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Consumer Cyclical - Specialty Retail - NASDAQ - US
$ 11.03
0.731 %
$ 869 M
Market Cap
-10.61
P/E
1. INTRINSIC VALUE

National Vision Holdings, Inc., through its subsidiaries, operates as an optical retailer in the United States. The company operates in two segments, Owned & Host and Legacy. It offers eyeglasses and contact lenses, and optical accessory products; provides eye exams through its America's Best, Eyeglass World, Vista Optical, Fred Meyer, and Vista Optical military, as well as Vision Center branded stores; and offers health maintenance organization and optometric services. As of January 1, 2022, the company operated through 1,278 retail stores, as well as various e-commerce websites. National Vision Holdings, Inc. was founded in 1990 and is headquartered in Duluth, Georgia.[ Read More ]

The intrinsic value of one EYE stock under the base case scenario is HIDDEN Compared to the current market price of 11 USD, National Vision Holdings, Inc. is HIDDEN

2. FUNDAMENTAL ANALYSIS

Price Chart EYE

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FINANCIALS
2.13 B REVENUE
6.04%
-46.8 M OPERATING INCOME
-76.42%
-65.9 M NET INCOME
-156.45%
170 M OPERATING CASH FLOW
42.39%
-116 M INVESTING CASH FLOW
-4.44%
-137 M FINANCING CASH FLOW
-61.80%
452 M REVENUE
-0.05%
-8.82 M OPERATING INCOME
-233.73%
-11.1 M NET INCOME
-966.86%
27.9 M OPERATING CASH FLOW
-45.75%
-24.3 M INVESTING CASH FLOW
-22.64%
-102 M FINANCING CASH FLOW
-4395.41%
Balance Sheet Decomposition National Vision Holdings, Inc.
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Current Assets 397 M
Cash & Short-Term Investments 150 M
Receivables 86.9 M
Other Current Assets 160 M
Non-Current Assets 1.92 B
Long-Term Investments 1.13 M
PP&E 769 M
Other Non-Current Assets 1.15 B
Current Liabilities 398 M
Accounts Payable 67.6 M
Short-Term Debt 95.9 M
Other Current Liabilities 234 M
Non-Current Liabilities 1.09 B
Long-Term Debt 804 M
Other Non-Current Liabilities 289 M
EFFICIENCY
Earnings Waterfall National Vision Holdings, Inc.
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Revenue 2.13 B
Cost Of Revenue 1 B
Gross Profit 1.13 B
Operating Expenses 1.17 B
Operating Income -46.8 M
Other Expenses 19.1 M
Net Income -65.9 M
RATIOS
52.93% GROSS MARGIN
52.93%
-2.20% OPERATING MARGIN
-2.20%
-3.10% NET MARGIN
-3.10%
-7.95% ROE
-7.95%
-5.44% ROA
-5.44%
-3.94% ROIC
-3.94%
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis National Vision Holdings, Inc.
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Net Income -65.9 M
Depreciation & Amortization 98.3 M
Capital Expenditures -115 M
Stock-Based Compensation 20.2 M
Change in Working Capital 31.2 M
Others 132 M
Free Cash Flow 54.9 M
3. WALL STREET ANALYSTS ESTIMATES
Wall Street Analysts Price Targets National Vision Holdings, Inc.
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Wall Street analysts predict an average 1-year price target for EYE of $18.4 , with forecasts ranging from a low of $11 to a high of $25 .
EYE Lowest Price Target Wall Street Target
11 USD -0.27%
EYE Average Price Target Wall Street Target
18.4 USD 66.82%
EYE Highest Price Target Wall Street Target
25 USD 126.65%
4. DIVIDEND ANALYSIS
0.00% DIVIDEND YIELD
0 USD DIVIDEND PER SHARE
5. COMPETITION
6. Ownership
Insider Ownership National Vision Holdings, Inc.
image
Sold
0-3 MONTHS
186 K USD 1
3-6 MONTHS
0 USD 0
6-9 MONTHS
0 USD 0
9-12 MONTHS
0 USD 0
Bought
0 USD 0
0-3 MONTHS
275 K USD 2
3-6 MONTHS
790 K USD 2
6-9 MONTHS
0 USD 0
9-12 MONTHS
Date Value Insider Amount Avg Price
2 months ago
Aug 23, 2024
Sell 186 K USD
Moore Patrick R.
Special Advisor
- 17661
10.52 USD
3 months ago
Aug 13, 2024
Bought 264 K USD
PEELER D RANDOLPH
Director
+ 25000
10.568 USD
3 months ago
Aug 12, 2024
Bought 10.4 K USD
Hepner Virginia A
Director
+ 1000
10.365 USD
6 months ago
May 13, 2024
Bought 299 K USD
FAHS L READE
Chief Executive Officer
+ 20000
14.96 USD
6 months ago
May 10, 2024
Bought 491 K USD
PEELER D RANDOLPH
Director
+ 34000
14.447 USD
1 year ago
May 23, 2023
Bought 453 K USD
PEELER D RANDOLPH
Director
+ 17609
25.73 USD
1 year ago
May 22, 2023
Bought 585 K USD
PEELER D RANDOLPH
Director
+ 22861
25.59 USD
1 year ago
May 17, 2023
Bought 50 K USD
TAYLOR THOMAS V
Director
+ 2079
24.04 USD
1 year ago
May 15, 2023
Bought 301 K USD
FAHS L READE
Chief Executive Officer
+ 12625
23.81 USD
1 year ago
Jan 04, 2023
Sell 22.5 K USD
Acharya Ravi
SVP, Chief Technology Officer
- 562
40 USD
2 years ago
May 13, 2022
Bought 25.7 K USD
Hepner Virginia A
director:
+ 1000
25.707 USD
2 years ago
May 12, 2022
Bought 116 K USD
Brandman Jared
SVP, GC and Secretary
+ 5000
23.245 USD
2 years ago
May 12, 2022
Bought 105 K USD
TEHLE DAVID M
director:
+ 4216
24.886 USD
2 years ago
May 12, 2022
Bought 249 K USD
Moore Patrick R.
SVP, Chief Financial Officer
+ 10000
24.89 USD
2 years ago
May 12, 2022
Bought 510 K USD
FAHS L READE
Chief Executive Officer
+ 20000
25.477 USD
2 years ago
May 12, 2022
Bought 1.98 M USD
PEELER D RANDOLPH
director:
+ 80000
24.6909 USD
3 years ago
Aug 20, 2021
Sell 490 K USD
Brandman Jared
SVP, GC and Secretary
- 8824
55.557 USD
3 years ago
Aug 17, 2021
Sell 1.01 M USD
FAHS L READE
Chief Executive Officer
- 18367
55.025 USD
3 years ago
Aug 18, 2021
Sell 1.74 M USD
FAHS L READE
Chief Executive Officer
- 31592
55.212 USD
3 years ago
Aug 16, 2021
Sell 17.3 M USD
FAHS L READE
Chief Executive Officer
- 323602
53.583 USD
3 years ago
Aug 13, 2021
Sell 156 K USD
FAHS L READE
Chief Executive Officer
- 2840
55.103 USD
3 years ago
Aug 11, 2021
Sell 44 K USD
FAHS L READE
Chief Executive Officer
- 800
55.01 USD
3 years ago
Aug 12, 2021
Sell 2.55 M USD
FAHS L READE
Chief Executive Officer
- 46401
55.0472 USD
3 years ago
Aug 02, 2021
Sell 2.04 M USD
Moore Patrick R.
SVP, Chief Financial Officer
- 37750
54 USD
3 years ago
Jul 28, 2021
Sell 1.07 M USD
Brandman Jared
SVP, GC and Secretary
- 20000
53.5 USD
3 years ago
May 19, 2021
Sell 7.76 M USD
FAHS L READE
Chief Executive Officer
- 160828
48.2319 USD
3 years ago
May 18, 2021
Sell 115 K USD
Rasmussen Melissa
SVP, Chief Accounting Officer
- 2293
50.3 USD
3 years ago
May 18, 2021
Sell 49.1 K USD
Rasmussen Melissa
SVP, Chief Accounting Officer
- 974
50.37 USD
4 years ago
Nov 09, 2020
Sell 2.74 M USD
Moore Patrick R.
SVP, Chief Financial Officer
- 58161
47.17 USD
4 years ago
Nov 05, 2020
Sell 4.38 M USD
FAHS L READE
Chief Executive Officer
- 100000
43.8 USD
4 years ago
Aug 10, 2020
Bought 1 M USD
PEELER D RANDOLPH
Director
+ 28410
35.2319 USD
4 years ago
Jan 23, 2020
Sell 2.74 M USD
FAHS L READE
Chief Executive Officer
- 75000
36.5 USD
4 years ago
Dec 18, 2019
Sell 2.24 M USD
Moore Patrick R.
SVP, Chief Financial Officer
- 69977
32 USD
5 years ago
Nov 11, 2019
Bought 8.4 K USD
TAYLOR THOMAS V
Director
+ 300
28.01 USD
5 years ago
Nov 11, 2019
Bought 91.5 K USD
TAYLOR THOMAS V
Director
+ 3310
27.64 USD
5 years ago
Aug 12, 2019
Sell 279 M USD
KKR Vision Aggregator L.P.
10 percent owner
- 9149908
30.52 USD
5 years ago
Aug 12, 2019
Sell 279 M USD
KKR Fund Holdings L.P.
10 percent owner
- 9149908
30.52 USD
5 years ago
Aug 13, 2019
Sell 125 K USD
Vaught John
SVP, Chief Information Officer
- 4137
30.126 USD
5 years ago
Aug 13, 2019
Sell 936 K USD
Vaught John
SVP, Chief Information Officer
- 31049
30.141 USD
5 years ago
Aug 13, 2019
Sell 403 K USD
Vaught John
SVP, Chief Information Officer
- 13425
30.035 USD
5 years ago
Jun 05, 2019
Sell 273 K USD
FAHS L READE
Chief Executive Officer
- 10000
27.339 USD
5 years ago
May 30, 2019
Sell 379 K USD
BUSBEE JEFF
SVP, Chief HR Officer
- 13508
28.048 USD
5 years ago
May 31, 2019
Sell 528 K USD
BUSBEE JEFF
SVP, Chief HR Officer
- 19405
27.218 USD
5 years ago
May 28, 2019
Sell 581 K USD
BUSBEE JEFF
SVP, Chief HR Officer
- 20764
28 USD
5 years ago
May 28, 2019
Sell 870 K USD
BUSBEE JEFF
SVP, Chief HR Officer
- 29980
29.017 USD
5 years ago
May 14, 2019
Sell 675 K USD
Beasley Chris
SVP, Accounting, & Controller
- 25000
26.988 USD
5 years ago
May 01, 2019
Sell 266 K USD
FAHS L READE
Chief Executive Officer
- 10000
26.599 USD
5 years ago
Apr 03, 2019
Sell 904 K USD
FAHS L READE
Chief Executive Officer
- 30000
30.142 USD
5 years ago
Apr 03, 2019
Sell 150 K USD
FAHS L READE
Chief Executive Officer
- 5000
30.061 USD
5 years ago
Mar 06, 2019
Sell 893 K USD
FAHS L READE
Chief Executive Officer
- 28601
31.235 USD
5 years ago
Mar 06, 2019
Sell 44.8 K USD
FAHS L READE
Chief Executive Officer
- 1399
32.007 USD
5 years ago
Mar 06, 2019
Sell 158 K USD
FAHS L READE
Chief Executive Officer
- 5000
31.696 USD
5 years ago
Feb 06, 2019
Sell 888 K USD
FAHS L READE
Chief Executive Officer
- 28121
31.569 USD
5 years ago
Feb 06, 2019
Sell 60.8 K USD
FAHS L READE
Chief Executive Officer
- 1879
32.373 USD
5 years ago
Feb 06, 2019
Sell 159 K USD
FAHS L READE
Chief Executive Officer
- 5000
31.78 USD
5 years ago
Jan 11, 2019
Sell 600 K USD
FAHS L READE
Chief Executive Officer
- 20000
30 USD
5 years ago
Jan 11, 2019
Sell 150 K USD
FAHS L READE
Chief Executive Officer
- 5000
30 USD
5 years ago
Jan 11, 2019
Sell 189 K USD
Vaught John
SVP, Chief Information Officer
- 6284
30.04 USD
5 years ago
Jan 11, 2019
Sell 1.11 M USD
Vaught John
SVP, Chief Information Officer
- 36459
30.493 USD
5 years ago
Jan 02, 2019
Sell 278 K USD
FAHS L READE
Chief Executive Officer
- 10000
27.794 USD
5 years ago
Dec 06, 2018
Sell 338 K USD
FAHS L READE
Chief Executive Officer
- 9600
35.244 USD
5 years ago
Dec 06, 2018
Sell 14.4 K USD
FAHS L READE
Chief Executive Officer
- 400
36.038 USD
6 years ago
Nov 19, 2018
Sell 404 M USD
KKR Vision Aggregator L.P.
10 percent owner
- 10054259
40.2 USD
6 years ago
Nov 19, 2018
Sell 404 M USD
KKR Fund Holdings L.P.
10 percent owner
- 10054259
40.2 USD
6 years ago
Nov 19, 2018
Sell 3.8 M USD
GOODMAN MITCHELL
SVP, GC and Secretary
- 94576
40.2 USD
6 years ago
Nov 19, 2018
Sell 92.8 M USD
PEELER D RANDOLPH
Director
- 2308947
40.2 USD
6 years ago
Nov 19, 2018
Sell 1.21 M USD
PEELER D RANDOLPH
Director
- 29999
40.2 USD
6 years ago
Nov 19, 2018
Sell 491 K USD
PEELER D RANDOLPH
Director
- 12219
40.2 USD
6 years ago
Nov 07, 2018
Sell 442 K USD
FAHS L READE
Chief Executive Officer
- 10000
44.207 USD
6 years ago
Nov 01, 2018
Bought 6.3 K USD
McAllister Raymond J.
Chief Operating Officer
+ 150
41.97 USD
6 years ago
Oct 03, 2018
Sell 438 K USD
FAHS L READE
Chief Executive Officer
- 10000
43.76 USD
6 years ago
Oct 01, 2018
Bought 6.81 K USD
McAllister Raymond J.
Chief Operating Officer
+ 150
45.37 USD
6 years ago
Sep 25, 2018
Sell 923 K USD
Vaught John
SVP, Chief Information Officer
- 21370
43.206 USD
6 years ago
Sep 25, 2018
Sell 224 K USD
Vaught John
SVP, Chief Information Officer
- 5107
43.817 USD
6 years ago
Sep 24, 2018
Sell 1.05 M USD
Beasley Chris
SVP, Accounting, & Controller
- 25000
42.134 USD
6 years ago
Sep 24, 2018
Sell 1.56 M USD
BUSBEE JEFF
SVP, Chief HR Officer
- 36771
42.4 USD
6 years ago
Sep 05, 2018
Sell 444 K USD
FAHS L READE
Chief Executive Officer
- 10000
44.43 USD
6 years ago
Sep 04, 2018
Bought 6.64 K USD
McAllister Raymond J.
Chief Operating Officer
+ 150
44.24 USD
6 years ago
Aug 02, 2018
Sell 66.6 M USD
KKR Fund Holdings L.P.
10 percent owner
- 1742007
38.2594 USD
6 years ago
Aug 02, 2018
Sell 66.6 M USD
KKR Vision Aggregator L.P.
10 percent owner
- 1742007
38.2594 USD
6 years ago
Aug 02, 2018
Sell 15.3 M USD
PEELER D RANDOLPH
Director
- 400243
38.2594 USD
6 years ago
Aug 02, 2018
Sell 199 K USD
PEELER D RANDOLPH
Director
- 5200
38.2594 USD
6 years ago
Aug 02, 2018
Sell 81 K USD
PEELER D RANDOLPH
Director
- 2118
38.2594 USD
6 years ago
Aug 01, 2018
Sell 406 K USD
FAHS L READE
Chief Executive Officer
- 10000
40.553 USD
6 years ago
Aug 01, 2018
Bought 6.07 K USD
McAllister Raymond J.
Chief Operating Officer
+ 150
40.45 USD
6 years ago
Aug 02, 2018
Sell 82.8 K USD
Vaught John
SVP, Chief Information Officer
- 2164
38.2594 USD
6 years ago
Aug 02, 2018
Sell 331 K USD
GOODMAN MITCHELL
SVP, GC and Secretary
- 8640
38.2594 USD
6 years ago
Aug 02, 2018
Sell 259 K USD
BUSBEE JEFF
SVP, Chief HR Officer
- 6782
38.2594 USD
6 years ago
Jul 30, 2018
Sell 438 M USD
KKR Fund Holdings L.P.
10 percent owner
- 11452321
38.2594 USD
6 years ago
Jul 30, 2018
Sell 438 M USD
KKR Vision Aggregator L.P.
10 percent owner
- 11452321
38.2594 USD
6 years ago
Jul 30, 2018
Sell 101 M USD
Berkshire Partners Holdings LLC
10 percent owner
- 2633406
38.2594 USD
6 years ago
Jul 30, 2018
Sell 1.31 M USD
Berkshire Partners Holdings LLC
10 percent owner
- 34215
38.2594 USD
6 years ago
Jul 30, 2018
Sell 533 K USD
Berkshire Partners Holdings LLC
10 percent owner
- 13936
38.2594 USD
6 years ago
Jul 30, 2018
Sell 5.74 M USD
FAHS L READE
Chief Executive Officer
- 150000
38.2594 USD
6 years ago
Jul 30, 2018
Sell 101 M USD
PEELER D RANDOLPH
Director
- 2633406
38.2594 USD
6 years ago
Jul 30, 2018
Sell 1.31 M USD
PEELER D RANDOLPH
Director
- 34215
38.2594 USD
6 years ago
Jul 30, 2018
Sell 533 K USD
PEELER D RANDOLPH
Director
- 13936
38.2594 USD
6 years ago
Jul 30, 2018
Sell 1.56 M USD
BUSBEE JEFF
SVP, Chief HR Officer
- 40859
38.2594 USD
6 years ago
Jul 30, 2018
Sell 545 K USD
Vaught John
SVP, Chief Information Officer
- 14239
38.2594 USD
6 years ago
Jul 30, 2018
Sell 2.17 M USD
GOODMAN MITCHELL
SVP, GC and Secretary
- 56848
38.2594 USD
6 years ago
Jul 30, 2018
Sell 1.98 M USD
Moore Patrick R.
SVP, Chief Financial Officer
- 51874
38.2594 USD
7. News
National Vision Q3 Earnings Top Estimates, Revenues Lag, Stock Tumbles EYE's third-quarter 2024 results reflect ongoing strength in Managed Care, with growth in America's Best stores. zacks.com - 5 days ago
National Vision Holdings, Inc. (EYE) Q3 2024 Earnings Call Transcript National Vision Holdings, Inc. (NASDAQ:EYE ) Q3 2024 Earnings Conference Call November 6, 2024 8:30 AM ET Company Participants Tamara Gonzalez - Vice President, Investor Relations Reade Fahs - Chief Executive Officer Alex Wilkes - President Melissa Rasmussen - Chief Financial Officer Conference Call Participants Michael Lasser - UBS Kate McShane - Goldman Sachs Zachary Fadem - Wells Fargo Jon Elias - BMO Capital Markets Dylan Carden - William Blair Paul Lejuez - Citi Brian Tanquilut - Jefferies Adrienne Yih - Barclays Molly Baum - Bank of America Operator Good day, and thank you for standing by. Welcome to the National Vision Third Quarter 2024 Earnings Conference Call. seekingalpha.com - 1 week ago
National Vision (EYE) Q3 Earnings Surpass Estimates National Vision (EYE) came out with quarterly earnings of $0.12 per share, beating the Zacks Consensus Estimate of $0.05 per share. This compares to earnings of $0.15 per share a year ago. zacks.com - 1 week ago
National Vision Holdings, Inc. Reports Third Quarter 2024 Financial Results DULUTH, Ga.--(BUSINESS WIRE)--National Vision Holdings, Inc. (NASDAQ: EYE) (“National Vision” or the “Company”) today reported its financial results for the third quarter ended September 28, 2024. “We are encouraged by the progress we are making against key elements of our transformation, including completing the review of our store fleet, implementing new traffic-driving initiatives, continuing to expand exam capacity and remote exam efficiency, and benefiting from new perspectives through our. businesswire.com - 1 week ago
National Vision Completes Comprehensive Review of Store Fleet DULUTH, Ga.--(BUSINESS WIRE)--National Vision Holdings, Inc. (NASDAQ: EYE) (“National Vision” or the “Company”) today announced the results of its comprehensive store fleet review. In August 2024, the Company announced it had identified an initial list of less than 5% of its total fleet that were not meeting its profitability thresholds and said it was considering potential actions for those underperforming stores. The Company plans to take action on 43 stores, including closing 39 stores by th. businesswire.com - 1 week ago
Earnings Preview: National Vision (EYE) Q3 Earnings Expected to Decline National Vision (EYE) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations. zacks.com - 2 weeks ago
National Vision Opens 2024-2025 Scholarship Program, Highlighting AI's Role in the Future of Eye Care DULUTH, Ga.--(BUSINESS WIRE)--National Vision, Inc., one of the nation's largest optical retailers providing quality, affordable eye care and eyewear, announced today that its annual scholarship program is open for entries, offering eligible optometry students the opportunity to win up to $7,500. This year's scholarship program challenges students to explore the topic of “AI and the Future of Eye Care.” Third- and fourth-year optometry students are invited to submit written or video essays disc. businesswire.com - 1 month ago
Exclusive Partnership With Pair Eyewear Likely to Support EYE Stock National Vision's America's Best stores become the exclusive retail partner of Pair Eyewear. zacks.com - 1 month ago
TEPEZZA® (TEPROTUMUMAB) RECEIVES APPROVAL IN JAPAN FOR THE TREATMENT OF ACTIVE THYROID EYE DISEASE THOUSAND OAKS, Calif. , Sept. 24, 2024 /PRNewswire/ -- Amgen (NASDAQ:AMGN) today announced TEPEZZA® (JAN: Teprotumumab (Genetical Recombination)) has been approved for the treatment of active or high clinical activity score (CAS) Thyroid Eye Disease (TED) by Japan's Ministry of Health, Labour and Welfare (MHLW). prnewswire.com - 1 month ago
America's Best Becomes Exclusive Retail Partner of Pair Eyewear, Bringing Swappable Frames to 1,000+ Stores Leading Customizable Eyewear Brand Creates "Store Within a Store" at America's Best, Names National Vision Doctor of Optometry Network the Brand's Official Eye Care Provider DULUTH, Ga. , Sept. 24, 2024 /PRNewswire/ -- National Vision, Inc., one of the nation's largest optical retailers providing quality, affordable eye care and eyewear, announced today it is solidifying its partnership with Pair Eyewear, the first direct-to-consumer and now leading customizable eyewear brand, by expanding to all 1,000+ America's Best Stores. prnewswire.com - 1 month ago
Reasons to Retain EYE Stock in Your Portfolio for Now The strong execution of strategic initiatives and robust market expansion of the Owned and Host segment bode well for National Vision. zacks.com - 1 month ago
National Vision Releases 2023 Sustainability Report DULUTH, Ga.--(BUSINESS WIRE)--National Vision, Inc., one of the largest optical retail companies in the U.S., released its 2023 Sustainability Report, “A World Worth Seeing.” The report reflects continued progress across its Social, Employees, Environment and Governance (SEE+G) framework. “In 2023, National Vision helped nearly 10 million people see better and live better. Our success as a business is deeply intertwined with our commitment to improving lives through accessible and affordable ey. businesswire.com - 2 months ago
8. Profile Summary

National Vision Holdings, Inc. EYE

image
COUNTRY US
INDUSTRY Specialty Retail
MARKET CAP $ 869 M
Dividend Yield 0.00%
Description National Vision Holdings, Inc., through its subsidiaries, operates as an optical retailer in the United States. The company operates in two segments, Owned & Host and Legacy. It offers eyeglasses and contact lenses, and optical accessory products; provides eye exams through its America's Best, Eyeglass World, Vista Optical, Fred Meyer, and Vista Optical military, as well as Vision Center branded stores; and offers health maintenance organization and optometric services. As of January 1, 2022, the company operated through 1,278 retail stores, as well as various e-commerce websites. National Vision Holdings, Inc. was founded in 1990 and is headquartered in Duluth, Georgia.
Contact Building 2200, Duluth, GA, 30096 https://www.nationalvision.com
IPO Date Oct. 27, 2017
Employees 13998
Officers Tamara Gonzalez Vice President of Investor Relations Ms. Megan Molony Senior Vice President and Chief Merchandising & Managed Care Officer Mr. Alex Wilkes President Ms. Jacqueline Grove Senior Vice President of Talent, Development, Culture, Diversity, Equity & Inclusion and Philanthropy Mr. Paul Myrick Senior Vice President of Real Estate Mr. Joe VanDette Senior Vice President & Chief Marketing Officer Mr. L. Reade Fahs Chief Executive Officer & Director Mr. Ravi Acharya Chief Technology Officer & Senior Vice President Mr. Patrick R. Moore Senior Vice President & Chief Operating Officer Mr. Bill Clark Senior Vice President & Chief People Officer