TFC - NYSE
Truist Financial Corporation
$47.42
+1.2%Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.
At a Glance
Live SnapshotTruist Financial Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Truist Financial Corporation Cash Flow Statement
TFC • NYSE
| Truist Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
5.3B | 4.8B | -1B | 6.3B | 6.4B | 4.5B | 3.2B | 3.3B | 2.4B | 2.4B | 2.1B | 2.2B | 1.7B | 2B | 1.3B | 854M | 877M | 1.5B | 1.7B | 1.5B | |
837M | 979M | 1.2B | 1.4B | 1.4B | 1.6B | 630M | 555M | 550M | 555M | 461M | 424M | 421M | 391M | 363M | 382M | 339M | 298M | 283M | 292M | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | -6M | 3M | -39M | 823M | 419M | 185M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 353M | 165M | 141M | 132M | 115M | 106M | 102M | 96M | 97M | 98M | 79M | 62M | 75M | 70M | 58M | |
2.4B | 4.5B | 8.2B | -1.5B | -584M | 1.1B | 666M | 37M | 820M | 239M | 728M | 477M | 564M | 1.1B | 1.7B | 2.9B | 2.6B | 1.7B | 1.4B | -1B | |
(192M) | (830M) | (780M) | (479M) | (792M) | (126M) | (443M) | (99M) | (429M) | (844M) | (655M) | (322M) | (677M) | (347M) | (82M) | (972M) | (431M) | (730M) | (2.2B) | (791M) | |
-2.9B | -8.2B | 271M | 5B | 655M | -97M | -3.2B | 359M | 718M | -230M | -290M | 40M | 1.7B | -297M | 618M | -1.4B | -4.3B | 1.8B | -2.4B | -104M | |
5.7B | 2.2B | 8.6B | 11.1B | 7.9B | 7.4B | 1.5B | 4.3B | 4.6B | 3.1B | 3.1B | 3.2B | 5.3B | 3.7B | 4.3B | 2.9B | -493M | 5.4B | 1.1B | 767M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | (0.0) | (0.0) | -564M | -442M | -815M | -224M | -363M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -145M | -224M | -428M | -174M | -219M | -256M | -250M | |
(0.0) | (12.2B) | -17M | -4.7B | -1.6B | -2.4B | (6.3B) | -296M | (0.0) | -726M | (1.1B) | (1B) | (516M) | (675M) | -86M | -839M | (4.5B) | (311M) | -141M | (38M) | |
-14.5B | -44.7B | -4.2B | -12.4B | -70.8B | -72.8B | -42.6B | -4.7B | -16.4B | -15.2B | -15.3B | -7.7B | -13.9B | -12.1B | -21.5B | -26.6B | -21.9B | -36.2B | -9B | -5.1B | |
22.9B | 46.3B | 14B | 20.8B | 34.1B | 29.9B | 44.1B | 6.5B | 12.3B | 17.5B | 15.2B | 7.1B | 11.3B | 10.2B | 9.1B | 37.4B | 25B | 25.6B | 8.1B | 4.4B | |
-26.2B | 4.8B | 13.1B | -33.1B | 6.7B | 2.5B | 886M | -6.1B | -1.4B | -2.6B | -2.8B | -4.4B | -2.1B | -5.7B | -5.3B | -3.5B | -163M | -7.8B | -6.2B | -6.4B | |
-17.8B | (18.6B) | (22.9B) | -30B | -32.1B | -43.7B | (8.3B) | -5B | -5.4B | -976M | -1.8B | -4B | -4.2B | -7B | -18B | (6B) | (7.2B) | -18.3B | -7.5B | -7.3B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-2.5B | -1.8B | 0.0 | -250M | -3B | 2.9B | 0.0 | -1.2B | -1.6B | -520M | 0.0 | 298M | 0.0 | 15M | 22M | 110M | 2.7B | 160M | -190M | -845M | |
5.3B | 361M | -2.7B | 26.5B | -4B | -13.8B | 4.1B | 476M | 5B | -5.6B | -1.1B | 1.2B | 3.8B | -3.5B | -2.3B | 164M | 9M | -1.4B | 2.1B | 2.4B | |
-3B | -3.1B | -3.1B | -3B | -2.9B | -2.7B | -1.5B | -1.4B | -1.2B | -1.1B | -937M | -814M | -912M | -564M | -446M | -415M | -820M | -1B | -962M | -863M | |
-2.5B | -1.8B | (0.0) | -250M | -3B | -500M | -1.7B | -1.2B | -1.6B | -520M | (0.0) | (0.0) | -27M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -254M | -936M | |
9.8B | -7.1B | -16.5B | -3.3B | 35.5B | 49.6B | 2.7B | 3.6B | -2.7B | 4.8B | 2.2B | 304M | -5.4B | 4.7B | 17.9B | -9B | -5.5B | 11.7B | 5.8B | 5.8B | |
8.6B | -11.6B | -22.3B | 20B | 25.6B | 36B | 5.4B | 1.5B | -549M | -1.9B | 104M | 965M | -2B | 2.8B | 15.2B | -9.1B | -6.8B | 12.6B | 6.8B | 6.4B | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-3.4B | 9.1B | 9.2B | 1.1B | 1.4B | -197M | 15.2B | 888M | -1.3B | 257M | 1.4B | 160M | -874M | -537M | 1.5B | -264M | -91M | -377M | 405M | -85M | |
39.8B | 30.6B | 21.4B | 20.3B | 18.9B | 19.1B | 3.8B | 3B | 4.3B | 4.2B | 2.3B | 2.2B | 3B | 3.6B | 2.1B | 2.6B | 2.7B | 3.1B | 2.7B | 2.8B | |
36.4B | 39.8B | 30.6B | 21.4B | 20.3B | 18.9B | 19.1B | 3.8B | 3B | 4.4B | 3.7B | 2.3B | 2.2B | 3B | 3.6B | 2.4B | 2.6B | 2.7B | 3.1B | 2.7B | |
5.7B | 2.2B | 8.6B | 10.5B | 7.5B | 6.6B | 1.3B | 4B | 4.6B | 3.1B | 3.1B | 3.2B | 5.3B | 3.6B | 4.1B | 2.5B | -667M | 5.1B | 856M | 517M |
SEC Filings
TFC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 15, 2026 | May 13, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 01, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 01, 2026 | April 28, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 17, 2026 | April 17, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 16, 2026 | April 28, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 24, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 27, 2026 | January 27, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 21, 2026 | January 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 12, 2026 | January 12, 2026 | 2026 |
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