ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc.

SFBSยทNYSE

$75.63

-0.36%
Financial ServicesBanks - Regional

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$4.13B
EPS5.0600
P/E Ratio14.95
Earnings Date07/20/2026
3Y+21.0%
5Y+49.0%
10Y+178.0%
3Y+19.0%
5Y+45.0%
10Y+172.0%
3Y+43.0%
5Y+86.0%
10Y+254.0%
sfbs

ServisFirst Bancshares, Inc. Funding & Solvency Profile

SFBS ยท NYSE
Cash & Cash Equivalents95.13M
Net Receivables61.96M
Inventory0.00
Other Current Assets-61.96M
Total Current Assets1 B
Property, Plant & Equipment60.40M
Goodwill & Intangible Assets13.62M
Long-Term Investments14.20B
Other Non-Current Assets-14.20B
Total Non-Current Assets60 M
Total Assets
17.73B

Financial Health Analysis

Current Ratio

0.28x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.58x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-2991947999

Negative working capital indicates short-term liabilities exceed short-term assetsโ€”potential liquidity stress.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

ServisFirst Bancshares, Inc. Balance Sheet

SFBS โ€ข NYSE

ServisFirst Bancshares, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007
ASSETS
CURRENT ASSETS
95.1M
2.4B
2B
814.5M
4.2B
2.2B
530.1M
458.1M
238.1M
623.6M
317.5M
297.5M
249.8M
177.5M
142.4M
231.6M
27M
22.8M
0.0
1.1B
443M
825.9M
644.8M
842.6M
886.7M
759.4M
590.2M
538.1M
422.4M
342.9M
298.8M
266.2M
233.9M
293.8M
0.0
0.0
0.0
0.0
1.2B
2.8B
2.9B
1.5B
5B
3.1B
1.3B
1B
776.1M
1B
660.4M
594.9M
516M
411.3M
436.2M
231.6M
27M
22.8M
0.0
62M
62.8M
59.2M
48.4M
34.8M
36.8M
26.3M
24.1M
20.7M
15.8M
13.7M
11.2M
10.3M
9.2M
8.2M
7M
6.2M
0.0
0.0
62M
62.8M
59.2M
48.4M
34.8M
36.8M
26.3M
24.1M
20.7M
15.8M
13.7M
11.2M
10.3M
9.2M
8.2M
7M
6.2M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-6.2M
0.0
0.0
-62M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-492K
0.0
0.0
0.0
1.5B
-22.3M
72M
1.2B
2.9B
2.9B
1.5B
5B
3.1B
1.3B
1.1B
796.8M
1.1B
674.1M
606.1M
525.8M
420.5M
444.4M
238.6M
1.6B
561K
72M
NON-CURRENT ASSETS
60.4M
59.2M
59.3M
59.9M
60.3M
55M
56.5M
57.8M
58.9M
40.3M
19.4M
7.8M
8.4M
8.8M
4.6M
4.5M
5.1M
3.9M
4.2M
13.6M
13.6M
13.6M
13.6M
13.6M
0.0
0.0
0.0
0.0
0.0
13.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
38K
13.9M
14.2M
14.4M
14.7M
15M
1.7M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
13.6M
13.6M
13.6M
13.6M
13.6M
13.9M
14.2M
14.4M
14.7M
15M
15.3M
0.0
0.0
0.0
0.0
0.0
-4.9M
0.0
0.0
14.2B
13.9B
12.6B
12.6B
9.9B
8.4B
7.2B
6.5B
5.8B
4.9B
4.2B
3.4B
2.9B
2.4B
1.8B
1.7B
259M
105M
0.0
0.0
61.7M
62.9M
60.4M
37.8M
31.1M
25.6M
27.3M
13M
27.1M
23.4M
15.7M
11M
7.4M
4.9M
6.4M
4.9M
3.6M
2.4M
-14.2B
451.9M
510.7M
376.7M
415.6M
307.1M
344.2M
370.5M
401.3M
298.1M
149.6M
109.5M
106.9M
80.9M
165.1M
15.4M
-259.6M
15K
-6.6M
74M
14.5B
13.2B
13.1B
10.4B
8.8B
7.6B
6.9B
6.3B
5.3B
4.4B
3.5B
3B
2.5B
2B
1.7B
4.5M
112.5M
0.0
16.5B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1B
763.8M
17.7B
17.4B
16.1B
14.6B
15.4B
11.9B
8.9B
8B
7.1B
6.4B
5.1B
4.1B
3.5B
2.9B
2.5B
1.9B
1.6B
1.2B
835.8M
LIABILITIES
CURRENT LIABILITIES
30M
28M
27.5M
18.6M
13.6M
12.3M
11.9M
10.4M
5M
4.4M
2.4M
1.9M
769K
942K
945K
898K
1M
1.3M
0.0
30M
28M
27.5M
18.6M
13.6M
12.3M
11.9M
10.4M
5M
4.4M
2.4M
1.9M
769K
942K
945K
898K
1M
1.3M
0.0
1.5B
2B
1.3B
1.6B
1.7B
851.5M
470.7M
288.7M
301.8M
355.9M
352.4M
264.3M
174.4M
117.1M
79.3M
0.0
0.0
0.0
0.0
2.7B
13.5B
13.3B
11.5B
12.5B
10B
7.5B
6.9B
6.1B
5.4B
4.2B
3.4B
3B
2.5B
2.1B
1.8B
1.5B
1.1B
691.9M
4.2B
15.6B
14.6B
13.2B
14.2B
10.8B
8B
7.2B
6.4B
5.8B
4.6B
3.7B
3.2B
2.6B
2.2B
1.8B
1.5B
1.1B
691.9M
NON-CURRENT LIABILITIES
34.8M
64.7M
64.7M
64.7M
64.7M
64.7M
64.7M
64.7M
64.8M
55.3M
55.6M
20M
19.9M
35M
35.5M
55.4M
40.2M
20M
73K
15.8B
104.9M
66.7M
48.9M
53.9M
35.5M
27.2M
12.7M
11.5M
11.6M
12.1M
7.1M
8.8M
8.5M
4.9M
3.1M
-15.3M
0.0
-73K
15.9B
169.7M
131.5M
113.6M
118.6M
100.2M
91.9M
77.4M
76.3M
66.9M
67.7M
27.1M
28.7M
43.5M
40.4M
58.5M
24.9M
20M
0.0
-4.2B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
71.7M
0.0
0.0
0.0
0.0
0.0
0.0
10.3M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
15.9B
15.7B
14.7B
13.3B
14.3B
10.9B
8.1B
7.3B
6.5B
5.8B
4.6B
3.7B
3.2B
2.7B
2.3B
1.8B
1.5B
1.1B
763.6M
SHAREHOLDERS' EQUITY
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
40M
40M
40M
40M
0.0
0.0
0.0
0.0
54K
54K
54K
54K
54K
54K
54K
53K
53K
53K
26K
25K
7K
6K
6K
6K
0.0
5K
5K
237.8M
235.8M
232.6M
229.7M
226.4M
223.9M
219.8M
218.5M
217.7M
215.9M
211.5M
185.4M
123.3M
93.5M
87.8M
75.9M
0.0
0.0
63.2M
1.6B
1.4B
1.3B
1.1B
911M
748.2M
616.6M
500.9M
389.6M
307.2M
234.2M
177.1M
130M
92.5M
61.6M
38.3M
21M
15.1M
8.1M
-1.8M
-32.2M
-47.6M
-42.3M
14.1M
20.2M
5.7M
-4.7M
-198K
-624K
3M
4.5M
3.9M
7.3M
6.9M
2.8M
2M
1M
1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
74.6M
70.7M
0.0
1.8B
1.6B
1.4B
1.3B
1.2B
992.4M
842.2M
714.7M
607.1M
522.5M
448.8M
407M
297.2M
233.3M
196.3M
117.1M
97.6M
86.8M
72.2M
1.9B
1.6B
1.4B
1.3B
1.2B
992.9M
842.7M
715.2M
607.6M
522.9M
449.1M
407.2M
297.2M
233.3M
196.3M
117.1M
97.6M
86.8M
72.2M
500K
500K
500K
500K
500K
500K
502K
502K
502K
377K
377K
252K
0.0
0.0
0.0
0.0
0.0
0.0
0.0
SUMMARY
17.7B
17.4B
16.1B
14.6B
15.4B
11.9B
8.9B
8B
7.1B
6.4B
5.1B
4.1B
3.5B
2.9B
2.5B
1.9B
1.6B
1.2B
835.8M
15.3B
14.3B
13.4B
13.2B
10.7B
9.3B
8B
7.1B
6.3B
5.4B
4.6B
3.7B
3.1B
2.6B
2.1B
1.7B
259M
105M
0.0
1.5B
2.1B
1.3B
1.7B
1.8B
916.3M
535.5M
353.4M
366.6M
411.2M
408M
284.3M
194.3M
152M
114.7M
55.4M
40.2M
35.1M
73K
1.4B
-317.1M
-709.1M
869M
-2.4B
-1.3B
5.3M
-104.7M
128.6M
-212.4M
90.5M
-12.3M
-55.5M
-25.4M
-27.6M
-176.3M
13.2M
12.3M
73K
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834
54,621,834

SEC Filings

SFBS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
April 06, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

December 15, 2025
December 15, 2025
2025
Showing 1 to 10 of 348 filings