Raymond James Financial, Inc.

Raymond James Financial, Inc.

RJFยทNYSE

$146.56

+0.51%
Financial ServicesFinancial - Capital Markets

Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party product partners, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; and securities borrowing and lending services. The Capital Markets segment provides investment banking services, including equity underwriting, debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services. The Asset Management segment offers asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Raymond James Bank segment provides insured deposit accounts; commercial and industrial, commercial real estate (CRE) and CRE construction, tax-exempt, residential, securities-based, and other loans; and loan syndication services. The Other segment engages in the private equity investments, including various direct and third-party private equity investments; and legacy private equity funds. The company was founded in 1962 and is headquartered in St. Petersburg, Florida.

At a Glance

Live Snapshot
Market Cap$28.56B
EPS10.5300
P/E Ratio13.92
Earnings Date07/22/2026
3Y+43.0%
5Y+97.0%
10Y+191.0%
3Y+41.0%
5Y+161.0%
10Y+303.0%
3Y+3281.0%
5Y-40.0%
10Y-570.0%
Raymond James Financial, Inc.

Raymond James Financial, Inc. Profit Bridge

RJF ยท NYSE
Revenue15.91B
Cost of Goods Sold (1.88B)
Gross Profit14.03B
Operating Expenses (9.47B)
Operating Income4.56B
Interest Expense (1.85B)
Other Income/Expense-1.85B
Pretax Income2.71B
Income Tax (579.00M)
Net Income2.13B
Net Income
2.13B

Profitability Analysis

Gross Margin

88.2%

Exceptional pricing power and cost management. The company retains over half of revenue after direct costs.

Operating Margin

28.7%

Outstanding operational efficiency. The company generates substantial profit from core operations.

Net Profit Margin

13.4%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.3%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

High margin compression: Large gap between gross and net margins suggests operational inefficiencies or heavy debt burden. Focus on expense management and deleveraging.

Raymond James Financial, Inc. Income Statement

RJF โ€ข NYSE

Raymond James Financial, Inc. Income StatementSep 2025Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016Sep 2015Sep 2014Sep 2013Sep 2012Sep 2011Sep 2010Sep 2009Sep 2008Sep 2007Sep 2006
REVENUE
15.9B
14.7B
12.8B
11.2B
9.8B
8.1B
7.9B
7.4B
6.4B
5.5B
5.2B
4.9B
4.5B
3.8B
3.3B
3B
2.6B
3.2B
3.1B
2.6B
GROSS PROFIT
(1.9B)
(2.1B)
(1.5B)
(405M)
(118M)
(411M)
(305M)
(222M)
(167M)
(144.2M)
(129.6M)
(117.7M)
(112.9M)
(117.3M)
(99.5M)
(143.3M)
(226.3M)
(447M)
(499.7M)
(296.7M)
14B
12.6B
11.3B
10.8B
9.7B
7.7B
7.6B
7.2B
6.3B
5.3B
5.1B
4.8B
4.4B
3.7B
3.2B
2.8B
2.4B
2.8B
2.6B
2.3B
OPERATING INCOME
(9.5B)
(10B)
(9.1B)
(8.7B)
(7.9B)
(6.6B)
(6.2B)
(5.9B)
(5.4B)
(4.5B)
(4.3B)
(4B)
(3.8B)
(3.2B)
(2.7B)
(2.5B)
(2.1B)
(2.4B)
(2.2B)
(2B)
(7.2B)
(8.2B)
(7.3B)
(7.3B)
(6.6B)
(6B)
(5.7B)
(5.3B)
(4.7B)
(4.1B)
(4B)
(3.7B)
(3.4B)
(2.9B)
(2.5B)
(2.1B)
(1.9B)
(2.2B)
(1.8B)
(1.6B)
4.6B
2.6B
2.3B
2B
1.8B
1.1B
1.4B
1.3B
925M
811.9M
814.6M
715.9M
593.9M
467.9M
450.7M
356.1M
236.4M
386.9M
392.2M
342.1M
PRE-TAX INCOME
(1.8B)
(2.1B)
(1.4B)
(305M)
(150M)
(178M)
(283M)
(202M)
(154M)
(116.1M)
(106.1M)
(104.1M)
(110.4M)
(91.4M)
(65.8M)
(62.9M)
(57M)
(392.2M)
(499.7M)
(296.7M)
2.1B
2.1B
2.4B
1.2B
673M
822M
998M
842M
648M
524.3M
437.2M
376.8M
363.2M
361.9M
326.5M
308M
386.6M
331.8M
227.3M
173.3M
(2.2B)
(1.7B)
(1.8B)
(1.4B)
(1.3B)
(612M)
(595M)
(523M)
(674M)
(452.3M)
(312.5M)
(334.6M)
(375.8M)
(309.4M)
(236.5M)
(337.9M)
(209.5M)
(163.3M)
(451M)
(393M)
-1.8B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2.7B
2.6B
2.3B
2B
1.8B
1.1B
1.4B
1.3B
925M
811.9M
814.6M
715.9M
593.9M
467.9M
450.7M
356.1M
236.4M
386.9M
392.2M
342.1M
NET INCOME
(579M)
(575M)
(541M)
(513M)
(388M)
(234M)
(341M)
(454M)
(289M)
(271.3M)
(296M)
(267.8M)
(197M)
(175.7M)
(182.9M)
(133.6M)
(96M)
(151.8M)
(141.8M)
(127.7M)
2.1B
2.1B
1.7B
1.5B
1.4B
818M
1B
857M
636M
529.4M
502.1M
480.2M
367.2M
295.9M
278.4M
228.3M
152.8M
235.1M
250.4M
214.3M

SEC Filings

RJF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 27, 2026
2026
8-K

8-K 2026

N/A

May 20, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

March 25, 2026
March 25, 2026
2026
8-K

8-K 2026

N/A

February 23, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

February 18, 2026
February 18, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
Showing 1 to 10 of 726 filings