$36.13
-3.3%Hilltop Holdings Inc. provides business and consumer banking, and financial products and services. It operates through three segments: Banking, Broker-Dealer, and Mortgage Origination. The Banking segment offers savings, checking, interest-bearing checking, and money market accounts; certificates of deposit; lines and letters of credit, home improvement and equity loans, loans for purchasing and carrying securities, equipment loans and leases, agricultural and commercial real estate loans, and other loans; and commercial and industrial loans, and term and construction finance. This segment also provides treasury management, wealth management, asset management, check cards, safe deposit boxes, online banking, bill pay, trust, and overdraft services; and estate planning, management and administration, investment portfolio management, employee benefit accounts, and individual retirement accounts, as well as automated teller machines. The Broker-Dealer segment offers public finance services that assist public entities in originating, syndicating, and distributing securities of municipalities and political subdivisions; specialized advisory and investment banking services; advice and guidance to arbitrage rebate compliance, portfolio management, and local government investment pool administration; structured finance services, which include advisory services for derivatives and commodities; sells, trades in, and underwrites U.S. government and government agency bonds, corporate bonds, and municipal bonds, as well as mortgage-backed, asset-backed, and commercial mortgage-backed securities and structured products. This segment also provides asset and liability management advisory, clearing, retail, and securities lending services. The Mortgage Origination segment offers mortgage, jumbo, Federal Housing Administration, Veterans Affairs, and United States Department of Agriculture loans. Hilltop Holdings Inc. was founded in 1998 and is headquartered in Dallas, Texas.
Negative free cash flow despite positive earnings raises concerns about cash generation ability or heavy capital requirements.
Asset-light business model. Low capital requirements leave more cash available for shareholders and growth investments.
Significant FCF decline raises concerns. Urgent review needed of operational performance and capital allocation.
Working capital inflow boosted cash flow. Efficient management of receivables, inventory, and payables contributing positively.
Cash flow concerns: Despite profitability, the company is burning cash. Review working capital management, CapEx levels, and sustainability of current operations.
HTH โข NYSE
| Hilltop Holdings Inc. Cash Flow Statement | Dec 2025 | Dec 2024 | Dec 2023 | Dec 2022 | Dec 2021 | Dec 2020 | Dec 2019 | Dec 2018 | Dec 2017 | Dec 2016 | Dec 2015 | Dec 2014 | Dec 2013 | Dec 2012 | Dec 2011 | Dec 2010 | Dec 2009 | Dec 2008 | Dec 2007 | Dec 2006 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
OPERATING ACTIVITIES | ||||||||||||||||||||
165.6M | 123.2M | 118M | 119.3M | 374.5M | 469.7M | 233M | 125.7M | 133.1M | 147.9M | 212.6M | 112.6M | 126.7M | -5.1M | -6.5M | -548K | -2.1M | -22.6M | -73.1M | -17.4M | |
0.0 | 19.9M | 19.6M | 32.6M | 24.6M | 21.9M | -1.5M | -5.3M | -13.9M | -49.8M | -83.4M | -83.3M | -53.8M | -2.5M | 1.7M | 1.8M | 2M | 2.2M | 2M | 92.1M | |
0.0 | -19.5M | 7M | 8.2M | -7.1M | 16.6M | -4.1M | 13M | 40.9M | -9.7M | 17.4M | -22.8M | 15.8M | -6.4M | -3.9M | 1.5M | 995K | 7.2M | 2.8M | 0.0 | |
0.0 | 0.0 | 0.0 | 0.0 | 17.5M | 0.0 | 0.0 | 9.1M | 10.8M | 0.0 | 0.0 | 0.0 | 1.7M | 500K | 146K | 150K | 214K | 100K | 1.7M | 0.0 | |
-261M | 42.6M | 52.6M | 930.1M | 976.3M | -771M | -689M | 325.9M | 125.3M | -231.8M | -291.8M | -172.3M | 338.5M | 119.5M | -417K | 60K | -110K | 46.2M | 26.9M | -37.7M | |
(61.1M) | (44.2M) | (19.1M) | (15.1M) | (136.2M) | (123.6M) | (56.9M) | (8.4M) | (85.8M) | (88.9M) | (112.5M) | (26.9M) | (73.8M) | (184K) | (811K) | (1.9M) | (23.9M) | (10.6M) | (69.6M) | (0.0) | |
17.2M | 107.8M | 245.8M | 99.2M | -620.2M | 543.2M | 28.6M | -69.8M | -606.2M | -17.6M | 180.9M | 74.4M | -30.6M | 9.3M | 5.7M | 6.9M | 17.9M | -40.3M | -7.2M | -5.2M | |
-78.3M | 273.9M | 443M | 1.2B | 765.6M | 280.4M | -433M | 389.5M | -320.7M | -161M | 35.7M | -91.4M | 396.7M | 115.2M | -3.3M | 9.9M | 18.9M | -7.2M | -46.9M | 37M | |
INVESTING ACTIVITIES | ||||||||||||||||||||
-16.8M | -7.1M | -8.5M | -9.8M | -24.8M | -37.7M | -42.3M | -67.7M | -31.2M | -41.9M | -31.3M | -43.2M | -33.1M | -17.4M | -296K | -322K | -1.7M | -98K | -401K | -24.9M | |
(74.9M) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | (0.0) | -63.2M | (0.0) | (0.0) | (41.1M) | (0.0) | (362.7M) | (165.7M) | (0.0) | (0.0) | (0.0) | -375K | -70M | -1.7M | |
-395.3M | -117.6M | -85.1M | -781.7M | -1.3B | -982.8M | -525.4M | -345.3M | -532M | -513.7M | -278.5M | -172.7M | -373M | -224.9M | -81.6M | -44.7M | -1.1B | -52.6M | -118.9M | (0.0) | |
443M | 330.4M | 318.4M | 425.2M | 665.7M | 515M | 370.7M | 259.1M | 355.1M | 563.1M | 762M | 320.4M | 381.9M | 77.4M | 21.2M | 28.4M | 1.1B | 59.5M | 50.1M | 0.0 | |
-431.1M | 148.6M | -66.5M | -511M | 149.6M | -322M | -407.4M | -72.5M | -149.9M | -501M | -51M | 155.3M | -114.6M | 12.1M | 0.0 | 0.0 | 18.5M | -18.5M | 881.1M | 162.1M | |
-325.3M | (354.2M) | (158.3M) | -877.3M | -553.3M | -827.7M | -604.3M | -289.7M | -358M | -493.6M | (442.3M) | (259.8M) | (223.9M) | (12.9M) | -60.7M | -16.7M | (32.1M) | -12.1M | (742M) | (135.5M) | |
FINANCING ACTIVITIES | ||||||||||||||||||||
-184M | -19.9M | -5.1M | -442.3M | -123.6M | -208.7M | -73.4M | -59M | -27.4M | 4.1M | -30M | 0.0 | 0.0 | -1.3M | 0.0 | 0.0 | 0.0 | 0.0 | 98.4M | 0.0 | |
-357M | -65.3M | -70.9M | 66.7M | 102.2M | -603.6M | 413M | -120.5M | -319.9M | 549.3M | 127.9M | 421M | -387.4M | -186.6M | -6.9M | 0.0 | -18K | -4M | -11.5M | 0.0 | |
-45.4M | -44.3M | -41.6M | -43M | -39M | -32.5M | -29.6M | -26.7M | -23.1M | -5.8M | -3.5M | -5.6M | -3M | (0.0) | (0.0) | -8.8M | -10.3M | -10.3M | -10.3M | -10.3M | |
-184M | -19.9M | -5.1M | -442.3M | -123.6M | -208.7M | -73.4M | -59M | -27.4M | (0.0) | -144.1M | (0.0) | (0.0) | -1.3M | (0.0) | -125M | (0.0) | (0.0) | -1.8M | (0.0) | |
-127.8M | -44.9M | -214.9M | -1.3B | 1.5B | 2.1B | 591.6M | 210.8M | 854.6M | 150.6M | -602M | -516.7M | -210.6M | 207.7M | 0.0 | 0.0 | 0.0 | 0.0 | -17.8M | -171.2M | |
-714.2M | -174.3M | -332.5M | -1.7B | 1.5B | 1.3B | 901.6M | 4.6M | 480.9M | 698.2M | -621.7M | -101.4M | -601.1M | 19.9M | -6.9M | -133.8M | -10.3M | -14.3M | 58.6M | -171.2M | |
CASH FLOW SUMMARY | ||||||||||||||||||||
-1.1B | 453.8M | 268.8M | -1.4B | 1.7B | 710.5M | -135.7M | 104.5M | -197.8M | 43.7M | -143.6M | 67.1M | 19.6M | 146.6M | -70.9M | -140.6M | 40.6M | -33.6M | 753.7M | 1.4M | |
2.4B | 1.9B | 1.6B | 3B | 1.4B | 642.8M | 778.5M | 674M | 871.8M | 828.1M | 813.1M | 746M | 726.5M | 578.5M | 649.4M | 790M | 749.4M | 783M | 29.3M | 27.9M | |
1.3B | 2.4B | 1.9B | 1.6B | 3B | 1.4B | 642.8M | 778.5M | 674M | 871.8M | 669.4M | 813.1M | 746M | 725.2M | 578.5M | 649.4M | 790M | 749.4M | 783M | 29.3M | |
-95.1M | 266.8M | 434.5M | 1.2B | 740.9M | 242.7M | -475.3M | 321.5M | -351.9M | -202.9M | 4.5M | -134.6M | 363.6M | 97.8M | -3.6M | 9.5M | 17.2M | -7.3M | -47.3M | 12.2M |
HTH - Filing history and reports
| Filing Type | Filing Date | Period Ending | Fiscal Year | Actions |
|---|---|---|---|---|
DEF 14A DEF 14A 2026 N/A | April 30, 2026 | July 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 28, 2026 | April 23, 2026 | 2026 | |
10-Q 10-Q 2026 Q1 Q1 | April 24, 2026 | March 31, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
8-K 8-K 2026 N/A | April 23, 2026 | April 23, 2026 | 2026 | |
10-K 10-K 2025 FY FY | February 13, 2026 | December 31, 2025 | 2025 | |
8-K 8-K 2026 N/A | February 05, 2026 | February 02, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2026 N/A | January 29, 2026 | January 29, 2026 | 2026 | |
8-K 8-K 2025 N/A | December 09, 2025 | December 08, 2025 | 2025 |
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