TFC - NYSE

Truist Financial Corporation

TFC·NYSE

$47.42

+1.2%

Financial ServicesBanks - Regional

Truist Financial Corporation, a holding company, provides banking and trust services in the Southeastern and Mid-Atlantic United States. The company operates through three segments: Consumer Banking and Wealth, Corporate and Commercial Banking, and Insurance Holdings. Its deposit products include noninterest-bearing checking, interest-bearing checking, savings, and money market deposit accounts, as well as certificates of deposit and individual retirement accounts. The company also provides funding; asset management; automobile lending; bankcard lending; consumer finance; home equity and mortgage lending; insurance, such as property and casualty, life, health, employee benefits, workers compensation and professional liability, surety coverage, title, and other insurance products; investment brokerage; mobile/online banking; and payment, lease financing, small business lending, and wealth management/private banking services. In addition, it offers association, capital market, institutional trust, insurance premium and commercial finance, international banking, leasing, merchant, commercial deposit and treasury, government finance, commercial middle market lending, small business and student lending, floor plan and commercial mortgage lending, mortgage warehouse lending, private equity investment, real estate lending, and supply chain financing services. Further, the company provides corporate and investment banking, retail and wholesale brokerage, securities underwriting, and investment advisory services. As of December 31, 2021, the company operated through 2,517 banking offices. The company was formerly known as BB&T Corporation and changed its name to Truist Financial Corporation in December 2019. Truist Financial Corporation was founded in 1872 and is headquartered in Charlotte, North Carolina.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$59.08B

EPS3.8600

P/E Ratio12.28

Earnings Date07/17/2026

547.54B

Assets

3Y-1.0%

5Y+8.0%

10Y+150.0%

482.35B

Total Liabilities

3Y-3.0%

5Y+10.0%

10Y+155.0%

65.19B

Total Equity

3Y+8.0%

5Y-8.0%

10Y+118.0%

Truist Financial Corporation Funding & Solvency Profile

TFC · NYSE

Current Assets

Cash & Cash Equivalents36.38B

Net Receivables325.45B

Inventory0.00

Other Current Assets0.00

Total Current Assets371 B

Non-Current Assets

Property, Plant & Equipment3.17B

Goodwill & Intangible Assets18.38B

Long-Term Investments112.23B

Other Non-Current Assets42.94B

Total Non-Current Assets158 B

Total Assets

547.54B

Financial Health Analysis

Current Ratio

0.87x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.40x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-57422000000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

68% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Truist Financial Corporation Balance Sheet

TFC • NYSE

Truist Financial Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	36.4B	39.8B	30.2B	21.4B	20.3B	18.9B	19.1B	3.8B	2.7B	3.9B	3.6B	2.2B	2B	2.9B	4.2B	2.4B	2.5B	2.8B	2.6B	2.6B
Short-Term Investments	9B	4.6B	67.4B	71.8B	153.1B	120.8B	74.7B	25B	24.5B	27.1B	25.5B	21.1B	22.1B	25.1B	22.3B	23.2B	33.3B	32.8B	22.4B	20.7B
Cash & Short-Term Investments	45.4B	44.3B	97.6B	93.2B	173.4B	139.7B	93.8B	28.9B	27.3B	31B	29B	23.2B	24.1B	28.1B	26.5B	25.5B	35.8B	35.6B	25.1B	23.3B
Net Receivables	325.4B	13.3B	11B	11.8B	10.3B	9.5B	15.8B	6.4B	1.9B	1.7B	0.0	0.0	0.0	479M	1.1B	1.9B	3.1B	753M	1.2B	1.7B
Accounts Receivables	325.4B	1.9B	997M	2.7B	2.2B	1.8B	2.4B	1.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	0.0	11.4B	10B	9.1B	8.1B	7.6B	13.4B	5.3B	1.9B	1.7B	0.0	0.0	0.0	479M	1.1B	1.9B	3.1B	753M	1.2B	1.7B
Prepaids	0.0	1.1B	1.1B	1.2B	1.2B	1.2B	1.3B	602M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	370.8B	58.7B	109.7B	106.2B	184.9B	150.4B	110.8B	35.9B	29.2B	32.7B	29B	23.2B	24.1B	28.5B	27.6B	27.5B	38.8B	36.4B	26.3B	25.1B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	3.2B	5.6B	6B	6.9B	7B	7B	7.4B	3.5B	2.1B	2.1B	2B	1.8B	1.9B	1.9B	1.9B	1.8B	1.6B	1.6B	1.5B	1.4B
Goodwill	17.1B	17.1B	17.2B	27B	26.1B	24.4B	24.2B	9.8B	9.6B	9.6B	8.5B	6.9B	6.8B	6.8B	6.1B	6B	6.1B	5.5B	5.2B	4.8B
Intangible Assets	1.3B	5.3B	5.3B	7.4B	6B	5B	5.8B	1.9B	1.8B	1.9B	1.6B	1.3B	1.6B	1.3B	1B	1.3B	1.5B	912M	961M	938M
Goodwill & Intangible Assets	18.4B	22.4B	22.4B	34.4B	32.1B	29.5B	29.9B	11.7B	11.4B	11.5B	10.1B	8.2B	8.4B	8.1B	7.1B	7.3B	7.5B	6.4B	6.2B	5.8B
Long-Term Investments	112.2B	419.1B	372.8B	384.3B	296.6B	306.4B	306.4B	167.6B	164.4B	158.6B	154.1B	140.1B	133.1B	129.9B	123B	104.6B	103.6B	96.3B	89.5B	81B
Tax Assets	0.0	1.9B	3B	3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	42.9B	23.5B	21.4B	20.4B	20.6B	16B	18.5B	7B	14.6B	14.5B	14.9B	13.6B	15.5B	16B	15B	15.9B	14.2B	11.3B	9.2B	8.1B
Total Non-Current Assets	176.7B	472.5B	425.7B	449.1B	356.3B	358.9B	362.2B	189.8B	192.5B	186.7B	181.1B	163.8B	158.9B	156B	146.9B	129.6B	126.9B	115.7B	106.4B	96.3B
Total Assets	547.5B	531.2B	535.3B	555.3B	541.2B	509.2B	473.1B	225.7B	221.6B	219.3B	209.9B	186.8B	183B	184.5B	174.6B	157.1B	165.8B	152B	132.6B	121.4B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5.4B	6B	5.7B	6.1B	6.4B	7.1B	8.2B	6.8B	6B	5.1B	8.5B	3.9B	4.6B
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	5.4B	6B	5.7B	6.1B	6.4B	7.1B	8.2B	6.8B	6B	5.1B	8.5B	3.9B	4.6B
Short Term Debt	27.8B	27.3B	23.2B	21.9B	5B	5.7B	17.5B	5.2B	4.9B	2.8B	7.2B	5.4B	4.1B	2.9B	6.5B	10.1B	12.6B	10.8B	10.6B	8.1B
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	2.1B	2.6B	2.5B
Other Current Liabilities	400.4B	390.5B	395.9B	413.5B	416.5B	381.1B	334.7B	161.2B	157.4B	160.2B	149.1B	129B	127.5B	133.1B	124.9B	107.2B	115B	98.6B	86.8B	81B
Total Current Liabilities	428.2B	417.8B	419.1B	435.4B	421.5B	386.8B	352.3B	171.8B	168.3B	168.8B	162.4B	140.9B	138.7B	144.2B	138.2B	123.3B	132.6B	117.9B	101.3B	93.7B
NON-CURRENT LIABILITIES
Long Term Debt	42B	35B	38.9B	43.2B	35.9B	39.6B	41.3B	23.7B	23.6B	22B	23.8B	22.8B	21.1B	18.5B	21B	21.1B	20.9B	17.2B	18.5B	15.9B
Other Non-Current Liabilities	12.1B	14.7B	18.1B	16.1B	14.6B	11.9B	12.9B	0.0	0.0	-1.4B	-3.6B	-1.2B	424M	594M	-2.1B	-3.8B	-4B	793M	147M	0.0
Total Non-Current Liabilities	54.1B	49.7B	57B	59.4B	50.5B	51.5B	54.3B	23.7B	23.6B	20.6B	20.2B	21.6B	21.5B	19.1B	18.9B	17.3B	16.9B	18B	18.7B	15.9B
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	1.9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	482.3B	467.5B	476.1B	494.7B	472B	438.3B	406.5B	195.5B	191.9B	189.4B	182.6B	162.5B	160.2B	163.3B	157.1B	140.6B	149.5B	135.9B	120B	109.6B
SHAREHOLDERS' EQUITY
Preferred Stock	4.9B	5.9B	6.7B	6.7B	6.7B	8B	5.1B	3.1B	3.1B	3.1B	2.6B	2.6B	2.6B	2.1B	0.0	0.0	0.0	3.1B	0.0	0.0
Common Stock	6.3B	6.6B	6.7B	6.6B	6.6B	6.7B	6.7B	3.8B	3.9B	4B	3.9B	3.6B	3.5B	3.5B	3.5B	3.5B	3.4B	2.8B	2.7B	2.7B
Additional Paid-In Capital	33.7B	35.6B	36.2B	34.5B	34.6B	35.8B	35.6B	6.8B	7.9B	9.1B	8.4B	6.5B	6.2B	6B	5.9B	5.8B	5.6B	3.5B	3.1B	2.8B
Retained Earnings	26.1B	23.8B	22.1B	26.3B	23B	19.5B	19.8B	18.1B	16.3B	14.8B	13.5B	12.3B	11B	10.1B	8.8B	7.9B	7.5B	7.4B	6.9B	6.6B
Accumulated Other Comprehensive Income/Loss	-5.8B	-8.2B	-12.5B	-13.6B	-1.6B	716M	-844M	-1.7B	-1.5B	-1.1B	-1B	-751M	-593M	-559M	-713M	-747M	-417M	-732M	-104M	-359M
Total Stockholders' Equity	65.2B	63.7B	59.1B	60.5B	69.3B	70.8B	66.4B	30.1B	29.6B	29.9B	27.3B	24.3B	22.8B	21.2B	17.4B	16.4B	16.2B	16B	12.6B	11.7B
Total Equity	65.2B	63.7B	59.3B	60.5B	69.3B	70.9B	66.6B	30.2B	29.7B	29.9B	27.3B	24.4B	22.8B	21.2B	17.5B	16.5B	16.2B	16.1B	12.6B	11.7B
Minority Interest	0.0	0.0	152M	23M	0.0	105M	174M	56M	47M	45M	34M	88M	50M	65M	62M	62M	50M	44M	0.0	0.0
SUMMARY
Total Liabilities & Equity	547.5B	531.2B	535.3B	555.3B	541.2B	509.2B	473.1B	225.7B	221.6B	219.3B	209.9B	186.8B	183B	184.5B	174.6B	157.1B	165.8B	152B	132.6B	121.4B
Total Investments	121.2B	423.7B	440.2B	456.1B	449.7B	427.2B	381.1B	192.7B	189B	185.5B	179.4B	161B	155.2B	155.1B	145.4B	127.7B	136.9B	129.2B	111.9B	101.7B
Total Debt	69.8B	62.3B	62.1B	65.1B	40.9B	45.3B	58.9B	28.9B	28.6B	24.8B	31B	28.2B	25.2B	21.4B	27.5B	31.2B	33.5B	28B	29.2B	24B
Net Debt	33.4B	22.5B	31.9B	43.7B	20.6B	26.4B	39.8B	25B	25.9B	20.8B	27.4B	26.1B	23.2B	18.5B	23.2B	28.9B	31B	25.3B	26.5B	21.4B
Shares Outstanding	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158	1,299,218,158

SEC Filings

TFC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 15, 2026	May 13, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	April 28, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 17, 2026	April 17, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 16, 2026	April 28, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 27, 2026	January 27, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 21, 2026	January 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 12, 2026	January 12, 2026	2026	View Filing

Showing 1 to 10 of 858 filings

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