Provident Financial Services, Inc.

Provident Financial Services, Inc.

PFSยทNYSE

$21.54

-1.4%
Financial ServicesBanks - Regional

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

At a Glance

Live Snapshot
Market Cap$2.81B
EPS2.2300
P/E Ratio9.66
Earnings Date07/23/2026
3Y+81.0%
5Y+93.0%
10Y+163.0%
3Y+82.0%
5Y+96.0%
10Y+168.0%
3Y+77.0%
5Y+75.0%
10Y+126.0%
pfs

Provident Financial Services, Inc. Funding & Solvency Profile

PFS ยท NYSE
Cash & Cash Equivalents211.48M
Net Receivables95.80M
Inventory0.00
Other Current Assets0.00
Total Current Assets3 B
Property, Plant & Equipment113.33M
Goodwill & Intangible Assets782.15M
Long-Term Investments0.00
Other Non-Current Assets0.00
Total Non-Current Assets113 M
Total Assets
24.98B

Financial Health Analysis

Debt-to-Equity Ratio

7.82x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

3 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

14% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Provident Financial Services, Inc. Balance Sheet

PFS โ€ข NYSE

Provident Financial Services, Inc. Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
ASSETS
CURRENT ASSETS
211.5M
205.9M
180.3M
186.4M
712.5M
532.4M
186.7M
142.7M
190.8M
144.3M
102.2M
103.8M
101.2M
103.8M
69.6M
52.2M
120.8M
66.3M
83.7M
89.4M
3.2B
2.8B
1.7B
1.8B
2.1B
1.1B
976.9M
1.1B
1B
1B
964.5M
1.1B
1.2B
1.3B
1.4B
0.0
2.9M
2.2M
38.9M
0.0
3.4B
3B
1.9B
2B
2.8B
1.6B
1.2B
1.2B
1.2B
1.2B
1.1B
1.2B
1.3B
1.4B
1.4B
52.2M
123.7M
68.5M
122.6M
89.4M
95.8M
91.2M
59M
51.9M
42M
46.5M
29M
31.5M
29.6M
27.1M
25.8M
25.2M
23M
24M
24.7M
25.3M
25.8M
23.9M
24.7M
21.7M
95.8M
91.2M
59M
51.9M
42M
46.5M
29M
31.5M
29.6M
27.1M
25.8M
25.2M
23M
24M
24.7M
25.3M
25.8M
23.9M
24.7M
21.7M
3.5B
3.1B
1.9B
2B
2.8B
1.7B
1.2B
1.2B
1.3B
1.2B
1.1B
1.2B
1.3B
1.4B
1.5B
77.5M
149.5M
92.4M
147.3M
111.1M
NON-CURRENT ASSETS
113.3M
119.6M
71M
79.8M
80.6M
75.9M
55.2M
58.1M
63.2M
84.1M
89M
93M
66.4M
66.1M
66.3M
74.3M
76.3M
75.8M
79.1M
59.8M
0.0
624.1M
443.6M
443.6M
443.6M
443M
420.6M
411.6M
411.6M
411.6M
411.6M
392.8M
352.6M
352.6M
353.3M
346.3M
346.3M
498.8M
498.9M
0.0
782.2M
195.2M
14.3M
17.3M
20.6M
23.2M
16.5M
6.6M
8.7M
11.3M
14.7M
11.7M
3.8M
5.3M
7.4M
7.9M
11.8M
15.9M
21.8M
429.7M
782.2M
819.2M
457.9M
460.9M
464.2M
466.2M
437M
418.2M
420.3M
422.9M
426.3M
404.4M
356.4M
357.9M
360.7M
354.2M
358.1M
514.7M
520.7M
429.7M
0.0
19B
11.1B
10.5B
9.9B
10.2B
7.7B
7.7B
7.7B
7.4B
6.9B
6.5B
5.5B
5.2B
4.9B
6.1B
6B
5.6B
5.4B
4.9B
0.0
1.1B
621.7M
650.9M
485.8M
519.9M
391.8M
337.2M
360.3M
351.9M
353.9M
329.3M
295M
274M
272.5M
252.5M
260.6M
219.1M
228.6M
207.9M
895.5M
21B
12.3B
11.7B
11B
11.2B
8.6B
8.5B
8.6B
8.3B
7.8B
7.3B
6.2B
5.9B
5.6B
6.7B
6.7B
6.5B
6.2B
5.6B
20.6B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
25B
24.1B
14.2B
13.8B
13.8B
12.9B
9.8B
9.7B
9.8B
9.5B
8.9B
8.5B
7.5B
7.3B
7.1B
6.8B
6.8B
6.5B
6.4B
5.7B
LIABILITIES
CURRENT LIABILITIES
0.0
113.2M
72.2M
98M
116.8M
99.9M
60.7M
121.3M
143.2M
156.7M
261.4M
246.6M
246.3M
295.6M
371.8M
0.0
0.0
0.0
480.6M
541.6M
0.0
18.7B
10.3B
10.6B
11.3B
9.9B
7.1B
6.9B
6.7B
6.6B
5.9B
5.8B
5.2B
5.5B
5.2B
4.9B
4.9B
4.2B
4.2B
3.8B
0.0
18.8B
10.4B
10.7B
11.4B
10B
7.2B
7B
6.9B
6.7B
6.2B
6.1B
5.5B
5.7B
5.5B
4.9B
4.9B
4.2B
4.7B
4.4B
NON-CURRENT LIABILITIES
2.5B
2.3B
1.5B
1.2B
520.3M
1.1B
1.1B
1.3B
1.6B
1.5B
1.4B
1.3B
957.6M
507.6M
548.3M
969.7M
1B
1.3B
1.1B
299.4M
19.6B
362.5M
660.1M
239.1M
178.6M
226.7M
140.2M
68.8M
64M
57.9M
60.6M
55.3M
49.8M
49.2M
47.2M
55.4M
34.5M
36.1M
-440M
38.7M
22.1B
2.7B
2.1B
1.5B
698.9M
1.3B
1.2B
1.4B
1.7B
1.5B
1.5B
1.3B
1B
556.8M
595.5M
1B
1.1B
1.3B
653.2M
338.1M
0.0
0.0
0.0
0.0
0.0
0.0
34.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
22.1B
21.5B
12.5B
12.2B
12.1B
11.3B
8.4B
8.4B
8.5B
8.2B
7.7B
7.4B
6.5B
6.3B
6.1B
5.9B
6B
5.5B
5.4B
4.7B
SHAREHOLDERS' EQUITY
-91.3M
-88.4M
-127.8M
-127.2M
-79.6M
-59M
-268.5M
-272.5M
-259.9M
-264.2M
-269M
-271.8M
-390.4M
-386.3M
-384.7M
-385.1M
-385M
-384.9M
-383.4M
-266.6M
1.4M
1.4M
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
832K
799K
1.8B
1.8B
989.1M
981.1M
969.8M
962.5M
1B
1B
1B
1B
1B
995.1M
1B
1B
1B
1B
1B
1B
1B
937.6M
1.2B
989.1M
974.5M
918.2M
814.5M
718.1M
695.3M
651.1M
586.1M
550.8M
507.7M
465.3M
427.8M
389.5M
363M
332.5M
307.8M
454.4M
437.5M
425M
-76.2M
-135.4M
-141.1M
-165M
6.9M
17.7M
3.8M
-12.3M
-7.5M
-3.4M
-2.5M
29K
-4.9M
7.7M
9.6M
14.8M
7.7M
-485K
4.3M
-77.6M
0.0
0.0
-4.9M
-10.2M
-15.3M
-20.2M
-24.9M
-29.7M
-33.8M
-38M
-41.7M
-45.3M
-48.8M
-52.1M
-55.5M
-58.6M
-61.6M
-64.6M
-67.6M
0.0
2.8B
2.6B
1.7B
1.6B
1.7B
1.6B
1.4B
1.4B
1.3B
1.3B
1.2B
1.1B
1B
981.2M
952.5M
921.7M
884.6M
1B
1B
1B
2.8B
2.6B
1.7B
1.6B
1.7B
1.6B
1.4B
1.4B
1.3B
1.3B
1.2B
1.1B
1B
981.2M
952.5M
921.7M
884.6M
1B
1B
1B
SUMMARY
25B
24.1B
14.2B
13.8B
13.8B
12.9B
9.8B
9.7B
9.8B
9.5B
8.9B
8.5B
7.5B
7.3B
7.1B
6.8B
6.8B
6.5B
6.4B
5.7B
3.2B
21.7B
12.8B
12.4B
12B
11.3B
8.7B
8.7B
8.8B
8.5B
7.9B
7.6B
6.6B
6.5B
6.3B
6.1B
6B
5.6B
5.4B
4.9B
2.5B
2.4B
1.5B
1.3B
637.1M
1.2B
1.1B
1.4B
1.7B
1.6B
1.7B
1.5B
1.2B
803.3M
920.2M
969.7M
1B
1.3B
1.6B
841M
2.3B
2.2B
1.4B
1.2B
-75.4M
668.8M
938.4M
1.3B
1.6B
1.5B
1.6B
1.4B
1.1B
699.4M
850.5M
917.5M
897.1M
1.2B
1.5B
751.6M
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385
130,625,385

SEC Filings

PFS - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
8-K

8-K 2026

N/A

May 26, 2026
May 21, 2026
2026
8-K

8-K 2026

N/A

May 22, 2026
May 21, 2026
2026
10-Q

10-Q 2026 Q1

Q1

May 08, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 30, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 29, 2026
2026
8-K

8-K 2026

N/A

April 30, 2026
April 29, 2026
2026
DEF 14A

DEF 14A 2026

N/A

April 08, 2026
May 21, 2026
2026
8-K

8-K 2026

N/A

March 05, 2026
February 27, 2026
2026
10-K

10-K 2025 FY

FY

February 27, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

January 28, 2026
January 27, 2026
2026
Showing 1 to 10 of 435 filings