PNC - NYSE
The PNC Financial Services Group, Inc.
$218.27
+1.0%The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.
At a Glance
Live SnapshotThe PNC Financial Services Group, Inc. Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
FCF Growth Trend
Strong FCF growth demonstrates improving cash generation and business momentum. Positive signal for sustainability.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Exceptional cash generation: High-quality earnings converting to growing free cash flow. The company demonstrates strong pricing power, efficient operations, and disciplined capital allocation.
The PNC Financial Services Group, Inc. Cash Flow Statement
PNC • NYSE
| The PNC Financial Services Group, Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
6.9B | 6B | 5.6B | 6.1B | 5.7B | 7.6B | 5.4B | 5.3B | 5.4B | 4B | 4.1B | 4.2B | 4.2B | 3B | 3.1B | 3.4B | 2.4B | 914M | 1.5B | 2.6B | |
0.0 | 259M | 217M | 651M | 1.8B | 1.5B | 1.3B | 1.1B | 1.1B | 1.2B | 1.1B | 988M | 1.1B | 1.2B | 1.1B | 1.1B | 978M | 463M | 391M | 345M | |
0.0 | -30M | -252M | 351M | 178M | -2.2B | 303M | 133M | -403M | 326M | 404M | 255M | 1.2B | 563M | 840M | 1B | 932M | -261M | 78M | 752M | |
1.7B | 2.3B | 2.2B | 772M | -952M | -1.6B | 546M | 87M | 377M | 190M | -486M | -378M | -414M | 630M | 1.4B | 841M | 2.9B | 1.4B | 78M | -2.4B | |
(0.0) | (434M) | (997M) | (197M) | (675M) | (3.4B) | (430M) | (372M) | (72M) | (658M) | (919M) | (1.1B) | (234M) | (39M) | (842M) | (752M) | (66M) | (797M) | (662M) | (471M) | |
834M | -587M | 2.3B | 1.2B | 490M | -596M | -219M | 1.1B | -900M | -2.2B | 376M | 513M | -585M | 1.5B | -405M | -1.5B | -1.5B | 4.9B | -2.5B | 847M | |
9.5B | 7.9B | 10.1B | 9.1B | 7.2B | 4.7B | 7.4B | 7.8B | 5.6B | 3.5B | 5.5B | 5.6B | 5.6B | 6.8B | 6B | 4.8B | 5.8B | 7.4B | -416M | 2.2B | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | (0.0) | (0.0) | (0.0) | -10.5B | (14.2B) | (75M) | (0.0) | -1.3B | (0.0) | (0.0) | -62M | (0.0) | -4.1B | (430M) | (2.2B) | -3.4B | (2.8B) | -2.5B | -58M | |
-26B | -32.1B | -5.7B | -41B | -85.6B | -45.4B | -25.5B | -26.8B | -19.2B | -23.8B | -31.3B | -8.5B | -20.3B | -18.6B | -27.2B | -37.9B | -36.4B | -19.5B | -15.9B | -15.7B | |
25.3B | 26.6B | 14B | 22.6B | 57.2B | 44.8B | 23.1B | 19.3B | 19.3B | 17.7B | 16.7B | 13.3B | 20.1B | 21.7B | 29.5B | 34.7B | 26.6B | 14.6B | 10.4B | 14.8B | |
-19.9B | 2.3B | 1.8B | -41.9B | 36.1B | -64.8B | -22.7B | 3.5B | -13.7B | -1.2B | -1.7B | -29.7B | -18.8B | -16.2B | -9.3B | 6.8B | 22.7B | -10.9B | -6.6B | -4.4B | |
-20.7B | -3.2B | (10.1B) | -60.4B | -2.8B | -51.1B | -25B | -4B | -14.9B | -7.3B | -16.3B | -24.9B | -18.9B | -17.3B | -6.5B | (5.7B) | (9.5B) | -13B | -14.6B | -5.4B | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-1.3B | -1.1B | -95M | -2.9B | -1B | -1.6B | -3.5B | -2.8B | -2.3B | -1.9B | -2B | -924M | 220M | -58M | -1M | 3.3B | 683M | 141M | -710M | -188M | |
-5.2B | -10.3B | 13.6B | 30B | -7.9B | -18.3B | -2.3B | -1.9B | 6.7B | -1.3B | -634M | 11.2B | 4.4B | 2.6B | -1.9B | -4B | -11.4B | 3.1B | 10.1B | -1.3B | |
-2.9B | -2.9B | -2.9B | -2.7B | -2.3B | -2.2B | -2.1B | -1.8B | -1.5B | -1.3B | -1.3B | -1.2B | -1.1B | -997M | -660M | -350M | -818M | -923M | -806M | -633M | |
-1.3B | -1.2B | -1.7B | -5.2B | -1.1B | -1.6B | -3.6B | -2.9B | -2.4B | -2.1B | -2.7B | -1.2B | -174M | -216M | -73M | -7.8B | -188M | -234M | -963M | -531M | |
14.1B | 5.2B | -14.5B | -21B | 6.3B | 70.9B | 25B | 3.1B | 6.8B | 8.6B | 14.8B | 10.5B | 8.4B | 7.6B | 2.9B | -2.9B | -3.9B | -3.6B | 6.6B | 5.4B | |
4.7B | -9.1B | -3.9B | 3.4B | -3.4B | 48.4B | 17.1B | -3.5B | 9.7B | 4.6B | 10.4B | 19.6B | 12.2B | 11.6B | 1.3B | -11.5B | -15.4B | 6.5B | 15.1B | 3.2B | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-6.5B | -4.5B | 16.4B | -47.9B | 987M | 2B | -547M | 359M | 370M | 814M | -295M | 317M | -1.2B | 1.1B | 808M | -991M | -183M | 904M | 44M | 5M | |
46.3B | 50.7B | 34.4B | 82.3B | 7B | 5.1B | 5.6B | 5.2B | 4.9B | 4.1B | 4.4B | 4B | 5.2B | 4.1B | 3.3B | 4.3B | 4.5B | 3.6B | 3.5B | 3.5B | |
39.7B | 46.3B | 50.7B | 34.4B | 8B | 7B | 5.1B | 5.6B | 5.2B | 4.9B | 4.1B | 4.4B | 4B | 5.2B | 4.1B | 3.3B | 4.3B | 4.5B | 3.6B | 3.5B | |
9.5B | 7.9B | 10.1B | 9.1B | 7.2B | 4.7B | 7.4B | 7.8B | 5.6B | 3.5B | 5.5B | 5.6B | 5.6B | 6.8B | 6B | 4.8B | 5.8B | 7.4B | -416M | 2.2B |
SEC Filings
PNC - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 26, 2026 | May 20, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | May 05, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 24, 2026 | April 22, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 15, 2026 | April 15, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 11, 2026 | April 22, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 20, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 26, 2026 | January 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 16, 2026 | January 16, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 16, 2026 | January 16, 2026 | 2026 |
Related Guides
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Research Paths
Snapshot
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Statements
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Dividends
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Analyst Expectations
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