Raymond James Financial, Inc.

Raymond James Financial, Inc.

RJFยทNYSE

$146.56

+0.51%
Financial ServicesFinancial - Capital Markets

Raymond James Financial, Inc., a diversified financial services company, provides private client group, capital markets, asset management, banking, and other services to individuals, corporations, and municipalities in the United States, Canada, and Europe. The Private Client Group segment offers investment services, portfolio management services, insurance and annuity products, and mutual funds; support to third-party product partners, including sales and marketing support, as well as distribution and accounting, and administrative services; margin loans; and securities borrowing and lending services. The Capital Markets segment provides investment banking services, including equity underwriting, debt underwriting, and merger and acquisition advisory services; and fixed income and equity brokerage services. The Asset Management segment offers asset management, portfolio management, and related administrative services to retail and institutional clients; and administrative support services, such as record-keeping. The Raymond James Bank segment provides insured deposit accounts; commercial and industrial, commercial real estate (CRE) and CRE construction, tax-exempt, residential, securities-based, and other loans; and loan syndication services. The Other segment engages in the private equity investments, including various direct and third-party private equity investments; and legacy private equity funds. The company was founded in 1962 and is headquartered in St. Petersburg, Florida.

At a Glance

Live Snapshot
Market Cap$28.56B
EPS10.5300
P/E Ratio13.92
Earnings Date07/22/2026
3Y+3281.0%
5Y-40.0%
10Y-570.0%
3Y-40.0%
5Y-13.0%
10Y+48.0%
3Y-60.0%
5Y-48.0%
10Y-7.0%
RJF

Raymond James Financial, Inc. Cash Conversion Engine

RJF ยท NYSE
Net Income2.13B
Depreciation & Amortization195.00M
Stock-Based Compensation254.00M
Change in Working Capital-107.00M
Others9.00M
Capital Expenditures-188.00M
Free Cash Flow2.25B

Cash Flow Quality Analysis

FCF Conversion Rate

105.2%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

CapEx Intensity

7.7%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

+15.2%

Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.

Working Capital Impact

-$107.00M

Minimal working capital impact on FCF. Changes in operating assets and liabilities well-managed.

Cash Flow Quality Insight

Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.

Raymond James Financial, Inc. Cash Flow Statement

RJF โ€ข NYSE

Raymond James Financial, Inc. Cash Flow StatementSep 2025Sep 2024Sep 2023Sep 2022Sep 2021Sep 2020Sep 2019Sep 2018Sep 2017Sep 2016Sep 2015Sep 2014Sep 2013Sep 2012Sep 2011Sep 2010Sep 2009Sep 2008Sep 2007Sep 2006
OPERATING ACTIVITIES
2.1B
2.1B
1.7B
1.5B
1.4B
818M
1B
850.9M
636.2M
506.1M
500.5M
448.2M
363M
295.9M
278.4M
228.3M
152.8M
235.1M
250.4M
214.3M
195M
179M
165M
145M
134M
119M
112M
98.7M
84.1M
72.4M
68.3M
64.2M
66.4M
51.4M
40.3M
39.5M
34.6M
28M
22.6M
19.2M
-52M
-83M
-88M
-16M
-37M
-39M
-23M
117M
-12M
-58.8M
-23.5M
-35.2M
-31.8M
2M
-6M
-25.8M
-44.7M
32.4M
-11.5M
-6.1M
254M
254M
237M
192M
132M
120M
112M
99M
109M
78.5M
71.5M
69.6M
61.9M
55.7M
41M
41.8M
31.7M
42.1M
0.0
0.0
9M
-267M
206M
390M
4M
371M
165M
-35M
89M
-98M
-51.5M
77.3M
10.8M
2M
-50.8M
167.8M
187.2M
73.1M
70.8M
48.8M
(651M)
(664M)
(565M)
(524M)
(437M)
(246M)
(390M)
(231M)
(349M)
(303.8M)
(378.9M)
(319.3M)
(189.7M)
(176.5M)
(194.2M)
(161.3M)
(137.6M)
(134.8M)
(0.0)
(0.0)
-107M
4M
-5.8B
-2.1B
5B
2.7B
-823M
-253M
-1B
-1.1B
315.3M
-116.5M
155.7M
-12.2M
1.3B
-1.5B
12.6M
-275.1M
104.2M
-315.1M
2.4B
2.2B
-3.5B
72M
6.6B
4.1B
577M
884M
-125M
-518.3M
899.2M
507.6M
659.8M
391.3M
1.6B
-1B
414.4M
135.7M
440.2M
-38.9M
INVESTING ACTIVITIES
-188M
-205M
-173M
-91M
-74M
-124M
-138M
-133.6M
-190M
-121.7M
-74.1M
-60.1M
-72.9M
-77.5M
-37.2M
-22.3M
-35.5M
-51M
-46.1M
-27.3M
(0.0)
(0.0)
(0.0)
(1.5B)
-266M
-5M
-5M
-159.2M
(0.0)
-175.3M
-15.8M
-2M
-6.5M
-1.1B
(0.0)
(0.0)
(0.0)
(0.0)
-18.1M
-89.7M
-275M
-545M
-712M
-3.1B
-4.2B
-5.7B
-1B
-1.1B
-1.7B
-463.2M
-154.9M
-1.3M
-62.1M
-332.9M
-258.2M
-30M
-214.1M
-275.9M
-857.1M
-1.7B
304M
2B
1.3B
1.8B
3.2B
1.4B
644M
540M
393M
107M
154.5M
197.2M
351.4M
173.2M
170M
126.5M
190.1M
122.6M
106.3M
1.1B
-4.2B
-2.2B
-651M
-7.2B
-3.8B
-561M
-1.4B
-2.6B
-1.8B
-2.3B
-2.1B
-2.2B
-861.9M
-1.4B
-274.8M
2.3B
-966.5M
-2.6B
-2.1B
-1.3B
-4.3B
-968M
-274M
-7.2B
-5.1B
-5B
-1.9B
-3.5B
-3.4B
-2.9B
-2.2B
-2.1B
-652M
-2.7B
-400.1M
(2.4B)
-1.1B
-2.8B
-2.9B
-2B
FINANCING ACTIVITIES
-1.3B
-984M
-862M
-216M
-150M
-291M
-778M
-62M
-34M
-162.5M
-88.5M
-8.4M
-11.7M
342M
-23.1M
-3.5M
-4.3M
-67.2M
37.5M
28M
-250M
-50M
-191M
58M
-138M
489M
-5M
-615M
726M
447.8M
6.3M
545.9M
-49.9M
713.3M
-2.3B
1.6B
-876.1M
2.1B
-48.5M
44M
-416M
-383M
-355M
-277M
-218M
-205M
-191M
-151M
-127M
-113.4M
-103.1M
-88.1M
-76.6M
-68.8M
-63.1M
-56M
-54.1M
-53.2M
-48.5M
-37.6M
-1.3B
-984M
-862M
-216M
-150M
-291M
-778M
-62M
-34M
-162.5M
-88.5M
-8.4M
-11.7M
-20.9M
-23.1M
-3.5M
-4.3M
-67.2M
(0.0)
(0.0)
4.3B
1.9B
2.9B
6.3B
5.7B
4.6B
2.3B
2.2B
3.5B
2.4B
1.9B
774.6M
753.7M
892.8M
709.1M
-2.2B
692.8M
3.2B
2.8B
1.8B
2.4B
438M
1.4B
5.9B
5.2B
4.6B
1.4B
1.4B
4.1B
2.5B
1.7B
1.2B
615.4M
1.9B
-1.7B
-712.2M
-241.8M
5.2B
2.7B
1.8B
CASH FLOW SUMMARY
-35M
175M
239M
-590M
76M
1M
-23M
-33M
47M
188K
-50.2M
-32.3M
-6.7M
976K
-824K
1.1M
-1.5M
-1.2M
3.1M
2.2M
439M
1.8B
-2.1B
-1.8B
6.8B
3.7B
30M
-1.2B
611M
-950.6M
401.9M
-397.6M
616.6M
-459.7M
-503.5M
637.2M
-901.4M
2.6B
248.9M
-239.4M
14.3B
12.5B
14.7B
16.4B
9.6B
6B
5.9B
7.1B
6.5B
2.6B
2.2B
2.6B
2B
2.4B
2.9B
2.3B
3.2B
644.9M
396.1M
881.1M
14.8B
14.3B
12.5B
14.7B
16.4B
9.6B
6B
5.9B
7.1B
1.7B
2.6B
2.2B
2.6B
2B
2.4B
2.9B
2.3B
3.2B
644.9M
641.7M
2.2B
2B
-3.7B
-19M
6.6B
3.9B
439M
750M
-315M
-640.1M
825.1M
447.4M
586.9M
313.8M
1.5B
-1B
378.9M
30M
390.5M
-66.2M

SEC Filings

RJF - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 27, 2026
May 27, 2026
2026
8-K

8-K 2026

N/A

May 20, 2026
May 20, 2026
2026
8-K

8-K 2026

N/A

May 19, 2026
May 13, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 22, 2026
April 22, 2026
2026
8-K

8-K 2026

N/A

March 25, 2026
March 25, 2026
2026
8-K

8-K 2026

N/A

February 23, 2026
February 19, 2026
2026
8-K

8-K 2026

N/A

February 18, 2026
February 18, 2026
2026
10-Q

10-Q 2025 Q4

Q4

February 06, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 28, 2026
2026
Showing 1 to 10 of 726 filings