The St. Joe Company

The St. Joe Company

JOEยทNYSE

$64.49

+0.35%
Real EstateReal Estate - Diversified

The St. Joe Company, together with its subsidiaries, operates as a real estate development, asset management, and operating company in Northwest Florida. It operates through three segments: Residential, Hospitality, and Commercial. The Residential segment plans and develops residential communities of various sizes for homebuilders or retail consumers. It primarily sells developed homesites and parcels of entitled or undeveloped land. The Hospitality segment owns and operates a private membership club, golf courses, beach clubs, retail outlets, marinas, and other entertainment assets. This segment also engages in the hotel, food and beverage, and gulf-front vacation rental operations, as well as provides management services. The Commercial segment engages in leasing of commercial property, multi-family, a senior living community, and other assets. This segment also plans, develops, entitles, manages, and sells commercial land holdings for retail, office, hotel, senior living, multi-family, self-storage, and industrial uses; and grows and sells pulpwood, sawtimber, and other forest products. The company owns 170,000 acres of land in Northwest Florida. The St. Joe Company was incorporated in 1936 and is based in Panama City Beach, Florida.

At a Glance

Live Snapshot
Market Cap$3.70B
EPS2.0000
P/E Ratio32.24
Earnings Date07/22/2026
The St. Joe Company

The St. Joe Company Fair Value Envelope

JOE ยท NYSE

Our analysis suggests that JOE has a fair value of HIDDEN per share in the Base Case projection. With shares currently trading at $64.49, this represents a potential HIDDEN relative to our calculated worth for The St. Joe Company.

Intrinsic Value
Current Price: $64.49

Owner Earnings Valuation Tool

Warren Buffett's Owner Earnings DCF analysis for intrinsic value calculation

Historical Financial Data

Base year metrics used for projections

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Projection Settings

Forecast period and terminal assumptions

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DCF Valuation Summary

Calculation flow from present value to intrinsic value per share

Present Value$1,726.5B
+ Cash & Equivalents$129.6M
Firm Value$1,726.6B
- Debt$393.9M
Equity Value$1,726.2B
/ Shares Outstanding57,744,530B
DCF Value$29.9K
UNDERVALUED BY 46254%

Owner Earnings Projections

Operating Cash Flow - Maintenance CapEx = Owner Earnings

Metric
Year 1
Year 2
Year 3
Year 4
Year 5
Year 6
Year 7
Year 8
Year 9
Year 10
Operating Cash Flow
$381.4M
$762.8M
$1.5B
$3.1B
$6.1B
$12.2B
$24.4B
$48.8B
$97.6B
$195.3B
Maintenance CapEx
-$1.6M
-$3.2M
-$6.5M
-$13.0M
-$26.0M
-$51.9M
-$103.9M
-$207.8M
-$415.5M
-$831.1M
Owner Earnings
$379.8M
$759.5M
$1.5B
$3.0B
$6.1B
$12.2B
$24.3B
$48.6B
$97.2B
$194.4B
Discount Factor
0.926
0.857
0.794
0.735
0.681
0.630
0.583
0.540
0.500
0.463
Present Value
$351.6M
$651.2M
$1.2B
$2.2B
$4.1B
$7.7B
$14.2B
$26.3B
$48.6B
$90.1B
Terminal Value represents 88.7% of Enterprise Value