UWMC - NYSE

UWM Holdings Corporation

UWM Holdings Corporation

UWMCยทNYSE

$2.73

-9.3%
Financial ServicesFinancial - Mortgages

UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.

StatementsValue Model

At a Glance

Live Snapshot
Market Cap$4.14B
EPS0.1300
P/E Ratio33.82
Earnings Date08/06/2026
UWM Holdings Corporation

UWM Holdings Corporation Fair Value Envelope

UWMC ยท NYSE

Our analysis suggests that UWMC has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $2.73, this represents a potential HIDDEN relative to our calculated worth for UWM Holdings Corporation.

HIDDEN
Intrinsic Value
Current Price: $2.73

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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$
%
$
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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value-$345.1B
+ Cash & Equivalents$503.4M
Firm Value-$344.6B
- Debt$14.4B
Equity Value-$359.0B
/ Shares Outstanding155,546,674B
DCF Value-$2.3K
OVERVALUED BY 84648%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
-$4.1B
-$6.5B
-$10.2B
-$16.0B
-$25.0B
-$39.2B
-$61.3B
-$96.1B
-$150.6B
-$235.9B
Maintenance CapEx
-$23.2M
-$36.4M
-$56.9M
-$89.2M
-$139.8M
-$219.0M
-$343.1M
-$537.5M
-$842.1M
-$1.3B
Owner Earnings
-$4.2B
-$6.5B
-$10.2B
-$16.0B
-$25.1B
-$39.4B
-$61.7B
-$96.6B
-$151.4B
-$237.2B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
-$3.9B
-$5.6B
-$8.1B
-$11.8B
-$17.1B
-$24.8B
-$36.0B
-$52.2B
-$75.7B
-$109.9B
Terminal Value represents 0.0% of Enterprise Value
Negative Owner Earnings
This company generates negative free cash flow. Consider adjusting maintenance CapEx percentage or check the financial data.

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