RF - NYSE

Regions Financial Corporation

RF·NYSE

$27.40

+0.22%

Financial ServicesBanks - Regional

Regions Financial Corporation, a financial holding company, provides banking and bank-related services to individual and corporate customers. It operates through three segments: Corporate Bank, Consumer Bank, and Wealth Management. The Corporate Bank segment offers commercial banking services, such as commercial and industrial, commercial real estate, and investor real estate lending; equipment lease financing; deposit products; and securities underwriting and placement, loan syndication and placement, foreign exchange, derivatives, merger and acquisition, and other advisory services. It serves corporate, middle market, and commercial real estate developers and investors. The Consumer Bank segment provides consumer banking products and services related to residential first mortgages, home equity lines and loans, consumer credit cards, and other consumer loans, as well as deposits. The Wealth Management segment offers credit related products, and retirement and savings solutions; and trust and investment management, asset management, and estate planning services to individuals, businesses, governmental institutions, and non-profit entities. The company also provides investment and insurance products; low-income housing tax credit corporate fund syndication services; and other specialty financing services. As of March 01, 2022, it operated through a network of 1,300 banking offices and 2,000 automated teller machines across the South, Midwest, and Texas. Regions Financial Corporation was founded in 1971 and is headquartered in Birmingham, Alabama.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$23.38B

EPS2.3100

P/E Ratio11.86

Earnings Date07/17/2026

159.55B

Assets

3Y+3.0%

5Y+8.0%

10Y+27.0%

140.45B

Total Liabilities

3Y+1.0%

5Y+9.0%

10Y+28.0%

19.10B

Total Equity

3Y+20.0%

5Y+5.0%

10Y+15.0%

Regions Financial Corporation Funding & Solvency Profile

RF · NYSE

Current Assets

Cash & Cash Equivalents10.91B

Net Receivables571.00M

Inventory0.00

Other Current Assets511.00M

Total Current Assets40 B

Non-Current Assets

Property, Plant & Equipment1.66B

Goodwill & Intangible Assets5.87B

Long-Term Investments5.61B

Other Non-Current Assets94.08B

Total Non-Current Assets101 B

Total Assets

159.55B

Financial Health Analysis

Current Ratio

0.30x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

7.35x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-92329000000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

25% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

Regions Financial Corporation Balance Sheet

RF • NYSE

Regions Financial Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	10.9B	10.7B	6.8B	11.2B	29.4B	18B	4.1B	3.5B	3.9B	5.4B	5.3B	3.9B	5.3B	5.5B	7B	6.5B	7.6B	10.2B	3.8B	3.8B
Short-Term Investments	27.6B	23.4B	28.1B	27.9B	28.5B	27.2B	22.6B	22.7B	23.4B	23.9B	22.9B	22.3B	21.6B	27.4B	24.5B	23.3B	24.1B	18.9B	17.3B	18.5B
Cash & Short-Term Investments	38.5B	34.2B	34.9B	39.2B	57.9B	45.1B	26.7B	26.3B	27.6B	29.4B	28.2B	26.2B	26.9B	32.8B	31.5B	29.8B	31.7B	29B	21.1B	22.3B
Net Receivables	571M	572M	614M	511M	319M	346M	362M	375M	337M	319M	319M	310M	313M	344M	361M	421M	468M	458M	615.7M	1.2B
Accounts Receivables	571M	572M	614M	511M	319M	346M	362M	375M	337M	319M	319M	310M	313M	344M	361M	421M	468M	458M	615.7M	666.4M
Other Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	570.1M
Other Current Assets	511M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	39.5B	34.7B	35.5B	39.7B	58.2B	45.5B	27.1B	26.6B	27.9B	29.7B	28.5B	26.5B	27.2B	33.2B	31.9B	30.2B	32.2B	29.5B	21.7B	23.6B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	1.7B	1.7B	1.6B	1.7B	1.8B	1.9B	2B	2B	2.1B	2.1B	2.2B	2.2B	2.2B	2.3B	2.4B	2.6B	2.7B	2.8B	2.6B	2.4B
Goodwill	5.7B	5.7B	5.7B	5.7B	5.7B	5.2B	4.8B	4.8B	4.9B	4.9B	4.9B	4.8B	4.8B	4.8B	4.8B	5.6B	5.6B	5.5B	11.5B	0.0
Intangible Assets	140M	1.2B	1.1B	1.1B	723M	418M	450M	533M	513M	545M	512M	532M	592M	536M	631M	652M	750M	799M	1.1B	12.5B
Goodwill & Intangible Assets	5.9B	6.9B	6.8B	6.8B	6.5B	5.6B	5.3B	5.4B	5.4B	5.4B	5.4B	5.3B	5.4B	5.4B	5.4B	6.2B	6.3B	6.3B	12.6B	12.5B
Long-Term Investments	5.6B	104.5B	99.4B	98B	89.4B	87.3B	85.6B	86.7B	82.7B	82.7B	84.1B	79.5B	76.8B	74.4B	77.1B	82.4B	89.8B	97.8B	95.3B	98.5B
Other Non-Current Assets	94.1B	9.5B	8.8B	9B	7.1B	7.1B	6.3B	5.8B	6.4B	6.2B	6.1B	6.2B	5.9B	6.3B	10.2B	10.9B	11.3B	9.8B	8.8B	6.4B
Total Non-Current Assets	107.2B	122.6B	116.7B	115.5B	104.7B	101.9B	99.2B	99B	96.4B	96.3B	97.6B	93.1B	90.2B	88.2B	95.2B	102.1B	110.1B	116.8B	119.4B	119.8B
Other Assets	12.8B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	159.6B	157.3B	152.2B	155.2B	162.9B	147.4B	126.2B	125.7B	124.3B	126B	126.1B	119.6B	117.4B	121.3B	127.1B	132.4B	142.3B	146.2B	141B	143.4B
LIABILITIES
CURRENT LIABILITIES
Short Term Debt	750M	500M	0.0	0.0	0.0	0.0	2.1B	1.6B	500M	0.0	10M	2.3B	2.2B	1.6B	3.1B	3.9B	3.7B	15.8B	11.1B	9.7B
Other Current Liabilities	131.1B	127.6B	127.8B	131.7B	139.1B	122.5B	97.5B	94.5B	96.9B	99B	98.4B	94.2B	92.5B	95.5B	95.6B	94.6B	98.7B	90.9B	94.8B	101.2B
Total Current Liabilities	131.9B	128.1B	127.8B	131.7B	139.1B	122.5B	99.5B	96.1B	97.4B	99B	98.4B	96.5B	94.6B	97B	98.7B	98.6B	102.3B	106.7B	105.9B	110.9B
NON-CURRENT LIABILITIES
Long Term Debt	4.1B	6B	2.3B	2.3B	2.4B	3.6B	7.9B	12.4B	8.1B	7.8B	8.3B	3.5B	4.8B	5.9B	8.1B	13.2B	18.5B	19.2B	11.3B	8.6B
Other Non-Current Liabilities	0.0	5.3B	4.6B	5.2B	3.1B	3.2B	2.5B	2.1B	2.6B	2.5B	2.4B	2.8B	2.2B	2.9B	3.7B	3.9B	3.6B	3.5B	4B	3.1B
Total Non-Current Liabilities	4.1B	11.3B	6.9B	7.5B	5.5B	6.8B	10.4B	14.5B	10.7B	10.3B	10.8B	6.2B	7B	8.8B	11.9B	17.1B	22.1B	22.7B	15.3B	11.8B
Other Liabilities	4.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	0.0	109M	0.0	295M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	140.5B	139.4B	134.7B	139.3B	144.6B	129.3B	109.9B	110.6B	108.1B	109.3B	109.2B	102.7B	101.6B	105.8B	110.6B	115.6B	124.4B	129.4B	121.2B	122.7B
SHAREHOLDERS' EQUITY
Treasury Stock	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-1.4B	-7.5M
Preferred Stock	1.4B	1.7B	1.7B	1.7B	1.7B	1.7B	1.3B	820M	820M	820M	820M	884M	450M	482M	3.4B	3.4B	3.6B	3.3B	0.0	0.0
Common Stock	9M	9M	10M	10M	10M	10M	10M	11M	12M	13M	13M	14M	14M	15M	13M	13M	12M	7M	7.3M	7.3M
Additional Paid-In Capital	10.4B	11.4B	11.8B	12B	12.2B	12.7B	12.7B	13.8B	15.9B	17.1B	17.9B	18.8B	19.2B	19.7B	18.9B	19.1B	18.8B	16.8B	16.5B	16.3B
Retained Earnings	10.2B	9.1B	8.2B	7B	5.6B	3.8B	3.8B	2.8B	1.6B	666M	-115M	-1.2B	-2.2B	-3.3B	-4.3B	-4B	-3.2B	-1.9B	4.4B	4.5B
Accumulated Other Comprehensive Income/Loss	-1.5B	-2.9B	-2.8B	-3.3B	289M	1.3B	-90M	-964M	-749M	-550M	-380M	-238M	-319M	65M	-69M	-260M	130M	-22M	202.3M	-131.3M
Total Stockholders' Equity	19B	17.9B	17.4B	15.9B	18.3B	18.1B	16.3B	15.1B	16.2B	16.7B	16.8B	16.9B	15.8B	15.5B	16.5B	16.7B	17.9B	16.8B	19.8B	20.7B
Total Equity	19.1B	17.9B	17.5B	16B	18.3B	18.1B	16.3B	15.1B	16.2B	16.7B	16.8B	16.9B	15.8B	15.5B	16.5B	16.7B	17.9B	16.8B	19.8B	20.7B
Minority Interest	60M	31M	64M	4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	159.6B	157.3B	152.2B	155.2B	162.9B	147.4B	126.2B	125.7B	124.3B	126B	126.1B	119.6B	117.4B	121.3B	127.1B	132.4B	142.3B	146.2B	141B	143.4B
Total Investments	33.2B	128B	127.5B	125.9B	117.9B	114.5B	108.2B	109.4B	106.1B	106.5B	106.8B	101.6B	98.2B	101.6B	101.6B	105.7B	113.9B	116.7B	112.7B	117B
Total Debt	4.9B	6.5B	2.3B	2.3B	2.4B	3.6B	9.9B	14B	8.6B	7.8B	8.4B	5.7B	7B	7.4B	11.2B	17.1B	22.1B	35.1B	22.4B	18.3B
Net Debt	-6B	-4.2B	-4.5B	-8.9B	-27B	-14.4B	5.8B	10.5B	4.7B	2.3B	3B	1.8B	1.7B	1.9B	4.1B	10.6B	14.5B	24.9B	18.7B	14.5B
Shares Outstanding	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832	901,713,832

SEC Filings

RF - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 11, 2026	May 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 11, 2026	May 06, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 17, 2026	April 17, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 23, 2026	May 06, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 24, 2026	December 31, 2025	2025	View Filing
8-K/A 8-K/A 2026 (Amended) N/A	February 09, 2026	January 12, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 09, 2026	February 09, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 04, 2026	February 04, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 16, 2026	January 16, 2026	2026	View Filing

Showing 1 to 10 of 11 filings

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