Prudential Financial, Inc.

Prudential Financial, Inc.

PRUยทNYSE

$100.79

+0.30%
Financial ServicesInsurance - Life

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

At a Glance

Live Snapshot
Market Cap$35.01B
EPS10.1600
P/E Ratio9.92
Earnings Date07/29/2026
3Y+7.0%
5Y+7.0%
10Y+3.0%
3Y-317.0%
5Y-1056.0%
10Y-18.0%
3Y+22.0%
5Y-25.0%
10Y-58.0%
Prudential Financial, Inc.

Prudential Financial, Inc. Profit Bridge

PRU ยท NYSE
Revenue60.77B
Cost of Goods Sold (35.22B)
Gross Profit25.55B
Operating Expenses (20.77B)
Operating Income4.79B
Interest Expense (2.11B)
Other Income/Expense0.00
Pretax Income4.79B
Income Tax (1.05B)
Net Income3.58B
Net Income
3.58B

Profitability Analysis

Gross Margin

42.0%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

7.9%

Acceptable margins but limited operational leverage. Operating expense control is important.

Net Profit Margin

5.9%

Moderate profitability with room for improvement. Monitor interest expenses and tax efficiency.

Effective Tax Rate

22.0%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Margin squeeze alert: Healthy gross margins but weak operating margins suggest excessive operating expenses. Cost optimization could unlock significant value.

Prudential Financial, Inc. Income Statement

PRU โ€ข NYSE

Prudential Financial, Inc. Income StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
REVENUE
60.8B
70.7B
54.3B
57B
71.1B
57B
64.8B
63B
59.7B
58.8B
57.1B
54.1B
41.5B
84.8B
49.1B
38.2B
32.6B
29.2B
34.4B
32.3B
GROSS PROFIT
(35.2B)
(53.2B)
(36.7B)
(45.1B)
(42.9B)
(41.8B)
(44B)
(44.9B)
(39.2B)
(39.3B)
(36.2B)
(37.8B)
(30.1B)
(70.9B)
(30.8B)
(23.6B)
(20.8B)
(18.9B)
(18B)
(2.9B)
25.6B
17.5B
17.6B
11.9B
28.3B
15.2B
20.8B
18.1B
20.5B
19.5B
20.9B
16.3B
11.4B
14B
18.3B
14.6B
11.7B
10.4B
16.4B
29.4B
OPERATING INCOME
(20.8B)
(14.3B)
(14.5B)
(13.8B)
(17.4B)
(15.5B)
(15.7B)
(13.3B)
(14B)
(13.8B)
(13.1B)
(14.5B)
(13.1B)
(13.3B)
(13.3B)
(10.5B)
(10.2B)
(11.5B)
(11.7B)
(25B)
(13B)
(13.3B)
(13B)
(12.6B)
(13.6B)
(13.9B)
(13.4B)
(11.9B)
(11.9B)
(11.8B)
(10.9B)
(11.8B)
(11B)
(11.1B)
(10.6B)
(8.3B)
(7.4B)
(9.3B)
(8.8B)
(8.1B)
4.8B
3.2B
3.1B
-1.9B
10.8B
-323M
5.1B
4.8B
6.5B
5.7B
7.8B
1.8B
-1.7B
708M
5B
4.1B
1.6B
-1.1B
4.7B
4.4B
PRE-TAX INCOME
(2.1B)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(1.3B)
(1.3B)
(1.9B)
(1.4B)
(0.0)
(1.2B)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-2.1B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
-1.3B
-1.3B
-1.9B
-1.4B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
(7.8B)
(968M)
(1.5B)
(1.2B)
(3.8B)
(1.6B)
(2.3B)
(1.3B)
(2.1B)
(2B)
(2.2B)
(2.7B)
(2.1B)
(2.2B)
(2.7B)
(2.2B)
(2.8B)
(2.2B)
(2.9B)
(16.9B)
0.0
144M
49M
-62M
98M
96M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
4.8B
3.4B
3.1B
-2B
10.9B
-227M
5.1B
4.8B
6.5B
5.7B
7.8B
1.8B
-1.7B
708M
5B
4.1B
1.6B
-1.1B
4.7B
4.4B
NET INCOME
(1.1B)
(507M)
(613M)
-279M
(2B)
-81M
(947M)
(822M)
-1.4B
(1.3B)
(2.1B)
(349M)
-1.1B
(213M)
(1.5B)
(1.2B)
-54M
-487M
(1.2B)
(1.2B)
3.6B
2.7B
2.5B
-1.6B
8.9B
-374M
4.2B
4.1B
7.9B
4.4B
5.6B
1.4B
-667M
520M
3.6B
3B
3.1B
-1.1B
3.7B
3.4B

SEC Filings

PRU - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
8-K

8-K 2026

N/A

April 13, 2026
April 13, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 26, 2026
May 12, 2026
2026
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
8-K

8-K 2026

N/A

March 06, 2026
March 06, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
Showing 1 to 10 of 644 filings