RF - NYSE
Regions Financial Corporation
$27.40
+0.22%Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.
At a Glance
Live SnapshotRegions Financial Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Moderate working capital outflow. Typical for growing businesses, but ensure it's supporting revenue growth, not inefficiency.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
Regions Financial Corporation Cash Flow Statement
RF • NYSE
| Regions Financial Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
2.2B | 1.9B | 2.1B | 2.2B | 2.5B | 1.1B | 1.6B | 1.8B | 1.3B | 1.2B | 1.1B | 1.2B | 1.1B | 1.1B | -215M | -539M | -1B | -5.6B | 1.3B | 1.4B | |
84M | 144M | 236M | 353M | 371M | 421M | 426M | 462M | 537M | 574M | 523M | 523M | 645M | 717M | 683M | 732M | 284M | 371.4M | 269.4M | 160M | |
78M | 21M | 32M | 22M | 165M | -158M | 62M | 226M | 209M | 67M | 201M | 195M | 400M | 434M | -23M | -210M | 245M | -407M | -124M | 61.1M | |
27M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
525M | 567M | 540M | 756M | 267M | 441M | 247M | 11M | 540M | 270M | 487M | -35M | 1B | -306M | 3.5B | 3.4B | 4B | 9.1B | 4.1B | -484.5M | |
(0.0) | (64M) | (376M) | (336M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-689M | -1B | -574M | -274M | -294M | 526M | 264M | -183M | -252M | -37M | -674M | 276M | 574M | 476M | 785M | 833M | -1.5B | -1.5B | -2.2B | 1.7B | |
2.2B | 1.6B | 2.3B | 3.1B | 3B | 2.3B | 2.6B | 2.3B | 2.3B | 2B | 1.6B | 2.1B | 3.7B | 2.4B | 4.8B | 4.2B | 2B | 2B | 3.3B | 2.8B | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-180M | -146M | -157M | -288M | -72M | -59M | -24M | -71M | -150M | -64M | -369M | -242M | -186M | -180M | -201M | -191M | -234M | -464M | -454M | -94.7M | |
(0.0) | (0.0) | (0.0) | (0.0) | -1.2B | -381M | (0.0) | (357M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (855M) | (0.0) | (0.0) | (0.0) | (0.0) | (6M) | (1.2B) | |
-7.3B | -9.6B | -2.6B | -9B | -8.4B | -9B | -8.1B | -3.4B | -4.9B | -7.6B | -7.8B | -5.9B | -6.9B | -11.6B | -14.6B | -17.7B | -15.6B | -6.9B | -2.3B | -5.7B | |
5.3B | 8.3B | 3B | 5.8B | 6.2B | 5.4B | 9.1B | 3.8B | 4.6B | 6.6B | 7.3B | 5B | 9.2B | 9.4B | 13.7B | 18.4B | 10.9B | 5.3B | 4.5B | 6.5B | |
718M | 1.2B | -1.9B | -9.5B | 596M | -891M | -417M | -3.7B | -339M | 340M | -5.2B | -2.7B | -2.2B | 2.5B | 1.7B | 3.6B | 3.4B | -4.2B | -425M | -2.2B | |
-1.4B | -262M | -1.6B | -12.9B | -2.9B | -4.9B | (509M) | -3B | -801M | -700M | -6.1B | -3.8B | -71M | (1B) | (659M) | (4.1B) | -1.6B | -6.2B | (1.3B) | -230.7M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-1.4B | -359M | -252M | -230M | -577M | 0.0 | -1.1B | -2.1B | -1.3B | -839M | -623M | -256M | -340M | 875M | 0.0 | 0.0 | 1.8B | 0.0 | -1.4B | -490.4M | |
-1.7B | 4.1B | 0.0 | 0.0 | -1.2B | -8.3B | -4.2B | 5.4B | 894M | -569M | 2.6B | -1.3B | -361M | -2.8B | -5.9B | -5.1B | -12.6B | 12.4B | 4.2B | -3.3B | |
-1B | -994M | -885M | -762M | -716M | -698M | -656M | -516M | -410M | -381M | -368M | -299M | -170M | -102M | -226M | -233M | -299M | -669M | -1B | -894.8M | |
-1.4B | -848M | -252M | -230M | -967M | -346M | -1.1B | -2.1B | -1.3B | -839M | -623M | -256M | -340M | (0.0) | (0.0) | (0.0) | (0.0) | (11.6B) | -1.4B | -490.4M | |
3.5B | -212M | -4B | -7.4B | 13.8B | 25B | 3B | -2.4B | -2.2B | 589M | 4.2B | 1.8B | -3B | -152M | 1B | -4.1B | 7.5B | -4.7B | -6.3B | 3.6B | |
-568M | 2.6B | -5.1B | -8.3B | 11.3B | 16.4B | -2.5B | 327M | -3B | -1.2B | 5.8B | 405M | -3.9B | -5.2B | -5.1B | -9.4B | -3.4B | 10.5B | -4.5B | -1.1B | |
CASH FLOW SUMMARY | ||||||||||||||||||||
195M | 3.9B | -4.4B | -18.2B | 11.5B | 13.8B | 576M | -443M | -1.5B | 137M | 1.3B | -1.3B | -216M | -1.8B | 326M | -1.1B | -3B | 6.2B | 115M | 1.4B | |
10.7B | 6.8B | 11.2B | 29.4B | 18B | 4.1B | 3.5B | 4B | 5.5B | 5.3B | 4B | 5.3B | 5.5B | 7.2B | 6.9B | 8B | 11B | 4.7B | 4.6B | 3.2B | |
10.9B | 10.7B | 6.8B | 11.2B | 29.4B | 18B | 4.1B | 3.5B | 4B | 5.5B | 5.3B | 4B | 5.3B | 5.5B | 7.2B | 6.9B | 8B | 11B | 4.7B | 4.6B | |
2.2B | 1.5B | 2.2B | 2.8B | 3B | 2.3B | 2.6B | 2.2B | 2.3B | 2B | 1.2B | 2.1B | 3.7B | 2.3B | 4.6B | 4B | 1.8B | 1.5B | 2.8B | 2.7B |
SEC Filings
RF - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 11, 2026 | May 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 11, 2026 | May 06, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 17, 2026 | April 17, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 23, 2026 | May 06, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 24, 2026 | December 31, 2025 | 2025 | |
8-K/A 8-K/A 2026 (Amended) N/A | February 09, 2026 | January 12, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 09, 2026 | February 09, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 04, 2026 | February 04, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 16, 2026 | January 16, 2026 | 2026 |
Related Guides
Continue your RF research with focused valuation guides.
Research Paths
Snapshot
Start with context, operating signals, and key market metrics.
Value Model
Stress test fair value across bear, base, and bull assumptions.
Statements
Validate revenue quality, margins, and balance sheet durability.
Earnings Call
Read management commentary and compare it with reported outcomes.
Dividends
Check payout sustainability and long-term distribution behavior.
Analyst Expectations
Review consensus spread and where estimate risk is concentrated.