ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc.

SFBSยทNYSE

$75.63

-0.36%
Financial ServicesBanks - Regional

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides various banking services to individual and corporate customers. It accepts demand, time, savings, and other deposits; checking, money market, and IRA accounts; and certificates of deposit. The company's loan products include commercial lending products, such as seasonal, bridge, and term loans for working capital, expansion of the business, acquisition of property, and plant and equipment, as well as commercial lines of credit; commercial real estate loans, construction and development loans, and residential real estate loans; and consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans. It also offers other banking products and services comprising telephone and mobile banking, direct deposit, Internet banking, traveler's checks, safe deposit boxes, attorney trust accounts, automatic account transfers, automated teller machines, and debit card systems, as well as Visa credit cards; treasury and cash management services; wire transfer, night depository, banking-by-mail, and remote capture services; and correspondent banking services to other financial institutions. In addition, the company holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. It operates 23 full-service banking offices located in Alabama, Florida, Georgia, South Carolina, and Tennessee, as well as 2 loan production offices in Florida. The company was founded in 2005 and is headquartered in Birmingham, Alabama.

At a Glance

Live Snapshot
Market Cap$4.13B
EPS5.0600
P/E Ratio14.95
Earnings Date07/20/2026
3Y+75.0%
5Y+146.0%
10Y+356.0%
3Y+10.0%
5Y+63.0%
10Y+239.0%
3Y+30.0%
5Y+86.0%
10Y+261.0%
ServisFirst Bancshares, Inc.

ServisFirst Bancshares, Inc. Profit Bridge

SFBS ยท NYSE
Revenue1.02B
Cost of Goods Sold (490.53M)
Gross Profit526.97M
Operating Expenses (184.84M)
Operating Income342.13M
Interest Expense (455.22M)
Other Income/Expense0.00
Pretax Income342.13M
Income Tax (65.53M)
Net Income276.60M
Net Income
276.60M

Profitability Analysis

Gross Margin

51.8%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

33.6%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

27.2%

Exceptional profitability. The company converts a significant portion of revenue to bottom-line earnings.

Effective Tax Rate

19.2%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Exceptional profitability across all levels: Strong pricing power, efficient operations, and healthy bottom line indicate a high-quality business with sustainable competitive advantages.

ServisFirst Bancshares, Inc. Income Statement

SFBS โ€ข NYSE

ServisFirst Bancshares, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007
REVENUE
1B
977.1M
828.8M
580.5M
437.4M
413.9M
410.6M
342.6M
275.3M
223.1M
186.6M
151.2M
133.6M
115.5M
95.9M
82.3M
66.6M
37.7M
52.9M
GROSS PROFIT
(490.5M)
(521M)
(421M)
(126M)
(63.3M)
(93.4M)
(125.8M)
(85.4M)
(58.6M)
(39.2M)
(30.6M)
(24.4M)
(26.6M)
(24M)
(25.1M)
(25.6M)
(29M)
(20.5M)
(0.0)
527M
456.1M
407.8M
454.4M
374.1M
320.5M
284.8M
257.3M
216.8M
183.9M
156M
126.8M
107M
91.5M
70.9M
56.7M
37.6M
17.2M
0.0
OPERATING INCOME
(184.8M)
(177.1M)
(163.2M)
(145.6M)
(120.8M)
(106.3M)
(97.9M)
(88.4M)
(79.4M)
(73.1M)
(67M)
(52.9M)
(45M)
(39.9M)
(35.1M)
(29.9M)
(28.9M)
(0.0)
(0.0)
(109.4M)
(108.8M)
(98.1M)
(83.7M)
(74.6M)
(66.7M)
(61.9M)
(56.7M)
(52.7M)
(48.3M)
(42.5M)
(34M)
(29M)
(24.9M)
(22M)
(18.1M)
(16.4M)
(26.9M)
(0.0)
342.1M
279M
244.6M
308.8M
253.3M
214.2M
186.9M
168.8M
137.4M
110.8M
89M
74M
62M
51.6M
35.8M
27M
8.7M
10.8M
8.6M
PRE-TAX INCOME
(455.2M)
(499.5M)
(402.3M)
(88.4M)
(31.8M)
(51M)
(103.2M)
(63.9M)
(35.3M)
(25.8M)
(17.7M)
(14.1M)
(13.6M)
(14.9M)
(16.1M)
(15.3M)
(18.3M)
(20.5M)
(0.0)
535.2M
446.7M
410.9M
470.9M
384.5M
338M
287.6M
262.7M
227.4M
187.1M
162.3M
130.6M
112.5M
94.1M
75.3M
62.9M
43.9M
35M
0.0
(75.4M)
(68.3M)
(65.1M)
(61.9M)
(46.2M)
(39.5M)
(36M)
(31.7M)
(26.7M)
(24.8M)
(24.5M)
(18.9M)
(16M)
(15M)
(13.1M)
(11.8M)
(12.5M)
-26.9M
(0.0)
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-261K
0.0
0.0
0.0
342.1M
279M
244.6M
308.8M
253.3M
214.2M
186.9M
168.8M
137.4M
110.8M
89M
74M
62M
51.6M
35.8M
26.7M
8.7M
10.8M
8.6M
NET INCOME
(65.5M)
(51.7M)
(37.7M)
(57.3M)
(45.6M)
(44.6M)
(37.6M)
(31.9M)
(44.3M)
(29.3M)
(25.5M)
(21.6M)
(20.4M)
(17.1M)
(12.4M)
(9.4M)
(2.8M)
(3.8M)
(3.2M)
276.6M
227.2M
206.9M
251.5M
207.7M
169.6M
149.2M
136.9M
93.1M
81.5M
63.5M
52.4M
41.6M
34.4M
23.4M
17.4M
5.9M
7M
5.5M

SEC Filings

SFBS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 26, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 19, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 20, 2026
April 20, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 06, 2026
April 06, 2026
2026
8-K

8-K 2026

N/A

March 16, 2026
March 16, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 24, 2026
February 24, 2026
2026
8-K

8-K 2026

N/A

January 20, 2026
January 20, 2026
2026
8-K

8-K 2025

N/A

December 15, 2025
December 15, 2025
2025
Showing 1 to 10 of 348 filings