OMF - NYSE

OneMain Holdings, Inc.

OMF·NYSE

$53.41

-0.17%

Financial ServicesFinancial - Credit Services

OneMain Holdings, Inc., a financial service holding company, engages in the consumer finance and insurance businesses. The company originates, underwrites, and services personal loans secured by automobiles, other titled collateral, or unsecured. The company also offers credit cards and insurance products comprising life, disability, and involuntary unemployment insurance; optional non-credit insurance; guaranteed asset protection coverage as a waiver product or insurance; and membership plans. It operates through a network of approximately 1,400 branch offices in 44 states in the United States, as well as through its website onemainfinancial.com. The company was formerly known as Springleaf Holdings, Inc. and changed its name to OneMain Holdings, Inc. in November 2015. OneMain Holdings, Inc. was founded in 1912 and is based in Evansville, Indiana.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$6.17B

EPS6.5900

P/E Ratio8.10

Earnings Date07/24/2026

27.39B

Assets

3Y+22.0%

5Y+22.0%

10Y+51.0%

23.99B

Total Liabilities

3Y+23.0%

5Y+26.0%

10Y+59.0%

3.40B

Total Equity

3Y+13.0%

5Y-1.0%

10Y+11.0%

OneMain Holdings, Inc. Funding & Solvency Profile

OMF · NYSE

Current Assets

Cash & Cash Equivalents914.00M

Net Receivables0.00

Inventory0.00

Other Current Assets699.00M

Total Current Assets2 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets1.76B

Long-Term Investments23.14B

Other Non-Current Assets461.00M

Total Non-Current Assets24 B

Total Assets

27.39B

Financial Health Analysis

Debt-to-Equity Ratio

7.05x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

2 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

7% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

OneMain Holdings, Inc. Balance Sheet

OMF • NYSE

OneMain Holdings, Inc. Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	914M	458M	1B	498M	541M	2.3B	1.2B	679M	987M	579M	939M	878.8M	431.4M	1.6B	689.6M	1.3B	1.2B
Short-Term Investments	421M	1.5B	1.6B	1.7B	1.9B	1.8B	1.8B	0.0	1.7B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Cash & Short-Term Investments	1.3B	2B	2.7B	2.2B	2.4B	4.1B	3B	679M	2.7B	579M	939M	878.8M	431.4M	1.6B	689.6M	1.3B	1.2B
Net Receivables	0.0	20.1B	0.0	0.0	0.0	299M	289M	253M	149M	43M	34M	190M	29.7M	59.5M	89.8M	742.2M	2B
Accounts Receivables	0.0	0.0	0.0	0.0	0.0	299M	289M	13M	0.0	0.0	0.0	79M	0.0	36.9M	35.4M	0.0	0.0
Other Receivables	0.0	20.1B	0.0	0.0	0.0	0.0	0.0	0.0	149M	43M	29M	111M	29.7M	22.6M	54.5M	271.9M	482.9M
Inventory	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	36.9M	35.4M	0.0	0.0
Prepaids	0.0	0.0	0.0	0.0	0.0	0.0	0.0	121M	0.0	97M	59M	0.0	0.0	46.9M	39.9M	11.5M	64.6M
Other Current Assets	699M	-19.4B	534M	0.0	0.0	0.0	0.0	-374M	-258M	-140M	-93M	-216M	-111.5M	-69.4M	-94.4M	-753.7M	-2.1B
Total Current Assets	2B	2.7B	3.2B	2.2B	2.4B	4.4B	3.3B	2.4B	2.7B	2.3B	2.8B	3.8B	431.4M	13.6B	14.2B	2B	3.3B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	133M	144M	167M	179M	91.1M	76.7M	69.7M	85.9M	70.6M	81.9M
Goodwill	1.5B	1.5B	1.4B	1.4B	1.4B	1.4B	1.4B	1.4B	1.4B	1.4B	1.4B	0.0	0.0	0.0	0.0	0.0	0.0
Intangible Assets	282M	286M	260M	261M	274M	306M	343M	388M	440M	492M	559M	21.3M	25.4M	29.2M	42.7M	23.9M	0.0
Goodwill & Intangible Assets	1.8B	1.8B	1.7B	1.7B	1.7B	1.7B	1.8B	1.8B	1.9B	1.9B	2B	21.3M	25.4M	29.2M	42.7M	23.9M	0.0
Long-Term Investments	23.1B	20.9B	18.9B	17.7B	17.2B	15.9B	17.6B	1.7B	1.7B	1.8B	1.9B	2.9B	691.6M	1B	1.2B	0.0	0.0
Tax Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	131M	40M	63M	103M	103.6M	0.0	98.9M	0.0	0.0	0.0
Other Non-Current Assets	461M	552M	461M	866M	718M	435M	92M	13.9B	13B	11.9B	14.1B	4.1B	-691.6M	-98.9M	0.0	0.0	0.0
Total Non-Current Assets	25.4B	23.2B	21.1B	20.3B	19.6B	18.1B	19.5B	17.7B	16.7B	15.8B	18.3B	7.2B	102.1M	1.1B	1.3B	94.5M	81.9M
Other Assets	0.0	0.0	0.0	0.0	0.0	0.0	0.0	20.1B	19.4B	18.1B	21.2B	0.0	15.4B	14.7B	15.5B	15B	18.3B
Total Assets	27.4B	25.9B	24.3B	22.5B	22.1B	22.5B	22.8B	20.1B	19.4B	18.1B	21.2B	11.1B	15.4B	14.7B	15.5B	17.1B	21.7B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	123M	58M	61M	67M	57M	78M	71.1M	116.6M	0.0	0.0
Accounts Payable	0.0	0.0	0.0	0.0	0.0	0.0	0.0	123M	58M	61M	67M	57M	78M	71.1M	116.6M	0.0	0.0
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	119M	242M	247M	31M	13.3M	10.2M	42.1M	0.0	0.0
Short Term Debt	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	4.9M	7.9M	7M	21.3M	0.0	2.5B
Tax Payables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	904.5M	0.0	0.0	0.0	0.0	0.0
Deferred Revenue	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-14.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Other Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	501M	14.2B	53M	767M	338.1M	-21.7M	5.7M	-42.1M	0.0	0.0
Total Current Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	624M	0.0	356M	1.1B	431M	77.6M	94M	137.8M	0.0	2.5B
NON-CURRENT LIABILITIES
Long Term Debt	22.7B	21.4B	19.8B	18.3B	17.8B	17.8B	17.2B	15.2B	15.1B	14B	17.3B	8.4B	12.8B	8.8B	9.3B	15.2B	17.7B
Deferred Revenue (Non-Current)	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	12.6B	0.0	0.0	0.0
Deferred Tax Liabilities (Non-Current)	35M	20M	9M	5M	1M	45M	34M	0.0	0.0	0.0	0.0	0.0	145.5M	283.8M	405M	512.1M	4.8M
Other Non-Current Liabilities	1.3B	1.3B	1.3B	1.2B	1.2B	1.2B	1.2B	1.1B	1.1B	1.1B	0.0	0.0	669.5M	-12.6B	0.0	0.0	0.0
Total Non-Current Liabilities	24B	22.7B	21.1B	19.5B	19B	19B	18.5B	16.3B	16.2B	15.1B	17.3B	8.4B	13.5B	9.1B	9.7B	15.7B	17.8B
Other Liabilities	0.0	0.0	0.0	0.0	0.0	0.0	0.0	16.3B	16.2B	15.1B	18.5B	433.9M	13.5B	13.5B	14.1B	643.7M	348.9M
Total Liabilities	24B	22.7B	21.1B	19.5B	19B	19B	18.5B	16.3B	16.2B	15.1B	18.5B	9.2B	13.5B	13.5B	14.1B	16.3B	20.6B
SHAREHOLDERS' EQUITY
Treasury Stock	-895M	-759M	-728M	-667M	-368M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Preferred Stock	0.0	0.0	0.0	0.0	0.0	13M	19M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	25.7M	0.0	0.0
Common Stock	1M	1M	1M	1M	1M	1M	1M	1M	1M	1M	1M	1.1M	1.1M	1M	1M	0.0	0.0
Additional Paid-In Capital	1.8B	1.7B	1.7B	1.7B	1.7B	1.7B	1.7B	1.7B	1.6B	1.5B	1.5B	529M	524.1M	147.5M	147.5M	0.0	0.0
Retained Earnings	2.6B	2.3B	2.3B	2.1B	1.7B	1.7B	2.6B	2.2B	1.7B	1.5B	1.3B	1.5B	986.7M	1B	1.2B	0.0	0.0
Accumulated Other Comprehensive Income/Loss	-41M	-81M	-87M	-127M	61M	94M	44M	-34M	11M	-6M	-33M	3.2M	28.1M	26.5M	-25.7M	1.5M	1.5M
Other Total Stockholders' Equity	0.0	0.0	0.0	0.0	0.0	-13M	-19M	0.0	0.0	0.0	0.0	269K	0.0	0.0	0.0	754.7M	1.2B
Total Stockholders' Equity	3.4B	3.2B	3.2B	3B	3.1B	3.4B	4.3B	3.8B	3.3B	3.1B	2.8B	2B	1.5B	1.2B	1.4B	756.2M	1.2B
Total Equity	3.4B	3.2B	3.2B	3B	3.1B	3.4B	4.3B	3.8B	3.3B	3.1B	2.7B	1.8B	1.9B	1.2B	1.4B	756.2M	1.2B
Minority Interest	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	-79M	-188.3M	346.6M	0.0	0.0	0.0	0.0
SUMMARY
Total Liabilities & Equity	27.4B	25.9B	24.3B	22.5B	22.1B	22.5B	22.8B	20.1B	19.4B	18.1B	21.2B	11.1B	15.4B	14.7B	15.5B	17.1B	21.7B
Total Investments	23.6B	22.5B	20.6B	19.5B	19.1B	17.7B	19.4B	1.7B	2.2B	2.3B	3.7B	2.9B	1.3B	1B	1.2B	0.0	0.0
Total Debt	22.7B	21.4B	19.8B	18.3B	17.8B	17.8B	17.2B	15.2B	15.1B	14B	17.3B	8.4B	12.8B	8.8B	9.3B	15.2B	20.2B
Net Debt	21.8B	21B	18.8B	17.8B	17.2B	15.5B	16B	14.5B	14.1B	13.4B	16.4B	7.5B	12.3B	7.3B	8.6B	13.9B	19B
Shares Outstanding	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284	119,115,284

SEC Filings

OMF - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 01, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
DEF 14A DEF 14A 2025 N/A	April 29, 2026	December 31, 2025	2025	View Filing
10-K 10-K 2025 FY FY	February 06, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 05, 2026	February 05, 2026	2026	View Filing
8-K 8-K 2025 N/A	December 18, 2025	December 18, 2025	2025	View Filing
8-K 8-K 2025 N/A	December 05, 2025	December 04, 2025	2025	View Filing
8-K 8-K 2025 N/A	October 31, 2025	October 31, 2025	2025	View Filing
10-Q 10-Q 2025 Q3 Q3	October 31, 2025	September 30, 2025	2025	View Filing
8-K 8-K 2025 N/A	September 17, 2025	September 17, 2025	2025	View Filing

Showing 1 to 10 of 251 filings

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