PMT - NYSE

PennyMac Mortgage Investment Trust

PMT·NYSE

$10.02

-3.9%

Real EstateREIT - Mortgage

PennyMac Mortgage Investment Trust, a specialty finance company, primarily invests in mortgage-related assets in the United States. The company's Credit Sensitive Strategies segment invests in credit risk transfer (CRT) agreements, CRT securities, distressed loans, real estate, and non-agency subordinated bonds. Its Interest Rate Sensitive Strategies segment engages in investing in mortgage servicing rights, excess servicing spreads, and agency and senior non-agency mortgage-backed securities (MBS), as well as related interest rate hedging activities. The company's Correspondent Production segment is involved in purchasing, pooling, and reselling newly originated prime credit residential loans directly or in the form of MBS. PNMAC Capital Management, LLC acts as the manager of PennyMac Mortgage Investment Trust. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its shareholders. PennyMac Mortgage Investment Trust was founded in 2009 and is headquartered in Westlake Village, California.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$873.77M

EPS0.9900

P/E Ratio10.12

Earnings Date07/28/2026

21.35B

Assets

48%

3Y+53.0%

5Y+85.0%

10Y+236.0%

19.46B

Total Liabilities

56%

3Y+63.0%

5Y+111.0%

10Y+289.0%

1.89B

Total Equity

-3%

3Y-4.0%

5Y-18.0%

10Y-69.0%

PennyMac Mortgage Investment Trust Funding & Solvency Profile

PMT · NYSE

Current Assets

Cash & Cash Equivalents271.97M

Net Receivables19.10M

Inventory0.00

Other Current Assets-209.62M

Total Current Assets272 M

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets3.64B

Long-Term Investments0.00

Other Non-Current Assets-3.64B

Total Non-Current Assets-3644702000

Total Assets

21.35B

Financial Health Analysis

Current Ratio

0.03x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

10.31x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-7746631000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

1% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

PennyMac Mortgage Investment Trust Balance Sheet

PMT • NYSE

PennyMac Mortgage Investment Trust Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	272M	337.7M	281.1M	111.9M	59M	2.9B	2.1B	1.2B	666.5M	484.5M	58.1M	76.4M	27.4M	33.8M	14.6M	45.4M	54K
Short-Term Investments	190.5M	103.2M	128.3M	252.3M	168M	127.3M	90.8M	74.9M	18.4M	122.1M	41.9M	139.9M	92.4M	39M	30.3M	488.1M	213.6M
Cash & Short-Term Investments	462.5M	1.6B	1.6B	364.1M	227M	3B	2.2B	134.7M	284.1M	192M	100M	216.3M	119.8M	72.8M	1.2B	533.5M	213.7M
Net Receivables	19.1M	86.1M	65.5M	66.9M	16M	139.9M	181.3M	4.1M	0.0	0.0	0.0	0.0	0.0	37.1M	16.1M	11.3M	492K
Accounts Receivables	0.0	49.5M	51.9M	46.8M	0.0	131.8M	178.6M	0.0	0.0	0.0	0.0	0.0	0.0	32.2M	10.8M	9.2M	492K
Other Receivables	19.1M	36.7M	13.6M	20.2M	16M	8.2M	2.8M	4.1M	0.0	0.0	0.0	0.0	0.0	0.0	5.3M	0.0	0.0
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	65.6M	-167.2M	-113.9M	-33.7M	-10.1M	-11.1M	-8M	-23.7M	-1.1B	-488.1M	455K
Prepaids	0.0	105M	206.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	32.2M	18.9M	0.0	0.0
Other Current Assets	-209.6M	-1.7B	-1.9B	-431.1M	-16M	0.0	-65.6M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	272M	0.0	0.0	0.0	227M	3.1B	2.3B	138.8M	96M	156.6M	100M	216.3M	119.8M	105M	1.2B	544.9M	324.4M
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	0.0	0.0	0.0	0.0	-7.4B	-7.2B	-7.8B	-3.8B	-4.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	3.6B	3.9B	3.9B	4B	2.9B	1.8B	1.5B	1.2B	844.8M	656.6M	459.7M	357.8M	290.6M	126.8M	6M	0.0	0.0
Goodwill & Intangible Assets	3.6B	3.9B	3.9B	4B	2.9B	1.8B	1.5B	1.2B	844.8M	656.6M	459.7M	357.8M	290.6M	126.8M	6M	0.0	0.0
Long-Term Investments	0.0	4.2B	5B	0.0	0.0	2.3B	3B	2.7B	1B	987.1M	364.3M	447.3M	289.8M	39M	153.1M	119.9M	297.4M
Tax Assets	0.0	0.0	0.0	0.0	0.0	11.5B	11.8B	7.8B	5.6B	6.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Assets	-3.6B	-8B	-8.9B	-4B	-3.1B	-8.2B	-4.6B	-3.8B	-1.9B	-1.6B	-824.1M	-805M	-580.4M	-165.8M	-16.8M	-75.7M	-296.9M
Total Non-Current Assets	0.0	0.0	0.0	0.0	0.0	0.0	4.6B	135.6M	1.9B	1.6B	824.1M	805M	580.4M	165.8M	142.4M	44.2M	455K
Other Assets	21.1B	14.4B	13.1B	13.9B	13.8B	11.5B	4.8B	7.5B	3.7B	4.6B	4.9B	3.9B	3.6B	2.3B	0.0	0.0	-455K
Total Assets	21.3B	14.4B	13.1B	13.9B	13.8B	11.5B	11.8B	7.8B	5.6B	6.4B	5.8B	4.9B	4.3B	2.6B	1.4B	589.1M	324.4M
LIABILITIES
CURRENT LIABILITIES
Total Payables	168.5M	367.4M	606.9M	155.9M	156.4M	246.1M	166.8M	176.7M	126.3M	146.5M	266.9M	143.2M	150.1M	96.8M	27.5M	20.6M	10.6M
Accounts Payable	168.5M	173.3M	387.7M	155.9M	106.7M	135.6M	116.9M	106.7M	71.8M	111.9M	64.5M	67.8M	71.6M	48.3M	9M	9.1M	527K
Other Payables	0.0	194.1M	219.3M	0.0	49.7M	110.6M	50M	-106.7M	-71.8M	-111.9M	-64.5M	-67.8M	-71.6M	48.5M	-9M	11.5M	10.1M
Short Term Debt	8B	3.5B	3.5B	9.4B	9.2B	6.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	248.6M	0.0
Tax Payables	0.0	163.9M	190M	0.0	0.0	23.6M	1.8M	36.5M	27.3M	18.2M	33.5M	51.4M	59.9M	36.3M	441K	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	-6.9B	-5B	-554.6M	0.0	0.0	-22.7M	-2.3B	0.0	18.5M	248.6M	0.0
Other Current Liabilities	-168.5M	-34.2M	-32.7M	-2.5B	-2.4B	-6.9B	6.8B	-176.7M	-98.9M	146.8M	2.6M	-91.7M	-90.2M	-60.5M	794.1M	-517.8M	0.0
Total Current Liabilities	8B	6.9B	6.3B	7.1B	6.9B	0.0	91.1M	70.7M	27.3M	293.3M	269.5M	51.4M	59.9M	36.3M	840M	269.2M	10.6M
NON-CURRENT LIABILITIES
Long Term Debt	11.1B	5.6B	4.9B	4.8B	4.5B	2.3B	2.4B	529.8M	0.0	0.0	911.8M	430.2M	642M	0.0	152.4M	0.0	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	9.2B	9.3B	6.2B	4.1B	5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	0.0	0.0	0.0	0.0	0.0	-6.9B	-6.9B	-5.1B	-4.1B	-5B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Non-Current Liabilities	365.2M	6.9M	26.1M	39.5M	40.2M	-2.3B	-2.4B	-529.8M	3.8B	4.4B	2.7B	2.8B	-214.7M	0.0	658.6M	0.0	0.0
Total Non-Current Liabilities	11.4B	5.6B	4.9B	9B	8.9B	2.3B	2.4B	1.1B	4B	4.7B	4.1B	3.3B	2.8B	1.3B	821.6M	248.6M	0.0
Other Liabilities	0.0	0.0	0.0	0.0	0.0	9.2B	6.8B	5B	0.0	0.0	0.0	0.0	0.0	0.0	-821.6M	-248.6M	0.0
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	299.7M	299.7M	299.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	19.5B	12.5B	11.2B	12B	11.4B	9.2B	9.3B	6.2B	4.1B	5B	4.3B	3.3B	2.8B	1.4B	840M	269.2M	10.6M
SHAREHOLDERS' EQUITY
Preferred Stock	541.5M	541.5M	541.5M	541.5M	541.5M	299.7M	299.7M	299.7M	299.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Common Stock	870K	869K	866K	889K	949K	979K	1M	610K	613K	667K	738K	745K	705K	589K	284K	168K	167K
Additional Paid-In Capital	1.9B	1.9B	1.9B	1.9B	2.1B	2.1B	2.1B	1.3B	1.3B	1.4B	1.5B	1.5B	1.4B	1.1B	518.3M	317.2M	315.5M
Retained Earnings	-582.8M	-528.9M	-508.7M	-526.8M	-256.7M	-100.7M	22.3M	-19.7M	-46.7M	-26.7M	25.7M	97.7M	81.9M	70.9M	27.5M	2.6M	-1.9M
Accumulated Other Comprehensive Income/Loss	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.6B	1.5B	1.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Stockholders' Equity	1.9B	1.9B	2B	2B	2.4B	2.3B	2.5B	1.6B	1.5B	1.4B	1.5B	1.6B	1.5B	1.2B	546M	319.9M	313.8M
Total Equity	1.9B	1.9B	2B	2B	2.4B	2.3B	2.5B	7.5B	5.4B	6B	1.5B	1.6B	1.5B	1.2B	546M	319.9M	313.8M
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	8.9B	5.9B	3.8B	4.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	21.3B	14.4B	13.1B	13.9B	13.8B	11.5B	11.8B	7.8B	5.6B	6.4B	5.8B	4.9B	4.3B	2.6B	1.4B	589.1M	324.4M
Total Investments	190.5M	4.3B	5.1B	252.3M	168M	2.5B	3.1B	187.7M	36.8M	245.4M	83.7M	279.8M	382.2M	78M	183.5M	119.9M	511M
Total Debt	19.1B	12.1B	10.5B	11.4B	11.2B	2.3B	2.4B	1.1B	599.1M	1.1B	1.1B	415.9M	642M	353.8M	152.4M	248.6M	0.0
Net Debt	18.8B	11.8B	10.2B	11.3B	11.1B	-583.6M	309.3M	-57.3M	-67.4M	566.5M	1B	339.5M	614.6M	320M	137.8M	203.2M	-54K
Shares Outstanding	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604	87,016,604

SEC Filings

PMT - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2025 Q3 Q3	October 29, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 21, 2025	October 21, 2025	2025	View Filing
10-Q 10-Q 2025 Q2 Q2	July 30, 2025	June 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	July 22, 2025	July 22, 2025	2025	View Filing
8-K 8-K 2025 N/A	June 25, 2025	June 24, 2025	2025	View Filing
8-K 8-K 2025 N/A	June 10, 2025	June 10, 2025	2025	View Filing
10-Q 10-Q 2025 Q1 Q1	April 30, 2025	March 31, 2025	2025	View Filing
DEF 14A DEF 14A 2025 N/A	April 29, 2025	June 24, 2025	2025	View Filing
8-K 8-K 2025 N/A	April 22, 2025	April 22, 2025	2025	View Filing
10-K 10-K 2024 FY FY	February 20, 2025	December 31, 2024	2024	View Filing

Showing 1 to 10 of 328 filings

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