Financial Services - Banks - Regional - NASDAQ - US
$ 22.29
-1.94 %
$ 351 M
Market Cap
11.15
P/E
INCOME STATEMENT
160 M
REVENUE
0
OPERATING INCOME
41.4 M
NET INCOME
EFFICIENCY
Earnings Waterfall
Civista Bancshares, Inc.
| Revenue | 160 M |
| Cost Of Revenue | 0 |
| Gross Profit | 160 M |
| Operating Expenses | 160 M |
| Operating Income | 0 |
| Other Expenses | -41.4 M |
| Net Income | 41.4 M |
Income Statement
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | Dec-1998 | Dec-1997 | Dec-1996 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| REVENUE | ||||||||||||||||||||||||||||
| Revenue | 160.2 | 137.0 | 124.6 | 116.0 | 107.5 | 84.2 | 70.8 | 66.4 | 61.7 | 55.7 | 52.0 | 51.1 | 51.8 | 51.5 | 50.4 | 50.1 | 37.1 | 36.9 | 38.7 | 31.9 | 32.6 | 31.1 | 26.0 | 24.1 | 23.5 | 6.6 | 4.4 | 3.8 |
| GROSS PROFIT | ||||||||||||||||||||||||||||
| Cost Of Revenue | 0 | 0 | 0 | 0 | 0 | 1.1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Gross Profit | 160.2 | 137.0 | 124.6 | 116.0 | 107.5 | 83.2 | 70.8 | 66.4 | 61.7 | 55.7 | 52.0 | 51.1 | 51.8 | 51.5 | 50.4 | 50.1 | 37.1 | 36.9 | 38.7 | 31.9 | 32.6 | 31.1 | 26.0 | 24.1 | 23.5 | 6.6 | 4.4 | 3.8 |
| OPERATING INCOME | ||||||||||||||||||||||||||||
| Operating Expenses | 160.2 | (74.5) | (77.0) | (78.9) | (68.0) | (58.8) | (43.3) | (38.0) | (39.6) | (38.9) | (39.6) | (37.7) | (39.5) | 22.1 | (34.1) | (66.0) | (6.8) | (12.5) | (17.5) | (17.0) | (16.5) | (9.3) | (3.3) | (0.5) | 92 K | 18.8 | 10.1 | 11.0 |
| Selling, General and Administrative Expenses | 61.3 | 52.6 | 50.3 | 47.3 | 42.4 | 45.6 | 31.9 | 27.8 | 26.5 | 25.9 | 27.5 | 22.9 | 23.5 | 21.6 | 20.6 | 17.2 | 13.6 | 14.3 | 15.0 | 12.7 | 12.0 | 9.3 | 7.8 | 7.1 | 6.9 | 7.2 | 5.9 | 5.2 |
| Research and Development Expenses | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Operating Income | 0 | 62.5 | 47.6 | 37.1 | 39.6 | 24.3 | 27.6 | 28.4 | 22.0 | 16.8 | 12.5 | 13.5 | 12.3 | 7.4 | 16.3 | (15.8) | 30.3 | 24.4 | 21.2 | 14.9 | 16.1 | 21.8 | 22.7 | 23.6 | 23.6 | 25.4 | 14.5 | 14.8 |
| PRE-TAX INCOME | ||||||||||||||||||||||||||||
| Interest Income Expense | 57.2 | 11.0 | 6.3 | 10.1 | 13.0 | 7.6 | 4.1 | 3.3 | 3.3 | 4.1 | 4.9 | 6.2 | 7.5 | 10.5 | 14.9 | 21.8 | 20.4 | 15.6 | 11.6 | 8.2 | 8.4 | 11.7 | 15.5 | 15.8 | 15.1 | 17.3 | 9.8 | 9.3 |
| Total Other Income | 50.6 | (4.0) | 0 | 0 | (1.1) | (13.6) | (1.1) | (1.6) | (2.1) | (2.3) | (2.8) | (3.0) | (2.8) | (3.1) | (7.5) | (37.6) | (16.3) | (5.2) | 0 | (1.0) | (8.4) | (11.7) | (15.5) | (15.8) | (15.1) | (17.3) | (9.8) | (9.3) |
| Pre-Tax Income | 50.6 | 47.0 | 47.6 | 37.1 | 39.6 | 16.8 | 22.2 | 23.8 | 17.5 | 12.7 | 7.6 | 7.3 | 4.8 | (3.1) | 1.4 | (37.6) | 9.9 | 8.8 | 9.6 | 6.7 | 7.7 | 10.0 | 7.3 | 7.8 | 8.4 | 8.1 | 4.7 | 5.5 |
| NET INCOME | ||||||||||||||||||||||||||||
| Tax Provision | 7.6 | 7.6 | 7.0 | 4.9 | 5.7 | 2.6 | 6.4 | 6.6 | 4.8 | 3.2 | 1.4 | 1.7 | 0.8 | (1.8) | (0.2) | 1.4 | 3.0 | 2.7 | 3.0 | 1.9 | 2.1 | 2.9 | 2.0 | 2.1 | 2.4 | 2.3 | 1.3 | 1.5 |
| Net Income | 43.0 | 39.4 | 40.5 | 32.2 | 33.9 | 14.1 | 15.9 | 17.2 | 12.7 | 9.5 | 6.2 | 5.6 | 4.0 | (1.3) | 1.7 | (39.0) | 6.9 | 6.2 | 6.7 | 4.8 | 5.6 | 7.1 | 5.3 | 5.7 | 6.1 | 5.8 | 3.4 | 4.0 |
| EPS | 2.73 | 2.6 | 2.63 | 2 | 2.16 | 1.02 | 1.48 | 1.96 | 1.43 | 0.99 | 0.65 | 0.57 | 0.36 | 0.16 | 0.09 | 5.06 | 1.25 | 1.12 | 1.15 | 0.92 | 1.11 | 1.48 | 1.3 | 1.39 | 1.43 | 1.35 | 1.13 | 1.3 |