MTB - NYSE

M&T Bank Corporation

MTB·NYSE

$214.03

-1.5%

Financial ServicesBanks - Regional

M&T Bank Corporation operates as a bank holding company that provides commercial and retail banking services. The company's Business Banking segment offers deposit, lending, cash management, and other financial services to small businesses and professionals. Its Commercial Banking segment provides deposit products, commercial lending and leasing, letters of credit, and cash management services for middle-market and large commercial customers. The company's Commercial Real Estate segment originates, sells, and services commercial real estate loans; and offers deposit services. Its Discretionary Portfolio segment provides deposits; securities, residential real estate loans, and other assets; and short and long term borrowed funds, as well as foreign exchange services. The company's Residential Mortgage Banking segment offers residential real estate loans for consumers and sells those loans in the secondary market; and purchases servicing rights to loans originated by other entities. Its Retail Banking segment offers demand, savings, and time accounts; consumer installment loans, automobile and recreational finance loans, home equity loans and lines of credit, and credit cards; mutual funds and annuities; and other services. The company also provides trust and wealth management; fiduciary and custodial; insurance agency; institutional brokerage and securities; and investment management services. It offers its services through banking offices, business banking centers, telephone and internet banking, and automated teller machines. As of December 31, 2021, the company operates 688 domestic banking offices in New York State, Maryland, New Jersey, Pennsylvania, Delaware, Connecticut, Virginia, West Virginia, and the District of Columbia; and a full-service commercial banking office in Ontario, Canada. M&T Bank Corporation was founded in 1856 and is headquartered in Buffalo, New York.

Statements Value Model

At a Glance

Live Snapshot

Market Cap$31.34B

EPS17.1000

P/E Ratio12.52

Earnings Date07/15/2026

213.51B

Assets

3Y+6.0%

5Y+50.0%

10Y+73.0%

184.33B

Total Liabilities

3Y+5.0%

5Y+46.0%

10Y+72.0%

29.18B

Total Equity

3Y+15.0%

5Y+80.0%

10Y+77.0%

M&T Bank Corporation Funding & Solvency Profile

MTB · NYSE

Current Assets

Cash & Cash Equivalents18.77B

Net Receivables0.00

Inventory0.00

Other Current Assets0.00

Total Current Assets55 B

Non-Current Assets

Property, Plant & Equipment0.00

Goodwill & Intangible Assets8.53B

Long-Term Investments136.59B

Other Non-Current Assets12.98B

Total Non-Current Assets150 B

Total Assets

213.51B

Financial Health Analysis

Current Ratio

0.32x

Warning: Liquidity concerns. Current assets may not be sufficient to cover short-term obligations.

Debt-to-Equity Ratio

6.32x

High financial leverage. Heavy reliance on debt may indicate increased financial risk and potential solvency concerns.

Working Capital

-118004000000

Negative working capital indicates short-term liabilities exceed short-term assets—potential liquidity stress.

Asset Composition

26% Current

Capital-intensive business with significant long-term investments in property, equipment, or intangibles.

Financial Health Insight

Financial stress indicators: Both liquidity and leverage metrics raise concerns. The company may face challenges meeting obligations and should focus on strengthening its balance sheet.

M&T Bank Corporation Balance Sheet

MTB • NYSE

M&T Bank Corporation Balance Sheet	Dec 2025	Dec 2024	Dec 2023	Dec 2022	Dec 2021	Dec 2020	Dec 2019	Dec 2018	Dec 2017	Dec 2016	Dec 2015	Dec 2014	Dec 2013	Dec 2012	Dec 2011	Dec 2010	Dec 2009	Dec 2008	Dec 2007	Dec 2006
ASSETS
CURRENT ASSETS
Cash and Cash Equivalents	18.8B	20.8B	29.8B	26.5B	43.2B	25.2B	8.6B	9.7B	6.5B	6.3B	9B	7.8B	3.2B	2.1B	1.6B	1B	1.4B	1.6B	1.7B	1.6B
Short-Term Investments	36.6B	14.4B	10.4B	10.7B	4B	4.8B	6.3B	8.7B	10.9B	13.3B	12.2B	9.2B	4.5B	4.7B	6.2B	5.4B	6.7B	6.9B	8.4B	6.8B
Cash & Short-Term Investments	55.4B	35.3B	40.3B	37.3B	47.2B	30B	14.9B	18.4B	17.4B	19.7B	21.2B	16.9B	7.8B	6.9B	7.8B	6.4B	8.1B	8.4B	10.1B	8.4B
Net Receivables	0.0	0.0	2.8B	2.6B	1.1B	1.2B	1.4B	1.4B	1.4B	1.4B	1.4B	1.3B	1.4B	1.5B	1.5B	1.6B	1.9B	1.7B	1.6B	1.4B
Accounts Receivables	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.3B	1.4B	1.5B	1.5B	1.6B	1.9B	1.7B	1.6B	1.4B
Other Receivables	0.0	0.0	2.8B	2.6B	1.1B	1.2B	1.4B	1.4B	1.4B	1.4B	1.4B	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Current Assets	55.4B	35.3B	43.2B	39.9B	48.3B	31.3B	16.4B	19.8B	18.8B	21.1B	22.6B	18.3B	9.2B	8.3B	9.4B	8.1B	9.9B	10.1B	11.7B	9.9B
NON-CURRENT ASSETS
Property, Plant, and Equipment (Net)	0.0	1.7B	1.7B	1.7B	1.1B	1.2B	1.1B	647.4M	646.5M	675.3M	666.7M	613M	633.5M	594.7M	581.4M	435.8M	435.8M	388.9M	370.8M	335M
Goodwill	8.5B	8.5B	8.5B	8.5B	4.6B	4.6B	4.6B	4.6B	4.6B	4.6B	4.6B	3.5B	3.5B	3.5B	3.5B	3.5B	3.5B	3.2B	3.2B	2.9B
Intangible Assets	64M	94M	147M	209M	4M	14.2M	29M	47.1M	71.6M	97.7M	140.3M	35M	68.9M	115.8M	176.4M	125.9M	182.4M	183.5M	248.6M	250.2M
Goodwill & Intangible Assets	8.5B	8.6B	8.6B	8.7B	4.6B	4.6B	4.6B	4.6B	4.7B	4.7B	4.7B	3.6B	3.6B	3.6B	3.7B	3.7B	3.7B	3.4B	3.4B	3.2B
Long-Term Investments	136.6B	153B	148.4B	141.5B	93.5B	97.8B	91.6B	90.1B	89.3B	91.4B	88.6B	68.2B	66B	65.5B	59.1B	51.2B	50.3B	47.6B	46.2B	41.3B
Other Non-Current Assets	13B	9.5B	6.4B	8.9B	7.5B	7.8B	5.6B	4.8B	5B	5.3B	6B	6B	5.8B	4.9B	5.2B	4.7B	4.5B	4.4B	3.1B	2.4B
Total Non-Current Assets	158.1B	172.8B	165.1B	160.8B	106.8B	111.3B	103B	100.1B	99.6B	102.1B	100B	78.4B	76B	74.7B	68.6B	60B	58.9B	55.7B	53.1B	47.2B
Total Assets	213.5B	208.1B	208.3B	200.7B	155.1B	142.6B	119.9B	120.1B	118.6B	123.4B	122.8B	96.7B	85.2B	83B	77.9B	68B	68.9B	65.8B	64.9B	57.1B
LIABILITIES
CURRENT LIABILITIES
Total Payables	0.0	0.0	4.5B	4.4B	2.1B	2.2B	2.3B	1.6B	1.6B	1.8B	1.9B	1.6B	1.4B	1.5B	1.8B	1.1B	995.1M	1.4B	984.4M	888.4M
Accounts Payable	0.0	0.0	4.5B	4.4B	2.1B	2.2B	2.3B	1.6B	1.6B	1.8B	1.9B	1.6B	1.4B	1.5B	1.8B	1.1B	995.1M	1.4B	984.4M	888.4M
Accrued Expenses	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	1.8B	1.1B	995.1M	1.4B	984.4M	0.0
Short Term Debt	2.1B	1.1B	5.3B	3.6B	47M	59.5M	164M	4.8B	772M	1.4B	4B	1.6B	1.7B	2.5B	2.2B	2.6B	4.1B	4.6B	7.4B	4.1B
Other Current Liabilities	171.3B	161.1B	163.3B	163.5B	131.5B	119.8B	94.8B	90.2B	92.4B	95.5B	92B	73.6B	67.1B	65.6B	59.4B	49.8B	47.4B	42.6B	41.3B	39.9B
Total Current Liabilities	173.4B	162.2B	173.1B	171.4B	133.7B	122B	97.3B	96.6B	94.8B	98.7B	97.9B	76.7B	70.1B	69.6B	65.2B	54.5B	53.5B	49.9B	50.7B	44.9B
NON-CURRENT LIABILITIES
Long Term Debt	10.9B	12.6B	8.2B	4B	3.5B	4.4B	6.9B	8B	7.7B	8.4B	8.8B	7.6B	3.7B	3.2B	5.3B	6.2B	8.6B	10.5B	8.7B	5.9B
Other Non-Current Liabilities	0.0	4.3B	0.0	0.0	0.0	0.0	0.0	0.0	-175.1M	-163.4M	0.0	0.0	0.0	0.0	-1.8B	-1.1B	-995.1M	-1.4B	-984.4M	0.0
Total Non-Current Liabilities	10.9B	16.9B	8.2B	4B	3.5B	4.4B	6.9B	8B	7.5B	8.2B	8.8B	7.6B	3.7B	3.2B	3.5B	5.1B	7.6B	9.1B	7.7B	5.9B
Capital Lease Obligations	0.0	0.0	0.0	0.0	0.0	0.0	387.1M	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Total Liabilities	184.3B	179.1B	181.3B	175.4B	137.2B	126.4B	104.2B	104.6B	102.3B	107B	106.6B	84.3B	73.9B	72.8B	68.7B	59.7B	61.1B	59B	58.4B	50.8B
SHAREHOLDERS' EQUITY
Treasury Stock	-4.9B	-2.4B	-2.2B	-1.8B	-5.1B	-5.1B	-4.8B	-3.5B	-1.5B	-431.8M	0.0	0.0	0.0	0.0	0.0	-67.4M	-225.7M	-1.1B	-1.1B	-1.1B
Preferred Stock	2.8B	2.4B	2B	2B	1.8B	1.3B	1.3B	1.2B	1.2B	1.2B	1.2B	1.2B	881.5M	872.5M	864.6M	740.7M	730.2M	567.5M	0.0	0.0
Common Stock	90M	91M	91M	91M	81.1M	81.2M	81.4M	81.6M	81.8M	82.1M	82.1M	68.8M	68.2M	67.6M	66.9M	64.4M	64.5M	64.8M	65M	65.3M
Additional Paid-In Capital	10B	10B	10B	10B	6.6B	6.6B	6.6B	6.6B	6.6B	6.7B	6.7B	3.4B	3.2B	3B	2.8B	2.4B	2.4B	2.9B	2.8B	2.9B
Retained Earnings	20.9B	19.1B	17.5B	15.8B	14.6B	13.4B	12.8B	11.5B	10.2B	9.2B	8.4B	7.8B	7.2B	6.5B	5.9B	5.4B	5.1B	5.1B	4.8B	4.4B
Accumulated Other Comprehensive Income/Loss	277M	-164M	-459M	-790M	-127.6M	-63M	-206.7M	-420.1M	-363.8M	-294.6M	-251.6M	-181M	-64.2M	-240.3M	-356.4M	-205.2M	-336M	-736.9M	-114.8M	-53.6M
Total Stockholders' Equity	29.2B	29B	27B	25.3B	17.9B	16.2B	15.7B	15.5B	16.3B	16.5B	16.2B	12.3B	11.3B	10.2B	9.3B	8.4B	7.8B	6.8B	6.5B	6.3B
Total Equity	29.2B	29B	27B	25.3B	17.9B	16.2B	15.7B	15.5B	16.3B	16.5B	16.2B	12.3B	11.3B	10.2B	9.3B	8.4B	7.8B	6.8B	6.5B	6.3B
SUMMARY
Total Liabilities & Equity	213.5B	208.1B	208.3B	200.7B	155.1B	142.6B	119.9B	120.1B	118.6B	123.4B	122.8B	96.7B	85.2B	83B	77.9B	68B	68.9B	65.8B	64.9B	57.1B
Total Investments	173.2B	167.4B	158.8B	152.3B	97.5B	102.6B	98B	98.7B	100.2B	104.7B	100.8B	77.4B	70.6B	70.2B	65.3B	56.6B	57B	54.4B	54.6B	48.1B
Total Debt	13.1B	13.7B	13.5B	7.5B	3.5B	4.4B	7B	12.8B	8.5B	9.8B	12.8B	9.2B	5.4B	5.7B	7.5B	8.8B	12.7B	15.1B	16.1B	10B
Net Debt	-5.7B	-7.1B	-16.3B	-19B	-39.7B	-20.8B	-1.6B	3.1B	2B	3.5B	3.8B	1.4B	2.1B	3.6B	5.9B	7.8B	11.3B	13.5B	14.4B	8.4B
Shares Outstanding	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781	153,690,781

SEC Filings

MTB - Filing history and reports

Filing Type	Filing Date	Period Ending	Fiscal Year	Actions
10-Q 10-Q 2026 Q1 Q1	May 05, 2026	March 31, 2026	2026	View Filing
8-K 8-K 2026 N/A	May 01, 2026	May 01, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 23, 2026	April 21, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 20, 2026	April 20, 2026	2026	View Filing
8-K 8-K 2026 N/A	April 15, 2026	April 15, 2026	2026	View Filing
8-K 8-K 2026 N/A	March 30, 2026	March 30, 2026	2026	View Filing
DEF 14A DEF 14A 2026 N/A	March 10, 2026	April 21, 2026	2026	View Filing
10-K 10-K 2025 FY FY	February 18, 2026	December 31, 2025	2025	View Filing
8-K 8-K 2026 N/A	February 11, 2026	February 11, 2026	2026	View Filing
8-K 8-K 2026 N/A	January 16, 2026	January 16, 2026	2026	View Filing

Showing 1 to 10 of 542 filings

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