PRI - NYSE
Primerica, Inc.
$255.10
+0.035%Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health, accidental death, and disability for small businesses. It distributes and sells its products through a network of 129,515 licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.
At a Glance
Live SnapshotPrimerica, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
CapEx Intensity
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
FCF Growth Trend
Steady FCF growth indicates consistent cash generation improvement. On a positive trajectory.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Primerica, Inc. Cash Flow Statement
PRI • NYSE
| Primerica, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | |||||||||||||||||||
748.8M | 470.5M | 576.6M | 467M | 476M | 386.2M | 366.4M | 324.1M | 350.3M | 219.4M | 189.9M | 181.4M | 162.7M | 173.8M | 157.2M | 232.5M | 494.6M | 167.7M | 593.6M | |
19.3M | 23.4M | 32M | 34.2M | 29.8M | 17.7M | 18.3M | 12.4M | 13.6M | 14.6M | 11M | 12.3M | 10.8M | 10.1M | 10.7M | 10.1M | 10.3M | 12.9M | 12.4M | |
0.0 | -110.6M | -43.4M | -52.8M | 2.8M | 266K | -841K | 2.6M | -53.8M | 44.3M | 38.3M | 25.8M | 18.3M | 13.3M | -3.4M | 19.7M | -19.8M | -61.8M | -6.2M | |
0.0 | 25.1M | 18.9M | 22.4M | 16.8M | 19M | 17.5M | 17.3M | 15.3M | 13.4M | 14.9M | 18M | 13.8M | 18.9M | 11.6M | 33.3M | 0.0 | 0.0 | 0.0 | |
-221.1M | 59.6M | -249.8M | -157.4M | -238.6M | -255.9M | -204.8M | -201.2M | -215.1M | -203.8M | -165.8M | -146.5M | -154.4M | -128M | -165.2M | -153.4M | -40.6M | 45.6M | -21.8M | |
(0.0) | (140.3M) | (227.3M) | (178.2M) | (154.8M) | (123.3M) | (115.1M) | (88.3M) | (83.3M) | (45.4M) | (62.1M) | (66.1M) | (68.6M) | (85.4M) | (96.3M) | (260.3M) | (221M) | (260.8M) | (324.9M) | |
359.9M | 394.1M | 358.3M | 444.3M | 370.1M | 476.1M | 289M | 323M | 281.4M | 206.5M | 175.9M | 146.4M | 136.4M | 36.1M | 70.1M | -114.6M | 273.6M | 509.1M | 29.9M | |
906.8M | 862.1M | 692.5M | 757.7M | 657M | 643.4M | 485.5M | 478.1M | 388.5M | 292.2M | 259.1M | 237.6M | 187.9M | 120M | 87.9M | 41.1M | 739.1M | 670.1M | 608M | |
INVESTING ACTIVITIES | |||||||||||||||||||
-26.1M | -29.2M | -33.9M | -25.8M | -24.7M | -27.6M | -25.4M | -13.5M | -6.8M | -13.7M | -7.4M | -7.5M | -23.8M | -10.9M | -3.9M | -9.9M | -4.9M | -4.3M | -7.5M | |
(0.0) | (0.0) | (0.0) | (3.9M) | -494.5M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (3M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | |
-690.4M | -664.4M | -432.5M | -678.1M | -1.1B | -525.4M | -634M | -635.5M | -427.1M | -389.1M | -434.3M | -437.8M | -311.9M | -497.8M | -460.6M | -1.1B | (0.0) | -2B | -1.5B | |
482.1M | 432.7M | 376.3M | 500M | 676.9M | 499.5M | 457.6M | 416.2M | 305.6M | 354.8M | 383.3M | 426.6M | 371.2M | 571M | 625.3M | 1.9B | 1.6B | 1.5B | 1.6B | |
-1.2M | 28.6M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 247K | 705K | 1.4M | 3.5M | -107K | |
-235.6M | -232.3M | -90.1M | -200M | -923.4M | -53.5M | -201.9M | -232.8M | -128.3M | -47.9M | -58.5M | -15.6M | (35.5M) | (66.6M) | (128.7M) | (739.6M) | -357.9M | -562.3M | (118.6M) | |
FINANCING ACTIVITIES | |||||||||||||||||||
-450M | -428.4M | -375.1M | -356.3M | -18.8M | -231.4M | -225M | -210.1M | -150M | -150.1M | -200.1M | -147.9M | -86.3M | -257.6M | -204.1M | 0.0 | 0.0 | 0.0 | 0.0 | |
-262K | -256K | -265K | -12.6M | 213.3M | -274K | -281K | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 74.4M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-136.1M | -112.8M | -93.7M | -83.8M | -74.6M | -64.3M | -57.6M | -44.1M | -35.8M | -33.4M | -32.8M | -26.5M | -25.1M | -14.7M | -7.3M | -1.5M | -44.9M | -422.9M | -319.3M | |
-450M | -428.4M | -375.1M | -356.3M | -18.8M | -231.4M | -225M | -210.1M | -150M | -150.1M | -200.1M | -147.9M | -101.1M | -268.2M | -204.1M | (0.0) | (0.0) | (0.0) | (0.0) | |
-9.4M | -9.6M | -10.6M | -5.1M | -12M | -5.7M | -7.2M | -6.7M | -7.6M | -1.7M | -2.5M | -1.4M | -58.8M | -13.2M | 4.1M | -1.3B | -56.4M | -436.2M | -16.8M | |
-595.7M | -551.1M | -479.6M | -457.9M | 108M | -301.8M | -290.1M | -261M | -193.5M | -185.1M | -235.3M | -175.9M | -184.9M | -211.1M | -207.3M | -1.3B | -56.4M | -436.2M | -336.1M | |
CASH FLOW SUMMARY | |||||||||||||||||||
-7.1M | -4M | 1.1M | -3M | 3.4M | 2.6M | 1.2M | -2.1M | 1.2M | 572K | -5.1M | -2.8M | -1.5M | 597K | 751K | 32.8M | -1.9M | 5.4M | -4.2M | |
68.4M | 74.7M | 123.9M | 96.7M | -155.1M | 290.7M | -5.3M | -17.8M | 68M | 59.7M | -39.7M | 43.3M | 37M | -23.9M | 10M | -476.5M | 322.9M | -323M | 386.2M | |
687.8M | 613.1M | 489.2M | 392.5M | 547.6M | 256.9M | 262.1M | 280M | 212M | 152.3M | 192M | 149.2M | 112.2M | 136.1M | 126M | 602.5M | 302.4M | 625.4M | 239.1M | |
756.2M | 687.8M | 613.1M | 489.2M | 392.5M | 547.6M | 256.9M | 262.1M | 280M | 212M | 152.3M | 192.5M | 149.2M | 112.2M | 136.1M | 126M | 625.3M | 302.4M | 625.4M | |
880.8M | 832.9M | 658.6M | 731.9M | 632.3M | 615.8M | 460.1M | 464.6M | 381.8M | 278.5M | 251.7M | 230.2M | 164.1M | 109M | 84M | 31.2M | 734.2M | 665.8M | 600.5M |
SEC Filings
PRI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | June 02, 2026 | June 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 27, 2026 | May 21, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 07, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 06, 2026 | May 06, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | April 02, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 27, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 23, 2026 | February 20, 2026 | 2026 | |
8-K 8-K 2026 N/A | February 11, 2026 | February 11, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 23, 2026 | January 19, 2026 | 2026 | |
10-Q 10-Q 2025 Q3 Q3 | November 06, 2025 | September 30, 2025 | 2025 |
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