ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc.

SFBSยทNYSE

$75.63

-0.36%
Financial ServicesBanks - Regional

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$4.13B
EPS5.0600
P/E Ratio14.95
Earnings Date07/20/2026
3Y+30.0%
5Y+86.0%
10Y+261.0%
3Y-56.0%
5Y-18.0%
10Y+34.0%
3Y-105.0%
5Y-98.0%
10Y-96.0%
SFBS

ServisFirst Bancshares, Inc. Cash Conversion Engine

SFBS ยท NYSE
Net Income276.60M
Depreciation & Amortization4.73M
Stock-Based Compensation2.96M
Change in Working Capital-18.30M
Others87.39M
Capital Expenditures-5.94M
Free Cash Flow349.26M

Cash Flow Quality Analysis

FCF Conversion Rate

126.3%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

1.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+40.7%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$18.30M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

ServisFirst Bancshares, Inc. Cash Flow Statement

SFBS โ€ข NYSE

ServisFirst Bancshares, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007
OPERATING ACTIVITIES
276.6M
227.2M
206.9M
251.5M
207.7M
169.6M
149.2M
136.9M
93.1M
81.5M
63.5M
52.4M
41.6M
34.4M
23.4M
17.4M
5.9M
7M
5.5M
4.7M
4.8M
4.4M
4.1M
4.4M
4.1M
4M
3.6M
2.8M
3.1M
2.6M
1.8M
1.8M
1.2M
1.2M
1.1M
1.1M
900K
0.0
1.8M
-3.4M
-1M
-2.6M
-5.1M
-9.7M
-1.1M
-14.1M
14.1M
-1.5M
-4.7M
-4.8M
-1.8M
-2.2M
-1.2M
-2.2M
-1.6M
-1.2M
0.0
3M
3.5M
3.6M
3.2M
1.9M
1.3M
1.1M
851K
1.2M
1.2M
1.3M
3.7M
1.2M
1M
975K
713K
785K
0.0
0.0
87.4M
30M
29.9M
57.5M
66.9M
41.7M
19.6M
28.9M
27M
20.8M
14.1M
16.9M
34.5M
5.5M
1.3M
12.4M
7.4M
9M
3.7M
(34.6M)
(45M)
(54M)
(68.7M)
(56.7M)
(50.9M)
(42.2M)
(30.5M)
(42.6M)
(30.3M)
(27.1M)
(27.3M)
(20.9M)
(17.7M)
(15.8M)
(7M)
(4.3M)
(0.0)
(0.0)
-18.3M
-9.2M
-46.5M
-41.1M
-9.5M
-15.7M
-8.5M
12M
-19.8M
-6.5M
-500K
-4.9M
-3.2M
1.2M
-1.3M
188K
-11.1M
-3.5M
1.1M
355.2M
252.9M
197.3M
272.6M
266.3M
191.3M
164.3M
168.3M
118.5M
98.5M
76.3M
65.1M
74.2M
41.2M
24.3M
29.6M
2.5M
12.2M
10.2M
INVESTING ACTIVITIES
-5.9M
-4.6M
-3.9M
-3.7M
-9.4M
-2.3M
-2.4M
-2.3M
-21.2M
-22.2M
-5.5M
-1.3M
-1.3M
-5.5M
-1.3M
-428K
-2.3M
-800K
-2.2M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-12.4M
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-564.4M
-1.2B
-1.1B
-744.9M
-751.6M
-335.2M
-294.1M
-156.8M
-149M
-199M
-89.1M
-67.5M
-102M
-60.4M
-117.6M
-89.2M
-201.8M
-23.8M
-95.1M
659.9M
1.2B
846.6M
266.1M
277M
221M
136.2M
97.5M
94.4M
79.1M
65.1M
36.2M
49.7M
108.1M
97.9M
64.2M
49.2M
9.4M
36.8M
-1.2B
-959.9M
16.7M
-2.2B
-1.1B
-1.3B
-828.1M
-692.9M
-966.4M
-719.5M
-707.6M
-516.5M
-518M
-552.1M
-486.7M
-189.9M
-247.8M
-306.5M
-239M
-1.2B
-948.5M
-200.4M
-2.6B
-1.6B
-1.4B
-988.3M
-754.5M
-1B
-861.6M
-749.5M
-549.1M
-571.7M
-509.8M
-507.7M
-215.3M
-402.7M
-321.7M
-299.5M
FINANCING ACTIVITIES
610K
916K
1.3M
1.2M
3.5M
0.0
0.0
0.0
0.0
0.0
0.0
52.1M
10.3M
0.0
10M
0.0
3.5M
21.5M
12.9M
-552.1M
737M
-362.1M
-93M
860.2M
40K
0.0
-200K
9.5M
-400K
34.5M
0.0
0.0
-547K
-20.7M
15.1M
5M
19.9M
73K
-73.2M
-65.5M
-45.8M
-37.5M
-32.6M
-28.3M
-24.1M
-20.3M
-10.1M
-7.9M
-6.2M
-4M
-4.1M
-3.5M
-200K
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(6.5M)
(0.0)
674.1M
268.7M
1.7B
-907.2M
2.5B
2.8B
796.9M
810.9M
617.8M
1.2B
741.4M
475.7M
568.9M
410.5M
465.3M
326.5M
395M
274.6M
289.3M
49.3M
941.2M
1.3B
-1B
3.3B
2.8B
772.8M
790.5M
617.4M
1.2B
729.8M
524M
575.2M
406.4M
494.4M
341.5M
403.5M
316M
302.4M
CASH FLOW SUMMARY
-749.9M
245.5M
1.3B
-3.4B
2B
1.6B
-51.3M
204.3M
-306.4M
431.8M
54.8M
39M
77.7M
-62.2M
11M
155.8M
3.3M
6.5M
0.0
2.4B
2.1B
816.1M
4.2B
2.2B
630.6M
681.9M
477.6M
784M
352.2M
297.5M
258.4M
180.7M
242.9M
232M
76.2M
72.9M
0.0
0.0
1.6B
2.4B
2.1B
816.1M
4.2B
2.2B
630.6M
681.9M
477.6M
784M
352.2M
297.5M
258.4M
180.7M
242.9M
232M
76.2M
6.5M
0.0
349.3M
248.3M
193.4M
269M
256.9M
189M
161.9M
166M
97.3M
76.3M
70.7M
63.8M
72.9M
35.7M
23M
29.1M
169K
11.4M
8M

SEC Filings

SFBS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
April 06, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

December 15, 2025
December 15, 2025
2025
Showing 1 to 10 of 348 filings