Prudential Financial, Inc.

Prudential Financial, Inc.

PRUยทNYSE

$100.79

-1.9%
Financial ServicesInsurance - Life

Prudential Financial, Inc., together with its subsidiaries, provides insurance, investment management, and other financial products and services in the United States and internationally. It operates through eight segments: PGIM, Retirement, Group Insurance, Individual Annuities, Individual Life, Assurance IQ, International Businesses, and Closed Block. The company offers investment management services and solutions related to public fixed income, public equity, real estate debt and equity, private credit and other alternatives, and multi-asset class strategies to institutional and retail clients, as well as its general account. It also provides a range of retirement investment, and income products and services to retirement plan sponsors in the public, private, and not-for-profit sectors; and group life, long-term and short-term group disability, and group corporate-, bank-, and trust-owned life insurance in the United States, primarily to institutional clients for use in connection with employee and membership benefits plans, as well as sells accidental death and dismemberment, and other supplemental health solutions; and provides plan administration services in connection with its insurance coverages. In addition, the company develops and distributes individual variable and fixed annuity products, principally to the mass affluent and affluent markets; and individual variable, term, and universal life insurance products to the mass middle, mass affluent, and affluent markets in the United States. Further, it provides third-party life, health, Medicare, property and casualty, and term life products to retail shoppers through its digital and independent agent channels. The company offers its products and services to individual and institutional customers through its proprietary and third-party distribution networks. Prudential Financial, Inc. was founded in 1875 and is headquartered in Newark, New Jersey.

At a Glance

Live Snapshot
Market Cap$35.01B
EPS10.1600
P/E Ratio9.92
Earnings Date07/29/2026
3Y+22.0%
5Y-25.0%
10Y-58.0%
3Y+239.0%
5Y+60.0%
10Y+20.0%
3Y+321.0%
5Y+325.0%
10Y+549.0%
PRU

Prudential Financial, Inc. Cash Conversion Engine

PRU ยท NYSE
Net Income3.58B
Depreciation & Amortization128.00M
Stock-Based Compensation0.00
Change in Working Capital-4.59B
Others7.16B
Capital Expenditures0.00
Free Cash Flow6.27B

Cash Flow Quality Analysis

FCF Conversion Rate

175.4%

Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.

FCF Growth Trend

-26.2%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

-$4.59B

Significant working capital drain. Growth may be consuming cash through inventory buildup or receivables extensionโ€”monitor closely.

Cash Flow Quality Insight

Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.

Prudential Financial, Inc. Cash Flow Statement

PRU โ€ข NYSE

Prudential Financial, Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
3.6B
2.8B
2.5B
-1.5B
7.8B
-146M
4.2B
4.1B
8B
4.4B
5.7B
1.4B
-560M
547M
3.7B
3.2B
3.1B
-1.1B
3.7B
3.4B
128M
383M
-70M
124M
204M
457M
460M
161M
222M
318M
113M
631M
411M
302M
290M
-104M
175M
656M
272M
350M
0.0
0.0
-257M
-220M
-284M
-242M
-231M
0.0
0.0
0.0
0.0
0.0
1.3B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
220M
284M
242M
231M
155M
263M
202M
164M
166M
217M
155M
0.0
0.0
0.0
0.0
0.0
0.0
7.2B
5.7B
5.3B
5.2B
-1.5B
5B
1.8B
-166M
578M
-323M
-1.9B
132M
-1.6B
3.7B
271M
1.7B
2.4B
5.4B
1.7B
1.4B
(0.0)
(756M)
(895M)
(1.1B)
(1.7B)
(287M)
(1.3B)
(760M)
(185M)
(770M)
(1.1B)
(0.0)
(1.3B)
(501M)
(809M)
(893M)
(109M)
(508M)
(653M)
(0.0)
-4.6B
-412M
-958M
1.3B
3.3B
3B
13.2B
17.6B
4.7B
10.4B
10B
17.2B
1.7B
16.4B
8.1B
1.8B
195M
5.9B
296M
-820M
6.3B
8.5B
6.5B
5.2B
9.8B
8.4B
19.6B
21.7B
13.4B
14.8B
13.9B
19.4B
8.4B
20.9B
12.4B
6.5B
5.8B
10.8B
6B
4.4B
INVESTING ACTIVITIES
(0.0)
(0.0)
(0.0)
(0.0)
(736M)
-88M
-3.8B
(0.0)
-2.3B
-1.8B
(0.0)
-5B
-3.4B
(0.0)
-1.8B
(0.0)
-2.7B
-2.5B
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(422M)
(132M)
(1.5B)
-1.8B
(0.0)
-64M
-532M
(0.0)
-23M
-488M
(0.0)
-2.3B
(0.0)
(3.8B)
-147M
-103M
-724M
-129.8B
-130.2B
-95.6B
-118.6B
-133.1B
-144.5B
-122.7B
-144.9B
-143.1B
-151.8B
-148.9B
-155.2B
-158.7B
-102.4B
-107.7B
-101.4B
-46.7B
-161B
-135B
-128.7B
104.1B
105B
86.3B
110.1B
127.4B
127.2B
111.7B
127B
134.2B
132.8B
144.6B
143B
146.8B
88.4B
98.4B
92.6B
45B
153.2B
130.2B
118B
-207M
-3.3B
-2.8B
475M
-596M
-278M
-437M
-3.7B
-712M
-227M
-3.4B
231M
-532M
-1.4B
182M
208M
3B
-279M
-104M
1.2B
-25.9B
-28.6B
-12.1B
-7.6B
-5.3B
-16.2B
-17B
-21.6B
-11.9B
-21.6B
-7.7B
-17.1B
-16.3B
-15.4B
-13.3B
-8.5B
(2.4B)
-10.8B
-5B
-10.1B
FINANCING ACTIVITIES
-891M
-1B
-1B
-1.5B
-2.5B
-500M
-2.5B
-1.5B
-1.3B
-2.1B
-1.7B
-1B
-738M
-650M
-999M
970M
1.4B
-2.2B
-3B
-2.3B
3.1B
845M
-388M
1.4B
-1.1B
230M
1.7B
1.3B
-602M
281M
277M
544M
817M
1.3B
631M
1.5B
-9.1B
-4.9B
4.1B
7.1B
-1.9B
-1.9B
-1.8B
-1.8B
-1.8B
-1.8B
-1.6B
-1.5B
-1.3B
-1.3B
-1.1B
-1B
-847M
-768M
-704M
-575M
-347M
-317M
-533M
-440M
-1B
-1B
-1B
-1.5B
-2.5B
-500M
-2.5B
-1.5B
-1.3B
-2.1B
-1.7B
-1B
-738M
-650M
-999M
(0.0)
(0.0)
-2.2B
-3B
-2.5B
20.5B
21.4B
11B
6.8B
2.4B
6.9B
791M
2.5B
1.9B
6.3B
-1.1B
3.1B
3B
-1.2B
3.2B
-289M
-2.4B
11.1B
961M
2.2B
20.8B
19.4B
7.7B
4.9B
-3B
4.9B
-1.6B
781M
-1.3B
3.2B
-3.5B
1.6B
2.2B
-1.3B
2.1B
1.6B
-10.4B
3.8B
1.5B
6.5B
CASH FLOW SUMMARY
77M
-254M
37M
1.9B
-2.4B
340M
16M
142M
110M
50M
69M
-458M
-1B
-335M
155M
118M
288M
97M
-30M
40M
1.2B
-943M
2.2B
4.4B
-921M
-2.6B
979M
959M
363M
-3.5B
2.7B
3.5B
-6.7B
3.8B
1.3B
-249M
-1.9B
4B
2.5B
790M
18.5B
19.5B
17.3B
12.9B
13.9B
16.5B
15.5B
14.5B
14.1B
17.6B
14.9B
11.4B
18.1B
14.3B
12.9B
13.2B
15B
11.1B
8.6B
7.8B
19.7B
18.5B
19.5B
17.3B
12.9B
13.9B
16.5B
15.5B
14.5B
14.1B
17.6B
14.9B
11.4B
18.1B
14.3B
12.9B
13.2B
15B
11.1B
8.6B
6.3B
8.5B
6.5B
5.2B
10.5B
8.3B
15.8B
21.7B
11.1B
13B
13.9B
14.4B
5B
20.9B
10.6B
6.5B
3.2B
8.3B
6B
4.4B

SEC Filings

PRU - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 12, 2026
May 12, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 06, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

May 05, 2026
May 05, 2026
2026
8-K

8-K 2026

N/A

April 21, 2026
April 21, 2026
2026
8-K

8-K 2026

N/A

April 14, 2026
April 14, 2026
2026
8-K

8-K 2026

N/A

April 13, 2026
April 13, 2026
2026
DEF 14A

DEF 14A 2026

N/A

March 26, 2026
May 12, 2026
2026
8-K

8-K 2026

N/A

March 10, 2026
March 10, 2026
2026
8-K

8-K 2026

N/A

March 06, 2026
March 06, 2026
2026
10-K

10-K 2025 FY

FY

February 12, 2026
December 31, 2025
2025
Showing 1 to 10 of 644 filings