PNC - NYSE

The PNC Financial Services Group, Inc.

PNC·NYSE

$218.27

-1.2%

Financial ServicesBanks - Regional

The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The company's Retail Banking segment offers checking, savings, and money market accounts, as well as certificates of deposit; residential mortgages, home equity loans and lines of credit, auto loans, credit cards, education loans, and personal and small business loans and lines of credit; and brokerage, insurance, and investment and cash management services. This segment serves consumer and small business customers through a network of branches, ATMs, call centers, and online and mobile banking channels. Its Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; cash and investment management services, receivables and disbursement management services, funds transfer services, international payment services, and access to online/mobile information management and reporting; foreign exchange, derivatives, fixed income, securities underwriting, loan syndications, and mergers and acquisitions and equity capital markets advisory related services; and commercial loan servicing and technology solutions. It serves mid-sized and large corporations, and government and not-for-profit entities. The company's Asset Management Group segment offers investment and retirement planning, customized investment management, credit and cash management solutions, and trust management and administration services for high net worth and ultra high net worth individuals, and their families; and multi-generational family planning services for ultra high net worth individuals and their families. It also provides outsourced chief investment officer, custody, private real estate, cash and fixed income client solutions, and fiduciary retirement advisory services for institutional clients. The company has 2,591 branches and 9,502 ATMs. The company was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$87.65B

EPS16.6200

P/E Ratio13.13

Earnings Date07/15/2026

573.57B

Assets

3Y+3.0%

5Y+23.0%

10Y+57.0%

512.94B

Total Liabilities

3Y-

5Y+24.0%

10Y+61.0%

60.64B

Total Equity

11%

3Y+32.0%

5Y+12.0%

10Y+29.0%

The PNC Financial Services Group, Inc. Funding & Solvency Profile

PNC · NYSE

Current Assets

Cash & Cash Equivalents6.78B

Net Receivables327.07B

Inventory0.00

Other Current Assets1.94B

Total Current Assets369 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets14.62B

Long-Term Investments149.03B

Other Non-Current Assets0.00

Total Non-Current Assets149 B

Total Assets

573.57B

Financial Health Analysis

Current Ratio

0.81x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

8.46x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-87586000000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

64% Current

Asset-light business model with high liquidity. Majority of assets are easily convertible to cash.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

The PNC Financial Services Group, Inc. Balance Sheet

PNC • NYSE

The PNC Financial Services Group, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	6.8B	46.3B	50.7B	34.4B	82.3B	92.2B	28.5B	16.5B	33.8B	30.6B	34.6B	36.1B	16.2B	9.2B	5.3B	4.9B	8.8B	19.3B	3.9B	3.5B
Short-Term Investments	32.9B	9.4B	41.8B	44.2B	131.5B	87.4B	69.2B	63.4B	57.6B	60.1B	55.8B	44.2B	48.6B	51.1B	48.6B	57.3B	50.8B	40.1B	30.5B	26.3B
Cash & Short-Term Investments	39.7B	55.6B	92.5B	78.5B	213.8B	179.5B	97.6B	79.9B	91.5B	90.7B	90.4B	80.4B	64.8B	60.3B	53.8B	62.2B	59.6B	59.5B	34.4B	29.8B
Net Receivables	327.1B	6.7B	6.5B	6.4B	6B	6.3B	7.1B	7.3B	7.9B	7.5B	7.4B	7.6B	7.5B	7.2B	6.4B	6.3B	6B	6.3B	2.5B	3.5B
Accounts Receivables	327.1B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Receivables	0.0	6.7B	6.5B	6.4B	6B	6.3B	7.1B	7.3B	7.9B	7.5B	7.4B	7.6B	7.5B	7.2B	6.4B	6.3B	6B	6.3B	2.5B	3.5B
Other Current Assets	1.9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	368.7B	62.3B	99B	84.9B	219.8B	185.8B	104.7B	87.2B	99.4B	98.2B	97.8B	88B	72.3B	67.4B	60.2B	68.5B	65.6B	65.8B	36.8B	33.4B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	0.0	0.0	0.0	1.9B	1.9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill	11B	10.9B	10.9B	11B	10.9B	9.2B	9.2B	9.2B	9.2B	9.1B	9.1B	9.1B	9.1B	9.1B	8.3B	8.1B	9.5B	8.9B	8.4B	3.4B
Intangible Assets	3.7B	3.7B	3.7B	3.4B	1.8B	1.2B	1.6B	2B	1.8B	1.8B	1.6B	1.8B	2.2B	1.8B	1.9B	2.6B	3.4B	2.8B	1.1B	641M
Goodwill & Intangible Assets	14.6B	14.6B	14.6B	14.4B	12.7B	10.5B	10.9B	11.2B	11B	10.9B	10.7B	10.9B	11.3B	10.9B	10.1B	10.8B	12.9B	11.7B	9.6B	4B
Long-Term Investments	149B	446.1B	410.1B	419.5B	292.9B	243.8B	264.7B	250.6B	243.7B	231.3B	223.5B	221B	210.7B	202B	175.8B	161B	166.5B	181.5B	75B	53.7B
Other Non-Current Assets	0.0	37B	37.9B	38.4B	29.8B	24.7B	30B	33.4B	26.7B	26B	26.5B	25.1B	25.9B	24.8B	25.1B	24B	24.8B	32.1B	17.5B	10.7B
Total Non-Current Assets	163.6B	497.7B	462.6B	472.3B	337.4B	280.9B	305.5B	295.2B	281.4B	268.1B	260.7B	257.1B	247.9B	237.7B	211B	195.8B	204.3B	225.3B	102.1B	68.5B
Other Assets	41.2B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Assets	573.6B	560B	561.6B	557.3B	557.2B	466.7B	410.3B	382.3B	380.8B	366.4B	358.5B	345.1B	320.2B	305.1B	271.2B	264.3B	269.9B	291.1B	138.9B	101.8B
LIABILITIES
CURRENT LIABILITIES
Total Payables	440.9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accounts Payable	440.9B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Accrued Expenses	0.0	0.0	0.0	15.8B	12.7B	9.5B	11.8B	9B	8.7B	8.5B	8.1B	3.8B	3.8B	3.9B	3.5B	2.1B	1.9B	3.9B	4.3B	4B
Short Term Debt	15.4B	0.0	0.0	0.0	0.0	0.0	318M	285M	297M	301M	2B	8.5B	9.3B	11.8B	7.3B	4.1B	16.4B	5.2B	9.8B	4.8B
Other Current Liabilities	0.0	426.7B	421.4B	436.3B	457.3B	365.3B	288.5B	267.8B	265.1B	257.2B	249B	232.2B	220.9B	213.1B	188B	183.4B	186.9B	192.9B	82.7B	66.3B
Total Current Liabilities	456.3B	426.7B	421.4B	452B	470B	374.9B	300.7B	277.1B	274.1B	265.9B	259.1B	244.5B	234B	228.8B	198.7B	189.7B	205.1B	202B	96.8B	75B
NON-CURRENT LIABILITIES
Long Term Debt	41.7B	61.7B	72.7B	58.7B	30.8B	37.2B	60.3B	57.4B	59.1B	52.7B	54.5B	48.3B	36.8B	29.1B	29.4B	35.3B	35.3B	47.1B	21.2B	10.3B
Other Non-Current Liabilities	15B	17.2B	16.3B	694M	-1.6B	-1.5B	0.0	0.0	0.0	895M	-1.1B	6.2B	5.3B	5.4B	5.8B	6.4B	-3.1B	14.4B	4.5B	4.8B
Total Non-Current Liabilities	56.6B	78.8B	89B	59.4B	31.4B	37.8B	60.3B	57.4B	59.1B	53.6B	53.4B	54.5B	42.2B	34.6B	35.3B	41.8B	32.2B	61.5B	25.6B	15.1B
Capital Lease Obligations	0.0	0.0	0.0	0.0	2.2B	2.1B	1.8B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	512.9B	505.6B	510.4B	511.5B	501.5B	412.6B	361B	334.5B	333.2B	319.5B	312.5B	299B	276.2B	263.3B	234B	231.4B	237.3B	263.4B	122.4B	90.1B
SHAREHOLDERS' EQUITY
Treasury Stock	-20.9B	-19.7B	-19.2B	-18.7B	-15.1B	-14.2B	-12.8B	-9.5B	-6.9B	-5.1B	-3.4B	-1.4B	-408M	-569M	-487M	-572M	-513M	-597M	-878M	-3.4B
Common Stock	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.7B	2.4B	2.3B	1.8B	1.8B
Additional Paid-In Capital	18.9B	18.7B	19B	18.4B	17.5B	15.9B	16.4B	16.3B	16.4B	16.7B	16.2B	16.6B	16.4B	15.8B	13.7B	12.7B	16.9B	16.2B	2.6B	1.7B
Retained Earnings	63.3B	59.3B	56.3B	53.6B	50.2B	46.8B	42.2B	38.9B	35.5B	31.7B	29B	26.2B	23.3B	20.3B	18.3B	15.9B	13.1B	11.5B	11.5B	11B
Accumulated Other Comprehensive Income/Loss	-3.4B	-6.6B	-7.7B	-10.2B	409M	2.8B	799M	-725M	-148M	-265M	130M	503M	436M	834M	-105M	-431M	-2B	-3.9B	-147M	-235M
Total Stockholders' Equity	60.6B	54.4B	51.1B	45.8B	55.7B	54B	49.3B	47.7B	47.5B	45.7B	44.7B	44.6B	42.3B	39B	34.1B	30.2B	29.9B	25.4B	14.9B	10.8B
Total Equity	60.6B	54.5B	51.1B	45.8B	55.7B	54B	49.3B	47.8B	47.6B	46.9B	46B	46.1B	44B	41.8B	37.2B	32.8B	32.6B	27.6B	16.5B	11.7B
Minority Interest	51M	44M	36M	38M	31M	31M	29M	42M	72M	1.2B	1.3B	1.5B	1.7B	2.8B	3.2B	2.6B	2.6B	2.2B	1.7B	885M
SUMMARY
Total Liabilities & Equity	573.6B	560B	561.6B	557.3B	557.2B	466.7B	410.3B	382.3B	380.8B	366.4B	358.5B	345.1B	320.2B	305.1B	271.2B	264.3B	269.9B	291.1B	138.9B	101.8B
Total Investments	182B	455.5B	451.9B	463.7B	424.5B	331.1B	333.8B	314B	301.3B	291.4B	279.3B	265.2B	259.3B	253B	224.4B	218.3B	217.3B	221.7B	105.4B	80.1B
Total Debt	57.1B	61.7B	72.7B	58.7B	33B	39.3B	60.6B	57.7B	59.4B	53B	56.6B	56.8B	46.1B	40.9B	36.7B	39.5B	51.6B	52.2B	30.9B	15B
Net Debt	50.3B	15.4B	22B	24.4B	-49.3B	-52.9B	32.1B	41.2B	25.5B	22.4B	22B	20.6B	29.9B	31.7B	31.4B	34.6B	42.8B	32.9B	27B	11.5B
Shares Outstanding	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451	392,158,451

SEC Filings

PNC - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 26, 2026	May 20, 2026	2026	View Filing
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 24, 2026	April 22, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 11, 2026	April 22, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 20, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 26, 2026	January 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 16, 2026	January 16, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 16, 2026	January 16, 2026	2026	View Filing

Showing 1 to 10 of 817 filings

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