ECPG - Intrinsic Value and Financial Analysis - Encore Capital Group, Inc.

Encore Capital Group, Inc. ECPG

Financial Services - Financial - Mortgages - NASDAQ - US

Watchlist

$ 49.22

1.72 %

$ 1.17 B

Market Cap

-6.29

P/E

BALANCE SHEET

4.63 B ASSETS

Growth Rates

1Year 2.71%

3Years -1.63%

5Years -0.01%

7Years 3.37%

10Years 5.60%

3.69 B LIABILITIES

Growth Rates

1Year 10.97%

3Years 0.45%

5Years -0.63%

7Years 2.68%

10Years 5.90%

937 M EQUITY

Growth Rates

1Year -20.61%

3Years -8.38%

5Years 2.74%

7Years 7.56%

10Years 5.06%

BALANCE SHEET DECOMPOSITION

Balance Sheet Decomposition Encore Capital Group, Inc.

4.63 B ASSETS
3.69 B LIABILITIES

Current Assets	209 M
Cash & Short-Term Investments	158 M
Receivables	9.08 M
Other Current Assets	41.6 M
Non-Current Assets	710 M
Long-Term Investments	3.47 B
PP&E	171 M
Other Non-Current Assets	-2.93 B

Current Liabilities	300 M
Accounts Payable	174 M
Short-Term Debt	89.9 M
Other Current Liabilities	36 M
Non-Current Liabilities	3.39 B
Long-Term Debt	3.32 B
Other Non-Current Liabilities	76.1 M

Balance Sheet

Millions

	Dec-2023	Dec-2022	Dec-2021	Dec-2020	Dec-2019	Dec-2018	Dec-2017	Dec-2016	Dec-2015	Dec-2014	Dec-2013	Dec-2012	Dec-2011	Dec-2010	Dec-2009	Dec-2008	Dec-2007	Dec-2006	Dec-2005	Dec-2004	Dec-2003	Dec-2002	Dec-2001	Dec-2000	Dec-1999	Dec-1998
ASSETS
Cash & Cash Equivalents	158.4	143.9	189.6	189.2	192.3	157.4	212.1	149.8	153.6	124.2	126.2	17.5	8.0	10.9	8.4	10.3	4.9	10.8	7.0	49.7	38.6	0.8	1.4	0.9	0.4	4.7
Short Term Investments	17.3	36.8	3.5	0.7	2.5	2.0	3.9	1.1	0	0	0.2	0	0	0	526.9	461.3	392.2	300.3	256.3	138.0	89.1	64.2	47.0	26.0	0	0
Receivables	9.1	16.1	22.6	38.8	45.0	75.4	63.5	33.9	33.6	294.3	237.7	139.1	3.3	3.3	3.1	1.8	4.1	2.6	5.5	0	1.2	8.3	17.9	31.6	88.0	26.0
Inventory	0	(64.7)	(3.5)	42.2	(2.5)	(127.1)	(147.1)	(79.1)	(50.2)	(38.3)	(28.5)	0	0	0	552.8	0	0	0	0	0	0	0	0	0	0	0
Other Current Assets	41.6	48.6	46.3	62.6	28.1	51.7	102.5	39.8	437.4	38.3	28.5	6.4	5.2	0	0	0	14.1	8.4	17.8	3.4	0.8	3.1	3.1	2.5	2.9	0
Total Current Assets	209.1	143.9	189.6	189.2	192.3	157.4	212.1	149.8	460.0	383.6	339.0	163.1	11.3	14.2	564.4	501.8	415.4	322.1	273.1	191.1	129.8	76.3	69.4	60.9	91.3	30.7
PP&E	171.0	113.9	119.9	127.3	120.1	115.5	76.3	72.3	73.5	67.0	55.8	23.2	17.8	13.7	9.4	6.3	4.4	5.2	5.1	3.4	2.8	3.5	5.2	7.4	7.9	3.9
Intangible Assets	48 K	22.1	36.3	45.0	51.4	60.6	75.7	28.2	18.1	21.6	23.5	0.5	0.5	0.7	1.1	1.7	2.6	3.6	19.4	0	0	0	0	0	0	0
Goodwill	606.5	821.2	897.8	907.0	884.2	868.1	929.0	785.0	924.8	897.9	504.2	55.4	16.0	16.0	16.0	16.0	16.0	13.7	14.1	0	0	0	0	0	0	0
Long Term Investments	3 468.4	3 088.3	3 065.6	3 291.9	3 284.0	3 137.9	2 890.6	2 382.8	2 440.7	2 143.6	1 590.2	873.1	716.5	644.8	526.9	0	0	0	0	0	0	0	0	0	0	0
Other Long Term Assets	(3 552.8)	323.0	283.8	316.0	405.3	328.0	363.9	229.6	293.6	224.4	182.0	2.0	12.0	13.3	4.3	23.5	45.2	50.6	61.6	6.3	4.3	3.3	3.1	2.7	2.3	0.2
Other Assets	3 711.0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	0
Total Assets	4 630.5	4 508.4	4 608.1	4 864.5	4 909.9	4 631.9	4 490.7	3 670.5	4 219.9	3 750.1	2 685.3	1 171.3	812.5	736.5	595.2	549.3	483.5	395.3	361.2	201.1	138.3	90.0	77.7	71.1	101.5	34.8
LIABILITIES
Accounts Payable	173.9	180.4	195.1	192.7	223.9	287.9	284.8	234.4	290.6	232.0	137.3	43.9	29.6	26.5	21.8	18.2	20.3	23.7	23.1	17.4	11.6	10.7	7.2	5.5	10.6	1.6
Short Term Debt	89.9	1 085.3	0	215.2	1 086.5	115.4	0	0	0	0	0	0	5.6	0	0	0	0	0	(7.2)	66.6	0	0	69.2	53.3	0	0
Other Current Liabilities	36.0	(1 067.5)	34.5	(191.9)	(1 086.5)	(107.8)	1.1	0	3.6	591.4	356.0	(43.9)	(5.6)	(22.7)	(21.8)	7.3	(20.3)	(23.7)	5.3	(45.7)	(11.6)	(10.7)	2.4	0	1.4	3.6
Total Current Liabilities	299.8	198.2	229.6	215.9	223.9	287.9	284.8	234.4	294.2	232.0	137.3	424.1	29.6	26.5	47.0	38.6	24.2	32.8	44.7	38.3	25.3	22.4	78.8	58.8	12.0	5.2
Long Term Debt	3 318.0	2 898.8	2 997.3	3 066.5	2 426.7	3 375.3	3 446.9	2 806.0	2 944.1	2 773.6	1 850.4	701.0	383.4	364.2	259.3	311.3	272.4	200.1	198.1	30.1	41.6	48.0	1.2	2.2	48.7	7.5
Deferred Tax Income	0	89.3	91.3	4.6	81.2	5.1	6.1	5.1	0	0	7.2	8.2	15.7	17.6	17.0	15.2	13.7	10.7	0	0	0	0	0	0	7.8	8.2
Other Liabilities	76.1	194.8	179.0	356.8	1 224.8	141.4	34.0	29.6	333.1	79.7	83.8	(367.9)	12.2	0.5	62.2	29.0	11.6	27.5	0	8.5	0	0	0	0	0	0
Total Liabilities	3 693.9	3 328.7	3 422.9	3 644.4	3 884.5	3 812.2	3 766.8	3 070.0	3 571.4	3 085.2	2 082.8	765.5	440.9	433.8	352.1	353.4	312.0	244.2	242.9	105.1	66.9	70.4	80.1	61.0	68.5	20.9
EQUITY
Common Stock	0.2	0.2	0.2	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.3	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	0.2	74 K	72 K	76 K	100 K	0
Retained Earnings	1 049.2	1 278.2	1 238.6	1 055.7	888.1	720.2	616.3	560.6	543.5	498.4	394.6	319.3	249.9	188.9	139.8	117.8	99.0	83.9	59.9	28.8	5.7	(12.4)	(25.7)	(14.9)	8.9	8.9
Other Accumulative Comprehensive Income/Loss	(123.9)	(98.8)	(53.5)	(68.8)	(88.8)	(111.0)	(77.4)	(104.9)	(57.8)	(0.9)	5.2	(1.8)	(2.0)	(21.7)	(1.2)	(2.1)	(1.0)	0.4	0.2	0.2	0.1	0.4	1.2	2.9	4.3	(1.0)
Total Equity	936.5	4 018.1	4 077.3	1 220.1	1 025.4	819.7	723.9	600.5	648.5	664.9	602.5	405.8	371.5	302.7	243.1	195.9	171.5	151.1	118.4	96.0	71.4	19.5	(2.4)	10.1	33.0	13.9
Total Liabilities and Equity	4 630.5	4 508.4	4 608.1	4 864.5	4 909.9	4 631.9	4 490.7	3 670.5	4 219.9	3 750.1	2 685.3	1 171.3	812.5	736.5	595.2	549.3	483.5	395.3	361.2	201.1	138.3	90.0	77.7	71.1	101.5	34.8
SHARES OUTSTANDING
Common Shares Outstanding	23.7	24.1	30.1	31.4	31.2	28.3	26.0	25.7	25.7	25.9	24.7	24.9	24.6	23.9	23.2	23.0	22.9	22.8	22.3	22.1	20.9	7.3	7.2	7.4	5.7	4.9

Balance Sheet

Premium Plan

Unlimited Plan