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Encore Capital Group, Inc. ECPG
Financial Services - Financial - Mortgages - NASDAQ - US
Watchlist
$ 33.27
-7.18 %
$ 780 M
Market Cap
-5.65
P/E
INCOME STATEMENT
1.32 B REVENUE
7.66%
Growth Rates
1Year 7.66%
3Years -6.58%
5Years -1.19%
7Years 1.49%
10Years 2.07%
157 M OPERATING INCOME
851.50%
Growth Rates
1Year 851.50%
3Years -37.14%
5Years -18.82%
7Years -9.83%
10Years -6.84%
-139 M NET INCOME
32.57%
Growth Rates
1Year 32.57%
3Years -11.78%
5Years -12.78%
7Years -15.60%
10Years -9.23%
EFFICIENCY
Earnings Waterfall Encore Capital Group, Inc.
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Revenue 1.32 B
Cost Of Revenue 423 M
Gross Profit 893 M
Operating Expenses 736 M
Operating Income 157 M
Other Expenses 297 M
Net Income -139 M
1b1b1b1b1b1b800m800m600m600m400m400m200m200m00(200m)(200m)1b(423m)893m(736m)157m(297m)(139m)RevenueRevenueCost Of RevenueCost Of RevenueGross ProfitGross ProfitOperating ExpensesOperating ExpensesOperating IncomeOperating IncomeOther ExpensesOther ExpensesNet IncomeNet Income

Income Statement

Millions
Dec-2024 Dec-2023 Dec-2022 Dec-2021 Dec-2020 Dec-2019 Dec-2018 Dec-2017 Dec-2016 Dec-2015 Dec-2014 Dec-2013 Dec-2012 Dec-2011 Dec-2010 Dec-2009 Dec-2008 Dec-2007 Dec-2006 Dec-2005 Dec-2004 Dec-2003 Dec-2002 Dec-2001 Dec-2000 Dec-1999 Dec-1998
REVENUE
Revenue 1 316.4 1 222.7 1 398.3 1 614.5 1 501.4 1 397.7 1 362.0 1 187.0 1 029.3 1 161.6 1 072.8 773.4 555.9 467.4 381.3 316.4 255.9 254.0 255.1 221.8 178.5 117.5 90.4 47.8 36.6 28.2 26.9
GROSS PROFIT
Cost Of Revenue 422.9 651.4 628.6 686.5 667.0 642.9 622.2 559.5 518.1 538.0 485.3 385.1 285.1 121.3 102.2 84.0 119.8 100.2 52.1 69.3 28.2 27.2 19.0 0 0 5.5 1.9
Gross Profit 893.5 571.2 769.7 928.0 834.4 754.8 739.8 627.5 511.2 623.5 587.5 388.3 270.8 346.1 279.2 232.4 136.1 153.8 203.1 152.5 150.3 90.3 71.4 47.8 36.6 22.7 25.0
OPERATING INCOME
Operating Expenses 736.1 554.7 307.5 294.7 300.8 297.7 334.5 303.0 269.7 329.0 268.1 189.9 116.6 346.6 284.3 249.8 97.1 101.7 131.4 68.5 76.8 47.8 43.9 46.8 58.3 20.7 9.5
Selling, General and Administrative Expenses 163.8 144.9 145.8 137.7 149.1 148.3 158.4 158.1 134.0 196.8 146.3 109.7 61.8 302.2 244.7 221.2 94.2 98.3 127.6 65.8 74.8 45.8 41.5 44.3 28.9 21.8 8.8
Research and Development Expenses 0 0 0.227 0.278 0.188 0.144 0.115 0.11 0.0557 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0
Operating Income 157.3 16.5 462.2 633.3 533.6 446.3 405.3 324.5 241.5 245.3 319.4 198.4 154.2 120.8 97.0 66.6 39.0 52.2 71.6 84.0 73.5 42.5 27.5 1.0 (23.1) 2.0 15.5
PRE-TAX INCOME
Interest Income Expense 252.5 201.9 153.3 169.6 209.4 226.8 240.0 204.2 198.4 186.6 166.9 73.3 23.3 21.1 19.3 16.2 20.6 0 0 0 0 0 0 0 0 0 0
Total Other Income (253.5) (196.8) (151.2) (196.7) (250.7) (245.1) (248.8) (193.3) (184.1) (184.3) (155.9) (77.5) (23.9) (21.5) (19.0) (12.9) (15.4) (28.7) (30.4) (31.8) (34.6) (13.1) (19.4) (10.7) (7.9) 0.2 (2.9)
Pre-Tax Income (96.2) (180.3) 311.0 436.5 282.9 201.2 156.5 131.2 57.4 61.0 152.6 120.9 130.3 99.3 78.0 53.7 31.8 23.5 41.2 52.2 38.8 29.4 8.1 (9.7) (31.0) 2.2 12.6
NET INCOME
Tax Provision 43.0 26.2 116.4 85.3 70.4 32.3 46.8 52.0 38.2 13.6 52.7 45.4 51.8 38.3 28.9 20.7 13.0 8.4 17.2 21.1 15.7 11.0 (5.7) 1.1 (7.3) 2.1 5.1
Net Income (139.2) (206.5) 194.6 350.8 211.8 167.9 115.9 83.2 76.6 45.1 103.7 75.3 69.5 61.0 49.1 33.0 18.8 15.0 24.0 31.1 23.2 18.4 13.8 (10.9) (23.7) 100 K 7.3
EPS 5.83 8.72 8.06 11.6 6.74 5.38 4.09 3.2 2.98 1.75 4.01 3.05 2.8 2.48 2.05 1.42 0.6 0.66 1.06 1.39 1.05 1.65 1.82 1.52 3.2 0.0175 1.49