Hilltop Holdings Inc.

Hilltop Holdings Inc.

HTHยทNYSE

$36.13

-3.3%
Financial ServicesBanks - Regional

Hilltop Holdings Inc. provides business and consumer banking, and financial products and services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, equipment loans and leases, agricultural and commercial real estate loans, and other loans; and commercial and industrial loans, and term and construction finance. This segment also provides treasury management, wealth management, asset management, check cards, safe deposit boxes, online banking, bill pay, trust, and overdraft services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; structured finance services, which include advisory services for derivatives and commodities; sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds, as well as mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products. This segment also provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers mortgage, jumbo, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.

At a Glance

Live Snapshot
Market Cap$2.11B
EPS2.6400
P/E Ratio13.69
Earnings Date07/23/2026
3Y-107.0%
5Y-128.0%
10Y-51.0%
3Y-63.0%
5Y-61.0%
10Y-34.0%
3Y-58.0%
5Y-157.0%
10Y-202.0%
HTH

Hilltop Holdings Inc. Cash Conversion Engine

HTH ยท NYSE
Net Income165.59M
Depreciation & Amortization0.00
Stock-Based Compensation0.00
Change in Working Capital17.19M
Others-261.05M
Capital Expenditures-16.83M
Free Cash Flow-95.10M

Cash Flow Quality Analysis

FCF Conversion Rate

-57.4%

Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.

CapEx Intensity

-21.5%

Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.

FCF Growth Trend

-135.6%

Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.

Working Capital Impact

+$17.19M

Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.

Cash Flow Quality Insight

Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.

Hilltop Holdings Inc. Cash Flow Statement

HTH โ€ข NYSE

Hilltop Holdings Inc. Cash Flow StatementDec 2025Dec 2024Dec 2023Dec 2022Dec 2021Dec 2020Dec 2019Dec 2018Dec 2017Dec 2016Dec 2015Dec 2014Dec 2013Dec 2012Dec 2011Dec 2010Dec 2009Dec 2008Dec 2007Dec 2006
OPERATING ACTIVITIES
165.6M
123.2M
118M
119.3M
374.5M
469.7M
233M
125.7M
133.1M
147.9M
212.6M
112.6M
126.7M
-5.1M
-6.5M
-548K
-2.1M
-22.6M
-73.1M
-17.4M
0.0
19.9M
19.6M
32.6M
24.6M
21.9M
-1.5M
-5.3M
-13.9M
-49.8M
-83.4M
-83.3M
-53.8M
-2.5M
1.7M
1.8M
2M
2.2M
2M
92.1M
0.0
-19.5M
7M
8.2M
-7.1M
16.6M
-4.1M
13M
40.9M
-9.7M
17.4M
-22.8M
15.8M
-6.4M
-3.9M
1.5M
995K
7.2M
2.8M
0.0
0.0
0.0
0.0
0.0
17.5M
0.0
0.0
9.1M
10.8M
0.0
0.0
0.0
1.7M
500K
146K
150K
214K
100K
1.7M
0.0
-261M
42.6M
52.6M
930.1M
976.3M
-771M
-689M
325.9M
125.3M
-231.8M
-291.8M
-172.3M
338.5M
119.5M
-417K
60K
-110K
46.2M
26.9M
-37.7M
(61.1M)
(44.2M)
(19.1M)
(15.1M)
(136.2M)
(123.6M)
(56.9M)
(8.4M)
(85.8M)
(88.9M)
(112.5M)
(26.9M)
(73.8M)
(184K)
(811K)
(1.9M)
(23.9M)
(10.6M)
(69.6M)
(0.0)
17.2M
107.8M
245.8M
99.2M
-620.2M
543.2M
28.6M
-69.8M
-606.2M
-17.6M
180.9M
74.4M
-30.6M
9.3M
5.7M
6.9M
17.9M
-40.3M
-7.2M
-5.2M
-78.3M
273.9M
443M
1.2B
765.6M
280.4M
-433M
389.5M
-320.7M
-161M
35.7M
-91.4M
396.7M
115.2M
-3.3M
9.9M
18.9M
-7.2M
-46.9M
37M
INVESTING ACTIVITIES
-16.8M
-7.1M
-8.5M
-9.8M
-24.8M
-37.7M
-42.3M
-67.7M
-31.2M
-41.9M
-31.3M
-43.2M
-33.1M
-17.4M
-296K
-322K
-1.7M
-98K
-401K
-24.9M
(74.9M)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
(0.0)
-63.2M
(0.0)
(0.0)
(41.1M)
(0.0)
(362.7M)
(165.7M)
(0.0)
(0.0)
(0.0)
-375K
-70M
-1.7M
-395.3M
-117.6M
-85.1M
-781.7M
-1.3B
-982.8M
-525.4M
-345.3M
-532M
-513.7M
-278.5M
-172.7M
-373M
-224.9M
-81.6M
-44.7M
-1.1B
-52.6M
-118.9M
(0.0)
443M
330.4M
318.4M
425.2M
665.7M
515M
370.7M
259.1M
355.1M
563.1M
762M
320.4M
381.9M
77.4M
21.2M
28.4M
1.1B
59.5M
50.1M
0.0
-431.1M
148.6M
-66.5M
-511M
149.6M
-322M
-407.4M
-72.5M
-149.9M
-501M
-51M
155.3M
-114.6M
12.1M
0.0
0.0
18.5M
-18.5M
881.1M
162.1M
-325.3M
(354.2M)
(158.3M)
-877.3M
-553.3M
-827.7M
-604.3M
-289.7M
-358M
-493.6M
(442.3M)
(259.8M)
(223.9M)
(12.9M)
-60.7M
-16.7M
(32.1M)
-12.1M
(742M)
(135.5M)
FINANCING ACTIVITIES
-184M
-19.9M
-5.1M
-442.3M
-123.6M
-208.7M
-73.4M
-59M
-27.4M
4.1M
-30M
0.0
0.0
-1.3M
0.0
0.0
0.0
0.0
98.4M
0.0
-357M
-65.3M
-70.9M
66.7M
102.2M
-603.6M
413M
-120.5M
-319.9M
549.3M
127.9M
421M
-387.4M
-186.6M
-6.9M
0.0
-18K
-4M
-11.5M
0.0
-45.4M
-44.3M
-41.6M
-43M
-39M
-32.5M
-29.6M
-26.7M
-23.1M
-5.8M
-3.5M
-5.6M
-3M
(0.0)
(0.0)
-8.8M
-10.3M
-10.3M
-10.3M
-10.3M
-184M
-19.9M
-5.1M
-442.3M
-123.6M
-208.7M
-73.4M
-59M
-27.4M
(0.0)
-144.1M
(0.0)
(0.0)
-1.3M
(0.0)
-125M
(0.0)
(0.0)
-1.8M
(0.0)
-127.8M
-44.9M
-214.9M
-1.3B
1.5B
2.1B
591.6M
210.8M
854.6M
150.6M
-602M
-516.7M
-210.6M
207.7M
0.0
0.0
0.0
0.0
-17.8M
-171.2M
-714.2M
-174.3M
-332.5M
-1.7B
1.5B
1.3B
901.6M
4.6M
480.9M
698.2M
-621.7M
-101.4M
-601.1M
19.9M
-6.9M
-133.8M
-10.3M
-14.3M
58.6M
-171.2M
CASH FLOW SUMMARY
-1.1B
453.8M
268.8M
-1.4B
1.7B
710.5M
-135.7M
104.5M
-197.8M
43.7M
-143.6M
67.1M
19.6M
146.6M
-70.9M
-140.6M
40.6M
-33.6M
753.7M
1.4M
2.4B
1.9B
1.6B
3B
1.4B
642.8M
778.5M
674M
871.8M
828.1M
813.1M
746M
726.5M
578.5M
649.4M
790M
749.4M
783M
29.3M
27.9M
1.3B
2.4B
1.9B
1.6B
3B
1.4B
642.8M
778.5M
674M
871.8M
669.4M
813.1M
746M
725.2M
578.5M
649.4M
790M
749.4M
783M
29.3M
-95.1M
266.8M
434.5M
1.2B
740.9M
242.7M
-475.3M
321.5M
-351.9M
-202.9M
4.5M
-134.6M
363.6M
97.8M
-3.6M
9.5M
17.2M
-7.3M
-47.3M
12.2M

SEC Filings

HTH - Filing history and reports

Filing TypeFiling DatePeriod EndingFiscal YearActions
DEF 14A

DEF 14A 2026

N/A

April 30, 2026
July 23, 2026
2026
8-K

8-K 2026

N/A

April 28, 2026
April 23, 2026
2026
10-Q

10-Q 2026 Q1

Q1

April 24, 2026
March 31, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
8-K

8-K 2026

N/A

April 23, 2026
April 23, 2026
2026
10-K

10-K 2025 FY

FY

February 13, 2026
December 31, 2025
2025
8-K

8-K 2026

N/A

February 05, 2026
February 02, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2026

N/A

January 29, 2026
January 29, 2026
2026
8-K

8-K 2025

N/A

December 09, 2025
December 08, 2025
2025
Showing 1 to 10 of 441 filings