Provident Financial Services, Inc.

Provident Financial Services, Inc.

PFSยทNYSE

$21.54

-1.4%
Financial ServicesBanks - Regional

Provident Financial Services, Inc. operates as the bank holding company for Provident Bank that provides various banking products and services to individuals, families, and businesses in the United States. The company's deposit products include savings, checking, interest-bearing checking, money market deposit, and certificate of deposit accounts, as well as IRA products. Its loan portfolio comprises commercial real estate loans that are secured by properties, such as multi-family apartment buildings, office buildings, and retail and industrial properties; commercial business loans; fixed-rate and adjustable-rate mortgage loans collateralized by one- to four-family residential real estate properties; commercial construction loans; and consumer loans consisting of home equity loans, home equity lines of credit, marine loans, personal loans and unsecured lines of credit, and auto and recreational vehicle loans. The company also offers cash management, remote deposit capture, payroll origination, escrow account management, and online and mobile banking services; and business credit cards. In addition, it provides wealth management services comprising investment management, trust and estate administration, financial planning, tax compliance and planning, and private banking. Further, the company sells insurance and investment products, including annuities; operates as a real estate investment trust for acquiring mortgage loans and other real estate related assets; and manages and sells real estate properties acquired through foreclosure. As of December 31, 2021, it operated 96 full-service branch offices in northern and central New Jersey, as well as in Pennsylvania and New York counties. The company was founded in 1839 and is headquartered in Jersey City, New Jersey.

At a Glance

Live Snapshot
Market Cap$2.81B
EPS2.2300
P/E Ratio9.66
Earnings Date07/23/2026
1.13%
Dividend Yield
-7%
3Y-13.0%
5Y+7.0%
10Y+19.0%
39.44%
Dividend Payout Ratio
5%
3Y-14.0%
5Y+6.0%
10Y-29.0%
3Y+82.0%
5Y+87.0%
10Y+177.0%
Provident Financial Services, Inc.

Provident Financial Services, Inc. Dividend History

PFS ยท NYSE
10Y CAGR +0%
Latest $0
Annual $0
Stable dividend payments
Last Period: +0%

PFS Dividend Payment History

PFS ยท NYSE

Total Payments

50

Latest Dividend

$0.2400

Annual Amount

$1.2000

Frequency

Quarterly

DeclarationEx-DatePayment DateDividendAdjustedFrequencyGrowth
Apr 30, 2026
May 15, 2026May 29, 2026
$0.2400
$0.2400
Quarterly0.00%
Jan 28, 2026
Feb 13, 2026Feb 27, 2026
$0.2400
$0.2400
Quarterly0.00%
Oct 30, 2025
Nov 14, 2025Nov 28, 2025
$0.2400
$0.2400
Quarterly0.00%
Jul 24, 2025
Aug 15, 2025Aug 29, 2025
$0.2400
$0.2400
Quarterly0.00%
Apr 24, 2025
May 16, 2025May 30, 2025
$0.2400
$0.2400
Quarterly0.00%
Jan 28, 2025
Feb 14, 2025Feb 28, 2025
$0.2400
$0.2400
Quarterly0.00%
Oct 29, 2024
Nov 15, 2024Nov 29, 2024
$0.2400
$0.2400
Quarterly0.00%
Jul 25, 2024
Aug 16, 2024Aug 30, 2024
$0.2400
$0.2400
Quarterly0.00%
Apr 18, 2024
Apr 29, 2024May 31, 2024
$0.2400
$0.2400
Quarterly0.00%
Jan 25, 2024
Feb 9, 2024Feb 23, 2024
$0.2400
$0.2400
Quarterly0.00%
Oct 26, 2023
Nov 10, 2023Nov 24, 2023
$0.2400
$0.2400
Quarterly0.00%
Jul 27, 2023
Aug 11, 2023Aug 25, 2023
$0.2400
$0.2400
Quarterly0.00%
Apr 27, 2023
May 12, 2023May 26, 2023
$0.2400
$0.2400
Quarterly0.00%
Jan 27, 2023
Feb 10, 2023Feb 24, 2023
$0.2400
$0.2400
Quarterly0.00%
Oct 28, 2022
Nov 10, 2022Nov 25, 2022
$0.2400
$0.2400
Quarterly0.00%
Jul 29, 2022
Aug 12, 2022Aug 26, 2022
$0.2400
$0.2400
Quarterly0.00%
Apr 29, 2022
May 13, 2022May 27, 2022
$0.2400
$0.2400
Quarterly0.00%
Jan 28, 2022
Feb 11, 2022Feb 25, 2022
$0.2400
$0.2400
Quarterly0.00%
Oct 29, 2021
Nov 12, 2021Nov 26, 2021
$0.2400
$0.2400
Quarterly+4.35%
Jul 30, 2021
Aug 13, 2021Aug 27, 2021
$0.2300
$0.2300
Quarterly0.00%
Apr 29, 2021
May 14, 2021May 28, 2021
$0.2300
$0.2300
Quarterly0.00%
Jan 29, 2021
Feb 12, 2021Feb 26, 2021
$0.2300
$0.2300
Quarterly0.00%
Oct 30, 2020
Nov 13, 2020Nov 27, 2020
$0.2300
$0.2300
Quarterly0.00%
Jul 30, 2020
Aug 14, 2020Aug 28, 2020
$0.2300
$0.2300
Quarterly0.00%
Apr 30, 2020
May 15, 2020May 29, 2020
$0.2300
$0.2300
Quarterly0.00%
Jan 31, 2020
Feb 14, 2020Feb 28, 2020
$0.2300
$0.2300
Quarterly0.00%
Oct 24, 2019
Nov 15, 2019Nov 29, 2019
$0.2300
$0.2300
Quarterly0.00%
Jul 25, 2019
Aug 15, 2019Aug 30, 2019
$0.2300
$0.2300
Quarterly0.00%
Apr 25, 2019
May 15, 2019May 31, 2019
$0.2300
$0.2300
Quarterly-46.51%
Feb 1, 2019
Feb 15, 2019Feb 28, 2019
$0.4300
$0.4300
Quarterly+104.76%
Oct 25, 2018
Nov 15, 2018Nov 30, 2018
$0.2100
$0.2100
Quarterly0.00%
Jul 27, 2018
Aug 15, 2018Aug 31, 2018
$0.2100
$0.2100
Quarterly+5.00%
Apr 27, 2018
May 15, 2018May 31, 2018
$0.2000
$0.2000
Quarterly0.00%
Jan 26, 2018
Feb 15, 2018Feb 28, 2018
$0.2000
$0.2000
Quarterly+33.33%
Nov 16, 2017
Dec 8, 2017Dec 22, 2017
$0.1500
$0.1500
Quarterly-25.00%
Oct 27, 2017
Nov 15, 2017Nov 30, 2017
$0.2000
$0.2000
Quarterly0.00%
Jul 28, 2017
Aug 15, 2017Aug 31, 2017
$0.2000
$0.2000
Quarterly+5.26%
Apr 28, 2017
May 15, 2017May 31, 2017
$0.1900
$0.1900
Quarterly0.00%
Jan 27, 2017
Feb 15, 2017Feb 28, 2017
$0.1900
$0.1900
Quarterly+5.56%
Oct 28, 2016
Nov 15, 2016Nov 30, 2016
$0.1800
$0.1800
Quarterly0.00%
Jul 28, 2016
Aug 15, 2016Aug 31, 2016
$0.1800
$0.1800
Quarterly0.00%
Apr 29, 2016
May 13, 2016May 31, 2016
$0.1800
$0.1800
Quarterly+5.88%
Jan 28, 2016
Feb 12, 2016Feb 26, 2016
$0.1700
$0.1700
Quarterly0.00%
Oct 30, 2015
Nov 13, 2015Nov 27, 2015
$0.1700
$0.1700
Quarterly+6.25%
Jul 31, 2015
Aug 14, 2015Aug 28, 2015
$0.1600
$0.1600
Quarterly0.00%
Apr 24, 2015
May 15, 2015May 29, 2015
$0.1600
$0.1600
Quarterly0.00%
Jan 30, 2015
Feb 13, 2015Feb 27, 2015
$0.1600
$0.1600
Quarterly+6.67%
Oct 29, 2014
Nov 14, 2014Nov 28, 2014
$0.1500
$0.1500
Quarterly0.00%
Jul 25, 2014
Aug 15, 2014Aug 29, 2014
$0.1500
$0.1500
Quarterly0.00%
Apr 25, 2014
May 15, 2014May 30, 2014
$0.1500
$0.1500
Quarterly-
pfs

Provident Financial Services, Inc. Payout Ratio Analysis

PFS ยท NYSE
Dividends Paid
-125.91M
2025
Net Income
291.16M
2025
Payout Ratio
43.24%
2025

Dividend Sustainability Analysis

Payout Ratio
43.24%

Conservative payout with excellent safety margin. Company retains significant earnings for growth, acquisitions, or building cash reserves. Dividend is highly sustainable.

FCF Payout Ratio
29.2%

Excellent FCF coverage. Dividend is well-supported by actual cash generation with ample room for increases and business reinvestment.

Dividend Growth
-24.7%

Significant dividend reduction signals serious challenges. Company prioritizing financial stability over shareholder returns. High risk of further cuts.

Sustainability
Good

Sustainable dividend with adequate coverage. Some areas for improvement but overall appears safe for dividend investors.

Key Insight

Recent dividend cut signals distress: Management forced to reduce payout, indicating financial pressure. Evaluate whether business challenges are temporary or structural before reinvesting.