.9 0.9 1.3 1.1 0.9 1.5 (10.4) (81.4) (60.1) (54.5) (47.4) (16.6) 1.4 9.2 1.8 3.6
Selling, General and Administrative Expenses 116.2 74.1 81.1 77.8 68.2 67.4 59.6 54.1 50.6 46.1 45.4 48.1 42.4 40.7 38.8 37.1 34.6 33.6 34.8 37.0 33.8 30.1 23.0 16.8 14.8 13.1
Research and Development Expenses 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 61.4 106.8 97.2 45.7 59.4 79.4 66.0 56.7 49.0 46.3 45.2 43.8 47.5 48.4 42.8 (13.8) 68.3 1.4 K 36.8 46.3 54.2 81.5 81.9 71.5 56.7 51.9
PRE-TAX INCOME
Interest Income Expense 120.4 28.7 12.5 22.3 38.9 29.9 17.5 12.5 10.1 7.3 7.3 9.1 13.3 17.7 22.2 33.6 47.1 43.6 36.4 30.8 35.9 42.6 49.7 43.6 31.9 30.9
Total Other Income 1.7 (17.1) (13.1) (13.7) (11.7) (14.0) (10.9) (8.2) (9.7) (9.9) (9.2) (1.6) (6.9) (6.7) (4.5) (47.5) (7.6) 1.4 (1.4) 1.2 (35.9) (42.6) (49.7) (43.6) (31.9) (30.9)
Pre-Tax Income 63.1 71.0 97.2 45.7 59.4 49.5 43.5 44.1 38.9 39.0 37.9 34.8 34.2 30.6 20.6 (47.5) 21.2 23.6 2.9 15.5 18.2 38.9 32.2 27.9 24.8 21.0
NET INCOME
Tax Provision 12.8 14.4 19.5 7.4 10.6 10.0 9.9 12.2 10.5 9.6 12.4 11.3 11.4 9.4 6.1 (21.3) 4.8 6.2 (1.8) 3.0 4.0 12.4 11.0 9.8 8.8 7.4
Net Income 50.3 56.6 77.7 38.3 48.9 39.5 33.5 31.9 28.3 29.4 25.5 23.4 22.8 21.3 14.4 (26.2) 16.4 17.4 2.2 12.5 14.2 26.5 21.2 18.1 16.0 13.6
EPS 3.17 3.58 4.81 2.3 2.97 2.48 2.13 2.11 1.91 2.01 1.75 1.6 1.5 1.62 0.99 2.42 1.34 1.4 0.06 0.98 1.14 2.26 1.79 1.51 1.38 1.22