$69.39
-5.9%TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
Moderate capital requirements typical of many stable businesses. Healthy balance between reinvestment and cash generation.
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
TRU โข NYSE
| TransUnion Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||
455.4M | 302.3M | -190.1M | 267.3M | 370.5M | 355.6M | 356.6M | 289M | 451.6M | 131.4M | 15.3M | -4.4M | -28.2M | -63.7M | |
574.8M | 537.8M | 524.4M | 519M | 377M | 367.9M | 362.1M | 306.9M | 238M | 265.2M | 278.4M | 241.2M | 186.8M | 144.2M | |
-28.8M | -157.3M | -162.7M | -88.9M | -17.2M | -35.3M | -22.5M | -69M | -212.8M | -22.2M | -17.3M | -20.8M | -16.2M | -6.5M | |
0.0 | 121.2M | 100.6M | 82.8M | 69.2M | 44.3M | 51M | 57.9M | 33.1M | 24.4M | 9M | 8M | 6.3M | 95.7M | |
203.8M | 82.2M | 447.1M | 28.2M | 53.7M | 7.8M | 6.7M | 26.3M | 15.4M | 4.7M | 49.4M | -47.9M | -13.6M | 18.9M | |
(0.0) | (202.5M) | (206.4M) | (573.6M) | (181.2M) | (131.9M) | (110.6M) | (111.1M) | (120.2M) | (93.6M) | (25.9M) | (25.2M) | (23.3M) | (0.0) | |
-217.6M | -53.7M | -73.9M | -511.2M | -44.9M | 47.1M | 22.8M | -55.4M | -57.3M | -13.6M | -25.7M | -21.8M | 8.3M | -25.7M | |
987.6M | 832.5M | 645.4M | 297.2M | 808.3M | 787.4M | 776.7M | 555.7M | 468M | 389.9M | 309.1M | 154.3M | 143.4M | 99.4M | |
INVESTING ACTIVITIES | ||||||||||||||
-326M | -315.8M | -310.7M | -298.2M | -224.2M | -214.1M | -198.5M | -180.1M | -135.3M | -124M | -132.2M | -155.2M | -81.7M | -69.2M | |
(0.0) | (0.0) | -500K | -524.3M | -3.7B | -71.7M | -46.3M | -1.8B | -356.1M | -362.8M | -61.3M | -115.8M | -292.3M | -1.5B | |
(0.0) | -200K | -90.4M | -146.1M | -66.9M | -73.5M | -31.4M | -33.9M | -52M | -66.1M | -17M | -17.2M | -1.8M | -700K | |
200K | 7.9M | 82.3M | 143.5M | 1.7B | 90.6M | 35.9M | 26.1M | 62.2M | 59.1M | 13.4M | 11.2M | 4.4M | 0.0 | |
-5.9M | 700K | 400K | 101.2M | 6.6M | 1.5M | 36.4M | -1.4M | 400K | -2M | 9.1M | 1M | 4.4M | -1.5B | |
-331.7M | -307.4M | -318.9M | -723.9M | -2.2B | -267.2M | -203.9M | -2B | -480.8M | -495.8M | -197.1M | -276M | -367M | -1.6B | |
FINANCING ACTIVITIES | ||||||||||||||
-337.7M | 24.9M | 23.1M | 18.7M | 21.9M | 22.9M | 24.4M | 26.2M | -106.4M | 5.3M | -300K | 9.4M | 2.4M | 1.1B | |
-78.5M | -191.9M | -341.9M | -714.6M | 3B | -208.8M | -398.1M | 1.6B | 73.3M | 155.7M | -738.2M | 154.2M | 198.1M | 939.5M | |
-90.5M | -82.7M | -81.8M | -77.8M | -69.8M | -57.6M | -56.8M | -41.6M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-337.7M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -133.5M | -700K | -300K | -200K | -3.4M | -700K | |
12.1M | -59M | -38.2M | -46.8M | -149M | -53.4M | -56.2M | -45.1M | 8.5M | -7.2M | -80.1M | -71.7M | -13.2M | -426M | |
-494.6M | -308.7M | -438.8M | -820.5M | 2.8B | -296.9M | -486.7M | 1.5B | -51.7M | 153.8M | -51.3M | 91.9M | 187.3M | 1.6B | |
CASH FLOW SUMMARY | ||||||||||||||
12.8M | -13.1M | 3.2M | -9.9M | -8M | -4.4M | 600K | -6.6M | 300K | 1.1M | -5.4M | -3.5M | -6.8M | 100K | |
174.1M | 203.3M | -109.1M | -1.3B | 1.3B | 218.9M | 86.7M | 71.6M | -66.4M | 49M | 55.3M | -33.3M | -43.1M | 142.9M | |
679.5M | 476.2M | 585.3M | 1.8B | 492.7M | 274.1M | 187.4M | 115.8M | 182.2M | 133.2M | 77.9M | 111.2M | 154.3M | 107.8M | |
853.6M | 679.5M | 476.2M | 585.3M | 1.8B | 493M | 274.1M | 187.4M | 115.8M | 182.2M | 133.2M | 77.9M | 111.2M | 250.7M | |
661.6M | 516.7M | 334.7M | -1M | 584.1M | 573.3M | 578.2M | 375.6M | 332.7M | 265.9M | 176.9M | -900K | 61.7M | 30.2M |
TRU - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 12, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 28, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 28, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 24, 2026 | May 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | March 10, 2026 | March 10, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 12, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 23, 2025 | December 19, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | October 23, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 23, 2025 | October 23, 2025 | 2025 |
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