UWMC - NYSE
UWM Holdings Corporation
$2.73
-2.7%UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.
At a Glance
Live SnapshotUWM Holdings Corporation Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Outstanding operational efficiency. The company generates substantial profit from core operations.
Net Profit Margin
Minimal profitability after all expenses. Limited financial flexibility for reinvestment or shareholder returns.
Effective Tax Rate
Below-average tax rate suggests effective tax planning, favorable jurisdictions, or tax credits.
Profitability Insight
Interest or tax burden: Strong operational performance but thin net margins indicate high interest expenses or unfavorable tax position eating into profits.
UWM Holdings Corporation Income Statement
UWMC • NYSE
| UWM Holdings Corporation Income Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 |
|---|---|---|---|---|---|---|---|---|---|
REVENUE | |||||||||
3.2B | 1.9B | 1.1B | 2.1B | 2.8B | 4.8B | 1.2B | 502.2M | 455.6M | |
GROSS PROFIT | |||||||||
(454.5M) | (534.2M) | (358.9M) | (336.4M) | (350M) | (203.5M) | (183.3M) | (0.0) | (0.0) | |
2.7B | 1.4B | 755M | 1.8B | 2.5B | 4.6B | 1B | 502.2M | 455.6M | |
OPERATING INCOME | |||||||||
(873.3M) | (1B) | (831.3M) | (875.6M) | (905.5M) | (1.3B) | (633.9M) | (325.2M) | (287.5M) | |
(370.3M) | (995.8M) | (785.2M) | (806.6M) | (893.5M) | (671.4M) | (486.7M) | (328.7M) | (257.5M) | |
1.8B | 336M | -76.3M | 934.7M | 1.6B | 3.4B | 415.1M | 85.8M | 128.4M | |
PRE-TAX INCOME | |||||||||
(530.8M) | (490.8M) | (320.3M) | (306M) | (304.7M) | (167M) | (164.1M) | (0.0) | (0.0) | |
6.9M | 17.9M | 26M | 8.5M | 27.1M | -5.9M | -9M | 0.0 | 0.0 | |
(503M) | (39.9M) | (46.1M) | (69M) | (12M) | (589.9M) | (147.2M) | (0.0) | (0.0) | |
-1.6B | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -82.1M | -83.2M | |
250.9M | 336M | -76.3M | 934.7M | 1.6B | 3.4B | 415.1M | 91.4M | 115M | |
NET INCOME | |||||||||
(6.9M) | (6.6M) | -6.5M | (2.8M) | (9.8M) | (2.5M) | (0.0) | (57K) | (363K) | |
27.4M | 14.4M | -13.2M | 41.7M | 98.4M | 3.4B | 415.1M | 91.3M | 114.6M |
SEC Filings
UWMC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 03, 2026 | June 03, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 13, 2026 | May 13, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 12, 2026 | May 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 11, 2026 | May 11, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 11, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 04, 2026 | May 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | April 30, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 24, 2026 | June 03, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 16, 2026 | March 16, 2026 | 2026 |
Related Guides
Continue your UWMC research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.