Financial Services - Financial - Credit Services - NASDAQ - US
$ 445.32
0.804 %
$ 5.39 B
Market Cap
29.83
P/E
CASH FLOW STATEMENT
1.2 B
OPERATING CASH FLOW
-1.42 B
INVESTING CASH FLOW
266 M
FINANCING CASH FLOW
FREE CASH FLOW ANALYSIS
Free Cash Flow Analysis
Credit Acceptance Corporation
| Net Income | 286 M |
| Depreciation & Amortization | 26.6 M |
| Capital Expenditures | -4 M |
| Stock-Based Compensation | 39.1 M |
| Change in Working Capital | 151 M |
| Others | 836 M |
| Free Cash Flow | 1.2 B |
Cash Flow
Millions
| Dec-2023 | Dec-2022 | Dec-2021 | Dec-2020 | Dec-2019 | Dec-2018 | Dec-2017 | Dec-2016 | Dec-2015 | Dec-2014 | Dec-2013 | Dec-2012 | Dec-2011 | Dec-2010 | Dec-2009 | Dec-2008 | Dec-2007 | Dec-2006 | Dec-2005 | Dec-2004 | Dec-2003 | Dec-2002 | Dec-2001 | Dec-2000 | Dec-1999 | Dec-1998 | Dec-1997 | Dec-1996 | Dec-1995 | Dec-1994 | Dec-1993 | Dec-1992 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| OPERATING CASH FLOW | ||||||||||||||||||||||||||||||||
| Net Income | 286.1 | 535.8 | 958.3 | 421.0 | 656.1 | 574.0 | 470.2 | 332.8 | 299.7 | 266.2 | 253.1 | 219 700.0 | 188.0 | 170.1 | 146.3 | 67.2 | 54.9 | 58.6 | 72.7 | 57.3 | 28.2 | 31.1 | 29.2 | 23.6 | (10.7) | 25.0 | 1.5 | 41.5 | 29.6 | 20.6 | 12.4 | 8.6 |
| Depreciation & Amortization | 26.6 | 25.6 | 26.3 | 23.8 | 22.4 | 19.5 | 16.4 | 15.3 | 14.2 | 13.2 | 13.2 | 12 200.0 | 10.0 | 11.1 | 5.1 | 5.3 | 4.1 | 4.6 | 5.2 | 5.8 | 8.7 | 4.7 | 4.7 | 3.7 | 4.7 | 3.8 | 2.5 | 1.4 | 0.9 | 0.6 | 0.3 | 0.2 |
| Deferred Income Tax | (38.0) | (7.7) | 44.7 | 68.3 | 85.5 | 49.3 | (85.6) | 24.2 | 35.6 | 56.1 | 8.8 | 25 000.0 | 15.3 | 13.9 | 17.7 | 11.8 | 20.3 | 0.6 | 12.0 | 12.9 | 12.7 | 1.0 | 66 K | 0.9 | (1.3) | (3.5) | 5.6 | 1.0 | 2.8 | 1.3 | 1.2 | 0.5 |
| Stock Based Compensation | 39.1 | 36.5 | 24.8 | 6.2 | 7.6 | 10.3 | 15.4 | 7.4 | 12.4 | 15.3 | 8.5 | 12 200.0 | 1.9 | 4.1 | 6.8 | 4.3 | 4.7 | 87 K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Operating Activities | 738.6 | 481.7 | 8.0 | 563.6 | 78.0 | 56.7 | 129.4 | 90.3 | 41.8 | 34.8 | 22.0 | 24 000.0 | 29.0 | 11.5 | (12.1) | 46.1 | 20.1 | 10.7 | 2.2 | 7.1 | 27.4 | 31.9 | 23.2 | 18.1 | 53.0 | 14.3 | 86.1 | 13.1 | (0.8) | (2.5) | 0.4 | (0.5) |
| Change in Working Capital | 151.4 | 166.8 | 7.3 | (97.7) | (37.3) | (5.9) | 20.2 | 37.2 | 0.5 | (20.4) | 20.1 | 15 500.0 | 31.4 | (9.9) | (11.1) | 20.8 | (6.3) | 11.5 | 12.9 | 0.8 | (12.9) | (9.1) | 11.8 | 13.0 | (10.0) | 16.1 | (31.1) | 16.0 | 15.8 | 12.4 | 2.4 | 4.6 |
| Cash From Operations | 1 203.8 | 1 238.7 | 1 069.4 | 985.2 | 812.3 | 703.9 | 566.0 | 507.2 | 404.2 | 365.2 | 325.7 | 308 600.0 | 275.6 | 200.7 | 152.8 | 155.5 | 97.9 | 86.2 | 105.0 | 83.8 | 64.1 | 59.6 | 68.8 | 59.4 | 35.7 | 55.7 | 64.6 | 72.9 | 48.3 | 32.4 | 16.7 | 13.4 |
| INVESTING CASH FLOW | ||||||||||||||||||||||||||||||||
| Capital Expenditures | (4.0) | (3.1) | (7.6) | (8.5) | (26.8) | (25.1) | (8.4) | (5.5) | (4.0) | (4.3) | (5.6) | (8 800.0) | (6.3) | (3.4) | (2.9) | (6.3) | (7.7) | (1.5) | (2.9) | (3.6) | (3.1) | (6.4) | (5.9) | (3.9) | (4.8) | (3.6) | (8.9) | (6.0) | (1.9) | (2.8) | (6.8) | (0.3) |
| Other Items | (1 412.8) | (457.5) | 444.9 | (665.0) | (997.4) | (1 213.2) | (894.3) | (930.0) | (635.5) | (359.1) | (328.0) | (392 100.0) | (447.7) | (159.8) | (21.8) | (259.9) | (232.7) | (106.0) | (47.6) | (60.7) | (35.4) | 33.0 | (111.3) | (29.6) | 29.0 | 132.0 | 363.5 | 274.6 | 185.3 | 131.8 | 91.2 | 36.3 |
| Cash From Investing Activities | (1 416.8) | (460.6) | 437.3 | (673.5) | (1 024.2) | (1 238.3) | (902.7) | (935.5) | (639.5) | (363.4) | (333.6) | (400 900.0) | (454.0) | (163.2) | (24.8) | (266.3) | (240.4) | (107.6) | (50.4) | (64.3) | (38.4) | 26.6 | (117.2) | (33.5) | 24.2 | 128.4 | 354.6 | 268.6 | 183.4 | 129.0 | 84.4 | 36.0 |
| FINANCING CASH FLOW | ||||||||||||||||||||||||||||||||
| Common Stock Repurchased | (202.6) | (784.5) | (1 471.8) | (480.8) | (300.4) | (129.1) | (123.5) | (121.7) | (86.5) | (343.7) | (135.2) | (152.5) | (130.9) | (202.2) | (0.5) | 66 K | (9.5) | (247.2) | 0 | (107.2) | (5.3) | (7.0) | (3.3) | (18.9) | (1.5) | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Debt Repaid | 490.5 | (29.0) | 8.5 | 67.1 | 726.8 | 749.7 | 470.9 | 535.8 | 332.0 | 364.1 | 141.9 | 253.0 | 303.8 | 178.1 | (134.7) | 109.6 | 139.4 | 244.2 | (47.2) | 84.4 | (47.0) | (59.3) | 45.9 | 102.2 | (59.8) | (172.8) | 102.8 | 193.1 | 16.1 | 75.1 | (102.3) | (2.7) |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing Activities | (21.7) | 18.9 | (5.4) | (19.5) | (26.1) | (20.7) | (17.1) | 22.5 | (10.3) | (20.0) | (3.6) | (3.9) | 6.2 | (11.7) | 6.3 | 3.5 | 5.1 | 25.8 | 0 | 5.0 | 43.6 | (33.4) | 0 | (104.5) | 0 | 38 K | 100 K | (540.0) | (250.9) | (239.2) | 0 | (43.2) |
| Cash From Financing Activities | 266.2 | (794.6) | (1 468.7) | (433.2) | 400.3 | 599.9 | 330.3 | 436.6 | 235.2 | 0.4 | 3.1 | 96 600.0 | 179.2 | (35.8) | (129.0) | 113.0 | 135.0 | 22.8 | (47.0) | (17.8) | (6.7) | (96.1) | 44.6 | (21.1) | (60.9) | (171.4) | (417.5) | (345.4) | (231.5) | (163.6) | (102.2) | (45.9) |
| CHANGE IN CASH | ||||||||||||||||||||||||||||||||
| Net Change In Cash | 53.2 | (16.5) | 38.0 | (121.5) | 188.4 | 65.5 | (6.4) | 8.3 | 100 K | 2.2 | (4.8) | 4 300.0 | 0.9 | 1.6 | (1.0) | 2.4 | (7.8) | 1.4 | 6.5 | (0.5) | 22.6 | (2.3) | (5.5) | (0.8) | (2.7) | 13.4 | 0.1 | 0.2 | 100 K | (163.6) | (102.2) | (45.9) |
| FREE CASH FLOW | ||||||||||||||||||||||||||||||||
| Free Cash Flow | 1 199.8 | 1 235.6 | 1 061.8 | 976.7 | 785.5 | 678.8 | 557.6 | 501.7 | 400.2 | 360.9 | 320.1 | 299 800.0 | 269.3 | 197.3 | 149.9 | 149.1 | 90.2 | 84.6 | 102.1 | 80.3 | 61.0 | 53.2 | 62.9 | 55.5 | 30.9 | 52.1 | 55.7 | 66.9 | 46.4 | 29.6 | 9.9 | 13.1 |