UWM Holdings Corporation

UWM Holdings Corporation

UWMCยทNYSE

$2.73

-9.3%
Financial ServicesFinancial - Mortgages

UWM Holdings Corporation engages in the residential mortgage lending business in the United States. The company originates mortgage loans through wholesale channel. It originates primarily conforming and government loans. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan.

At a Glance

Live Snapshot
Market Cap$4.14B
EPS0.1300
P/E Ratio33.82
Earnings Date08/06/2026
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UWM Holdings Corporation Street Expectations Map

UWMC ยท NYSE

Wall Street analysts project that UWMC stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 5.68, with estimates ranging from a low of 4.40 to a high of 8.50.

Lowest Target
4.40
61.17%
Consensus Target
5.68
108.06%
Highest Target
8.50
211.36%

The consensus 1-year price target stands at 5.68, with estimates ranging from a low of 4.40 to a high of 8.50.

Analyst Consensus Analysis

Upside Potential

+108.1%

Substantial upside potential. Analysts see significant value gap, suggesting the stock may be materially undervalued at current levels.

Analyst Agreement

72.2% spread

High uncertainty. Very wide target spread indicates significant disagreement among analystsโ€”major valuation uncertainty or transformation underway.

Analyst Conviction

Low

High uncertainty: Wide dispersion indicates analysts struggle to agree on valuationโ€”proceed with caution and independent analysis.

Market Sentiment Insight

High risk, high reward: Substantial upside potential exists, but wide analyst disagreement signals execution risk or unclear catalysts. Thorough due diligence essential before committing capital.

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UWM Holdings Corporation Forward Estimates of Revenue

UWMC ยท NYSE
Latest Revenue
3.16B
FY 2025
Avg Estimate
3.34B
FY 2026
Estimate Range
3.02B - 3.55B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.8%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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UWM Holdings Corporation Forward Estimates of Net Income

UWMC ยท NYSE
Latest Net Income
27.38M
FY 2025
Avg Estimate
84.86M
FY 2026
Estimate Range
77.15M - 92.58M
Analyst Spread

Forward Growth Analysis

Projected Growth+209.9%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread18%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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UWM Holdings Corporation Forward Estimates of EPS

UWMC ยท NYSE
Latest EPS
0.13
FY 2025
Avg Estimate
$0.40
FY 2026
Estimate Range
$0.36 - $0.44
Analyst Spread

Forward Growth Analysis

Projected Growth+204.8%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread18%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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UWM Holdings Corporation Forward Estimates of EBIT

UWMC ยท NYSE
Latest EBIT
781.69M
FY 2025
Avg Estimate
900.74M
FY 2026
Estimate Range
812.80M - 955.40M
Analyst Spread

Forward Growth Analysis

Projected Growth+15.2%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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UWM Holdings Corporation Forward Estimates of EBITDA

UWMC ยท NYSE
Latest EBITDA
831.73M
FY 2025
Avg Estimate
982.83M
FY 2026
Estimate Range
886.88M - 1.04B
Analyst Spread

Forward Growth Analysis

Projected Growth+18.2%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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UWM Holdings Corporation Forward Estimates of SG&A Expense

UWMC ยท NYSE
Latest SG&A Expense
370.25M
FY 2025
Avg Estimate
1.36B
FY 2026
Estimate Range
1.23B - 1.44B
Analyst Spread

Forward Growth Analysis

Projected Growth+267.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread16%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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UWM Holdings Corporation Insider Positioning

UWMC ยท NYSE

During the last 12 months, insiders have sold $392.54M worth of UWMC shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

42.8M

157.24M

Net Activity

-157.2M

-$157.24M

3-6 Months

Bought

0

0.00

Sold

33.7M

168.14M

Net Activity

-168.1M

-$168.14M

6-9 Months

Bought

0

0.00

Sold

12.4M

67.15M

Net Activity

-67.2M

-$67.15M

9-12 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

Top Buyers

No buying activity

Top Sellers

1
MI

Mat Ishbia

Director, 10 Percent Owner, Officer: President And Ceo

88.9M sharesโ€ข120 transactions

$392.54M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $392.54M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$157.24M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

1 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Persistent selling pressure: Consistent insider selling with weak buy/sell ratio suggests insiders may be capitalizing on current valuation. Exercise caution and review recent earnings quality and management commentary.