Redwood Trust, Inc.

Redwood Trust, Inc.

RWTยทNYSE

$5.22

-2.8%
Real EstateREIT - Mortgage

Redwood Trust, Inc., together with its subsidiaries, operates as a specialty finance company in the United States. The company operates through three segments: Residential Mortgage Banking, Business Purpose Mortgage Banking, and Investment Portfolio. The Residential Mortgage Banking segment operates a mortgage loan conduit that acquires residential loans from third-party originators for subsequent sale, securitization, or transfer to its investment portfolio. This segment also offers derivative financial instruments to manage risks associated with residential loans. The Business Purpose Mortgage Banking segment operates a platform that originates and acquires business purpose loans, such as single-family rental and bridge loans for subsequent securitization, sale, or transfer into its investment portfolio. The Investment Portfolio segment invests in securities retained from residential and business purpose securitization activities, and residential and small-balance multifamily bridge loans, as well as residential mortgage-backed securities issued by third parties, Freddie Mac K-Series multifamily loan securitizations and reperforming loan securitizations, servicer advance investments, home equity investments, and other housing-related investments. The company qualifies as a real estate investment trust (REIT) for federal income tax purposes. As a REIT, it intends to distribute at least 90% of its taxable income as dividends to shareholders. Redwood Trust, Inc. was incorporated in 1994 and is headquartered in Mill Valley, California.

At a Glance

Live Snapshot
Market Cap$653.63M
EPS-0.6300
P/E Ratio-8.29
Earnings Date07/29/2026
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Redwood Trust, Inc. Street Expectations Map

RWT ยท NYSE

Wall Street analysts project that RWT stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 6.50, with estimates ranging from a low of 6.50 to a high of 6.50.

Lowest Target
6.50
24.52%
Consensus Target
6.50
24.52%
Highest Target
6.50
24.52%

The consensus 1-year price target stands at 6.50, with estimates ranging from a low of 6.50 to a high of 6.50.

Analyst Consensus Analysis

Upside Potential

+24.5%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

0.0% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Rare opportunity: Exceptional upside potential with strong analyst consensus creates a compelling setup. The combination of significant price target premium and tight agreement suggests high-conviction undervaluation that may attract institutional capital.

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Redwood Trust, Inc. Forward Estimates of Revenue

RWT ยท NYSE
Latest Revenue
1.11B
FY 2025
Avg Estimate
335.49M
FY 2026
Estimate Range
307.58M - 363.40M
Analyst Spread

Forward Growth Analysis

Projected Growth-69.7%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread17%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Redwood Trust, Inc. Forward Estimates of Net Income

RWT ยท NYSE
Latest Net Income
-70.03M
FY 2025
Avg Estimate
80.18M
FY 2026
Estimate Range
76.73M - 83.63M
Analyst Spread

Forward Growth Analysis

Projected Growth+214.5%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Redwood Trust, Inc. Forward Estimates of EPS

RWT ยท NYSE
Latest EPS
-0.63
FY 2025
Avg Estimate
$0.61
FY 2026
Estimate Range
$0.58 - $0.63
Analyst Spread

Forward Growth Analysis

Projected Growth+196.3%

Strong growth expectations signal robust business momentum and market opportunity expansion.

Analyst Coverage5 Analysts

Moderate coverageโ€”sufficient for guidance but may lack depth of large-cap analysis.

Estimate Spread9%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookStrong

Positive analyst consensus with strong growth expectations and forecast confidence.

Key Insight

Compelling growth story with analyst consensus: Strong projected growth combined with narrow estimate spread suggests high-conviction opportunity.

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Redwood Trust, Inc. Forward Estimates of EBIT

RWT ยท NYSE
Latest EBIT
1.06B
FY 2025
Avg Estimate
10.15M
FY 2026
Estimate Range
9.31M - 11.00M
Analyst Spread

Forward Growth Analysis

Projected Growth-99.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread17%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Redwood Trust, Inc. Forward Estimates of EBITDA

RWT ยท NYSE
Latest EBITDA
1.07B
FY 2025
Avg Estimate
6.49M
FY 2026
Estimate Range
5.95M - 7.03M
Analyst Spread

Forward Growth Analysis

Projected Growth-99.4%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread17%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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Redwood Trust, Inc. Forward Estimates of SG&A Expense

RWT ยท NYSE
Latest SG&A Expense
0.00
FY 2025
Avg Estimate
-318.72M
FY 2026
Estimate Range
-345.24M - -292.20M
Analyst Spread

Forward Growth Analysis

Analyst Coverage4 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread17%

Reasonable estimate spread indicates general agreement with normal forecast variance.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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Redwood Trust, Inc. Insider Positioning

RWT ยท NYSE

During the last 12 months, insiders have purchased $338K worth of RWT shares, with no selling activity reported.

3 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

3-6 Months

Bought

0

0.00

Sold

0

0.00

Net Activity

+0

+$0

6-9 Months

Bought

29.9K

172.19K

Sold

0

0.00

Net Activity

+172K

+$172K

9-12 Months

Bought

28.4K

165.68K

Sold

0

0.00

Net Activity

+166K

+$166K

Top Buyers

1
KGH

Kubicek Greg H

Director

31.8K sharesโ€ข2 transactions

$184K

2
DHD

Debora Horvath D

Director

18.6K sharesโ€ข2 transactions

$108K

3
PG

Proctor Georganne

Director

7.9K sharesโ€ข2 transactions

$46K

Top Sellers

No selling activity

Insider Activity Analysis

Net Insider Sentiment

Bullish

Strong bullish signal with $338K net buying. Insiders are aggressively accumulating shares, suggesting significant confidence in future prospects.

Buy/Sell Ratio

โˆž:1

Perfect buy/sell ratio. Only buying activity with zero sellingโ€”the most bullish possible insider signal.

Insider Participation

High Buying

3 insider buyers vs. 0 sellers. Broad-based buying across management team suggests widespread confidence.

Insider Activity Insight

Compelling insider conviction: The combination of strong buy/sell ratio and multiple buyers suggests insiders see attractive risk/reward. Consider this alongside fundamental analysis for confirmation.