ORI - NYSE
Old Republic International Corporation
$37.04
+1.0%Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.
At a Glance
Live SnapshotOld Republic International Corporation Cash Conversion Engine
Cash Flow Quality Analysis
FCF Conversion Rate
Excellent cash generation. The company converts earnings to cash at or above 100%, indicating high-quality earnings.
FCF Growth Trend
Declining FCF warrants attention. Investigate whether due to temporary factors or fundamental deterioration.
Working Capital Impact
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash Flow Quality Insight
Asset-light with strong cash conversion: Low capital requirements combined with efficient cash generation creates significant shareholder value through dividends, buybacks, or strategic investments.
Old Republic International Corporation Cash Flow Statement
ORI • NYSE
| Old Republic International Corporation Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
937M | 852.7M | 598.6M | 686.4M | 1.5B | 558.6M | 1.1B | 370.5M | 560.5M | 466.9M | 422.1M | 409.7M | 447.8M | -68.6M | -140.5M | 30.1M | -99.1M | -558.3M | 272.4M | 464.8M | |
0.0 | 0.0 | 33M | 28.3M | 27.2M | 26.9M | 26.8M | 27.6M | 27.2M | 0.0 | 26.6M | 26.1M | 23.8M | 23.9M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 0.0 | -37.3M | 151.4M | -18.3M | 37.2M | -69.5M | 49.5M | 40.6M | 13.4M | 132.7M | 103.7M | -60.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
0.0 | 0.0 | 19.5M | 9M | 3.2M | 2.1M | 3.7M | 3.8M | 3.5M | 3.1M | 2.3M | 2.7M | 1.6M | 1.7M | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | |
-174.8M | -228.9M | 421.7M | 169.3M | -962M | 128.9M | -712.5M | 185.9M | -315.1M | -131.6M | -128.7M | -443.9M | -279.5M | 45.4M | -100K | 100K | -300K | 100K | -846.4M | -625.4M | |
(0.0) | (196.3M) | (198.3M) | (226.5M) | (236.5M) | (149.3M) | (229.4M) | (137.2M) | (106.3M) | (178.6M) | (198.5M) | (67.3M) | (122.3M) | (1.6M) | (0.0) | (15.5M) | (24.3M) | (53.8M) | (162.5M) | (0.0) | |
402.1M | 609.6M | -192.4M | 314.9M | 557.6M | 486.8M | 524.6M | 172.7M | 127.2M | 261.4M | 381.4M | -279.7M | 414.7M | 615.9M | 45.7M | -312.4M | 632.3M | 1.1B | 1.4B | 1.2B | |
1.2B | 1.2B | 880.4M | 1.2B | 1.3B | 1.2B | 936.2M | 760.5M | 452.8M | 637.3M | 688.2M | -181.2M | 686.7M | 532M | -94.9M | -282.2M | 532.9M | 565.6M | 862.5M | 1B | |
INVESTING ACTIVITIES | ||||||||||||||||||||
(0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -20.3M | -19.6M | |
(0.0) | (136.6M) | (0.0) | (0.0) | (0.0) | (0.0) | -1.2M | -13.1M | (0.0) | (0.0) | (0.0) | -2.8M | -5.1M | (5.8M) | -50.8M | (17.8M) | -3.5M | -4.3M | -500K | -17.6M | |
-3.1B | -4.5B | -3.5B | -5.4B | -3.4B | -2.6B | -2.6B | -2.2B | -2.4B | -2.7B | -1.9B | -2.8B | -2.3B | -1.6B | -2.9B | -1.6B | -1.7B | -1.7B | -1.9B | -1.6B | |
2.9B | 4.4B | 3.5B | 5B | 2.5B | 1.8B | 2.3B | 2B | 2.2B | 1.7B | 1.5B | 2.8B | 1.9B | 1.6B | 2.8B | 2.1B | 1.3B | 1.1B | 1.2B | 1.4B | |
2.3M | -4.5M | 200K | -12.3M | -47.1M | -41.8M | -28M | -31.9M | -24.3M | 9.2M | -12.5M | -32.4M | -16M | -10.4M | 200K | -200K | -8.3M | 9.2M | 5.9M | -632M | |
-177.2M | -7.2M | (25.3M) | -415M | -936.5M | -845.2M | -424.6M | -239.5M | -293.9M | -1B | -449.8M | -43.3M | -457.6M | -3.7M | -187.1M | (499.8M) | -464.5M | -607.3M | -643M | -887.4M | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-120M | -940.2M | -504.2M | -254.6M | 60M | 6.7M | 13.8M | 13.1M | 17.8M | 8.4M | 12M | 5.7M | 11.8M | 1M | 1.2M | 3.2M | 1.4M | 86.1M | -13.3M | 18.9M | |
0.0 | -4.1M | -5.3M | 0.0 | 620.8M | -8.6M | -8.4M | -4.7M | -3.9M | 573.3M | -3.3M | 390.2M | -3.6M | -339.8M | 424.9M | -3.9M | 103.4M | 169.1M | -80.3M | 1.7M | |
-782.6M | -271.9M | -275.5M | -579.7M | -1B | -250.1M | -538.7M | -498.8M | -198.8M | -193.8M | -191.3M | -188.3M | -184.8M | -181.5M | -178.4M | -166.1M | -160M | -155.2M | -145.4M | -135.8M | |
-123.8M | -942.2M | -535.3M | -281.2M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -34M | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -28.3M | (0.0) | |
-23.1M | -10.7M | 1.8M | 1.6M | 2.7M | 2M | 200K | -6.1M | 6.4M | -2.9M | 1.4M | 300K | -300K | 300K | 100K | -800K | 100K | -48.5M | 1.9M | 1.3M | |
-925.7M | -1.2B | -783.2M | -832.7M | -335.7M | -300M | -533.1M | -546.5M | -178.5M | 385M | -215.2M | 207.9M | -176.9M | -520M | 247.8M | -167.6M | -55.1M | 51.5M | -237.1M | -113.9M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-100K | -200K | -700K | 0.0 | -100K | 100K | 0.0 | -100K | -200K | 0.0 | -100K | 0.0 | -100K | -100K | 0.0 | 0.0 | 100K | 100K | 0.0 | -100K | |
61.3M | -900K | 121.8M | -77.1M | 39.4M | 39.9M | -21.5M | -25.6M | -19.8M | -14.1M | 23.1M | -16.6M | 52.1M | 8.2M | -34.2M | 50M | 13.4M | 9.9M | -17.6M | 3.3M | |
201.9M | 202.8M | 81M | 158.1M | 118.7M | 78.8M | 100.3M | 125.9M | 145.7M | 159.8M | 136.7M | 153.3M | 101.2M | 93M | 127.3M | 77.3M | 63.9M | 54M | 71.6M | 68.3M | |
263.2M | 201.9M | 202.8M | 81M | 158.1M | 118.7M | 78.8M | 100.3M | 125.9M | 145.7M | 159.8M | 136.7M | 153.3M | 101.2M | 93.1M | 127.3M | 77.3M | 63.9M | 54M | 71.6M | |
1.2B | 1.2B | 880.4M | 1.2B | 1.3B | 1.2B | 936.2M | 760.5M | 452.8M | 637.3M | 688.2M | -181.2M | 686.7M | 532M | -94.9M | -282.2M | 532.9M | 565.6M | 842.2M | 985.1M |
SEC Filings
ORI - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
8-K 8-K 2026 N/A | May 27, 2026 | May 21, 2026 | 2026 | |
8-K 8-K 2026 N/A | May 18, 2026 | May 13, 2026 | 2026 | |
S-4/A S-4/A (Amended) N/A | May 01, 2026 | May 01, 2026 | ||
10-Q 10-Q 2026 Q1 Q1 | May 01, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
DEF 14A DEF 14A 2026 N/A | March 31, 2026 | May 21, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 26, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | January 22, 2026 | January 22, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 12, 2025 | December 12, 2025 | 2025 | |
S-4 S-4 N/A | December 04, 2025 | December 04, 2025 |
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