SNV - NYSE
Synovus Financial Corp.
$50.05
-2.5%Synovus Financial Corp. operates as the bank holding company for Synovus Bank that provides commercial and retail banking products and services. It operates through three segments: Community Banking, Wholesale Banking, and Financial Management Services. The company's commercial banking services include treasury management, asset management, capital market, and institutional trust services, as well as commercial, financial, and real estate loans. Its retail banking services comprise accepting customary types of demand and savings deposits accounts; mortgage, installment, and other consumer loans; investment and brokerage services; safe deposit services; automated banking services; automated fund transfers; Internet-based banking services; and bank credit and debit card services. The company also offers various other financial services, including portfolio management for fixed-income securities, investment banking, execution of securities transactions as a broker/dealer, and financial planning services, as well as provides individual investment advice on equity and other securities. As of December 31, 2020, it operated through 289 branches and 389 ATMs in Alabama, Florida, Georgia, South Carolina, and Tennessee. The company was founded in 1888 and is headquartered in Columbus, Georgia.
At a Glance
Live SnapshotSynovus Financial Corp. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working Capital Impact
Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Synovus Financial Corp. Cash Flow Statement
SNV • NYSE
| Synovus Financial Corp. Cash Flow Statement | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 | Dec 2005 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
479.5M | 542.1M | 757.9M | 760.5M | 373.7M | 563.8M | 428.5M | 275.5M | 246.8M | 226.1M | 195.2M | 159.4M | 830.2M | -60.8M | -790.9M | -1.4B | -574.7M | 526.3M | 616.9M | 516.4M | |
60.4M | 93.5M | 69.2M | 113.6M | 69.6M | 8.1M | 55.2M | 59.1M | 58.2M | 56.7M | 55M | 59.3M | 64.4M | 47.6M | 46.4M | 37.4M | 70.6M | 208.3M | 231.3M | 193.1M | |
19.4M | 16.8M | 10.9M | 45M | -86.2M | 86.6M | 36.2M | 231.1M | 128.8M | 121.9M | 102M | 90.4M | -794.7M | -357K | 9.2M | 175.2M | -107.6M | -28.1M | -45M | -53.6M | |
32M | 32.2M | 27.9M | 27.8M | 18.6M | 24.5M | 16.6M | 14.2M | 13.6M | 12.6M | 10.2M | 7.5M | 9.4M | 6M | 7.2M | 8.4M | 13.7M | 36.5M | 0.0 | 0.0 | |
353.6M | 639.5M | 417.7M | -96.8M | -265.5M | 22.6M | 63.3M | 96.8M | 32.3M | 37.7M | 39.2M | 249.4M | 323.4M | 541.7M | 1.1B | 2B | 1.2B | 225.2M | 163.4M | 58.1M | |
(47.3M) | (69.8M) | (175.7M) | (204.2M) | (110.8M) | (101.8M) | (41M) | (18M) | (9.3M) | (10.5M) | (6M) | (2.6M) | (0.0) | (5.1M) | (0.0) | (87.6M) | (0.0) | (0.0) | (0.0) | (0.0) | |
-123.9M | -41.5M | -92M | -56M | -93.3M | -84.6M | -61.8M | -45.4M | -13.8M | -10M | -14.5M | 39.1M | 39.4M | 111.5M | 550.6M | -401.5M | 39.2M | -308.7M | -177.2M | -86.9M | |
821M | 1.3B | 1.2B | 794M | 17M | 621.1M | 538.1M | 631.2M | 465.9M | 445M | 387.2M | 605.1M | 472.1M | 645.7M | 910.8M | 424.2M | 659.3M | 659.5M | 789.5M | 627.2M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-56.2M | -32.2M | -30.1M | -26M | -30.1M | -61.2M | -53.2M | -51.1M | -34.3M | -28.4M | -38.7M | -28.5M | -30.5M | -15.9M | -21.3M | -34.7M | -113M | -168.2M | -213.7M | -106.7M | |
(0.0) | (8.4M) | (0.0) | (0.0) | (0.0) | (201.1M) | (0.0) | (0.0) | (6.1M) | (0.0) | -90.6M | (56.3M) | (0.0) | (0.0) | (69.5M) | (0.0) | (0.0) | -28.4M | -53.7M | -57M | |
-2.6B | -2.2B | -2.3B | -6.9B | -6B | -4.3B | -700.2M | -1.7B | -2.1B | -1.6B | -378.9M | -1.4B | -1.8B | -3.3B | -1.4B | -805.8M | -1.3B | -1B | -1.1B | -1B | |
2.2B | 2.2B | 2B | 3.6B | 4.9B | 4B | 638.2M | 1.4B | 1.9B | 1B | 589.7M | 1.1B | 2.5B | 3.1B | 1.2B | 1.5B | 1.2B | 747.2M | 806.9M | 776.7M | |
707M | 258.8M | -4.5B | -1.1B | -1.2B | -2B | -1.2B | -1.1B | -1.2B | -1.5B | -1.2B | 260M | 164.5M | 2.5B | 1B | 202.9M | -3.7B | -2.2B | -2.5B | -2.1B | |
(177.6M) | (324M) | -4.9B | -4.4B | -2.4B | -2.2B | -1.3B | -1.5B | -1.4B | -2.1B | -1.2B | -27.6M | (818.1M) | (2.3B) | (800.5M) | (857.4M) | -3.8B | -2.7B | -3B | -2.5B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-272.3M | 0.0 | -13M | -199.9M | -16.2M | -725.4M | -175.1M | -175.1M | -263.1M | -199.2M | -88.1M | 175.2M | 0.0 | 0.0 | 1B | 571.2M | 2.8M | 63.9M | 65.5M | 43.1M | |
-206.7M | -2.8B | 3.5B | -7.5M | -2.7B | 1.4B | 599.9M | -478.6M | -388.7M | 47.7M | 109.2M | 309.9M | 369M | -436.4M | 61.6M | -304.7M | 178.5M | 792.8M | -272.3M | 6.1M | |
-260.8M | -252M | -229.3M | -227.8M | -223.1M | -185.7M | -120.2M | -64.9M | -69.7M | -65.6M | -53M | -72.9M | -79.9M | -79.8M | -73.9M | -73.6M | -199.7M | -264.9M | -244.7M | -224.3M | |
-272.3M | (0.0) | -13M | -199.9M | -16.2M | -725.4M | -175.1M | -175.1M | -263.1M | -199.2M | -88.1M | (0.0) | (0.0) | (0.0) | -21K | -38K | -173K | (0.0) | (0.0) | (0.0) | |
283.8M | 1.9B | -651.9M | 2.8B | 8.4B | 701.8M | 640.8M | 1.5B | 1.4B | 1.8B | 827.4M | -292.7M | -1.5B | -2.3B | -2.9B | -1.4B | 2.1B | 1.4B | 2.7B | 2.2B | |
-456M | -1.1B | 2.6B | 2.3B | 5.4B | 1.6B | 1B | 776.6M | 665.9M | 1.5B | 795.4M | -722.5M | -1.2B | -2.8B | -1.9B | -1.2B | 3B | 2B | 2.2B | 2B | |
CASH FLOW SUMMARY | ||||||||||||||||||||
0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 5M | -429K | -4.3M | |
542.6M | 473.6M | -1B | -1.2B | 3.1B | 43.4M | 210.6M | -66.1M | -285.1M | -118.4M | 15.9M | -145M | 104.2M | 121.4M | -175.5M | 40.2M | -158.3M | -207.4M | 9.1M | 197.9M | |
2.5B | 2B | 3B | 4.3B | 1.2B | 1.1B | 932.9M | 999M | 1.3B | 485.5M | 469.6M | 614.6M | 510.4M | 389M | 564.5M | 524.3M | 682.6M | 890M | 880.9M | 683M | |
3B | 2.5B | 2B | 3B | 4.3B | 1.2B | 1.1B | 932.9M | 999M | 367.1M | 485.5M | 469.6M | 614.6M | 510.4M | 389M | 564.5M | 524.3M | 682.6M | 890M | 880.9M | |
764.9M | 1.3B | 1.2B | 768.1M | -13.1M | 559.8M | 484.9M | 580.1M | 431.6M | 416.6M | 348.5M | 576.6M | 441.6M | 629.8M | 889.5M | 389.5M | 546.4M | 440.1M | 575.8M | 520.5M |
SEC Filings
SNV - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2025 N/A | December 09, 2025 | December 09, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 08, 2025 | December 08, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 01, 2025 | December 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | December 01, 2025 | December 01, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 26, 2025 | November 26, 2025 | 2025 | |
8-K 8-K 2025 N/A | November 06, 2025 | November 06, 2025 | 2025 | |
10-Q 10-Q 2025 Q3 Q3 | November 04, 2025 | September 30, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 28, 2025 | October 28, 2025 | 2025 | |
8-K 8-K 2025 N/A | October 15, 2025 | October 15, 2025 | 2025 | |
8-K 8-K 2025 N/A | August 28, 2025 | August 27, 2025 | 2025 |
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