OMF - NYSE

OneMain Holdings, Inc.

OMF·NYSE

$53.41

-2.5%

Financial ServicesFinancial - Credit Services

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$6.17B

EPS6.5900

P/E Ratio8.10

Earnings Date07/24/2026

6.24B

Revenue

3Y+23.0%

5Y+27.0%

10Y+67.0%

783.00M

Net Income

54%

3Y-10.0%

5Y+7.0%

10Y+264.0%

3.13B

Operating Cash Flow

16%

3Y+31.0%

5Y+42.0%

10Y+136.0%

OneMain Holdings, Inc. Profit Bridge

OMF · NYSE

Revenue & Cost of Sales

Revenue6.24B

Cost of Goods Sold (3.27B)

Gross Profit2.97B

Operating Expenses

Operating Expenses (1.97B)

Operating Income1.00B

Other Income & Taxes

Interest Expense (1.27B)

Other Income/Expense0.00

Pretax Income1.00B

Income Tax (218.00M)

Net Income783.00M

Net Income

783.00M

Profitability Analysis

Gross Margin

47.6%

Strong gross margins indicate healthy pricing and efficient production or service delivery.

Operating Margin

16.0%

Healthy operating margins demonstrate effective cost control and strong business fundamentals.

Net Profit Margin

12.5%

Strong net margins indicate efficient operations and favorable tax/interest management.

Effective Tax Rate

21.8%

Moderate tax rate typical for most corporations. Represents standard tax burden on profits.

Profitability Insight

Room for improvement: Moderate profitability with opportunities to enhance margins through better cost management or pricing strategy.

OneMain Holdings, Inc. Income Statement

OMF • NYSE

OneMain Holdings, Inc. Income Statement	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008
REVENUE
Revenue	6.2B	5.7B	5.3B	5.1B	5B	4.9B	4.7B	4.2B	3.8B	3.7B	2.2B	2.8B	2.3B	1.9B	2B	2B	2.2B	2.7B
GROSS PROFIT
Cost of Revenue	(3.3B)	(3.2B)	(2.7B)	(2.3B)	(1.5B)	(2.3B)	(2.1B)	(1.9B)	(1.8B)	(1.8B)	(1.4B)	(1.2B)	(1.4B)	(1.4B)	(1.6B)	(1.6B)	(2.4B)	(2.4B)
Gross Profit	3B	2.5B	2.6B	2.8B	3.4B	2.6B	2.6B	2.3B	2B	1.9B	762M	1.7B	896M	460.3M	414.6M	397.8M	-207.4M	328.4M
OPERATING INCOME
Operating Expenses	(2B)	(1.8B)	(1.7B)	(1.6B)	(1.7B)	(1.6B)	(1.5B)	(1.7B)	(1.6B)	(1.6B)	(988M)	(808M)	(818M)	(765.7M)	(774.8M)	(43.2M)	(807.5M)	(1.1B)
Selling, General & Administrative	(1.1B)	(1.1B)	(1B)	(994M)	(1B)	(998M)	(993M)	(1.1B)	(961M)	(955M)	(581M)	(435M)	(529M)	(380.8M)	(415M)	(386.5M)	(420.8M)	(479M)
Operating Income	1B	667M	840M	1.2B	1.7B	977M	1.1B	624M	431M	356M	-226M	861M	78M	-305.4M	-360.1M	354.6M	-1B	-785.5M
PRE-TAX INCOME
Interest Expense	(1.3B)	(1.2B)	(1B)	(892M)	(937M)	(1B)	(970M)	(875M)	(816M)	(856M)	(715M)	(734M)	(920M)	(1.1B)	(1.3B)	(1.1B)	(1.2B)	(1.3B)
Net Interest Income	4.2B	3.8B	3.5B	3.5B	3.4B	3.3B	3.2B	2.8B	2.4B	2.3B	1.2B	1.2B	1.2B	639.6M	586.5M	742M	1B	1.4B
Other Expenses	(851M)	(762M)	(675M)	(648M)	(687M)	(612M)	(492M)	(585M)	(622M)	(630M)	(407M)	(373M)	(289M)	(384.9M)	(359.8M)	-343.3M	(386.7M)	(634.9M)
Income Before Tax	1B	667M	840M	1.2B	1.7B	977M	1.1B	624M	431M	356M	-226M	861M	78M	-305.4M	-360.1M	354.6M	-1B	-785.5M
NET INCOME
Income Tax Expense	(218M)	(158M)	(199M)	(283M)	(427M)	(247M)	(243M)	(177M)	(248M)	(113M)	-133M	(272M)	-16M	-87.7M	-118.4M	-285.1M	-482.6M	(400.3M)
Net Income	783M	509M	641M	872M	1.3B	730M	855M	447M	183M	215M	-220M	463M	-19M	-217.7M	-241.7M	639.8M	-532.3M	-1.2B

SEC Filings

OMF - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 29, 2026	December 31, 2025	2025	View Filing
10-K 10-K 2025 FY FY	February 06, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 05, 2026	February 05, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 18, 2025	December 18, 2025	2025	View Filing
8-K 8-K 2025 N/A	December 05, 2025	December 04, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 31, 2025	October 31, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	October 31, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	September 17, 2025	September 17, 2025	2025	View Filing

Showing 1 to 10 of 251 filings

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