TransUnion

TransUnion

TRUยทNYSE

$69.39

-5.9%
IndustrialsConsulting Services

TransUnion provides risk and information solutions. The company operates in three segments: U.S. Markets, International, and Consumer Interactive. The U.S. Markets segment provides consumer reports, actionable insights, and analytics to businesses. These businesses use its services to acquire new customers; assess consumer ability to pay for services; identify cross-selling opportunities; measure and manage debt portfolio risk; collect debt; verify consumer identities; and mitigate fraud risk. This segment serves various industry vertical markets, including financial services, insurance, tenant and employment, collections and services, technology, commerce and communication, public sector, media, and other markets. The International segment offers credit reports, analytics, technology solutions, and other value-added risk management services; and consumer services, which help consumers to manage their personal finances and consumer credit reporting, insurance and auto information solutions, and commercial credit information services. This segment serves customers in financial services, retail credit, insurance, automotive, collections, public sector, and communications industries through direct and indirect channels. The Consumer Interactive segment provides credit reports and scores, credit monitoring, identity protection and resolution, and financial management solutions that enable consumers to manage their personal finances and take precautions against identity theft. This segment offers its products through online and mobile interfaces, as well as through direct and indirect channels. The company serves customers in approximately 30 countries and territories, including North America, Latin America, Europe, Africa, India, and the Asia Pacific. The company was formerly known as TransUnion Holding Company, Inc. and changed its name to TransUnion in March 2015. TransUnion was founded in 1968 and is headquartered in Chicago, Illinois.

At a Glance

Live Snapshot
Market Cap$13.38B
EPS2.3400
P/E Ratio29.65
Earnings Date07/23/2026
3Y-5.0%
5Y+52.0%
10Y+132.0%
3Y-11.0%
5Y+40.0%
10Y+99.0%
3Y+6.0%
5Y+72.0%
10Y+209.0%
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TransUnion Funding & Solvency Profile

TRU ยท NYSE
Cash & Cash Equivalents853.60M
Net Receivables905.00M
Inventory0.00
Other Current Assets120.50M
Total Current Assets2 B
Property, Plant & Equipment307.60M
Goodwill & Intangible Assets8.36B
Long-Term Investments287.30M
Other Non-Current Assets133.10M
Total Non-Current Assets728 M
Total Assets
11.11B

Financial Health Analysis

Current Ratio

1.75x

Strong liquidity. The company has adequate resources to meet short-term liabilities.

Debt-to-Equity Ratio

1.44x

Elevated leverage. Debt exceeds equity, which amplifies both gains and risks. Monitor debt servicing ability.

Working Capital

862 M

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

18% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

TransUnion Balance Sheet

TRU โ€ข NYSE

TransUnion Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
853.6M
679.5M
476.2M
585.3M
1.8B
493M
274.1M
187.4M
115.8M
182.2M
133.2M
77.9M
111.2M
154.3M
2.7M
2.5M
2.7M
2.6M
3.1M
3.2M
33.6M
26.5M
21.6M
32.8M
15.4M
11.8M
0.0
0.0
856.3M
682M
478.9M
587.9M
1.8B
495.9M
307.7M
213.9M
137.4M
215M
148.6M
89.7M
111.2M
154.3M
905M
888.6M
723M
602.2M
563.2M
394.6M
479.5M
477.6M
366.9M
283.4M
228.4M
203.2M
171.8M
168.3M
905M
888.6M
723M
602.2M
563.2M
394.6M
445.3M
457.8M
326.7M
277.9M
228.3M
200.4M
165M
163.6M
0.0
0.0
0.0
0.0
0.0
0.0
34.2M
19.8M
40.2M
5.4M
100K
2.8M
6.8M
4.7M
134.5M
126M
145.4M
145.1M
136.2M
84.3M
84.1M
77.1M
59M
43.9M
41.9M
43.4M
34.9M
33.8M
120.5M
105.2M
127.8M
115M
87.1M
494.9M
16.4M
72.9M
25.4M
7.7M
7.9M
64.7M
31.8M
58.7M
2B
1.8B
1.5B
1.5B
2.6B
1.5B
887.7M
841.5M
588.7M
550M
427.5M
401M
349.7M
400.6M
NON-CURRENT ASSETS
307.6M
259.4M
298.2M
345.7M
392.9M
279.5M
290.2M
220.3M
198.6M
197.5M
183M
181.4M
150.4M
121.2M
5.3B
5.1B
5.2B
5.6B
5.5B
3.2B
3.4B
3.3B
2.4B
2.2B
2B
2B
1.9B
1.8B
3.1B
3.3B
3.5B
3.7B
3.8B
2.2B
2.4B
2.5B
1.8B
1.8B
1.8B
1.9B
1.9B
1.9B
8.4B
8.4B
8.7B
9.2B
9.3B
5.4B
5.8B
5.8B
4.2B
3.9B
3.8B
4B
3.8B
3.7B
287.3M
279.9M
291.4M
265.9M
240.5M
133.6M
150.6M
94.3M
105.4M
84.5M
74.7M
82.5M
102.3M
88.6M
10.6M
10.1M
11.1M
8.2M
10M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
133.1M
231.9M
338M
369.5M
63.4M
29.1M
31.4M
42M
31.2M
13M
4.8M
37.4M
46.2M
-3.9B
9.1B
9.2B
9.6B
10.2B
10B
5.8B
6.2B
6.2B
4.5B
4.2B
4B
4.3B
4.1B
3.9B
0.0
0.0
0.0
-100K
-100K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
52.6M
11.1B
11B
11.1B
11.7B
12.6B
7.3B
7.1B
7B
5.1B
4.8B
4.4B
4.7B
4.5B
4.4B
LIABILITIES
CURRENT LIABILITIES
356.9M
331.9M
261.5M
258.4M
621.3M
196.2M
176.2M
186.9M
139.8M
125.7M
108M
106.5M
100.3M
78.4M
349.9M
294.6M
251.3M
250.4M
270.2M
188.4M
176.2M
169.9M
131.3M
114.2M
105.4M
106.5M
100.3M
78.4M
7M
37.3M
10.2M
8M
351.1M
7.8M
0.0
17M
8.5M
11.5M
2.6M
0.0
0.0
0.0
273.6M
407.1M
428.9M
333.5M
365.5M
223.9M
176.4M
138.2M
132.4M
116.5M
91.8M
109.8M
100.6M
74.8M
216.7M
70.6M
89.6M
114.6M
114.6M
55.5M
58.7M
71.7M
119.3M
50.4M
43.9M
74M
13.8M
10.6M
0.0
22M
26.2M
33.7M
38.4M
16.9M
19.9M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
37.3M
10.2M
8M
351.1M
7.8M
14.9M
17M
8.5M
11.5M
2.6M
0.0
0.0
0.0
129.8M
133.8M
125.1M
111.9M
133.6M
79.3M
82.8M
73.1M
13.2M
12M
10.6M
8.6M
9.1M
-10.6M
177.4M
94.2M
71.4M
53.4M
83.6M
98M
57.4M
78.6M
53.7M
68.7M
41.7M
31M
23.8M
42M
1.2B
1.1B
1B
905.5M
1.4B
669.8M
571.4M
548.5M
458.4M
373.3M
296M
329.9M
247.6M
218.3M
NON-CURRENT LIABILITIES
4.9B
5.1B
5.3B
5.6B
6.3B
3.4B
3.6B
4B
2.3B
2.3B
2.2B
2.9B
2.9B
1.7B
13.5M
13.7M
15.1M
5.3M
6.5M
2.6M
15.7M
900K
0.0
0.0
0.0
0.0
0.0
0.0
389.8M
415.3M
592.9M
762M
787.6M
396.8M
439.1M
478M
419.4M
579M
588.4M
676.8M
636.9M
0.0
68.1M
59.3M
56.3M
66.6M
107.3M
158.6M
92.1M
53.8M
70.8M
30.7M
30.7M
45.5M
40.2M
1.7B
5.4B
5.6B
6B
6.5B
7.3B
4B
4.2B
4.5B
2.8B
2.9B
2.8B
3.6B
3.5B
2.7B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
679.4M
34.8M
63.5M
108M
135.7M
157.5M
65.9M
77.1M
800K
1.3M
0.0
0.0
0.0
0.0
0.0
6.6B
6.7B
7B
7.4B
8.6B
4.7B
4.8B
5.1B
3.3B
3.3B
3.1B
3.9B
3.8B
3.6B
SHAREHOLDERS' EQUITY
-370.3M
-334.6M
-302.9M
-284.5M
-252M
-215.2M
-179.2M
-139.9M
-138.8M
-5.3M
-4.6M
-4.3M
-4.1M
-700K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
24M
2M
2M
2M
2M
2M
2M
1.9M
1.9M
1.9M
1.8M
1.8M
1.5M
1.5M
1.1M
2.4B
2.6B
2.4B
2.3B
2.2B
2.1B
2B
1.9B
1.9B
1.8B
1.9B
1.1B
1.1B
1.1B
2.7B
2.4B
2.2B
2.4B
2.3B
937.4M
652M
363.1M
137.4M
-303.8M
-424.3M
-430.2M
-417.7M
-382.6M
-340.2M
-367.2M
-260.9M
-284.5M
-285.4M
-272.1M
-251.6M
-282.7M
-135.3M
-174.8M
-191.8M
-117.5M
-73.2M
-24M
4.4B
4.2B
4B
4.2B
3.9B
2.5B
2.2B
1.9B
1.7B
1.4B
1.2B
587.1M
627.9M
702.8M
4.5B
4.3B
4.1B
4.3B
4B
2.6B
2.3B
2B
1.8B
1.5B
1.4B
747.7M
714.5M
810.8M
106.1M
101.8M
97.3M
99.5M
98.1M
95.9M
94M
92.5M
95.9M
110.2M
135.6M
160.6M
86.6M
108M
SUMMARY
11.1B
11B
11.1B
11.7B
12.6B
7.3B
7.1B
7B
5.1B
4.8B
4.4B
4.7B
4.5B
4.3B
290M
282.4M
294.1M
268.5M
243.6M
136.8M
184.2M
120.8M
127M
117.3M
90.1M
94.3M
102.3M
88.6M
5.2B
5.2B
5.4B
5.8B
6.5B
3.5B
3.7B
4B
2.5B
2.4B
2.2B
2.9B
2.9B
1.7B
4.3B
4.5B
5B
5.2B
4.7B
3B
3.5B
3.9B
2.3B
2.2B
2.1B
2.9B
2.8B
1.5B
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982
194,849,982

SEC Filings

TRU - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 15, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 28, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 24, 2026
May 12, 2026
2026
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 12, 2026
February 11, 2026
2026
8-K

8-K 2025

N/A

December 23, 2025
December 19, 2025
2025
10-Q

10-Q 2025 Q3

Q3

October 23, 2025
September 30, 2025
2025
8-K

8-K 2025

N/A

October 23, 2025
October 23, 2025
2025
Showing 1 to 10 of 260 filings