MGIC Investment Corporation

MGIC Investment Corporation

MTGยทNYSE

$24.86

+0.18%
Financial ServicesInsurance - Specialty

MGIC Investment Corporation, through its subsidiaries, provides private mortgage insurance, other mortgage credit risk management solutions, and ancillary services to lenders and government sponsored entities in the United States, Puerto Rico, and Guam. The company offers primary mortgage insurance that provides mortgage default protection on individual loans, as well as covers unpaid loan principal, delinquent interest, and various expenses associated with the default and subsequent foreclosure. It also provides contract underwriting services, as well as reinsurance. The company serves originators of residential mortgage loans, including savings institutions, commercial banks, mortgage brokers, credit unions, mortgage bankers, and other lenders. MGIC Investment Corporation was founded in 1957 and is headquartered in Milwaukee, Wisconsin.

At a Glance

Live Snapshot
Market Cap$5.26B
EPS3.1700
P/E Ratio7.84
Earnings Date07/29/2026
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MGIC Investment Corporation Street Expectations Map

MTG ยท NYSE

Wall Street analysts project that MTG stock may rise significantly over the coming 12 months. The consensus 1-year price target stands at 29.00, with estimates ranging from a low of 28.00 to a high of 30.00.

Lowest Target
28.00
12.63%
Consensus Target
29.00
16.65%
Highest Target
30.00
20.68%

The consensus 1-year price target stands at 29.00, with estimates ranging from a low of 28.00 to a high of 30.00.

Analyst Consensus Analysis

Upside Potential

+16.6%

Strong upside potential. Consensus indicates attractive return opportunity with favorable risk-reward profile.

Analyst Agreement

6.9% spread

High analyst agreement. Narrow target range indicates strong consensus on valuation, suggesting clear investment thesis and predictable outlook.

Analyst Conviction

Very High

Strong buy conviction: High upside with tight consensus suggests compelling investment opportunity backed by analyst confidence.

Market Sentiment Insight

Monitor and evaluate: Current analyst consensus suggests limited conviction or near-term catalysts. Stay informed on company developments and reassess positioning as new information emerges.

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MGIC Investment Corporation Forward Estimates of Revenue

MTG ยท NYSE
Latest Revenue
1.21B
FY 2025
Avg Estimate
1.26B
FY 2026
Estimate Range
1.26B - 1.27B
Analyst Spread

Forward Growth Analysis

Projected Growth+4.0%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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MGIC Investment Corporation Forward Estimates of Net Income

MTG ยท NYSE
Latest Net Income
738.35M
FY 2025
Avg Estimate
832.78M
FY 2026
Estimate Range
819.56M - 846.00M
Analyst Spread

Forward Growth Analysis

Projected Growth+12.8%

Solid growth trajectory indicates healthy business performance and competitive positioning.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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MGIC Investment Corporation Forward Estimates of EPS

MTG ยท NYSE
Latest EPS
3.17
FY 2025
Avg Estimate
$3.14
FY 2026
Estimate Range
$3.10 - $3.20
Analyst Spread

Forward Growth Analysis

Projected Growth-0.8%

Declining expectations indicate headwindsโ€”investigate whether temporary or structural issues.

Analyst Coverage3 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread3%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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MGIC Investment Corporation Forward Estimates of EBIT

MTG ยท NYSE
Latest EBIT
964.14M
FY 2025
Avg Estimate
975.93M
FY 2026
Estimate Range
973.85M - 983.73M
Analyst Spread

Forward Growth Analysis

Projected Growth+1.2%

Flat growth suggests market maturity or near-term challenges offsetting expansion efforts.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookNeutral

Mixed signalsโ€”some positive indicators offset by concerns about growth or uncertainty.

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MGIC Investment Corporation Forward Estimates of EBITDA

MTG ยท NYSE
Latest EBITDA
971.09M
FY 2025
Avg Estimate
1.02B
FY 2026
Estimate Range
1.02B - 1.03B
Analyst Spread

Forward Growth Analysis

Projected Growth+5.2%

Moderate growth expected, typical for mature businesses with stable market positions.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

Estimate Spread1%

Narrow estimate range signals strong analyst consensus and predictable business outlook.

OutlookPositive

Generally favorable outlook with reasonable growth prospects and analyst support.

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MGIC Investment Corporation Forward Estimates of SG&A Expense

MTG ยท NYSE
Latest SG&A Expense
47.00M
FY 2025
Avg Estimate
0.00
FY 2026
Estimate Range
0.00 - 0.00
Analyst Spread

Forward Growth Analysis

Projected Growth-100.0%

Significant contraction projectedโ€”major business challenges or industry disruption likely.

Analyst Coverage2 Analysts

Limited coverage may indicate reduced institutional interest or information availability.

OutlookCautious

Analyst skepticism evidentโ€”carefully evaluate risks before investment decisions.

Key Insight

Limited coverage with volatile estimates: Few analysts covering despite significant projected changes may indicate information gaps or emerging risks.

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MGIC Investment Corporation Insider Positioning

MTG ยท NYSE

During the last 12 months, insiders have sold $23.50M worth of MTG shares, with no buying activity reported.

3 Months

Bought

0

0.00

Sold

171.1K

4.51M

Net Activity

-4.5M

-$4.51M

3-6 Months

Bought

0

0.00

Sold

173.1K

4.69M

Net Activity

-4.7M

-$4.69M

6-9 Months

Bought

0

0.00

Sold

249.2K

6.84M

Net Activity

-6.8M

-$6.84M

9-12 Months

Bought

0

0.00

Sold

279.2K

7.47M

Net Activity

-7.5M

-$7.47M

Top Buyers

No buying activity

Top Sellers

1
MTJ

Mattke Timothy J.

Director, Officer: Chief Executive Officer

480.7K sharesโ€ข4 transactions

$12.79M

2
MSA

Miosi Salvatore A

Officer: President & Coo

310.9K sharesโ€ข11 transactions

$8.55M

3
MPC

Maggio Paula C

Officer: Evp And General Counsel

80.9K sharesโ€ข4 transactions

$2.16M

Insider Activity Analysis

Net Insider Sentiment

Bearish

Strong bearish signal with $23.50M net selling. Heavy insider selling may indicate concerns about valuation or near-term prospects.

Buy/Sell Ratio

0.00:1

Very poor ratio. Heavy selling with minimal buying suggests insiders may be concerned about valuation or outlook.

Recent Trend (3 Months)

$4.51M

Heavy recent selling activity. Recent insider sales notably exceed purchasesโ€”may warrant investigation into company developments.

Insider Participation

High Selling

3 insider sellers vs. 0 buyers. Widespread selling across multiple insiders may signal concerns.

Insider Activity Insight

Multiple red flags: Heavy selling, numerous sellers, and continued recent selling create a concerning pattern. Investigate fundamental drivers and consider whether company guidance or industry conditions have deteriorated.