ORI - NYSE

Old Republic International Corporation

ORI·NYSE

$37.04

+1.0%

Financial ServicesInsurance - Diversified

Old Republic International Corporation, through its subsidiaries, engages in the insurance underwriting and related services business primarily in the United States and Canada. The company operates through three segments: General Insurance, Title Insurance, and the Republic Financial Indemnity Group Run-off Business. The General Insurance segment offers automobile extended warranty, aviation, commercial automobile, commercial multi-peril, commercial property, general liability, home warranty, inland marine, travel accident, and workers' compensation insurance products; and financial indemnity products for specialty coverages, including errors and omissions, fidelity, guaranteed asset protection, and surety. This segment provides its insurance products to businesses, government, and other institutions in transportation, commercial construction, healthcare, education, retail and wholesale trade, forest products, energy, general manufacturing, and financial services industries. The Title Insurance segment offers lenders' and owners' title insurance policies to real estate purchasers and investors based upon searches of the public records. This segment also provides escrow closing and construction disbursement services; and real estate information products, national default management services, and various other services pertaining to real estate transfers and loan transactions. The Republic Financial Indemnity Group Run-off Business segment offers private mortgage insurance coverage that protects mortgage lenders and investors from default related losses on residential mortgage loans made primarily to homebuyers. The company was founded in 1923 and is based in Chicago, Illinois.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$9.02B

EPS3.8400

P/E Ratio9.65

Earnings Date07/23/2026

29.86B

Assets

3Y+19.0%

5Y+31.0%

10Y+61.0%

23.93B

Total Liabilities

3Y+26.0%

5Y+44.0%

10Y+70.0%

5.93B

Total Equity

3Y-4.0%

5Y-4.0%

10Y+33.0%

Old Republic International Corporation Funding & Solvency Profile

ORI · NYSE

Current Assets

Cash & Cash Equivalents263.20M

Net Receivables9.94B

Inventory0.00

Other Current Assets0.00

Total Current Assets14 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets636.20M

Long-Term Investments13.87B

Other Non-Current Assets1.06B

Total Non-Current Assets15 B

Total Assets

29.86B

Financial Health Analysis

Current Ratio

3.40x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

4.04x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

10 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

48% Current

Balanced asset mix between current and non-current assets, typical of many stable businesses.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

Old Republic International Corporation Balance Sheet

ORI • NYSE

Old Republic International Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	263.2M	201.9M	202.8M	81M	158.1M	118.7M	78.8M	9.7B	10.1B	10B	9.4B	9.2B	10B	9.9B	93M	127.3M	77.3M	63.9M	54M	71.6M
Short-Term Investments	3B	13.5B	13.2B	12.6B	11.2B	11.2B	9.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.5B	1B	850.7M	917.7M	462.6M	493.6M
Cash & Short-Term Investments	3.2B	13.7B	13.4B	12.7B	11.4B	11.4B	9.4B	9.7B	10.1B	10B	9.4B	9.2B	10B	9.9B	1.6B	1.2B	928M	981.6M	516.6M	565.2M
Net Receivables	9.9B	9B	8B	6.8B	7.1B	6B	5.3B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.1B	788.6M	847.7M	880.3M	1.1B
Accounts Receivables	9.8B	8.9B	7.9B	6.7B	7B	6B	5.3B	5B	4.8B	4.6B	4.5B	4.7B	4.4B	4.4B	4.3B	1B	788.6M	806.7M	880.3M	1.1B
Other Receivables	141.1M	127.9M	138.8M	15.7M	96.2M	0.0	5.7M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Inventory	0.0	0.0	0.0	-4.4B	0.0	0.0	0.0	-3.9B	-18B	-17.6B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Prepaids	1.1B	921.6M	798.2M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1M	102.9M	221.4M	463.4M	536.5M	468.4M
Other Current Assets	0.0	0.0	0.0	5.2B	0.0	-17.3B	-14.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.4B	0.0
Total Current Assets	14.3B	23.6B	22.2B	20.2B	18.5B	0.0	0.0	13.6B	292.9M	223.7M	170.3M	143.3M	158.1M	159.4M	114.9M	2.2B	1.7B	1.8B	8.9B	1.5B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	0.0	0.0	-677.8M	0.0	0.0	0.0	-771M	2.7B	3.2B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill	0.0	0.0	0.0	178.1M	0.0	0.0	0.0	174M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	636.2M	531.3M	417.8M	178.1M	350.4M	0.0	0.0	316.3M	297.8M	274M	255.4M	230.8M	192.6M	165.5M	0.0	0.0	0.0	0.0	0.0	0.0
Goodwill & Intangible Assets	636.2M	531.3M	417.8M	356.2M	350.4M	0.0	0.0	490.3M	297.8M	274M	255.4M	230.8M	192.6M	165.5M	0.0	0.0	0.0	0.0	0.0	0.0
Long-Term Investments	13.9B	2.6B	2.7B	3.2B	5.3B	15.3B	14.3B	3.4B	3.3B	2.9B	2B	2B	1B	739.7M	10.5B	10.3B	9.7B	8.7B	8.7B	8B
Tax Assets	0.0	0.0	0.0	321.6M	0.0	0.0	0.0	280.7M	254.6M	-529.9M	0.0	0.0	0.0	0.0	0.0	0.0	47.5M	77.3M	0.0	0.0
Other Non-Current Assets	1.1B	1.1B	1.2B	12.6B	830.8M	-15.3B	-14.3B	9.6B	-3.3B	-2.9B	-255.4M	-230.8M	-192.6M	-165.5M	-10.5B	-10.3B	-9.7B	-8.7B	-8.7B	-8B
Total Non-Current Assets	15.6B	4.2B	4.3B	15.8B	6.5B	0.0	0.0	13B	3.3B	2.9B	2B	2B	1B	739.7M	10.5B	10.3B	47.5M	77.3M	8.7B	8B
Other Assets	0.0	0.0	0.0	-10.9B	0.0	22.8B	21.1B	-7.3B	15.8B	15.5B	15B	14.8B	15.4B	15.3B	5.4B	3.4B	12.4B	11.4B	-4.3B	3.1B
Total Assets	29.9B	27.8B	26.5B	25.2B	25B	22.8B	21.1B	19.3B	19.4B	18.6B	17.1B	17B	16.5B	16.2B	16.1B	15.9B	14.2B	13.3B	13.3B	12.6B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	514.8M	0.0	667.7M	550.9M	525.4M	554.2M	485.4M	452.3M	454.6M	409.8M	511.1M	457.3M	424M	587.6M	529.3M	514.6M	0.0
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	457.3M	424M	321.3M	264.8M	288.7M	0.0
Other Payables	0.0	0.0	0.0	514.8M	0.0	667.7M	550.9M	525.4M	554.2M	485.4M	452.3M	454.6M	409.8M	511.1M	0.0	0.0	266.3M	264.5M	225.9M	0.0
Short Term Debt	0.0	0.0	399.5M	399M	1.6B	397.9M	397.3M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Tax Payables	0.0	547.5M	532.9M	514.8M	573.5M	667.7M	550.9M	0.0	6.5M	0.0	0.0	0.0	0.0	0.0	0.0	102.9M	47.5M	77.3M	0.0	15.5M
Deferred Revenue	4B	3.5B	3B	0.0	2.6B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	219.3M	129.1M	105.6M	-913.8M	249.5M	-1.1B	-948.2M	-525.4M	-554.2M	-485.4M	-452.3M	-454.6M	-409.8M	-511.1M	-457.3M	-379.4M	-580.3M	-488.3M	-514.6M	0.0
Total Current Liabilities	4.2B	3.6B	3.5B	0.0	4.4B	0.0	0.0	10.5B	10.3B	10.1B	452.3M	454.6M	409.8M	511.1M	457.3M	102.9M	7.3M	41M	0.0	15.5M
NON-CURRENT LIABILITIES
Long Term Debt	1.6B	1.6B	1.2B	1.2B	1.6B	568.5M	576.6M	981.3M	1.4B	1.5B	952.8M	965M	569.2M	572.9M	912.7M	475M	346.7M	233M	64.1M	0.0
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-394.2M	-310.3M	0.0	0.0
Deferred Tax Liabilities (Non-Current)	219.3M	129.1M	105.6M	42.7M	249.5M	137.3M	112.2M	10.3M	100.5M	42.6M	0.0	0.0	0.0	0.0	0.0	0.0	47.5M	77.3M	417.7M	0.0
Other Non-Current Liabilities	17.9B	16.9B	15.2B	-1.2B	11.9B	-705.8M	-688.8M	13.2B	13.2B	12.6B	12.3B	12.1B	12.2B	-572.9M	-912.7M	11.2B	9.9B	9.3B	-481.8M	8.2B
Total Non-Current Liabilities	19.7B	18.6B	16.5B	0.0	13.7B	0.0	0.0	14.2B	14.7B	14.1B	13.2B	13.1B	12.8B	12.6B	912.8M	11.7B	10.3B	9.5B	8.7B	8.2B
Other Liabilities	0.0	0.0	0.0	19B	0.0	16.6B	15.1B	-10.5B	-10.3B	-10.1B	-452.3M	-454.6M	-409.8M	-511.1M	10.9B	0.0	0.0	0.0	0.0	0.0
Total Liabilities	23.9B	22.2B	20.1B	19B	18.1B	16.6B	15.1B	14.2B	14.7B	14.1B	13.2B	13.1B	12.8B	12.6B	12.3B	11.8B	10.3B	9.5B	8.7B	8.2B
SHAREHOLDERS' EQUITY
Treasury Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-28.3M	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	200K	100K	0.0	100K	200K	100K	0.0	15.9B	14.2B	13.3B	0.0	12.6B
Common Stock	246.3M	248.8M	278.3M	296.9M	307.5M	304.1M	303.6M	302.7M	269.2M	262.7M	261.9M	260.9M	260.4M	259.4M	259.3M	259.2M	240.6M	240.5M	232M	231M
Additional Paid-In Capital	23.3M	0.0	678.7M	1.1B	1.4B	1.3B	1.3B	1.3B	815.2M	713.8M	698M	681.6M	673.9M	660.9M	657.9M	649.6M	412.4M	405M	344.4M	319.5M
Retained Earnings	5.5B	5.5B	5.6B	5.3B	5.2B	4.4B	4.4B	3.8B	3.2B	3.2B	2.9B	2.7B	2.5B	2.2B	2.5B	2.8B	2.9B	3.2B	3.9B	3.8B
Accumulated Other Comprehensive Income/Loss	163.1M	-102.4M	-132.4M	-522.7M	78M	284M	77.7M	-210M	474.2M	323.6M	29.2M	292.3M	378.2M	481.7M	416M	459.1M	353.7M	-41.7M	93.3M	44.6M
Other Total Stockholders' Equity	-34.1M	-47.1M	-58.2M	-69.5M	-82.5M	-103.2M	-64.8M	-73.9M	-32.2M	-39.2M	-45.8M	-17.5M	-22.8M	-28.1M	-33.1M	-37.9M	-42.6M	-50M	0.0	200K
Total Stockholders' Equity	5.9B	5.6B	6.4B	6.2B	6.9B	6.2B	6B	5.1B	4.7B	4.5B	3.9B	3.9B	3.8B	3.6B	3.8B	4.1B	3.9B	3.7B	4.5B	4.4B
Total Equity	5.9B	5.6B	6.4B	6.2B	6.9B	6.2B	6B	5.1B	4.7B	4.5B	3.9B	3.9B	3.8B	3.6B	3.8B	4.1B	3.9B	3.7B	4.5B	4.4B
Minority Interest	14.4M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	29.9B	27.8B	26.5B	25.2B	25B	22.8B	21.1B	19.3B	19.4B	18.6B	17.1B	17B	16.5B	16.2B	16.1B	15.9B	14.2B	13.3B	13.3B	12.6B
Total Investments	16.8B	16.1B	15.9B	15.9B	16.6B	15.3B	14.4B	3.4B	3.3B	2.9B	2B	2B	1B	739.7M	21.4B	10.5B	9.9B	8.9B	8.7B	8B
Total Debt	1.6B	1.6B	1.6B	1.6B	3.2B	966.4M	973.9M	981.3M	1.4B	1.5B	961.7M	965M	569.2M	572.9M	912.8M	475M	1.6B	1.5B	64.1M	144.3M
Net Debt	1.3B	1.4B	1.4B	1.5B	3B	847.7M	895.1M	-8.7B	-8.7B	-8.4B	-8.4B	-8.2B	-9.4B	-9.4B	819.8M	347.7M	1.5B	1.5B	10.1M	72.7M
Shares Outstanding	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000	247,450,000

SEC Filings

ORI - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
8-K 8-K 2026 N/A	May 27, 2026	May 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 18, 2026	May 13, 2026	2026	View Filing
S-4/A S-4/A (Amended) N/A	May 01, 2026	May 01, 2026		View Filing
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 23, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 31, 2026	May 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 26, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	January 22, 2026	January 22, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 12, 2025	December 12, 2025	2025	View Filing
S-4 S-4 N/A	December 04, 2025	December 04, 2025		View Filing

Showing 1 to 10 of 450 filings

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