SNV - NYSE
Synovus Financial Corp.
$50.05
-2.5%Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.
At a Glance
Live SnapshotSynovus Financial Corp. Profit Bridge
Profitability Analysis
Gross Margin
Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.
Operating Margin
Healthy operating margins demonstrate effective cost control and strong business fundamentals.
Net Profit Margin
Strong net margins indicate efficient operations and favorable tax/interest management.
Effective Tax Rate
Moderate tax rate typical for most corporations. Represents standard tax burden on profits.
Profitability Insight
Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.
Synovus Financial Corp. Income Statement
SNV • NYSE
| Synovus Financial Corp. Income Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
REVENUE | ||||||||||||||||||||
3.4B | 3.4B | 2.5B | 2.1B | 2.3B | 2.4B | 1.6B | 1.5B | 1.3B | 1.2B | 1.2B | 1.2B | 1.3B | 1.5B | 1.6B | 1.9B | 2.2B | 2.6B | 2.4B | 1.8B | |
GROSS PROFIT | ||||||||||||||||||||
(1.6B) | (1.4B) | (363.4M) | (14.1M) | (646.8M) | (542.6M) | (247.6M) | (206.4M) | (151.6M) | (137.7M) | (143.2M) | (188.4M) | (470.4M) | (636.4M) | (1.5B) | (2.3B) | (1.5B) | (1.3B) | (965.8M) | (613.6M) | |
1.8B | 2B | 2.1B | 2.1B | 1.7B | 1.9B | 1.4B | 1.3B | 1.1B | 1.1B | 1B | 992.6M | 836.7M | 840.9M | 157.4M | -386M | 770.3M | 1.4B | 1.4B | 1.2B | |
OPERATING INCOME | ||||||||||||||||||||
(1.2B) | (1.3B) | (1.2B) | (1.1B) | (1.2B) | (1.1B) | (829.5M) | (821.3M) | (755.9M) | (716.2M) | (736.2M) | (739.9M) | (805.3M) | (900.5M) | (1B) | (1.2B) | (1.4B) | (823.6M) | (764.5M) | (646.8M) | |
(783.4M) | (823.1M) | (710.8M) | (671.8M) | (643.4M) | (601.7M) | (498.8M) | (483.3M) | (449M) | (423.5M) | (429.4M) | (409.6M) | (427.9M) | (430.6M) | (533.6M) | (546.6M) | (544.9M) | (502.3M) | (450.4M) | (370.2M) | |
605M | 696.2M | 964.2M | 989.4M | 484.7M | 765M | 547.4M | 480.1M | 388.5M | 358.6M | 302.6M | 252.6M | 31.5M | -59.5M | -849.2M | -1.6B | -660.8M | 527.7M | 645.5M | 563.3M | |
PRE-TAX INCOME | ||||||||||||||||||||
(1.4B) | (1.2B) | (278.9M) | (120.4M) | (291.7M) | (454.8M) | (195.9M) | (139.2M) | (123.6M) | (118.6M) | (109.4M) | (118.8M) | (150M) | (217.6M) | (334.2M) | (498.9M) | (779.7M) | (1.1B) | (890.7M) | (531M) | |
1.7B | 1.8B | 1.8B | 1.5B | 1.5B | 1.6B | 1.1B | 1B | 899.2M | 827.3M | 819.3M | 810.2M | 854.1M | 924.2M | 986.3M | 1B | 1.1B | 1.1B | 1.1B | 965.2M | |
(455.5M) | (456.4M) | (440.7M) | (428.1M) | (536.2M) | (497.2M) | (330.7M) | (338M) | (306.9M) | (292.7M) | (306.7M) | (330.4M) | (377.4M) | (469.9M) | (472.9M) | (673.3M) | (886.1M) | (321.3M) | (314.2M) | (276.5M) | |
605M | 696.2M | 964.2M | 989.4M | 484.7M | 765M | 547.4M | 480.1M | 388.5M | 358.6M | 302.6M | 252.6M | 31.5M | -59.5M | -849.2M | -1.6B | -660.8M | 527.7M | 645.5M | 563.3M | |
NET INCOME | ||||||||||||||||||||
(125.5M) | (154M) | (206.3M) | (228.9M) | (111M) | (201.2M) | (118.9M) | (204.7M) | (141.7M) | (132.5M) | (107.3M) | (93.2M) | -798.7M | (1.3M) | -15.2M | -172M | -80.4M | (184.7M) | (230.4M) | (204.3M) | |
482.5M | 543.7M | 757.9M | 760.5M | 373.7M | 563.8M | 428.5M | 275.5M | 246.8M | 226.1M | 195.2M | 159.4M | 830.2M | -60.6M | -790.7M | -1.4B | -582.4M | 526.3M | 616.9M | 516.4M |
SEC Filings
SNV - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | December 09, 2025 | December 09, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 08, 2025 | December 08, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 01, 2025 | December 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 01, 2025 | December 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 26, 2025 | November 26, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 04, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 28, 2025 | October 28, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 15, 2025 | October 15, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 28, 2025 | August 27, 2025 | 2025 |
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