PRI - NYSE

Primerica, Inc.

PRI·NYSE

$255.10

+0.035%

Financial ServicesInsurance - Life

Primerica, Inc., together with its subsidiaries, provides financial products to middle-income households in the United States and Canada. The company operates in four segments: Term Life Insurance; Investment and Savings Products; Senior Health; and Corporate and Other Distributed Products. The Term Life Insurance segment underwrites individual term life insurance products. The Investment and Savings Products segment provides mutual funds and various retirement plans, managed investments, variable and fixed annuities, and fixed indexed annuities. The Senior Health segment offers segregated funds; and medicare advantage and supplement products. The Corporate and Other Distributed Products segment provides mortgage loans; prepaid legal services that assist subscribers with legal matters, such as drafting wills, living wills and powers of attorney, trial defense, and motor vehicle-related matters; ID theft defense services; auto and homeowners' insurance; home automation solutions; and insurance products, including supplemental health, accidental death, and disability for small businesses. It distributes and sells its products through a network of 129,515 licensed sales representatives. Primerica, Inc. was founded in 1927 and is headquartered in Duluth, Georgia.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$7.96B

EPS22.9500

P/E Ratio11.12

Earnings Date08/05/2026

15.01B

Assets

3Y+3.0%

5Y+1.0%

10Y+31.0%

12.57B

Total Liabilities

3Y-

5Y-4.0%

10Y+23.0%

2.45B

Total Equity

3Y+20.0%

5Y+33.0%

10Y+100.0%

Primerica, Inc. Funding & Solvency Profile

PRI · NYSE

Current Assets

Cash & Cash Equivalents756.23M

Net Receivables275.17M

Inventory0.00

Other Current Assets-275.17M

Total Current Assets4 B

Non-Current Assets

Property, Plant & Equipment41.90M

Goodwill & Intangible Assets45.27M

Long-Term Investments3.31B

Other Non-Current Assets-3.31B

Total Non-Current Assets42 M

Total Assets

15.01B

Financial Health Analysis

Current Ratio

5.41x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

5.14x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

3 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

27% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Primerica, Inc. Balance Sheet

PRI • NYSE

Primerica, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	756.2M	687.8M	613.1M	489.2M	392.5M	547.6M	256.9M	262.1M	280M	212M	152.3M	192.5M	149.2M	112.2M	136.1M	126M	625.3M	302.4M	625.4M
Short-Term Investments	3.3B	995.4M	1B	2.6B	2.8B	2.5B	2.4B	2.1B	2B	1.8B	1.8B	1.8B	1.8B	1.9B	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	4B	1.7B	1.6B	3.1B	3.2B	3B	2.6B	2.3B	2.2B	2B	1.9B	2B	1.9B	2B	136.1M	126M	625.3M	302.4M	625.4M
Net Receivables	275.2M	3B	3.3B	3.7B	4.8B	4.6B	4.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1B	998.8M	1.1B
Accounts Receivables	275.2M	3B	3.3B	3.5B	4.5B	4.5B	4.4B	4.4B	4.4B	4.4B	4.3B	4.3B	4.2B	4.2B	4B	168M	169.2M	158M	200.9M
Other Receivables	0.0	0.0	3.4M	200M	231.8M	58.9M	1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	869.2M	840.7M	874.8M
Inventory	0.0	0.0	-5.1B	0.0	0.0	0.0	0.0	-510.2M	-4.9B	-5.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Assets	-275.2M	0.0	1.8B	-6.7B	-7.9B	-7.6B	-7B	775.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	4B	4.7B	1.6B	0.0	0.0	0.0	0.0	6.7B	2.2B	2B	1.9B	2B	1.9B	2B	2.1B	2.2B	1.7B	1.3B	1.7B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	41.9M	87.7M	92M	93.2M	115M	104.3M	93.4M	36M	28.1M	27.5M	29.4M	26.5M	25.1M	13.4M	0.0	0.0	0.0	0.0	0.0
Goodwill	0.0	0.0	127.7M	127.7M	179.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	195M
Intangible Assets	45.3M	45.3M	175M	185.5M	195.8M	45.3M	45.3M	48.1M	51.5M	54.9M	58.3M	61.7M	68.9M	69.8M	71.9M	75.4M	78.9M	82.4M	86M
Goodwill & Intangible Assets	45.3M	45.3M	302.7M	313.2M	375M	45.3M	45.3M	48.1M	51.5M	54.9M	58.3M	61.7M	68.9M	69.8M	71.9M	75.4M	78.9M	82.4M	281M
Long-Term Investments	3.3B	4.3B	4.2B	4B	4.2B	3.9B	3.6B	970.4M	737.2M	2.3B	365.2M	220M	1.8B	1.9B	2B	2.1B	6.4B	5.3B	5.5B
Tax Assets	0.0	122.7M	116.6M	0.0	0.0	0.0	0.0	59.3M	48.6M	37.4M	30.1M	36.1M	32.5M	17.3M	98.3M	93M	0.0	0.0	0.0
Other Non-Current Assets	-3.3B	5.3B	6.4B	-4.5B	-4.7B	-4B	-3.8B	2.1B	-765.3M	-2.4B	-394.6M	-246.5M	-1.8B	-1.9B	-2B	-2.1B	-6.5B	-5.4B	-5.7B
Total Non-Current Assets	87.2M	9.9B	11.1B	0.0	0.0	0.0	0.0	3.2B	100.1M	92.3M	88.4M	97.8M	101.3M	87.1M	170.2M	168.4M	6.5B	5.4B	5.7B
Other Assets	10.9B	0.0	2.3B	14.6B	16.1B	14.9B	13.7B	2.7B	10.2B	9.3B	8.6B	8.7B	8.3B	8.2B	7.7B	7.5B	5B	4.5B	4.7B
Total Assets	15B	14.6B	15B	14.6B	16.1B	14.9B	13.7B	12.6B	12.5B	11.4B	10.6B	10.7B	10.3B	10.3B	10B	9.9B	13.2B	11.2B	12.2B
LIABILITIES
CURRENT LIABILITIES
Total Payables	699.9M	488.4M	536.5M	575.1M	600.7M	540.8M	360.2M	389.1M	24.9M	26.4M	6.5M	15M	15M	28.4M	33.2M	43.2M	90.9M	12.3M	282.1M
Accounts Payable	495.4M	488.4M	513.8M	538.3M	585.4M	519.7M	340M	313.9M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	202.5M	40.3M	52.9M
Other Payables	204.5M	0.0	22.7M	36.9M	15.3M	21M	20.2M	75.3M	24.9M	26.4M	6.5M	15M	15M	28.4M	33.2M	43.2M	-111.6M	-28M	229.3M
Short Term Debt	7.7M	7.2M	5.7M	0.0	15M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	58M	22.7M	36.9M	15.3M	21M	20.2M	187.1M	177.5M	225M	148.1M	140.5M	105.9M	91.9M	33.2M	43.2M	90.9M	12.3M	0.0
Other Current Liabilities	36.1M	-7.2M	-5.7M	-575.1M	-615.7M	-540.8M	-360.2M	-389.1M	-24.9M	-26.4M	0.0	0.0	-15M	0.0	0.0	0.0	-90.9M	-12.3M	-282.1M
Total Current Liabilities	743.7M	488.4M	22.7M	0.0	0.0	0.0	0.0	313.9M	24.9M	26.4M	6.5M	15M	15M	28.4M	33.2M	43.2M	202.5M	40.3M	52.9M
NON-CURRENT LIABILITIES
Long Term Debt	1.8B	1.9B	2B	2B	2B	1.7B	1.6B	1.3B	1.1B	875.4M	737M	594.5M	374.5M	374.4M	300M	300M	0.0	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-889M	-701.1M	-506.9M	-345.5M	-90.9M	-86.2M	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	28.3M	57.6M	53.6M	167.1M	226M	202.4M	189M	164.4M	152.6M	198.6M	141.6M	125.5M	90.9M	86.2M	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	8.2B	9.8B	10.8B	-2.3B	-2.3B	-2B	-1.8B	9.6B	9.8B	9.1B	8.6B	8.8B	8.6B	8.6B	8.2B	8.1B	0.0	0.0	0.0
Total Non-Current Liabilities	10B	11.8B	13B	0.0	0.0	0.0	0.0	1.5B	11B	10.2B	9.5B	9.5B	9.1B	9B	8.5B	8.4B	0.0	0.0	0.0
Other Liabilities	0.0	0.0	-22.7M	12.6B	14B	13.1B	12B	9.3B	1K	0.0	0.0	0.0	0.0	-22.7M	0.0	0.0	8.3B	7B	7.4B
Capital Lease Obligations	42.9M	55.5M	61.4M	46M	53.9M	52.8M	53.5M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	12.6B	12.3B	13B	12.6B	14B	13.1B	12B	11.1B	11B	10.2B	9.5B	9.5B	9.1B	9B	8.6B	8.5B	8.3B	7B	7.4B
SHAREHOLDERS' EQUITY
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1K	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	318K	334K	350K	368K	394K	393K	412K	427K	443K	457K	483K	522K	548K	564K	649K	728K	0.0	0.0	0.0
Additional Paid-In Capital	0.0	0.0	0.0	0.0	5.2M	0.0	0.0	0.0	0.0	52.5M	180.3M	353.3M	472.6M	602.3M	835.2M	883.2M	1.1B	1.1B	1.1B
Retained Earnings	2.4B	2.2B	2.3B	2.2B	2B	1.7B	1.6B	1.5B	1.4B	1.1B	952.8M	795.7M	640.8M	503.2M	566M	395.1M	3.6B	3.3B	3.6B
Accumulated Other Comprehensive Income/Loss	29.4M	27.2M	-211.3M	-122.7M	72.4M	129.7M	58.8M	-28.4M	43.6M	29.6M	12.2M	95.5M	108M	169.4M	148.1M	152.5M	170.9M	-323.9M	47.3M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	96M	0.0	0.0	0.0	0.0
Total Stockholders' Equity	2.4B	2.3B	2.1B	2B	2.1B	1.8B	1.7B	1.5B	1.4B	1.2B	1.1B	1.2B	1.2B	1.3B	1.4B	1.4B	4.9B	4.1B	4.8B
Total Equity	2.4B	2.3B	2.1B	2B	2.1B	1.8B	1.7B	1.5B	1.4B	1.2B	1.1B	1.2B	1.2B	1.3B	1.4B	1.4B	4.9B	4.1B	4.8B
Minority Interest	0.0	0.0	0.0	0.0	7.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	15B	14.6B	15B	14.6B	16.1B	14.9B	13.7B	12.6B	12.5B	11.4B	10.6B	10.7B	10.3B	10.3B	10B	9.9B	13.2B	11.2B	12.2B
Total Investments	4.5B	5.3B	5.2B	4.1B	4.3B	3.9B	3.7B	3.4B	3B	2.4B	2.3B	2.3B	2B	2B	2B	2.1B	6.4B	5.3B	5.5B
Total Debt	1.8B	2B	2B	2.1B	2B	1.8B	1.6B	1.3B	1.1B	875.4M	739.8M	594.5M	374.5M	374.4M	300M	300M	0.0	0.0	0.0
Net Debt	1.1B	1.3B	1.4B	1.6B	1.6B	1.2B	1.4B	1.1B	829.7M	663.4M	587.5M	402M	225.3M	262.2M	163.9M	174M	-625.3M	-302.4M	-625.4M
Shares Outstanding	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058	31,916,058

SEC Filings

PRI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	June 02, 2026	June 02, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 27, 2026	May 21, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 07, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 06, 2026	May 06, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	April 02, 2026	May 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 27, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 23, 2026	February 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 23, 2026	January 19, 2026	2026	View Filing
10-Q 10-Q 2025 Q3 Q3	November 06, 2025	September 30, 2025	2025	View Filing

Showing 1 to 10 of 222 filings

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