The Bank of N.T. Butterfield & Son Limited

The Bank of N.T. Butterfield & Son Limited

NTBยทNYSE

$55.66

-3.7%
Financial ServicesBanks - Diversified

The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. It accepts retail and corporate checking, savings, term, and interest bearing and non-interest bearing deposits, as well as certificate of deposits. The company's lending portfolio includes residential mortgage lending, automobile lending, consumer financing, credit cards, overdraft facilities, commercial real estate lending, and commercial and industrial loans. It also offers investment products and services; and cash and liquidity management, foreign exchange, custody administration, and settlement services. In addition, the company provides personal and property/auto insurance products; letters of credit; and cash management, payroll, remote banking, money market, advisory, brokerage, trust, estate, company management, and fiduciary services. Further, it offers debit cards; automated teller machines; and personal and business deposit, merchant acquiring, and mobile and internet banking services. The company operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Switzerland, Singapore, Mauritius, and Canada. It also operates through 3 branches in Bermuda and 4 branches in the Cayman Islands. The Bank of N.T. Butterfield & Son Limited was founded in 1858 and is headquartered in Hamilton, Bermuda.

At a Glance

Live Snapshot
Market Cap$2.20B
EPS5.6100
P/E Ratio9.92
Earnings Date07/27/2026
3Y-1.0%
5Y-4.0%
10Y+27.0%
3Y-4.0%
5Y-6.0%
10Y+25.0%
3Y+32.0%
5Y+16.0%
10Y+61.0%
ntb

The Bank of N.T. Butterfield & Son Limited Funding & Solvency Profile

NTB ยท NYSE
Cash & Cash Equivalents1.61B
Net Receivables11.10M
Inventory0.00
Other Current Assets0.00
Total Current Assets3 B
Property, Plant & Equipment159.00M
Goodwill & Intangible Assets87.00M
Long-Term Investments10.94B
Other Non-Current Assets197.54M
Total Non-Current Assets11 B
Total Assets
14.10B

Financial Health Analysis

Current Ratio

516.92x

Excellent liquidity position. The company can easily cover its short-term obligations with substantial cushion.

Debt-to-Equity Ratio

11.34x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

3 B

Strong working capital position provides significant operational flexibility and financial cushion.

Asset Composition

19% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Mixed signals: Strong short-term liquidity provides comfort, but high overall leverage requires careful monitoring of debt servicing capabilities and refinancing risk.

The Bank of N.T. Butterfield & Son Limited Balance Sheet

NTB โ€ข NYSE

The Bank of N.T. Butterfield & Son Limited Balance SheetDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012
ASSETS
CURRENT ASSETS
1.6B
2B
1.6B
2.1B
2.2B
3.3B
2.6B
2.1B
1.5B
2.1B
2.3B
2.1B
1.8B
1.7B
1.1B
2.7B
639.1M
2.9B
1.2B
823M
1.2B
52M
250M
520M
2.6B
2.6B
0.0
138M
2.7B
4.7B
2.3B
5B
3.4B
4.1B
3.8B
4.3B
5.1B
6B
4.9B
4.7B
1.8B
1.8B
11.1M
0.0
0.0
203.5M
144.3M
144.8M
23.6M
20.9M
24.9M
22.8M
17.5M
19.2M
0.0
19M
0.0
0.0
0.0
203.5M
144.3M
144.8M
23.6M
20.9M
24.9M
22.8M
17.5M
19.2M
0.0
0.0
11.1M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
19M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.9B
456.1M
2.8B
1.5B
1.5B
0.0
0.0
2.7B
4.7B
2.3B
5.2B
3.5B
4.3B
3.8B
6.2B
5.6B
5.9B
6.4B
6.2B
1.8B
1.8B
NON-CURRENT ASSETS
159M
153.8M
154.4M
146.1M
139M
151M
158M
158M
165M
168M
183.4M
215.1M
235M
243.3M
25.4M
23.6M
24.1M
22.9M
25.4M
25.6M
24.8M
24M
21.5M
19.6M
23.5M
24.8M
7.1M
6.9M
61.4M
66M
74.8M
51.5M
60.8M
67.2M
71.7M
50.8M
39.1M
42.3M
27.7M
33M
17.6M
15.3M
87M
89.6M
98.9M
74.4M
86M
93M
97M
75M
61M
62M
51.1M
57.9M
24.7M
22.3M
10.9B
7.7B
1B
8.8B
7.4B
5.7B
5.7B
4.3B
5B
4.9B
3.6B
3.4B
0.0
6.8B
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
1.1M
1.8M
-7.6B
-7.4B
0.0
1.4M
197.5M
1.6B
9.2B
76.4M
-7.7B
-5.9B
-5.9B
15.2M
12.6M
11.3M
7.6B
7.4B
6.8B
23.3M
11.4B
9.6B
10.5B
9.1B
7.7B
5.9B
5.9B
4.6B
5.2B
5.2B
3.9B
3.7B
7.1B
7.1B
0.0
0.0
609.7M
0.0
4.1B
4.5B
4.2B
-178K
-237K
455K
0.0
0.0
0.0
0.0
14.1B
14.2B
13.4B
14.3B
15.3B
14.7B
13.9B
10.8B
10.8B
11.1B
10.3B
9.9B
8.9B
8.9B
LIABILITIES
CURRENT LIABILITIES
0.0
0.0
0.0
185.9M
189.4M
203.9M
262.4M
5.1M
54.3M
2.1M
3.4M
5.4M
0.0
0.0
0.0
0.0
0.0
185.9M
189.4M
203.9M
262.4M
5.1M
2.4M
2.1M
2.7M
4.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
51.9M
0.0
654K
655K
0.0
0.0
255M
0.0
149.5M
0.0
0.0
0.0
0.0
0.0
2.4M
2.1M
0.0
0.0
3.8M
0.0
5.2M
92.6M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
246M
0.0
0.0
0.0
0.0
232.9M
251.7M
12.4B
9.4B
9.5B
10B
0.0
0.0
0.0
0.0
-255M
12.7B
-149.5M
13B
-422.3M
-455.5M
-254M
0.0
-56.7M
-4.3M
-654K
-5.4M
-3.8M
0.0
5.2M
12.8B
8.4B
13.2B
316M
335M
8.4M
5.1M
9.5B
10B
2.7M
4.8M
3.8M
246M
NON-CURRENT LIABILITIES
0.0
98.7M
98.5M
172.3M
171.9M
171.5M
143.5M
143.3M
117M
117M
117M
117M
207M
249.5M
13B
273.4M
4B
92M
0.0
0.0
500K
0.0
0.0
0.0
0.0
0.0
7.9B
7.6B
13B
372.1M
4.1B
264.3M
172M
171M
144M
143.3M
117M
117M
117M
117M
8.1B
7.8B
0.0
0.0
-142.4M
0.0
13.9B
13.3B
12.8B
9.7B
315M
266.1M
9.4B
8.9B
0.0
0.0
33.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
13B
13.2B
12.4B
13.4B
14.4B
13.8B
13B
9.9B
10B
10.4B
9.5B
9B
8.1B
8.1B
SHAREHOLDERS' EQUITY
0.0
-23.1M
-18.1M
-20.6M
-20.1M
-16.1M
-22M
-48.4M
0.0
-42K
-16.4M
-22.1M
-10.9M
-8.8M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
2K
9K
689K
195.7M
399K
435K
475K
503K
499K
500K
530K
882M
823M
711M
473K
550K
5.5M
5.5M
851.2M
916.4M
988.9M
1B
1B
1B
1.1B
1.2B
1.2B
1.1B
1.2B
1.3B
1.3B
1.2B
494.4M
422.5M
342.5M
229.7M
104.3M
33.9M
-9.2M
-92.7M
-204.2M
-287.7M
-368.6M
-405.1M
-460.2M
-482.8M
-204.2M
-295.4M
-310.2M
-377.5M
-124.9M
-49.7M
-87.1M
-148.5M
-129.1M
-144.7M
-90.5M
-77.5M
-76.7M
-12.5M
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
10M
0.0
0.0
1.1B
1B
1B
864.8M
977M
982M
964M
882M
823M
711M
750.4M
849.4M
803.2M
857.2M
1.1B
1B
1B
864.8M
977M
982M
964M
882M
823M
711M
750.4M
849.4M
803.2M
857.2M
SUMMARY
14.1B
14.2B
13.4B
14.3B
15.3B
14.7B
13.9B
10.8B
10.8B
11.1B
10.3B
9.9B
8.9B
8.9B
12B
10.4B
1.7B
11.7B
8.6B
6.5B
6.9B
4.4B
5.2B
8.8B
6.3B
6B
0.0
7B
38.7M
191.3M
98.5M
172.3M
172M
171M
144M
143M
117M
117M
117M
117M
207M
495.5M
-1.6B
-1.8B
-1.5B
-1.9B
-2B
-3.1B
-2.4B
-1.9B
-1.4B
-2B
-2.2B
-1.9B
-1.6B
-1.2B
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300
39,948,300

SEC Filings

NTB - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
6-K

6-K 2026 Q2

Q2

May 28, 2026
May 28, 2026
2026
6-K

6-K 2026 Q1

Q1

April 28, 2026
March 31, 2026
2026
6-K

6-K 2025 Q4

Q4

March 02, 2026
December 31, 2025
2025
6-K

6-K 2026 Q1

Q1

February 19, 2026
February 19, 2026
2026
20-F

20-F 2025 FY

FY

February 18, 2026
December 31, 2025
2025
6-K

6-K 2025 Q4

Q4

February 09, 2026
December 31, 2025
2025
6-K

6-K 2025 Q4

Q4

December 08, 2025
December 01, 2025
2025
6-K

6-K 2025 Q3

Q3

October 28, 2025
September 30, 2025
2025
6-K

6-K 2025 Q3

Q3

September 02, 2025
September 02, 2025
2025
6-K

6-K 2025 Q2

Q2

August 29, 2025
June 30, 2025
2025
Showing 1 to 10 of 138 filings